60 ƒ celebrates years of healthcare Member of the Global Group 60 This short booklet interweaves ƒ’s story with that of the breakthroughs in medicine that we have witnessed over the last 60 years – events that have significantly changed the shape of medical care and improved the public’s well-being. The past has been eventful but even more exciting times lie ahead and our story ends with a glimpse of the possibilities being explored by scientists as they study ‘the blueprint of life’ or human genome. Whilst the future of medicine lacks clarity, one thing is certain - ƒ’s role as a healthcare provider will remain as it was when we began in 1940. We want to ensure that we provide you with access to the latest proven medical developments. It is this vision that has secured ƒ’s growth from a small, one-policy company to one of the UK’s leading healthcare specialists with nearly 2 million people benefiting from our support. access to prompt, quality medical treatment in the comfort of private facilities. A dedicated Personal Advisory Team is on hand to deal with your day to day needs and our award winning health information service, Health at Hand, means that a team of medical professionals is there to answer your health concerns around the clock. Building upon our heritage, we have recently become part of The Global AXA Group of companies. This means we are now even better placed to ensure that you receive all the care and support you need now and in the future. So, our 6oth anniversary is cause for celebration: both for the several million members for whom we have secured the best in healthcare and for all our staff whose support and dedication over the years has been instrumental to our success. I hope you find this an informative and enjoyable read. Putting our members first is something we aim to do every day – we have always listened to you so that we can better understand and respond to your needs and expectations. As a result you can enjoy the peace of mind that should you fall ill you have Mark Adams Managing Director, ƒ 0years our History 1940 London Association for Hospital Services incorporated (LAHS). Trading name - Hospital Service Plan. Average weekly subscription for a single person was a shilling. 1943 Covering 3,100 members, in and around London. 1948 NHS founded. 1950 LAHS extends coverage to rest of UK, insuring 22,000 members. Impact of NHS effects company’s growth, but not for long... 1960 121,000 members covered. 1962 As subscriptions reach over 100,000, LAHS changes trading name to Private Patients Plan (PPP). 1963 First medical insurer to introduce full refund on weekly private room charges. 1970 367,000 members. 1971 Continues to trade as PPP but changes company name from LAHS to Provident Association for Medical Care Limited. 1975 Sets up charity to support the development of charitable hospitals and medical research, The Eynsham Trust, (later named ƒ Medical Trust). 1979 Launches first low-cost plan, Private Hospital Plan. Introduces membership card and direct settlement of hospital bills. 1980 689,000 members. 1983 Company name changes to Private Patients Plan. Launches Retirement Health Plan - first chance for over 60s to get private cover. 1990 Pioneers Managed Care in the UK, helping manage the cost of healthcare on behalf of corporate customers and their employees. Membership reaches 1,790,000. 1993 Acquires Denplan, with its focus on preventive dental care. 1995 Relaunches company as ƒ with new look brand to support customers through providing personal healthcare for life. 1996 Changes from provident status to allow greater investment and flexibility in delivering quality healthcare. Joint Venture of Access 24 (now wholly owned) leads to the introduction of Health at Hand, our 24 hour health information service. 1997 Introduces network of recommended hospitals chosen for their quality, value and range of services. 1998 ƒ joins the Guardian Royal Exchange Group (GRE). ƒ Medical Trust receives the proceeds of the sale. 1999 Global AXA Group acquires GRE - ƒ becomes its specialist UK healthcare provider, covering almost 2 million members. 2000 16th September, ƒ turns 60. 40 the Forties For the free world, 1940 was one of the most momentous years in history: Dunkirk, the Blitz. Britain stood isolated against the Nazi onrush. Strangely against such a backdrop, an organisation called the London Association for Hospital Services was incorporated in the City of London. The not-for-profit company was limited by guarantee, had no share capital and an office with four full time staff in Old Jewry. Its purpose was to offer subscribers health insurance to cover medical expense costs. The maximum pay-out in any one year to cover hospital and nursing fees was £105. It is incredible to think that the weekly allowance for a hospital stay in those days was £6. Today, with an average overnight charge of over £200, the cost of a week’s hospital stay has escalated to around £1400 – and this does not take into account the cost of treatment. This was the start of ƒ. In 1962 the Association adopted the name Private Patients Plan because it better reflected the company’s purpose. It went on in 1996 to become ƒ limited with almost two million customers. Recently it became part of the Global AXA Group. It may seem surprising that private medical cover should have been initiated eight years before the NHS came into being. But both were a response to the same patchy provision of and access to medical services throughout the country. With no need to nationalise hospitals, the private initiative got off the ground much quicker than the NHS and was boosted further by the backing of the medical establishment – the medical royal colleges, the British Medical Association and the King’s Fund. Initially, the NHS initiative failed to attract such widespread support. Against this background of turmoil in healthcare provision began a series of events that were to transform people’s health. Medical advances since 1940 have outstripped those of the previous 2000 years. The rate of progress was then completely unforeseeable even if arguably the greatest public health “doctors” had already done their work – for example, Victorians such as Joseph Bazalgette, who built the London sewers. It was another pioneer of the Victorian era, Alexander Fleming, a microbiologist who made perhaps the greatest medical discovery of all time. It was also one of the luckiest. In 1929 Fleming, returning to work at St Mary’s Hospital in London after his summer holiday, noted a mould growing on a laboratory dish. The mould was impeding a disease-causing bacterium that the microbiologist was 0’s growing for experimental purposes. As a result Fleming went on to show that the mould, which he dubbed penicillin, was effective against a host of bugs. Although it took Fleming’s skills as a microbiologist to realise the properties of penicillin, its discovery was pure coincidence. Fleming was famously lucky that the mould from a fellow scientist’s work “floated through the window” and alighted on the laboratory dish that he had failed to put away in an incubator before leaving on holiday. His holiday occurred during an unseasonably cool period in London – ideal conditions for growth of the penicillin. The importance of temperature at first evaded scientists who tried to recapture Fleming’s work. When it was reproduced, quantities were pitifully small. Attempts to synthesise the drug failed. It seemed there was to be no magic weapon against tuberculosis, pneumonia, blood poisoning, gangrene, gonorrhoea, syphilis and scores of other fatal and non-fatal diseases. Not until 1941 was the first human treated with penicillin. The treatment ultimately failed because there was insufficient amounts of the medicine to cure a septic wound – a scratch from a rose bush – in a 43year-old policeman. But the extraordinary powers of antibiotics were clear. In the grimmest days of the war, remarkable self-belief drove two men to capitalise on Fleming’s discovery. The biochemist Howard Florey and Ernst Chain, a young Jewish pathologist who had fled Nazi Germany, turned their laboratory in Oxford into a mould-growing factory. They grasped the full significance of Fleming’s work and exploited it to mankind’s benefit. All three received the Nobel Prize in 1945. Antibiotic power arrived in time to save soldiers wounded in the latter part of the Second World War. Penicillin was like gold dust. The film of Graham Greene’s The Third Man, based on the scarcity of the life-saving drug in post-war Vienna, rang with authenticity. Today, the overwhelming power of antibiotics can be shown in bacterial meningitis. If a bug breaks into fluid surrounding the brain, the prognosis can be very serious, even fatal. A single cell of the invading bacterium can divide every 20 to 30 minutes. This could give rise to over 30 billion new cells within 12 hours. Children are most at risk so it is hardly surprising that a meningitis scare alarms parents as nothing else. The key to survival is rapid diagnosis and injected antibiotics. The new medicines did more than offer treatments for venereal disease and tuberculosis. TB cases in 1913 numbered 117,000 – the early 1950s saw the total fall to 6,000. Antibiotics were so effective they liberated researchers to concentrate their efforts elsewhere. From the midpoint of the 20th century, medical science could switch its attention to other, more perplexing, fields. 50 the Fifties Merely a decade after its conception, ƒ experienced a time of consolidation. The private medical insurance market faced collapse as the NHS’ pledge of ‘free medical treatment for all’ left subscribers questioning the need for private cover. The market had to reinvent itself and as a result private medical insurance came to be seen as an exclusive product that offered a more upmarket alternative to the NHS. In contrast to the uncertainty confronting the medical insurance market, Max Perutz, former director of the Laboratory of Molecular Biology, was pretty far-sighted when he described 1953 as a miracle year. “The Queen was crowned; Everest was conquered; DNA was solved.” To the man in the street, the first two events probably meant a lot more than the last. Unravelling the structure of deoxyribo-nucleic acid was one of the most far-reaching events of the last century. But in practical terms, the short and medium term effects were going to be non existent. To a nation still getting used to the end of food rationing, the mysterious world of Crick and Watson was never going to capture the attention commanded by the Canvey Island floods, and Roger Bannister’s four-minute mile in 1954. Francis Crick, an English physicist and James Watson, a young American scholar, climbed a veritable Everest within their molecular research unit at Cambridge University. They famously showed that the atomic structure of human existence was a “double helix” which perpetually divides and re-divides to build human life. Nine years after their seminal work, the pair was awarded the Nobel Prize for Medicine. Maurice Wilkins, of King’s College, London, who developed x-ray diffraction, was also honoured. Diffraction is directing x-rays at matter so that its atomic structure can be interpreted from patterns on a photographic plate. This breakthrough enabled Britain to lay claim to winning the race to identify DNA. The double helix was so stunningly complex that it was twenty years before any practical use was to be made of it. The impact of Crick and Watson’s work is now evident in the frantic activity of biotech companies to patent applications of human genes and cell organisms. These companies can already design drugs to mimic the body’s natural hormones and immune “defence” components. A child destined to be stunted because he lacks a natural chemical will grow to near average height through daily injections of 0’s genetically-engineered growth hormone – a product guaranteed free of potentially harmful contaminants. Likewise, a diabetic receives pure insulin. In 1985, researchers able to decipher the genetic blueprint of viruses were to provide an extraordinary turn-around in the bleak outlook for AIDS patients. The blueprint enabled them to pinpoint molecular targets and design drugs to hit them. The result a decade later: the protease inhibitor. Young patients, who feared they would never see outside their hospital ward, were discharged as the disease became a manageable condition that could be treated at home. About half of the 8,000 known human diseases are passed from generation to generation. Geneticists cannot yet cure these disorders. But a spin off from Crick and Watson is that pre-natal screening can be offered to mothers-to-be. Common conditions can be identified early in foetal development and the mother can choose whether she wishes to continue with the pregnancy. Medical diagnostics, too, are heavily reliant on genetics. Yet scientists are barely scratching the surface of gene therapy, where the first targets will include cystic fibrosis and Huntington’s chorea. Scientists have now completed the draft map of the three billion molecules in man’s genetic make-up – the human genome is the instruction book on the building and running of the human body. The immediate goal is gene therapy, the ability to correct a faulty gene in the patient by introducing a good one into the patient’s cells. Whilst Watson and Crick’s work took place behind a closed labratory door, other doors were quite literally opening for many patients with mental disorders. In both Britain and America, in-patient populations of mental hospitals peaked in 1954. Tens of thousands of people were incarcerated in an aimless existence. Many suffered from schizophrenia, a condition still affecting one in 100 people. Crude, apparently cruel, treatments included psychosurgery and electroconvulsive therapy. Modified social attitudes and a drug called chlorpromazine changed all that. Chlorpromazine was the first of six drugs introduced in the 1950s that transformed psychiatric practice, and steadily emptied the big Victorian institutions – which some years later were sold off as prime-site property. Among these new drugs was a would-be schizophrenia drug, imipramine. It did not work. Instead, it became the first tricyclic, a major class of antidepressant. 0 6 the Sixties If the 1960s created a revolution, as The Beatles’ song urged, the revolution in science was no less dramatic. One fed on the other. In the “swinging” decade – typified by mini-skirts and the Mersey sound – the world saw many concrete achievements. The US outstripped Russia’s sharp early lead in the space race, culminating in 1969 with Neil Armstrong’s giant leap for mankind. Donald Campbell took the world land speed record in 1964. That year saw the death of Ian Fleming, another Briton who liked fast cars, and unsurpassed creator of spy mythology. On the car theme, Jim Clark won the world motor racing championship in 1965 but sadly was killed three years later. England won football’s world cup. The social and scientific revolutions came together with synergistic effect. The contraceptive pill arrived as the phrase “free love” gained currency, although hindsight suggests that more relaxed sexual attitudes did not become widely established until later. To develop a pill voluntarily taken by 70 million women a day, a pill that gives women control over their fertility – that is a revolution. It freed half the population from fear of unwanted pregnancy. It was the study of hormones in the US in the 1920s and 1930s that formed the groundwork for the development of the Pill. Understanding hormones was also to provide the key to treating infertility. Often results exceeded requirements. In 1968 fertility drugs led to Britain’s first sextuplets. In addition, hormone research put the pioneering pair, Robert Edwards and Patrick Steptoe, on the trail of finding a way in which women with blocked fallopian tubes, but healthy ovaries and womb, could have a child. The idea was to fertilise egg and sperm on the laboratory bench. Their efforts were not rewarded for 10 years. To enormous subsequent fanfare, Louise Brown, the first so-called test-tube baby, arrived in 1978. Today, the best fertility clinics claim success at the first attempt in half of in-vitro fertilisation cases. In the jargon of the clinics that is “a 50 per cent take-home baby rate per cycle.” At this time medical science not only assisted couples in planning their ideal family, it presented surgeons with groundbreaking surgical techniques. A hundred years ago when doctors considered transplanting organs, they had to surmount two problems. First, the question of supply of organs – ironically, 0’s due to the number of successful transplants, this has become more dificult as demand for such treatment has increased. In the early 1950s, French surgeons used kidneys from executed criminals. Second, the problem of rejection, which although it has diminished is even now far from completely solved. So it was a stunned world that learned in 1967 of the South African surgeon Christiaan Barnard who had performed the world’s first heart transplant. The recipient of the heart, Louis Washkansky, 59, lived for 18 days. Although an incredible achievement the case exemplified the problems of rejection. The patient died from pneumonia because drugs designed to stop rejection of the organ by suppressing his immune system exposed him to infection. The following year in Britain, the surgeon Donald Ross – unforgettably pictured waving the Union flag – performed the same operation. But it was not until the development of new immunosuppressive drugs that transplantation became a credible option. Today, multi-organ transplants, costing more than £250,000, have been upstaged by the intricate microsurgery involved in transplanting a hand. Kidney transplants are almost routine, but not to the recipient. In Britain, about 15,000 people are on renal dialysis, underlining a worldwide crisis in organ supply – a testimony to the transplanters. The waiting list for kidneys is expected to lengthen as the population ages. The cost of dialysis has always been a huge factor, typifying the insatiable demands placed on healthcare systems. Even in the late 1960s, limitations on NHS services were beginning to fuel demand for private care. ƒ, for instance, had a total of 90,000 subscribers in 1965. That total then doubled over the following eight years. Before it got off the ground in 1948, supporters of the NHS argued that it would improve public health and reduce demand for services. Public health has improved but the notion that demand would decrease looks laughable today as the public, more informed of the latest medical advances, becomes increasingly sophisticated in their expectations of the service. 70 the Seventies X-rays are such a useful tool in medicine that they are massively over-used, according to a recent inquiry. But if doctors are “snap happy” in using internal scanners, it is because they offer an unsurpassed tool for diagnosing disease or checking their work. The German physicist Wilhelm Rontgen could claim to be the first man to see through solid matter with his discovery of x-rays more than 100 years ago. The implications for medicine were plain. And so were the limitations. Conventional x-rays work because different organs in the body absorb rays at different rates, producing an outline on the plate which can be assessed by the radiologist. The snag is that numerous organs get in the way, hindering interpretation. Solution: move the x-ray tube and plate in opposite directions while the picture is being taken so that only the centre is in focus. This technique – tomography – was conceived in the 1920s. It was of little practical use because the diagnosing doctor was presented with a “slice” through the body that was only meaningful when scores of additional slices could be co-ordinated to give a three-dimensional picture. If ever a job called for a computer, this was it. Godfrey Hounsfield devised a way of storing information from each picture. He wrote a programme to co-ordinate 28,800 bits of information to produce the world’s first brain scanner in 1971. The computerised tomography (CT) scan secured Hounsfield the Nobel Prize in 1979. He worked for EMI – the British company, better known for producing The Beatles’ music – and could not have funded the project without its pop business. So the 1970s started with a CT scanner and decimal currency (also 1971). In the US, the word Watergate (1973) became synonymous with political corruption. In Britain it was lack of water that made the news as drought measures included the advice to bath with a friend. It was also the era of Monty Python, Red Rum’s Grand National hat-trick (1977) and Seb Coe’s three minute, 48.95 second world record mile. In the early 20th century, the idea of eradicating disease across the face of the globe must have seemed the stuff of science fiction. Yet through the 1970s, smallpox, one of the most feared epidemic diseases of all because of its ability to kill, disfigure and maim people of all ages, was systematically “bottled up” 0’s in geographic pockets. In 1979 the World Health Organisation declared the world rid of smallpox. Such a victory has never been paralleled, although there are hopes of similarly erradicating poliomyelitis. If the battle against polio is also won, it will be the second global triumph for campaigns of mass immunisation. The principle discovered by the English physician Edward Jenner in 1775 – that exposure to a modified infective agent can impart immunity – has become a mainstay of modern public health. Just as the 1970s marked a global high point for smallpox vaccination, so the western world benefited from public health measures against other diseases. In England and Wales in 1977 there were only 14 reported cases of polio, compared with 3,200 in 1956. Numbers of cases of polio have always fluctuated, as with other infectious diseases. Yet here was testimony to public health measures: of the 14 cases, all but three of the sufferers had not been immunised. The efficacy of mass immunisation is evident today in a combined vaccine against measles, mumps and rubella. Provision of a vaccine is one thing, organisation of health services something else. Across the world presently, two million children are dying each year from diseases that could be prevented by vaccination. In Britain in the 1970s, health provision headed the political agenda. Genuine and long-standing disagreements about the extent to which private medicine should interlock with the public service came to a head towards the middle of the decade. The government sought to ban private paybeds from state hospitals. However, the British Medical Association exerted its powerful union influence, paybeds remained but charges sharply increased. This forced many medical insurers to introduce financial limits on benefits in the interest of containing premiums. In contrast, ƒ continued to operate a full refund policy for hospital charges. In 1979, ƒ pioneered an inexpensive scheme through which subscribers could get private care if an NHS operation was not available within six weeks. A royal commission on paybeds, reporting in 1978, stressed the mutually beneficial nature of ties between private and public medicine. Economists continue to argue that this is the sensible way forward. The late 1990s saw one in 10 private beds occupied by a state-paid patient. A comparable total of private patients a year – 100,000 – were operated on in NHS private wings, providing some cash-strapped NHS hospitals with useful extra income. 0 8 the Eighties Many elderly people will recall the drama of appendix removal as a teenager. They would have been solemnly told to expect at least two weeks in hospital followed by several weeks’ rest. People now undergoing the same operation might be in hospital for two days. Similarly, women undergoing hysterectomies or men having prostate surgery can count on sharp reductions in the length of a hospital stay. These are commonplace operations. But there was nothing commonplace in the way “keyhole” surgery and a new breed of gentler anaesthetic combined in the 1980s to help ease patients through surgery. Instead of cutting an inches-long incision to remove a benign tumour in the stomach, for instance, surgeons would inspect the diseased area through an endoscope. The miniature probe carrying a fibre-optic light and camera relays pictures to a television-style monitor. The surgeon operates via tiny instruments inserted through a small secondary incision. Surgeons have been heard to remark that the skills needed for keyhole work are more akin to those of a computer-games player than the traditional manual dexterity needed in open surgery. Several incidents where keyhole surgery failed spawned a range of computer generated “virtual” patients that allowed doctors to train in this new technique in safety. Australian tennis star Pat Cash bore witness to the advances in surgery when in 1986 he entered Wimbledon only three weeks after leaving his appendix in a London hospital. Playing contrary to medical advice, Cash still reached the quarterfinals and won the championship outright the following year. Another indication of how anaesthetics have improved was hip surgery on the Queen Mother in 1998. Twenty years earlier such an operation would not have been contemplated because anaesthesia would probably have been fatal in a 97-year-old. Perhaps the biggest milestone in anaesthetics was the British discovery of halothane (first used in 1956). Today, more than three million people a year in Britain have surgery and deaths from anaesthesia are very rare. Bouts of vomiting after surgery are unusual when once they were common. But perhaps the biggest gain is that subtle anaesthetics permit lengthier operations – for instance, more than 2,000 heart transplants a year are performed in the US alone. Without modern 0’s anaesthesia, these patients would not survive surgery. The 1980s was also the decade that questioned any assumption that advances against disease would continue inexorably. AIDS arrived early in the decade, spreading fear in all communities. Here was an apparently easily transmitted disease without cure. By late 1985, the legendary Hollywood tough guy, Rock Hudson, was a fatality. He is one of many prominent figures, including Freddie Mercury, to succumb. The first line of defence against AIDS came in public education. The second in Wellcome’s AZT (zidovudine), the first drug available against the virus (1987). Resources comparable to getting man on the moon were poured into AIDS research. Knowledge accumulated. But another breakthrough in life-saving terms did not come for nine years when the UK arm of the Swiss-company Roche introduced the protease inhibitor Saquinavir (1996). It was also the Thatcher boom decade. City workers, at least according to the press, became champagneswilling Yuppies. House prices went through the roof. So did demand for private medical insurance. By the end of the 1980’s, ƒ had reached 800,000 subscribers. Business postings abroad became increasingly common and ƒ launched an Overseas Health Plan. Overall, it was a decade of rising then ebbing fortunes. It started with the wedding (1981) of Prince Charles and Lady Diana Spencer, and ice-dancers Torville and Dean winning Olympic Gold (1984). But in 1985, Britain’s longest surviving heart-transplant patient, Keith Castle, died, six years after the operation. The term Black Monday passed into the national vocabulary with the stock exchange crash (1987) and later the house market crash (1989). In 1988 junior health minister Edwina Currie pointed to an equally unthinkable possibility – that chicken eggs could be contaminated with salmonella. Mrs Currie lost her job, but she was right. It was the moment that food hygiene scares got on the front page and have, more or less, remained there to the current day. 90 the Nineties Through the 1990s scientists across the world collaborated in one of the greatest tasks of all time. By the arrival of the new millennium, they were close to mapping the entire human genome, detailing every gene that makes up mankind. It was not a human, but Dolly the sheep, that made the greatest medical and ethical impact of the decade. Dolly, the world’s first cloned mammal, was born in 1996. Researchers at the Roslin Institute in Edinburgh and the biotech company PPL Therapeutics eschewed all thought of fertilising eggs with sperm. Instead, they extracted eggs from ewes and then removed all the genetic material from within. Direct electric current then fused empty eggs with cells from another ewe, stimulating cell division and growth. One of these became Dolly, who thus derived all her genes from a single source and became an exact match of the cell-donor ewe. Implications for many aspects of medicine are vast, not least for the prospects of producing replica organs for transplantation. Dolly was not publicly unveiled until 1997 when a leader of the project was asked why a sheep was chosen to become a 20th century icon. “Because in Scotland they are very, very cheap,” he replied. Reproduction of the old fashioned variety became a possibility for impotent men with the introduction of Viagra. Amid widespread evidence that men who did not need it were using the drug, sales broke all records and manufacturer Pfizer became the darling of Wall Street. Viagra was termed the classic lifestyle drug – medicines designed for a specific purpose – that could also be used to facilitate particular (not necessarily healthy) ways of living. Functional foods, which could fill you up and might aid health, entered the shops and the national vocabulary. Alarms were raised (1992) about breast implants. In 1995 came the trials of O J Simpson and Rosemary West, then the Dunblane massacre (1996). Prince Charles and Diana divorced that year and in August 1997 the Princess died in a car crash. Diana was widely mourned. These were high profile events. One medical advance barely got a mention. This was the development of a new range of antiinflammatory painkiller. The medicines could be a Godsend for those who suffer joint stiffness – “wear and tear” of the major joints or osteoarthritis. Sufferers of joint inflammation – rheumatoid arthritis – could similarly benefit. Control of pain and 0’s inflammation is key in both these conditions. Patients have relied heavily on non-steroidal anti-inflammatory drugs (NSAIDs). The oldest such drug is aspirin, perhaps the most useful medicine of all. It has been in common use for 80 years. The chief worry is tummy upsets and bleeding in the stomach, a potentially lethal side effect. NSAIDs work by blocking an enzyme, known as Cox (or cyclooxygenase). Cox triggers a chemical chain that can cause inflammation. The trouble is that in inhibiting the enzyme, the drugs also thwart production of fatty acids that protect the gut, liver and other organs. For years scientists have been researching the problem, which has the potential to affect 30 million people in the Western world who daily take drugs such as ibuprofen. Breakthrough came in 1991 with the discovery of a second Cox enzyme. This version, dubbed Cox-2, was shown to be concentrated in inflamed sites, while Cox-1 was not. So pharmaceutical companies raced to find a molecule that would selectively stop Cox-2 and leave alone the other enzyme. By the end of the 1990’s companies were lining up to get Cox-2 inhibitors through the licensing authorities amid growing claims of major advance. The new drugs may not have captured public imagination, but have huge potential for millions if optimism is borne out. Three in four people over 60 suffer osteoarthritis. As life spans increase, the actual number of cases can only increase. Paradoxically, good medical care raises expectations and therefore increases demand for treatment. This is one of the factors affecting medical insurance costs. For over 60 years, premium increases have regularly outstripped inflation. Yet despite a market described by economists as very competitive, ƒ established one of the best growth records. As the century’s end approached, ƒ covered almost a third of the 6.5 million private medical insurance subscribers in Britain. Private medical care had become a £2 billion-a-year industry, as the bigger insurers promoted hospital “networks” to contain costs and monitor care standards. ƒ now comes under the umbrella of insurance giant AXA, whose own philosophies of putting the customer first reinforced ƒ’s supportive approach. 21c among scientists can perhaps best gauge the significance of the event. Expectations can only rise when Sir Robert May, the Government’s chief scientific adviser, compares the draft publication of the ‘blueprint of life’ in importance to man landing on the moon and Charles Darwin’s Origins of Species. Sir Robert foresees a biotech revolution “as important and far reaching as the industrial revolution.” Lucy age 6 John Harris, a leading member of the Government’s Human Genetics Commission, sees the genome project as ushering in an era of human immortality, in which we could live for 1,200 years. Instead of worrying about our health, the priorities will be seeing off new generations chasing our jobs and living space – and perhaps our sexual partners. In an ageless society, would an affair between a 150-year-old woman and a 30-year-old man be so unrealistic? the Future Ask anyone to reflect upon world events witnessed during their lifetime and many will cite wars, disasters, political scandal, royal occasions, space exploration, media technology, even fashion and music. Very few are likely to recall major breakthroughs in medical science. 26 June, 2000 saw the work on mapping the human genome unveiled. For all the excitement it created, the divisions Yet equally bright minds point out that the genome project could cause as many problems as solutions, such as the creation of designer babies. Sceptics say that any practical benefits are 20 to 40 years away. Gene therapy – replacing a faulty gene with a sound one to correct ‘simple’ genetic disorders such as cystic fibrosis – has not worked so far. In the USA, laboratories striving to this end have closed and remaining ones are notably less optimistic about the future, as the 1 st century distinguished British scientist and commentator Steve Jones points out. "The first problem is transplanting the good gene into the patient. This might be relatively easy in a lung disorder, say, where the airways give access. But diseases in internal organs such as the heart offer no easy route. Another obstacle is that in most diseases bundles of genes, rather than a single gene, are implicated. These bundles shift and change between families and races making diagnosis and any possible treatment still more difficult." But here we have the way ahead. The huge strides in genetics will exert a fairly immediate impact on health, but this will be indirect, as pharmaceutical companies tailor their products to individual patients. Humans are as different in their responses to treatment and reactions to drugs as individuals are in appearance. John Bell, Nuffield professor of clinical medicine at Oxford University, says the first "widespread clinical application" of the vogue discipline will be in identifying patients who respond to particular therapies as well as identifying those who are unlikely to respond or are likely to suffer damaging side effects. Professor Bell, writing in the British Medical Journal, gives the example of blood pressure drugs. Their effectiveness varies widely patient to patient. "Similar problems exist with the use of most therapies in patient populations, all arising because of genetic variation." Tailoring drugs may well lower the barriers raised by government regulators. A heart drug lethal in those with a certain genetic make up, could be a lifesaver for others. It would be licensed accordingly. Ending today’s haphazard prescribing may not have the popular appeal of cloning one’s own organs – a spare knee joint for the skier, a spare liver for the heavy drinker (both very possible). But the impact on life spans is likely to be considerable. This could happen within a few years. In a similar vein, genetic testing on individuals before they develop diseases – a sort of mass screening – could cut death rates. Asthma and diabetes are among the likely candidate conditions. But cancer is the disease where, ultimately, genetics will have the greatest impact of all. Emily age 12 3/4 The Future ...21st century Beyond genes, scientists predict drugs to beef up bone density for women after the menopause. Rapid advances in fertility are likely to be restrained only by ethical committees. Vaccines against common sexually transmitted diseases are on the horizon. The view from the dentist’s chair will be more comfortable. The drill is on the way out as dentists use a mix of two substances – sodium hypochlorite and amino acids – to scrape off decay. If that doesn’t work a stream of fine aluminium oxide particles can be fired at the tooth. Teeth whitening will become common and a vaccine against decay is expected to come in to widespread use: it has already been tested at Guy’s Hospital, London. Further away, growth factors, substances used to stimulate local cell renewal, could reinforce gums to stop teeth falling out, just as they could also be used to regenerate heart muscle after a heart attack. Treatments for baldness will improve. So we will have a good head of hair above regular smiles as we ponder our extended lives. Or will we? As Roy Porter, the distinguished medical historian points out; doctors have in the past been strikingly unsuccessful in their predictions. Every planned advance seems to throw up unforeseen complications. What if growth factors, for instance, get out of hand, effectively introducing cancer? The last 60 years is testament to how quickly pioneering medical discoveries gather public demand to become readily accepted health care treatment. The future often mirrors the past – it is not unrealistic to imagine effective treatment of more diseases and those treatment methods will become more sophisticated. Advancement, however, is not without a price – the more complex the treatment, the higher the cost. Whilst scientists gaze into their respective crystal balls and debate the true nature of the future of health care, the forecasters most in agreement are economists. They predict that there will be more and more spending on healthcare as a greying population seeks to exploit ever more costly scientific advances. ƒ customers can be certain that, whatever the future brings, the benefits of their healthcare cover will continue to provide effective proven medical care. Natasha age 8 Member of the Global Group PPP healthcare, the P symbol and the heart symbol are registered trademarks of PPP healthcare group plc. PPP healthcare is a trading name of PPP healthcare limited. Registered number 3148119 England. Registered office 107 Cheapside London EC2V 6DU. © PPP healthcare 2000 For further information: ƒ Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL. Tel. 01892 512345 Fax. 01892 515143 www.ppphealthcare.co.uk PB19273a/7.00
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