Anyone living or working in Dundrum and the surrounding areas is eligible to join Dundrum Credit Union. Signing up is easy, just visit any of our four offices and remember to bring: 1 Proof of ID, e.g. Passport or Driving Licence 2 Proof of address, e.g. utility bill or bank statement 3 Your PPS Number, e.g. Tax Cert, Social Welfare Card 4 Letter from Employer confirming employment (Only applicable for members working but not living in the Dundrum area) Our offices: Dundrum Ballinteer Dundrum Credit Union Dundrum Credit Union Head Office Main Street, Dundrum, Dublin 14. Ballinteer Branch Ballinteer Shopping Centre, Ballinteer, Dublin 16. P: (01) 299 0400 P: (01) 299 0400 F: (01) 296 0535 F: (01) 298 3982 E: [email protected] E: [email protected] Sandyford Knocklyon Dundrum Credit Union Dundrum Credit Union Sandyford Branch Balally Shopping Centre, Sandyford, Dublin 16. Knocklyon Branch Unit 18 Superquinn Shopping Centre, Knocklyon, Dublin 16. P: (01) 299 0400 P: (01) 299 0400 F: (01) 293 1935 F: (01) 493 7959 E: [email protected] E: [email protected] www.dundrumcu.ie Printed 01/12/2012 Budget Planner How do I become a member? Dundrum Credit Union Budget Planner Home Insurance Entertainment Petrol/Diesel Home Repairs Fares Motor Insurance Car tax Car Maintenance TV Licence Pension Social Welfare Maintenance Child Benefit Family Contributions Rental Income Other Income A TOTAL INCOME Less TOTAL WEEKLY EXPENSES Credit Card Repayments HP Repayments Shop Credit 3 Check your phone bills - shop around for a better plan 3 Take your lunch to work. You could save at least €20 per week or over €1000 per year www.dundrumcu.ie 3 Think twice about reaching for the more expensive brand names when shopping Car Loan B TOTAL WEEKLY EXPENSES Other Doorstep Lender Personal Loan 3 Check your insurances - you could get a better deal Credit Union Loan Loans & Debts Other Expenses Savings Holidays Life Insurance Clothes/Shoes Personal Items (e.g. toiletries/clothing) Doctor/Dentist Child Pocket Money Hairdresser Cigarettes Alcohol 3 Plan meals in advance and prepare a shopping list before you go shopping. Dont go shopping when you are hungry! 3 Take away your main temptation - access to money. Withdraw a certain amount of cash and leave your cards at home. Top Tips For Saving Money • Reduce your expenses, where possible • Increase your income • Check your entitlements • Talk to one of our experienced staff to discuss your budget problems If your expenses are greater than your income, there are a number of things you can do. If your income is greater than your expenses, that’s good. You should decide how best to use your surplus, and try to save something every week. School Expenses Work Lunches Health Insurance Bin/Service Charges Part-time Work A - B BALANCE REMAINING Cable TV/Sky/ Broadband Your Partner’s Wages Phone (Home) Phone (Mobile) € TOTAL Your Wages Weekly Income Childcare Gas/Oil Electricity Maintenance Mortgage/Rent Food/Groceries Weekly Expenses € TOTAL
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