VISA CARD CREDIT CARD
Credit type
Limit currency
Issue Period
Credit amount
Deposit
Client’s category
Nominal interest rate for
RSD
Nominal interest rate for
EUR
Security instrument
Revolving credit card
RSD
Issue : 1 year
Reissue: 2 years
Up to 5 average monthly salaries of the card user
No deposit
Clients receiving regular
income in their current
accounts
19,92%
Clients who do not receive regular
income in their current accounts
10.21%
12.91%
27,33%
two (2) blank bills of exchange with “without protest” clause
Charges to be borne by the applicant, which are recognized in the moment of contracting,
and which are applied in calculation of the effective interest rate
Issue and Re-issue fee
Cards type
Clients receiving regular income
Clients who do not receive regular
in their current accounts
income in their current accounts
Principal card
RSD 1.200,00
RSD 1.200,00
Other charges
Bills of exchange (two)
Credit Bureau
Account maintenance fee
RSD 100,00
RSD 246,00
RSD 200,00
Charges to be borne by the applicant, which are not recognized in the moment of contracting
No additional charges
EXAMPLE of 09.06.2016.
MODEL 20, MINIMUM MONTLY
REPAYMENT 5,00%
Credit type
DinaCard revolving credit card
Credit currency
RSD no currency clause
Credit amount
250.000,00 RSD
Deposit
No deposit
Clients receiving
regular income in
their current
accounts
Nominal interest rate 19,92%
Effective interest rate 23.97%
Nominal interest rate 10.21%
Effective interest rate 14.70%
Clients who do not
receive regular
income in their
current accounts
Nominal interest rate 27,33%
Effective interest rate 31.13%
Nominal interest rate 12.91%
Effective interest rate 17.26%