Versatile Line of Credit Maximum flexibility at a great rate! Have you always dreamed of a truly well-designed kitchen to pursue your talents as a chef? Or you might wish for other things – a cottage? a new car? a small apartment building? But, you ask, where can you get financing to get your projects off the ground? It just might be in your own home… Your home has likely increased in value since you purchased it. The Versatile Line of Credit will help you use that equity as a financial lever to get the things you’ve always wanted or have been thinking about for a long time. For more information, call your advisor today to make an appointment! Telephone survey of our members The Caisse is conducting a survey of its members to assess their satisfaction with our services. Our representatives have been calling members since early January 2011 and will continue to do so throughout the year. Not all members will be contacted, but we are targeting a large sample. We would like to thank everyone who takes the time to answer our short questionnaire. Your answers will be invaluable in helping us determine what we can do to better serve you. VOLUME 4, NO 2 JUNE 2011 A Word from the General Manager Dear members, I would like to take the opportunity of this quarterly newsletter to give you the highlights of our General Assembly that took place on April 26, 2011. Many of you came to the meeting this year to hear about your Caisse’s financial performance and the progress achieved on our cooperative difference, of which we are truly proud. In order to enhance the “consultative” and “voting rights” aspects of our democratic system, we used an interactive voting system to enable members to express their opinions on various points of the proposed agenda. Thanks to that technology, we can share with you some of statistics gathered during the evening: - Attendance was composed of 52% women and 48% men 4565 Jean-Talon E. Montréal (Québec) H1S 3H6 Telephone Support Centre Automated Service Centres 5000 Jean-Talon E., Montréal 4390 Beaubien E., Montréal 3800 Villeray, Montréal For more news from your Caisse, don’t miss our next newsletter! - 71% said they learned more about Desjardins and their Caisse - 98% said they welcomed the new voting formula - 50% said they would like to receive communications from the Caisse by e-mail Finally, I’d like to mention the 20th anniversary of the Desjardins Environment Fund for socially responsible investments. Recognition of Desjardin’s commitments took place several days before our General Assembly and was framed by Earth Day celebrations. In 2010, Desjardins Funds became a signatory of the Principles of Responsible Investment – a United Nations (UN) initiative –, a member of the Boreal Leadership Council, and a signatory of the Boreal Forest Conservation Framework. In keeping with those commitments, your financial services cooperative took a number of steps to ensure that the Annual General Assembly was conducted according to eco friendly principles. I wish you a very enjoyable summer and look forward to providing you with more information soon. 514 725-5050 Entre-Nous 04 Danielle Hénault General Manager Entre-Nous 01 How to reduce service charges A few tips… Community Involvement Take advantage of one of our monthly fixed fee plans Consolidate your accounts A total of $16,000 was given to Loisirs récréatifs Rosemont to support activities in the borough, including: Register for AccèsD Use Desjardins automated teller machines Automate your bill payments Use direct payments Summer camps Choose direct deposits Tennis days and specialized cheerleading camp Register for the Overdraft Transfer service Cultural dance shows Opt for automatic transfers Family day Use your VISA Desjardins Extracurricular cultural and physical activities Starting July 1, 2011, changes will be applied to service charges. Call our call centre for more information or to change your account or service package – our agents will be pleased to help. “Ça bouge dans ma cour!” project Just one number to call: 514 725-5050 Entre-Nous 02 Congratulations! Contest winners and other participants attended the Caisse’s General Assembly. 16% of Assembly attendees were in the 16-30 age group. each of Our congratulations to $1,500 the three winners of a scholarship: Karina Mc Sween El Jamali Badreddine François Pelletier The on track for your future contest is designed to encourage our students to pursue their education. We are pleased to contribute to their development and guide them in making their dreams and projects come true. A partnership totalling $75,000 over three years (2010 to 2012) was concluded with the Fondation Joseph François-Perrault to renew its stock of musical instruments. The Board of Directors is proud to provide this support to young musicians attending JosephFrançois-Perrault School and wishes the kids well as they continue their musical education. Entre-Nous 03
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