Your Community Bank with Big Bank Options
Mason
225 Reading Rd.
Mason, OH 45040
(513) 398-1040
Fax: (513) 398-1045
Proud
Supporter of
Morrow
502 W. Pike St.
Morrow, OH 45152
(513) 899-2040
Fax: (513) 899-2017
T HE
D RAGONFLY
F OUNDATION
www.peoplesfirstohio.com
The Bank Will Be Closed
Two of Our Board Members Will Be Retiring from the
Board as of January 2017
December 31 & January 2
New Year
Dick Yost has been on our board since 2001. Dick had recently retired
from Yost Pharmacy which he had purchased from his dad in 1972. The
pharmacy is now owned by his 2 children.
January 16
Martin Luther King Jr. Day
February 20
Presidents Day
Melissa Hoff joined the board in 2004 after her retirement from Peoples
First Savings Bank where she worked as a teller from 1986 to 2003.
Previously Melissa had been with the First Mason Bank.
Both will be greatly missed.
New Board Members
Jim Girton who has had various roles in banking since 1998. Jim is a
past Chairman of the Human Resource Committee of the Board of
Directors of Middletown Regional Hospital and past chair of the Zoning
Appeals Board of Mason.
January 30
PFSB Annual Meeting
February 2
Groundhog Day
February 5
Super Bowl LI – NRG Stadium
Houston, TX Kickoff 6:30 p.m. ET
February 11
Dragonfly Gala
6:00PM - 11:00PM
@ The Renaissance Hotel – 36 E 4th St.
Cincinnati, OH
February 14
Valentineʼs Day
Tom Ferrell who was the President of a local Computer Internet Security
company; currently a Liberty Township Trustee and past member of the
West Chester Liberty Alliance. Tom is also a board member of the Atrium.
Peoples First also welcomes Scott Smith, who has joined our
team as Chief Financial Officer. Scott and his wife, Niccia, have been
married 21 years and have 2 children. Zach, a sophomore at Eastern
Kentucky University studying Professional Golf Management and
Hannah, a senior at McAuley High School, who has not yet decided on
where she will attend college. Prior to joining Peoples First Scott was the
chief Financial Officer for 18 years at Cheviot Savings Bank. Scott
enjoys spending time with family, playing golf, coaching baseball and
basketball.
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Securities, Inc.
• Estate Strategies
• Long Term Care Insurance or Other Health Insurance
• Social Security Analysis
Joe Duffey, President
Estate Management 101
A will may be only one of the documents you need—and one factor to
consider—when it comes to managing your estate.
A will may not protect your assets from certain probate expenses, and
it won't help your loved ones make decisions in the case of
catastrophic illness or injury. Find out about other elements that may
be essential to a successful estate management strategy.
Sincerely,
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Everest Financial, Inc.
NOVEMBER 28 | Kristina
DECEMBER 26 | Angie
JANUARY 27 | Doug
FEBRUARY 1 | Jenny
FEBRUARY 18 | Lisa
Contact Joe Duffey today!
513.398.1040
Joseph Duffey, CLU®, NSSASM, RICP®, offers securities and advisory services through Madison Avenue
Securities, LLC. (MAS) a registered investment advisor, member of FINRA & SIPC. Everest Financial, Inc.,
MAS, and Peoples First Savings Bank are not affiliated companies. Securities, Advisory Services, and
Insurance Products are: NOT FDIC or NCUA Insured, NOT Bank or Credit Union Guaranteed, NOT a Bank
Deposit, may lose value.
Allow us to introduce you to our community...
Our website gives you instant access to all properties for
sale region wide, including Greater Cincinnati, Morrow,
Warren County and more...
BIRTHDAYS
ANNIVERSARIES
5 YEARS | Ti
10 YEARS | Donna
Phone 513.899.9990 • [email protected]
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We can sell you any property for sale in the Greater Cincinnati area, regardless of who the listing agent is. Use this
website to search all listed Homes and Properties for sale in the Greater Cincinnati Ohio area.
If you're a buyer, looking for homes or property in the Greater Cincinnati Ohio area, we can help you choose the
right home or property for your needs and will guide you toward making an informed real estate decision in the
Cincinnati market. We pride ourselves in being able to give all of our clients important local information based on
years of living and enjoying all the Greater Cincinnati Ohio area has to offer.
If you're a seller, we can help price and put your Greater Cincinnati Ohio home or property on the market for a quick
sale. If you'd like to find out the value of your Cincinnati area home or property, go to our "Your Home Value" page
and submit a Free Market Analysis request. We will research the value of your home or property and provide you
with a complimentary, comprehensive report.
We have upgraded our
internet banking.
That means, now you have
easier access to your
e-statements
and
mobile banking.
Check it Out!
We offer VISA
®
The Renaissance Hotel 36 E. 4th St. Cincinnati, OH
We are currently on a wait list for tickets. However, sponsorships are still available.
CONTACT
Amanda Brennaman, Chair of the Dragonfly Gala
[email protected]
It’s Soup Time!
Although you can’t beat a bowl of good ole’ chili on these cold days, it’s
nice to try something new. Tina, PFSB Customer Care Representative, recently wanted to try a new
soup recipe and found one for Sausage Tortellini Soup and wanted to share
it with you.
Tortellini Soup
Prep Time: 20 mins
Total Time: 40 mins
Servings: 10 CREDIT CARD
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changes to your Health Insurance...
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Stop in or call for more info.
What You Need
1 lb hot (or mild) Italian sausage,
casings removed
1 small onion, chopped
1 cup celery, chopped
1 cup carrot, finely diced
1 teaspoon garlic salt
1 teaspoon black pepper
2 garlic cloves, minced
5 cups beef broth
1 cup red wine
2 cups tomatoes, diced
1 teaspoon dried basil
1/2 teaspoon dried oregano
1 (8 ounce) cans tomato sauce
2 cups zucchini, diced
8 ounces fresh cheese tortellini
1/2 cup parmesan cheese, grated
fresh parmesan cheese, shredded
fresh basil, chopped
Make It
1. In a large pan cook sausage with onions,
carrot and celery until sausage is browned.
Season with garlic salt and black pepper. Add
garlic and zucchini and cook for another few
minutes.
2. Stir in beef broth, wine, tomatoes, basil,
oregano and tomato sauce. Bring to a boil.
Reduce heat; simmer uncovered for few
minutes. Add tortellini and cook for a few
minutes. Add grated Parmesan cheese to
soup. Season with salt and pepper to taste. If
too thick add more broth. Garnish with
shredded Parmesan cheese and basil before
serving.
Call (877) ID-THEFT
(877)438-4338
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visit: peoplesfirstohio.com/news.html
JUST FOR GIGGLES
Q: What do you call a snowman in the summer?
A: Puddle
What day is today?
Over breakfast one morning, a woman said to her husband, "I’ll bet you
don't know what day this is."
"Of course I do," he answered as if he was offended, and left for the office.
At 10:00 a.m., the doorbell rang and when the woman opened the door, she was handed a
box of a dozen long stemmed red roses. At 1:00 p.m., a foil-wrapped, two-pound box of her
favorite chocolates was delivered. Later, a boutique delivered a designer dress.
The woman couldn't wait for her husband to come home.
"First the flowers, then the chocolates and then the dress!" she exclaimed.
"I've never had a more wonderful Groundhog Day in my life!
If you have a joke or riddle, a good idea, suggestion, advice or a recipe you would like to
share, please submit to PFSB at any one of our bank locations.
Winter Outdoor Safety Tips
TOP 10 NEW YEARS
RESOLUTIONS
1. Spend more time with the
family
2. Exercise more - Get fit
3. Lose weight
4. Give up smoking
5. Get out of debt
6. Learn a new skill, take up a new
hobby
7. Put something into the community - help others
8. Get organized
9. Become more security
conscious
10. Give up drinking, at least for
the first week of January!
Being outdoors during the winter feels more like survival of the fittest than an everyday challenge. The risks are even
tenfold if you have to work and drive outdoors. Here are nine tips that should keep you safe during this trying season.
1. Bring out those hands!
Hold it! Don’t remove those gloves or mittens yet. I mean, just think twice before walking outside with your hands in your
pockets. Why? Keeping your hands in your pockets increases the risk of you falling or completely losing your balance in case
you slip while walking on ice or snow.
2. Mittens VS. Gloves
Gloves sure look fashionable but donning mittens can actually save your life. With your fingers touching each other inside
mittens, they generate more body heat than when they’re inside gloves.
3. Warm up before shoveling
Before you start shoveling snow, do some stretching exercises first. You can also march in place or walk for a couple of minutes. With your muscles all warm, not only will you work more efficiently, you also reduce the risk of injuring yourself.
4. Forget coffee and cigarettes
Before shoveling or doing any strenuous work, avoid caffeine and nicotine. They increase your heart rate and may cause your
blood vessels to constrict.
5. Rock salt + kitty litter = safer walkways
Have some rock salt and kitty litter on hand. Rock salt helps melt the ice on slippery surfaces. Kitty litter gives temporary
traction.
6. Tin can + matches + candle + paper cup + snow = drinking water
Yes, you read the equation right. Before going on the road, you better prepare a tin can, candle, paper cup, and some matches.
Should you get stuck in the middle of the road and run short on water, you can always melt some snow with the supplies above
as part of your emergency kit.
7. Warm up before driving off
While it pays to do some stretching exercises before delivering goods or driving to work, you should warm up your vehicle, too.
This helps reduce the moisture condensation on the inside of your car windows. Remember, though, not to warm up your
vehicle in a closed garage.
8. Six inches equals danger
Be wary of floods. Be doubly cautious of running water that is six inches deep or more, or you run the risk of getting swept off
your feet.
9. Report those damaged lines!
After a winter storm, immediately report any downed power lines or broken gas lines in your area.