Rate Information – Deposit Accounts
Product
Interest
Rate
Rates effective as of 05/23/2017
All Rates subject to change without notice
APY†
Minimum Deposit
To Open Account
Minimum Balance
to Avoid a
Maintenance Fee
Checking
Money Market Checking - Tiered
Balance $.01 - $9,999.99
Balance $10,000 - $24,999.99
Balance $25,000 and up
Magnum Money Market Checking – Tiered
Balance $.01 - $ 24,999.99
Balance $25,000 - $ 99,999.99
Balance $100,000 - $249,999.99
Balance $250,000 and up
Premium Checking – Tiered
Balance $.01 - $9,999.99
Balance $10,000 - $24,999.99
Balance $25,000 - $49,999.99
Balance $50,000 and up
NOW Checking
Classic
Direct Deposit
Heroes
Student Checking
$500
.15%
.20%
.25%
.15%
.20%
.25%
.00%
.20%
.25%
1.05%
.00%
.20%
.25%
1.05%
.10%
.15%
.20%
.25%
.10%
.10%
.10%
.10%
.15%
.20%
.25%
.10%
.10%
.10%
.20%
.20%
.15%
.25%
.15%
.25%
.30%
.40%
.30%
.40%
.15%
.15%
.20%
.15%
.15%
.15%
.15%
.20%
.15%
.15%
.20%
.30%
.30%
.60%
.85%
.50%
.75%
1.22%
1.00%
1.24%
1.14%
1.39%
1.64%
.20%
.30%
.30%
.60%
.85%
.50%
.75%
1.22%
1.00%
1.25%
1.15%
1.40%
1.65%
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$250
$1,000
$1,000
$1,000
$1,000
$1,000
$2,500
$25,000
$25,000
$1,000
$10,000
$100
$100
$1
$500
N/A
N/A
$1
$5
N/A
$100
$5
$100
$5
N/A
$3
$3
N/A
N/A
Savings
Boiling Bucks Youth Savings
Statement Savings – Tiered
Balance $.01 - $49,999.99
Balance $50,000 and up
Simply-Safe Savings - Tiered
Balance $.01 - $49,999.99
Balance $50,000 and up
IRA Asset Builder - Tiered
Balance $.01 - $9,999.99
Balance $10,000 - $24,999.99
Balance $25,000 and up
Holiday Savings
Special Occasion Savings
Certificates of Deposit**
91 Day
182 Day*
7 Month
12 Month*
12 Month Special*
15 Month*
18 Month*
IRA 18 Month Variable
24 Month*
24 Month Special*
36 Month*
36 Month Special*
60 Month*
IOLTA Fund
IOLTA Fund
†
*
1.00%
APY stands for Annual Percentage Yield
Also available for IRA Deposits
1.00%
#
**
$1
N/A
See Schedule of Fees for applicable fees
Penalty for early withdrawal
Fees may reduce earnings on the account.
Annual percentage yield assumes interest remains on deposit.
Withdrawal of interest will reduce earnings.
Minimum balance required to obtain APY = $.01
Interest is Compounded Daily (365/365) for all accounts other than IOLTA which is simple interest, credited monthly.
Checking and Savings Products are variable rate accounts. The interest rate may change at any time after the account is opened.
IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1%.
12-Month Special, 24-Month Special or 36-Month Special CDs – Open a NEW Checking Account with Debit Card and Direct Deposit of $500
or more per month required. The first direct deposit is required within 90 days of account opening. A bonus .25% APY (Annual Percentage Yield)
will be added to the current CD rate. Bonus APY is only applicable to the initial term of the CD. If the checking account or debit card are closed
prior to the bonus CD maturity date, the CD account will revert back to the regular rate for that term
IRA 18 Month Variable – rate available through May 31, 2017
Member FDIC