EMBRACE A publication for AvMed Members Summer/Fall 2016 Behavioral health: Know the Basics Foods to Fight the Flu Healthcare Savings: A Balancing Act AvMed Member Frank M. tABLE OF coNteNtS in every issue 3 WELCOME 14 YOUR BENEFITS 4 HEALTH SMARTS 15 YOUR PHARMACY Michael p. Gallagher President and CEO corey Miller features Director of Communications and Public relations Felicia lopez-Walker Managing Editor AvMed, one of Florida’s oldest and largest not-for-profit health plan companies, provides affordable, quality health benefits throughout the state. • Always consult your Primary Care Physician (PCP) regarding medical advice. the health information in this publication is not intended to replace your doctor’s directives. • To contact the Public relations Department, write AvMed, 9400 S. Dadeland Blvd., Miami, FL 33156; call 1-800-432-6676, ext. 27366; or email [email protected]. AVMAG-FL16-C002 AvMed, inc. Coverage provided by or through AvMed inc., (health benefit plan). Plans 10 Behavioral Health contain limitations and exclusions. Get to know your plan benefits AvMed EMBRACE Magazine is published exclusively for AvMed by Wax Custom Communications. 8 One Smart Shopper 12 Eating Well Educator researches lowcost providers Stock up on these flu-fighting foods hoW hAS AVMed helped you IMproVe your heAlth? We want to hear from you. Email us at [email protected] to share your story with us. you could be featured in 2 an upcoming issue of EMBRACE! EMBRACE | Summer/Fall | July 2016 our commitment to you Dear Valued Member: A s you’ve probably noticed, we’ve given our magazine a makeover beginning with this edition. I’m excited to introduce a redesign that begins with a new name – AvMed Embrace – and includes a cleaner look and content that expands on the features you enjoy. Inside Embrace, you’ll find stories focused on physical health, behavioral health, wellness and prevention, mixed with ways to make the most of your AvMed benefits. This summer, you’ll read about the dangers of high blood pressure, get a rundown on behavioral health benefits and discover the role of nutrition in flu prevention. We’re very excited about our new Member tool, AvMed’s Cost Calculator, which allows all AvMed Members to compare actual costs for 120 common procedures. Our main story details one Member’s experiences with AvMed SmartShopper™, an add-on program that offers eligible Members cash back on certain medical procedures. Both tools make sure it truly “pays” to take charge of your health. Have a story to tell us? Share your personal health successes at [email protected]. You could be featured in a future issue. As always, thanks for your continued support. We look forward to hearing from you. Michael P. Gallagher President and CEO, AvMed [email protected] Questions About AvMed Coverage or Benefits? Contact AvMed’s Member Engagement Center. Please call the number listed on your AvMed Member ID card (TTY 711), Monday-Friday, 8 am-8 pm; Saturday, 9 am-1 pm. Hours may vary according to your policy. EMBRACE | Summer/Fall | July 2016 3 HEALtH SMArtS The Dangers of High Blood Pressure t here’s a reason that high blood pressure is known as “the silent killer.” This sneaky condition often does not present symptoms until it’s too late. Here are three reasons why you need to know your numbers and take charge of your health by eating better and working out: Stroke: Uncontrolled high blood pressure can cause blood vessels to leak or rupture, in turn depriving your brain of oxygen. Kidney failure: One of the most common causes of kidney failure, high blood pressure can restrict blood flow and affect kidney function. Heart attack: High blood pressure can lead to coronary artery disease, in which arteries narrow, increasing heart attack risk. Speak to your healthcare provider about getting your blood pressure under control. For more information on controlling high blood pressure, log onto AvMed.org/Wellness and find “Health resources” under the Healthyroads® tab. colorectAl cANcer ScreeNINGS: What Are My Options? A ccording to the American Cancer Society, colon cancer is among the top three leading causes of cancer-related deaths in the United States. Fortunately, you and your doctor have a number of options available to help screen for the cancer. The U.S. Preventive Services Task Force recommends screening for colon cancer using fecal occult blood testing, sigmoidoscopy or colonoscopy in adults, starting at age 50 and continuing until age 75. Here’s a closer look at each one of these screenings: Fecal occult screening: Doctors test stool samples for the presence of blood, which can signify growths, polyps and cancer. Sigmoidoscopy: This procedure lets doctors look into the sigmoid colon, the first part of the large intestine. Colonoscopy: This procedure is similar to a sigmoidoscopy but examines the entire colon. These cancer screenings can save your life. The sooner you get screened, the sooner you can start treatment if cancer is found. Some screenings are more invasive than others, so talk to your doctor to find out which screening is best for you. Log into your account at AvMed.org to review your plan benefits. 4 EMBRACE | Summer/Fall | July 2016 BAcK-to-School VAccINeS: ARE THEY ENOUGH? With another school year upon us, it’s time to start thinking about immunizations. Depending on his or her age, make sure your child has the following vaccines, as recommended by the Centers for Disease Control and Prevention: • • • • • • • • • • • • DTaP (diphtheria, tetanus and pertussis/whooping cough) Polio (IPV) Measles, mumps and rubella (MMR) Hepatitis A and B Pneumococcal conjugate Rotavirus Influenza Varicella (chickenpox) Hib TDap Meningococcal (men) Human papillomavirus (HPV) Talk to your child’s doctor for more information on recommended immunizations. Antibiotics: The Risks of Overuse A ntibiotics are lifesaving drugs that can help fend off bacterial infection, but – just like many other things in life – you can have too much of a good thing. The use of antibiotics to treat nonbacterial infections like the common cold can expose you to unwanted risks of complications, such as an upset stomach or a serious allergic reaction. Overuse can also cause antibiotic resistance, meaning your body can become drug-resistant to prescription treatment. These types of drugs are not always the answer to a sore throat or ear infection. In fact, most sore throats don’t need antibiotics. Your doctor will need a throat culture swab to accurately diagnose you and prescribe treatment, which may or may not include antibiotics. EMBRACE | Summer/Fall | July 2016 5 HEALtH SMArtS diabetic eye disease V ision-related problems are a common complication of diabetes, and as many appear, as damage may already be occurring. An annual dilated retinal exam by an optometrist or as 50 percent of patients do not opthamologist is recommended if get their eyes examined or are you have diabetes. diagnosed too late for treatment. Common diabetic eye disease Because early diagnosis and symptoms include: proper treatment can reduce • Blurred or glared vision one’s risk of vision issues, it’s • Eye pain or aches important to get checked out • Watery eyes regularly. Don’t wait until symptoms • Vision loss urgent care center (ucc) vs. emergency room: WhIch Should I uSe? W hen an emergency strikes, the first response is usually to head to the emergency room. But not every situation requires a trip to the ER. Here are some symptoms and situations that can be addressed at an urgent care center: • • • • • Ear pain Minor injuries and burns Influenza and colds Vomiting, diarrhea and stomach pain Sports injuries Opting for an urgent care center can save you time, money and headaches. If you’re unsure of the severity of your emergency, please contact 911. Have a health concern? talk privately to a registered nurse by calling our dedicated 24/7 Nurse on Call hotline at 1-888-866-5432 or emailing [email protected]. 6 EMBRACE | Summer/Fall | July 2016 Growing Kids = Growing Medical Needs H elping your children transition into adulthood is all about preparing them for the responsibilities that lie ahead. That includes helping them move from a pediatrician to an adult Primary Care Physician (PCP) once they turn 18. Here are a few tips for a smooth transition: Find the right doctor. The AvMed website makes it easy for you and your children to search for an in-network doctor that’s a good fit. If you have questions, or require assistance, contact AvMed’s Member Engagement Center at the number listed on the back of your AvMed Member ID card. Transfer relevant records. Your children will need to transfer their medical history to the new physician, including immunization and medication files. Stay informed. Make sure your children understand that any legal responsibility for their care will fall to them; if they want a parent to participate after they turn 18, they will need to sign a consent form. While some PCPs only accept patients once they reach age 18, others will accept new patients at age 16 or 17. Be sure to ask about age requirements when calling the new provider. BMI VS. Body WeIGht: WhAt'S WhAt? W hile the number on the scale is important, it doesn’t tell the whole story about your body fat. Body weight is your total weight, including muscle and fat. Body mass index (BMi), on the other hand, is an estimation of just body fat, based on your height and weight. Health professionals use BMi as a basic tool to determine one’s risk of obesity-related illnesses; the higher the BMI, the higher the risk. you should know your BMi and your child’s BMi percentile. There is one major downside to BMI, however: Since it doesn’t measure muscle, athletes and other muscular individuals may have a high BMi, but be perfectly healthy. That’s why your doctor will take into account other factors when determining your health status, including discussing nutrition and physical activity. For more information on BMi, log onto AvMed.org/Wellness and find “Health resources” using the Healthyroads® tab. EMBRACE | Summer/Fall | July 2016 7 Smart Savings AvMed Member does his heAlthcAre hoMeWorK 8 EMBRACE | Summer/Fall | July 2016 W ith a considerable career in education, AvMed Member Frank M. appreciates the value of learning something new. In fact, Frank recently learned just how easy it is to shop for pricing on common medical procedures. Both Frank and his wife work for the Columbia County School District in Lake City – she as an elementary school music teacher and he as a former teacher now making his career in human resources. When the school district switched to AvMed recently, Frank was excited to learn about two powerful new tools, AvMed’s Cost Calculator and AvMed SmartShopperTM. crAcKING the BooKS AvMed’s Cost Calculator allows Members to search for, compare and evaluate healthcare providers across the AvMed Network using real-time cost estimates. Information is available on 120 procedure categories, very intuitive and easy to navigate,” he says. “It was also very interesting to see the wide range of costs associated with the different procedures.” Like so many, Frank tries hard to be a wise healthcare consumer, but he didn’t always have the information to make the most informed healthcare decisions. “We’ve all been encouraged to find the low-cost provider, but I’ve never really had the tools before,” he says. “AvMed provides access to the information and then provides a true incentive where you, as the consumer, receive a tangible reward for utilizing the low-cost provider.” Did SmartShopper work for Frank? “Well, I chose one of the low-cost providers and, lo and behold, there was a check in the mail 60 days later!” As a type 1 diabetic, Frank keeps a close eye on his health. He watches what he eats and recently worked with his healthcare provider to transition to a new treatment plan, which included use of an insulin pump. Frank also gets plenty of exercise keeping up with “AvMed provides access to the information and then provides a true incentive where you receive a tangible reward for utilizing the low-cost provider.” – Frank M. and estimates factor in a Member’s specific location, copay and secondary insurance – as well as each option’s potential impact on their deductible and outof-pocket limit. SmartShopper then adds cash incentives when Members choose one of the best values offered. AvMed is the first health plan in Florida to offer SmartShopper and includes this valuable feature with select AvMed Employer Group Health Plans, such as Frank’s, as well as with all Individual Health Plans. a very active 11-year-old daughter, who is involved in competitive gymnastics and recently made the middle school cheerleading squad. “She’s reaching that age where her activities drive what our family activities are,” Frank says. “As new cheer parents, we’ll be going to a lot of football games together, too!” Thanks to Cost Calculator and SmartShopper, Frank has a new window into his healthcare. His active family provides plenty of motivation for him to stay healthy, and now he can shop smart for quality care. the tIMING WAS perFect “Shortly after we came onboard with AvMed, I was given a flyer about SmartShopper to distribute to all of our employees,” Frank recalls. “I looked at the information and realized that I was getting ready to have one of the procedures listed.” Frank cracked the books and visited the SmartShopper website. “It was Head to Page 14 to see how AvMed’s Cost Calculator can help you avoid unexpected medical costs. EMBRACE | Summer/Fall | July 2016 9 basics Behavioral Health: Know the A lthough we know a lot about how to keep physically healthy, we tend to know less about behavioral health. “AvMed’s behavioral health benefit provides our Members with multiple options for support, coordination, and facilitation to help coordinate any mental, emotional, and substance use issues,” says AvMed Manager of Case Management Veta Cumbaa, BA, RN, CCM. “Managing behavioral health is just as important as managing one’s physical health, and oftentimes the combination of the two coexist. I hope our Members in need take advantage of our services”. Here are a few of the conditions covered by AvMed’s behavioral health benefits: ADHD affects more males than females, and children as young as three can have symptoms. In all, 11 percent of American children have ADHD, according to the Centers for Disease Control and Prevention. depreSSIoN Depression and postpartum depression (experienced by new mothers) are mood disorders that affect millions of Americans. Feelings of sadness and loss of interest are typical. How people feel, act and even how they think can be affected. An estimated 15.7 million, or 6.7 percent of adults in the United States experienced depression in 2014, according to the National Institute of Mental Health. “Managing behavioral health is just as important as managing one's own physical health.” – Veta Cumbaa, AvMed Manager of Case Management, BA, RN, CCM poStpArtuM depreSSIoN Adhd Attention deficit hyperactivity disorder (ADHD) is a common brain disorder in children that also affects teenagers and may continue into adulthood. People with ADHD usually have trouble with focus, attention and controlling their behavior. They tend to be hyperactive, and they may act without thinking things through. Common symptoms include problems concentrating, staying organized and remembering details. 10 EMBRACE | Summer/Fall | July 2016 Postpartum depression is a type of depression that can be triggered by childbirth. New mothers may experience long-lasting symptoms such as depressed mood, mood swings, crying, insomnia, withdrawing, trouble bonding with the baby, lack of focus, feelings of guilt and loss of energy. These postpartum depression symptoms develop within weeks to months after giving birth – and can last for several months if they are left untreated. As many as one in seven women experience postpartum depression, according to the American Psychological Association. AutISM Autism spectrum disorder (ASD) is a group of developmental disorders that can range from mild to severe. ASD often involves social problems such as difficulty interacting and communicating and problems functioning. People with ASD may repeat behavior or have very focused or intense interests. ASD is typically diagnosed when children are fairly young. It is more common in boys, according to the Centers for Disease Control and Prevention – approximately one in 42 boys and one in 189 girls have ASD. SuBStANce ABuSe Harmful use of psychoactive substances such as alcohol and illegal drugs are involved in substance abuse. People who overuse these substances can develop dependency. Changes in behavior, thinking and psychology can result. Among other symptoms, people with substance abuse issues can value taking the substance over their other activities and responsibilities. According to the World Health Organization, harmful use of alcohol is responsible for 3.3 million deaths annually, and at least 15.3 million people have drug use disorders. to find out more about your benefits through AvMed’s behavioral health partner Beacon as well as coordinating care, contact AvMed’s Member Engagement Center at the number listed on your AvMed Member ID card (TTy 711). EMBRACE | Summer/Fall | July 2016 11 Eating Well Flu-Fighting Foods 12 EMBRACE | Summer/Fall | July 2016 We’ve taken poetic license here, calling this dish a risotto. Aside from barley instead of rice, it has all the components of a risotto therefore making it a wonderful accompaniment for hearty stews and roasted poultry. W ith flu season around the cor ner, a little preparation can go a long way. Getting your free, annual flu shot is the best way to keep influenza at bay, but there are other precautions you can take to complement your body’s defenses. Improving your diet with immunity-boosting foods can help fend off not only the flu but also other ailments like the common cold. The key is looking for high-antioxidant foods. Antioxidants are powerful nutrients that have been shown to boost immune response. “Increasing your nutrient intake can have positive effects on your immune system,” says AvMed Director of Wellness Elizabeth SanchezBrana. “You really are what you eat.” The next time you’re at your local grocery store, consider the following foods: Berries: These flavorful fruits are loaded with vitamin C, arguably the most famous antioxidant. Strawberries, blackberries, blueberries … there’s no shortage of colors to choose from. Use them to top off yogurt, eat them on their own or use AvMed’s recipe tool to find other uses. Yogurt: Speaking of yogurt, the dairy product is home to beneficial bacteria known as probiotics, which can help your gut as well as fend off respiratory infections. For those with dairy sensitivity, there are dairy-free options available. Cottage cheese is another alternative if you can’t stomach yogurt. Just watch out for anything with excess sugar. Green tea: Tea is touted for its many benefits, one of which is strengthening your immune system with antioxidants known as catechins. These cancer-fighting substances have also been shown to have antiviral properties, shortening the length of flu symptoms when present. Barley Risotto With Kale INGREDIENTS • 1 teaspoon olive oil • 1 small onion, finely chopped • 1 cup pearled barley • 2¾ cups water • 1 teaspoon salt • ½ teaspoon turmeric (optional) • 1 package (10 ounces) frozen chopped kale or spinach, thawed • ½ cup grated Parmesan cheese • ½ teaspoon pepper • 2 teaspoons unsalted butter, cut up INSTRUCTIONS GOOD SOURCE OF 1. in a medium saucepan, heat oil Beta-carotene, copper, fiber, over low heat. Add onion and indoles, iron, lutein, magnesium, sauté five minutes until golden niacin, potassium, quercetin, brown. Add barley, stirring to riboflavin, selenium, thiamin, vitamin coat. B6, vitamin C, vitamin K, zinc 2. Stir in water, salt, and turmeric, PREP TIME and bring to a boil. reduce to a 50 minutes simmer, cover and cook, stirring NUTRITIONAL INFORMATION PER SERVING occasionally, for 25 minutes or until barley is almost tender. 289 calories; 7.8 g total fat; 3.9 g saturated fat; 2.6 g 3. Stir in kale (or spinach) and cook 10 minutes or until barley is monounsaturated fat; 0.7 g tender. remove from heat; stir in polyunsaturated fat; 9.7 g Parmesan, pepper and butter. dietary fiber; 12 g protein; 45 g carbohydrate; 15 mg cholesterol; 830 mg sodium More recipes are available through AvMed’s Wellness Program. Just visit AvMed.org. EMBRACE | Summer/Fall | July 2016 13 your BeNeFItS What to Do After an Admission t here are several steps you need to take to ensure a smooth recovery after admission. The first step is being proactive about your discharge planning. Waiting until after admission to make your discharge preparations is often too late. While you can’t plan for emergencies, you can plan ahead for certain medical situations like knee surgery and other elective procedures. When developing your discharge plan, make sure you have the answers to these questions: • Why was I admitted? • What do I need to do to prevent readmission? • What services do I need after my discharge and have they been arranged? Are family and friends available to assist at home if needed? • What is the contact information for all the services I will need? • What doctor(s) should I see after my discharge? What should I do if they cannot see me within a week of discharge? • What new medications will I be taking? What previous medications should I keep taking? • Do I understand the treatment I was given and the care I need? Keep your scheduled appointments, fill your prescriptions and take your medicine according to the instructions you’re given. Be aware of the equipment and services you should receive upon discharge and know who to call if you don’t receive them as planned. Contact your physician to set up a follow-up visit right away, as it’s recommended to see a physician again within seven days of your discharge. Have more questions, or need assistance? Contact AvMed nurse on Call at 1-888-866-5432 24 hours a day, seven days a week, or call AvMed's Member Engagement Center at the number listed on your AvMed Member iD card. Q: how can A: Medical billing can get complicated quickly, especially if multiple care providers I Avoid are seeing you. Aside from checking your Summary of Benefits to better understand unexpected medical charges and your plan, you should take of AvMed’s Cost Calculator tool. Medical costs? advantage Available to all AvMed Members at no cost, the tool can help you estimate costs for specific medical procedures and compare those costs among providers in the AvMed Network. You’ll be able to find the best price for a certain procedure and make a more informed medical decision. Simply log into AvMed.org, click “My Account” and look for the Cost Calculator link to get started. – Joyce Krajnovich, director, Member Engagement 14 EMBRACE | Summer/Fall | July 2016 your pharmacy Signing Up for Pharmacy Mail Order I nstead of picking up their prescription at a local pharmacy, AvMed Members can enjoy the convenience of having their medications mailed directly to their home or office. This pharmacy mail-order option makes it easier than ever to stay on top of your prescriptions, whether they’re for 30 days or for 90 days. Just fill out the necessary forms to get started. Depending on your plan, mail-order prices may vary from regular retail copay prices and may provide a cost savings. Check your plan documents or call AvMed’s Member Engagement Center to learn more about your mail-order pharmacy benefits and related costs. Formulary Update The Preferred Medication List includes specific coverage information on copayment levels, medications that require prior authorization or have quantity limits, and therapeutic alternatives. The most recent listing can be viewed online at AvMed’s website, AvMed.org. Click on Preferred Medication Lists, located under the Quick Links on the left side of the page. Medications are added to the AvMed Preferred Medication List (formulary) after careful review by a committee of practicing doctors and pharmacists called the Pharmacy and Therapeutics Committee. The committee meets quarterly and decides which medications provide quality treatment at the best value. The medications on this page have been added to the formulary. Formularies are updated on the AvMed website by the fifth of each month. New Generics New Drugs Brand Name Generic Name Narcan nasal spray Genvoya Use Brand Name Generic Name Use Actonel 75 mg Risedronate Postmenopausal osteoporosis. prevention/Paget’s disease Gleevec Imatinib Leukemia/antineoplastic Jalyn Dutasteride/ tamsulosin Benign prostatic hyperplasia Moban Molindone Schizophrenia disorder Opioid antagonist Cobicistat/ elvitegravir/ emtricitabine/ tenofovir Antiretroviral Ninlaro Ixazomib Multiple myeloma Lonsurf Trifluridine/ tipiracil Metastatic colorectal cancer Ortho-Tricyclen Lo Norgestimate/ ethinyl estradiol Contraceptive Odomzo Sonidegib Advanced basal cell carcinoma Patanol 1% eye drops Olopatadine Allergic conjunctivitis Opdivo Nivolumab Metastatic melanoma Prandimet Diabetes Alecensa Alectinib Metastatic non-small cell lung cancer Metformin/ repaglinide Nevirapine XR Antiretroviral Tagrisso Osimertinib Non-small cell lung cancer Viramune XR 100 mg Zyvox suspension Linezolid Antibacterial Cotellic Cobimetinib Metastatic melanoma Rosuvastatin Anti-hyperlipidemia Strensiq Asfotase alfa Hypophosphatasia (HPP) Crestor (effective 7/1/16) Uptravi Selexipag Pulmonary arterial hypertension (PAH) Enablex Darifenacin ER Overactive bladder Migraine Patiromer Hyperkalemia Frova 2.5 mg tablets Frovatriptan Veltassa Tresiba Insulin Diabetes mellitus Nasonex Allergic rhinitis Coagadex Factor X Hemophilia Mometasone spray Idelvion Factor IX Hemophilia Tegretol XR 100 mg Carbamazepine ER 100 mg Anti-convulsant Kanuma Sebelipase alfa Lysosomal acid lipase deficiency Voltaren Gel Diclofenac 1% gel Nonsteroidal antiinflammatory See latest Formulary List on our website for copay levels and other pertinent pharmacy benefits. EMBRACE | Summer/Fall | July 2016 15 P.o. Box 569004 Miami, FL 33256-9942 Important contact Information AvMed's Member Engagement Center*: Please call the number listed on your AvMed Member ID card (TTy 711), Monday–Friday, 8 am–8 pm; Saturday, 9 am–1 pm *Hours may vary according to your policy. AvMed Nurse On Call: 1-888-866-5432 (TTY 711) 24 hours a day, 7 days a week Member Link Line: 1-800-806-3623 Fraud and Abuse Hotline: 1-877-286-3889 AvMed website: AvMed.org AvMed’s Care Management Programs cAN We help you? We SpeAK your lANGuAGe if you have specific language needs, please call AvMed’s Member Engagement Center at the number listed on your AvMed Member iD card. AvMed … Hablamos su idioma! Si usted tiene necesidades específicas relacionadas con el idioma, comuníquese con el Centro de Atención para Afiliados de AvMed en el número que aparece en su tarjeta de afiliado de AvMed. AvMed … a votre service! toute la journée. tous les jours. Et nous parlons votre langue. Si vous ne pouvez pas lire les articles dans ce magazine, veuillez composer la ligne d’assistance imprimée au votre carte de member pour un représentant bilingue qui peut répondre à vos questions. AvMed’s Healthy Living: 1-855-81-AVMed (28633) AvMed’s Care Management: 1-800-972-8633 Do you face chronic illness? talk to your doctor about our Care Management Programs that can offer you support for the following conditions: • • • • • Asthma CAD – coronary artery disease Diabetes COPD – chronic obstructive pulmonary disease Congestive heart failure An acute condition, injury or illness can require complex therapy. our Care Management Team can work closely with you to address complex health issues. We offer a variety of Care Management Programs, including: • Complex Care – for Members who are experiencing a catastrophic event or diagnosis or who have multiple diagnoses requiring coordination and support • Short-Term Care – for Members who could benefit from extra support following a health issue • Transitional Care – for Members who have been discharged from a hospital and are transitioning back home or to a skilled nursing facility • Specialty Care – for Members who have specialized health issues such as high-risk pregnancy and transplant TTY Assistance: 1-800-955-8771 (711) 8 am–8 pm, 7 days a week if you think you can benefit from one of our programs, please call AvMed’s Member Engagement Center at the number listed MP-5712 (07/16) on your AvMed Member iD card.
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