GROUP INVESTOR
PROFILE QUESTIONNAIRE
Group name
Group purpose
Lump-sum investment amount
R
Monthly contribution amount
R
.
.................................................................................................................................................................................................................................................................
ABILITY TO TAKE INVESTMENT RISK
Question 1
What does this investment need to do for your group?
Tick
Weighting
a Protect our money.
“We do not want to lose money on our investment”
2
b Pay us an income.
“We want this investment to pay us out a regular amount”
4
c Grow our money slowly, but surely.
“We want to see stable growth, without too much risk”
6
D Give us higher growth.
“We want our money to grow a lot and we are willing to take on higher risk to do this”
8
E Give us maximum growth.
“We want our money to grow as much as possible and we are not worried about the risk of loss”
10
Question 2
Tick
Weighting
How long do you plan to invest for?
A We want to receive a regular income
2
B 1 - 2 years
2
C 3 - 5 years
4
D 6 - 10 years
6
E 10+ years
8
It is important to understand that the longer you leave your investment in a Unit Trust, the more time you have to take on
risk and the more chance your investment has of meeting its goal.
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Stokvel Questionnaire - March 2016 - Ver. 02
Question 3
If you need to withdraw a portion of this investment before the time chosen in Question 2,
when will you withdraw it?
“If you will not need to take a portion of the investment before this time, please select the
same length of time as in Question 2”.
A We want to receive regular income
2
B 1 - 2 years
2
C 3 - 5 years
4
D 6 - 10 years
6
E 10+ years
8
If you will not need to take portion of the investment before the time chosen in Question 2, you should consider that this portion may need a lower risk investment.
Tick
Weighting
QUESTION 4
How much of your group’s investable assets does this investment make up?
“Your investable assets would be any money you have in cash, your bank account or in other
investments like shares, unit trusts or ETFs. Real estate, cattle and other physical assets are not
included here”
AAll, or almost all, of our assets
B Three quarters, or less, of our assets
C Half, or less, of our assets
D Quarter, or less, of our assets
Tick
Weighting
100%
2
75%
4
50%
6
25%
8
25%
25%
25%
E This investment is only a regular contribution
10
Ability to take risk
Write your scores for each question here to see what your ability to take risk is.
Question 1
Question 2
Question 3
Question 4
Total
.......................................................................................................................................................................................................................................................
Willingness to take investment risk
Question 5
In any 1-year period, how much of a decrease in your investment value can you handle before
wanting to take your money out?
A No decrease
2
B Up to 5%
4
C Up to 10%
6
D Up to 15%
8
E We are not worried about short-term decreases
10
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Stokvel Questionnaire - March 2016 - Ver. 02
Tick
Weighting
QUESTION 6
Tick
Weighting
Based on your answer to Question 5, what would you do if your money dropped by more that this?
A Switch* or withdraw all of the investment
2
B Switch* or withdraw most of the investment and leave the rest to recover its value
4
C Switch* or withdraw a small portion of the investment and leave the rest to recover its value
6
D Leave the whole investment to recover its value
8
E Put more money into the investment while the prices are low
10
*Switch means to change to another investment portfolio in your Unit Trust.
Question 7
If your group had R50 000 to invest, which of the investments listed below would you be most comfortable with?
“The options below show the growth that you could expect in any 1-year period - you should consider how long you would invest for when answering this question”.
Most likely
Favourably
Unfavourable
Tick
Weighting
A
R53 500 or
(7%)
B
C
D
E
2
R54 100 or
(8.2%)
R57 900 or
(15.8%)
R52 300 or
(4.60)
4
R55 500 or
(11.0%)
R61 700 or
(23.4%)
R49 300 or
(-1.3%)
6
R56 900 or
(13.8%)
R70 000 or
(40.0%)
R42 600 or
(-14.8%)
8
R59 800 or
(19.0%)
R87 000 or
(74.0%)
R31 000 or
(-38.0%)
10
These examples portfolios are provided for illustrative purposes only - none of these returns are guaranteed. Returns are
bases on past performance of 12-month fixed deposit rates, as well as South African market indices. Figures represent nominal
returns after fees.
Willingness to take risk
Write your scores for each question here to see what your willingness to take risk is.
Question 5
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Question 6
Stokvel Questionnaire - March 2016 - Ver. 02
Question 7
Total
Your risk profile
Score
Ability to take risk
Profile details
8-10
Low
You are not able to risk losing your investment. Protecting your investment is
more important than increasing the real value of your investment.
12-16
Low-Moderate
You want to increase the value of your investment, but you cannot risk losing
your investment.
18-22
Moderate
You are typically a medium-term investor who wants reasonable but relatively
stable growth. You are able to accept some instability, but protecting your
investment is as important as growing it.
24-28
Moderate-High
You are a long-term investor who wants your investment to grow. You are able
to accept a fair amount of risk in order to grow your investment.
30-36
High
You are a long-term investor who wants your investment to grow. You are able
to deal with your investment going up and down over a short term if that means
your investment may grow significantly over the long-term.
Score
Willingness to take risk
Profile details
6-8
Low
You are not willing to risk losing your investment. You will rather accept a lower
investment return than take any risk.
10-14
Low-Moderate
You do not want to take too much risk. You will try to limit your risk by exposing
your investment to low risk investments.
16-20
Moderate
You are willing to take risk, but will try to limit your risk exposure by investing in
a wide range of investments.
22-26
Moderate-High
You are generally willing to take some risk for greater, long-term growth and
typically have a longer investment goal.
28-30
High
You are willing to take higher risk for greater long-term returns and typically will
have a long term investment goal.
Your risk profile is based on your answers to the questions above and is only an indication of how willing you are to
take risk and how well you will be able to deal with loss. It is not investment advice nor is it a recommendation, guidance or a
proposal on the suitability of any financial product or course of action. We are not responsible for any loss you suffer because
of any action you take based on this information. Please speak to your financial adviser before you make an investment
decision based on this information.
Authorised Representative Name
____________________________________________
Authorised Representative Signature
D D
M M
/
Y
Y
Y
Y
/
Date
Adviser Name
____________________________________________
Adviser Signature
D D
M M
/
Y
Y
Y
Y
/
Date
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Stokvel Questionnaire - March 2016 - Ver. 02
Investment Solutions Administrative Services (Pty) Ltd (registration number 2005/043273/07) is an authorised Financial
Services Provider (FSP27584) under the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS), to act in the
capacity of providing investment advice and intermediary services. This information is not advice, as defined in FAIS. Please
be advised that there may be representatives acting under supervision.
INVESTMENT SOLUTIONS ADMINISTRATIVE SERVICES (PTY) LTD
115 West Street, Sandown, 2196
PO Box 786055, Sandton, 2146
Telephone number +27 (0) 11 505 6000 (Institutional Investors)
Contact Centre: 0860 333 316 (Individual Investors)
Website: www.investmentsolutions.co.za
www.investmentsolutions.co.za
@InvestmentSolZA
Investment Solutions (South Africa)
Investment Solutions (South Africa)
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Stokvel Questionnaire - March 2016 - Ver. 02