Our Privacy Policy
y (Effective Aug
gust 2012)
s website is pro
ovided by Trans
satlantic Holdin
ngs, Inc. and itss subsidiaries ((collectively “TransRe”).
This
This
s Privacy Policy
y and our Term
ms and Conditio
ons of Use desscribe the conditions under wh
hich you may a
access
or use our Website
e. If you choos
se to access ou
ur Website, you
u are agreeing
g to be bound b
by our Privacy Policy
and Terms and Co
onditions of Use then in effect and by all ap plicable law. Iff you do not agree with the te
erms of
eithe
er document, you
y should nott access or use
e our Website. Please review
w our Privacy P
Policy each tim
me you
acce
ess this Website to ensure yo
ou have read the
t latest versiion. This Privacy Policy was updated on the date
indic
cated at the top
p of this policy.
COM
MPANY INFOR
RMATION AND
D WEBSITE OP
PERATION
The TransRe Group is a leading international reinsurance o
organization w
with operations worldwide. Th
hrough
Tran
nsRe.com you may link to oth
her websites operated
o
by Tra
ansatlantic Holldings, Inc. If a TransRe subssidiary
or affiliate has its own
o
specific Prrivacy Policy, th
he provisions o
of that Privacy P
Policy will applly to your use o
of their
web
bsite.
ADD
DITIONAL LOC
CAL INFORMATION
We operate in a nu
umber of countries. Our locall offices may b
be subject to ad
dditional or diffferent data prottection
requ
uirements.
INFO
ORMATION WE
W COLLECT
Our Website generally collects yo
our personally identifiable infformation when
n you choose to provide it to us, for
ance, when you voluntarily su
ubmit it through
h the Website. Examples of ssome of the wa
ays you may p
provide
insta
inforrmation are wh
hen you contact us (by email, Website form
m or otherwise
e). You may provide us with your
nam
me, e-mail add
dress, home or work addres
ss or telephon e number. Yo
ou may also p
provide us with
h your
inforrmation if you apply
a
for a pos
sition with one of
o our compan ies. As a result, we may rece
eive information
n such
as your
y
postal address, age, gender, positions, preferences a nd interests.
WE MAY ALSO COLLECT
C
NON
N-PERSONALL
LY IDENTIFIA
ABLE INFORMA
ATION WHEN
N YOU ACCES
SS OR
E OUR WEBSITE.
USE
COO
OKIES
Our website may use
u cookies forr various reaso
ons. A cookie iss a small data ffile that is placced on your harrd disk
by a Web server. Cookies
C
contain information that can later b e read by a We
eb server in the
e domain that issued
the cookie to you. A cookie sentt to your brows
ser from our W
Website can be used by our W
Website to reco
ognize
se our Website. We may use cookies to tell us whether yyou have ever visited
yourr computer whenever you us
our Website before or if you are
e a new visitor,, and to help u
us understand which portionss of our Website you
ng.
find most interestin
okies may enha
ance your Web
bsite experienc
ce by saving yo
our preferences, e-mail addre
ess and/or passsword
Coo
so you
y do not have
e to re-enter this information each
e
time you visit the Websiite.
You may accept or
o decline cook
kies. While mos
st Web browse
ers automatica
ally accept cookkies, you can m
modify
yourr browser settin
ngs to decline cookies.
c
For ex
xample, in Inte
ernet Explorer yyou can delete cookies by selecting
“Too
ols”, and then “Delete brows
sing history”. Then
T
select th
he control boxx “Cookies” an
nd click the “D
Delete”
butto
on. However, iff you disable cookies, you ma
ay not be able to take advanttage of all of ou
ur Website feattures.
WEB
B BEACONS
We may use electronic images known
k
as Web beacons or si ngle-pixel GIF S to assist us in delivering co
ookies
on our
o sites or collecting informa
ation about We
ebsite usage, e
email response
e and tracking. Like cookies, these
sma
all files do not store,
s
record or share any infformation abou
ut you. We ma
ay use third parrty vendors to collect
site traffic data through the use of
o these web beacons
b
and G IFs or traffic piixels that can b
be embedded on our
bsite. These ve
endors can pro
ovide us with an
nonymous usa
age data to allo
ow us to improvve our Website.
Web
WEB
B SERVER LO
OGS
Certtain information
n is also gathe
ered automatica
ally and stored
d in web serverr logs for various reasons inccluding
adm
ministering the site,
s
analyzing trends and tracking usage. T
This information
n does not iden
ntify individual users.
This
s information may
m
include th
he following: In
nternet protoco
ol (IP) addresss; type of browser, compute
er and
operating system, browser plug--ins, height an
nd width, Intern
net Service Prrovider (ISP), ssearch engines, and
keyw
words used to find our site; pages viewed within our site
e; city, state o
or country from
m which our sitte was
acce
essed, Web pa
ages linked to
o our site from
m, date and tim
me of visit, pag
ges viewed on
n our site and
d other
click
kstream data.
This
s site uses Goo
ogle analytics, a website ana
alytics service provided by G
Google, Inc., Go
oogle Analyticss uses
cook
kies to help Website
W
owne
ers understand
d how visitorss interact with
h the Website
e. Google use
es this
inforrmation to eva
aluate your use of the Webs
site, compile rreports for We
ebsite operatorrs and provide
e other
serv
vices related to
t Website ac
ctivity and intternet usage. You may vie
ew the Google privacy Pollicy at
http://www.google..com/intl/en/analytics/privacyo
overview.html
LINK
KS TO OR FRO
OM OUR WEB
BSITE
You may have rea
ached our Web
bsite from a link
k on another w
website. Alterna
atively, our We
ebsite may have links
to other sites. It is
s important to realize that we
e are not respo
onsible for the data collection
n, privacy policcies or
ctices of any other
o
website, including sites that link to ou
urs, or sites tha
at we link to. W
We suggest that you
prac
read
d the privacy po
olicy and terms
s and condition
ns of use for evvery website yo
ou visit.
HOW
W WE MAY US
SE OR SHARE
E YOUR INFOR
RMATION
By submitting
s
information, includ
ding personally
y identifiable infformation to ou
ur Website you
u agree that w
we may
use and disclose the
t information in any manne
er permitted by law and that yyou have no exxpectation of privacy,
ormation subm itted.
conffidentiality or privilege with regard to the info
For example, you agree that any
y information you
y submit to us through the
e Website mayy be collected, used,
ed for the follow
wing reasons: (1)
(
to monitor,, analyze and iimprove our W
Website, (2) to p
protect
sharred or disclose
our rights, or tho
ose of our clie
ents, insureds, reinsureds, b
business partn
ners, users orr third parties or as
othe
erwise permitte
ed by law, (3) to
o incorporate into our databa
ase for mailingss or other purp
poses, (4) to ccontact
you regarding pro
ograms, produc
cts or services
s and to resp ond to your in
nquiries, or (5
5) may otherwise be
prov
vided to our afffiliates, busines
ss partners, re
egulators or oth
hers who work for us such ass providers, ve
endors,
or to
o unaffiliated pe
ersons, or (6) relating
r
to perfformance of the
e insurance, re
einsurance or rrelated adminisstrative
func
ction, or other business purp
poses. Also, if you
y apply for a position with one of our com
mpanies, we w
will use
yourr curriculum vittae and other in
nformation you provide for co
onsidering yourr application forr employment.
We may also disclose your personally identifia
able information
n (1) when we are required tto do so by law
w or in
mpliance with le
egal process (such
(
as for example,
e
to co
omply with law
ws or regulatio
ons or to respo
ond to
com
inqu
uiries by governmental autho
orities), (2) to protect
p
our righ
hts or our busiiness reputatio
on or (3) to actt in an
eme
ergency situatio
on to protect pe
ersonal safety or
o property or tto prevent harm
m to persons or property.
HOW
W WE HELP PROTECT
P
PER
RSONALLY IDE
ENTIFIABLE IN
NFORMATION YOU PROVID
DE TO US
We make reasona
able efforts to protect person
nally identifiablle information that you subm
mit over the We
ebsite.
wever, we do not
n warrant or represent that the level of se
ecurity meets o
or exceeds anyy particular sta
andard
How
and no server or internet transm
mission is ever 100% secure or error free. P
Please take thiis into accountt when
subm
mitting personal information or confidentia
al information on any webssite, including ours. Similarlyy, any
inforrmation you se
end us in an em
mail message is not confiden
ntial, secure orr privileged. E--mail message
es may
be viewed
v
by third
d parties, lost, intercepted or altered.
a
E-maiil messages m
may be sent acrross national borders
even
n when the sender and recip
pient are locate
ed in the same
e country. We will not be liab
ble for any dam
mages
suffe
ered in connec
ction with the us
se of e-mails or
o any other ele
ectronic system
m used to comm
municate with u
us.
DAT
TA STORAGE AND TRANSFER OUTSIDE YOUR COUNT
TRY
Any data you send
d over our Web
bsite is stored on
o servers in th
may be
he United Stat es of America.. Some data m
store
ed on servers in other counttries.
Our em
mployees who are located in
n various counttries may be a
able to
acce
ess your perso
onal data on a need-to-know basis for the p
purposes stated
d in this Privaccy Policy (group
p-wide
acce
ess).
Note
e, your personal data may be
e transferred to
o and processe
ed in locations different from the country in which
you are viewing this Website (““User Country””). Your data may be acce
essible outside your User Co
ountry.
Plea
ase note, that if your User Country
C
is with
hin the Europe
ean Economic Area (“EEA”) or is Switzerla
and or
anotther country th
hat provides an
n adequate leve
el of data prote
ection, your pe
ersonal data wiill also be acce
essible
and processed in countries
c
with a lower level off data protectio
on.
STO
ORAGE OF E-M
MAIL
All incoming and outgoing
o
e-maill messages are
e automaticallyy stored in our Electronic Messsage Repository for
dentiary purpos
ses. The e-maiils are protecte
ed by legal, tecchnical and org
ganizational m
measures. The
ey may
evid
only
y be accessed in accordance
e with applicable laws and re
egulations (see
e HOW WE MA
AY USE OR S
SHARE
YOU
UR INFORMAT
TION above). If you do not approve
a
of the
e retention of p
private e-mail m
messages by u
us, we
strongly advise you
u not to send private,
p
non-bus
siness related e-mails to our employees.
W LONG WE WILL
W
RETAIN YOUR
Y
DATA
HOW
We retain the pers
sonal informatio
on collected on
n our Website fo
or as long as re
equired or perm
mitted by law.
W TO ACCESS
S YOUR DATA
A
HOW
You are entitled to
o ask for a cop
py of your pers
sonal data wh ich has been ccollected onlin
ne and stored o
on our
Web
bsite. You may
y also ask to ha
ave your data re
ectified or dele
eted as required
d by applicable
e data protectio
on law.
For more informatiion, please email us at privac
[email protected]
m.
CHA
ANGES TO OU
UR PRIVACY POLICY
P
We reserve the rig
ght to change or
o update this Privacy
P
Policy a
at any time and
d we will notify users of our W
Website
p
such up
pdated Privacy
y Policy on this
s page with a n
new effective d
date. Any chan
nges will be efffective
by posting
imm
mediately upon posting.
HOW
W CAN YOU CONTACT
C
US
If yo
ou have any qu
uestions or conc
cerns about ou
ur privacy policyy, please emaiil us at privacy@
@transre.com..
Cop
pyright © 2012 Transatlantic Holdings,
H
Inc. All
A rights Rese rved.