Consumer Complaints Register: Discussion Paper - October 2015 Published by: NSW Fair Trading PO Box 972 PARRAMATTA NSW 2124 Tel. 13 32 20 www.fairtrading.nsw.gov.au Disclaimer Every effort has been made to ensure that the information presented in this discussion paper is accurate at the time of publication. Because this discussion paper avoids the use of legal language, information about the law may have been summarised or expressed in general statements. This information should not be relied upon as a substitute for professional legal advice or reference to the actual legislation. Copyright Information © State of New South Wales through NSW Fair Trading, 2015 You may copy, distribute, display, download and otherwise freely deal with this information provided you attribute NSW Fair Trading as the owner. However, you must obtain permission from NSW Fair Trading if you wish to 1) modify, 2) charge others for access, 3) include in advertising or a product for sale, or 4) obtain profit, from the information. Important: For full details, see NSW Fair Trading’s copyright policy at www.fairtrading.nsw.gov.au/copyright.html or email [email protected] Consumer Complaints Register - Discussion Paper 2 Minister’s message NSW Fair Trading receives over 45,000 complaints from consumers each year about traders across a large range of industries. In the spirit of open and transparent government, the NSW Government believes some of this data should be publicly available. The Government has asked NSW Fair Trading to develop a register to achieve this. NSW Fair Trading is therefore working with industry and consumers to develop a new Consumer Complaints Register showing individual traders that are the subject of a large number of complaints. The Register will help consumers make informed decisions about where they shop and which traders they purchase goods and services from. We also hope that it can help traders lift standards, shining a light on areas where customer service and complaint resolution processes could improve. The register will be available on NSW Fair Trading’s website (www.fairtrading.nsw.gov.au). This Discussion Paper provides an opportunity to think about the shape and form the Register should take. We look forward to having a constructive conversation with consumers and traders to design a Register that will meet the needs of the community. I encourage you to take this opportunity to have your say, whether it is on all the matters raised in this Discussion Paper or one or two issues of particular interest to you. All submissions received will be given careful consideration. I look forward to your contributions. Victor Dominello MP Minister for Innovation and Better Regulation Consumer Complaints Register - Discussion Paper 3 Contents INTRODUCTION ..................................................................................................................................................5 EXECUTIVE SUMMARY .......................................................................................................................................6 WHY HAVE A PUBLIC CONSUMER COMPLAINTS REGISTER? ...........................................................................7 Open data and open government ...............................................................................................................7 Informing and empowering consumers .......................................................................................................8 Improving trader performance .....................................................................................................................8 NSW FAIR TRADING’S COMPLAINTS PROCESS ..................................................................................................9 What is a consumer complaint? ...................................................................................................................9 What happens when a complaint is received? ............................................................................................9 What information does NSW Fair Trading record about complaints? .....................................................12 THE PROPOSED MODEL ...................................................................................................................................13 Key components...........................................................................................................................................13 Complaint outcomes ...................................................................................................................................13 One Register ................................................................................................................................................13 ISSUES FOR DISCUSSION....................................................................................................................................14 Information appearing on the Complaints Register..................................................................................14 Complaints received or finalised complaints?............................................................................................14 Number of traders on the Register.............................................................................................................15 A threshold number of complaints?............................................................................................................15 How often should the Register be updated?.............................................................................................16 What time period should the data cover?..................................................................................................16 How long should the Register data remain publicly available on the NSW Fair Trading website?........16 From what date should complaints data be counted?..............................................................................17 Information about business size or number of transactions.....................................................................17 Franchises, chains and corporate groups....................................................................................................17 Notice to traders...........................................................................................................................................18 Information accompanying the Register....................................................................................................18 APPENDIX 1: Existing avenues for publicly identifying traders .....................................................................19 APPENDIX 2: A. Sample screenshot of complaints dashboard ......................................................................22 B. Worked (anonymised) sample of potential register............................................................23 Consumer Complaints Register - Discussion Paper 4 Introduction Purpose of this Discussion Paper The purpose of this paper is to guide discussion on options for introducing a public Consumer Complaints Register in NSW. The NSW Government is seeking feedback on the issues raised and options presented in this paper. Have your say We invite you to read this paper and provide comments. To assist you in making a submission an optional online submission form will be available on our website at www.fairtrading.nsw.gov.au. However, this form is not compulsory and submissions can be in any written format. You may wish to comment on only one or two matters of particular interest or all of the issues raised in this Discussion Paper. You can also make submissions by: • email to: [email protected] • fax to 02 9338 8918, or • post to the following address: Consumer Complaints Register Fair Trading Policy PO Box 972 PARRAMATTA NSW 2124 Please take careful note of the deadline for submissions: Submissions close at 5pm on Friday 30 October 2015. Important note: release of submissions All submissions will be made publicly available. If you do not want your personal details or any part of your submission published, please indicate this clearly in your submission together with reasons. Automatically generated confidentiality statements in emails are not sufficient. You should also be aware that, even if you state that you do not wish certain information to be published, there may be circumstances in which the Government is required by law to release that information (for example, in accordance with the requirements of the Government Information (Public Access) Act 2009). Next steps All submissions received will be acknowledged. Once the consultation period has closed, feedback will be analysed and all potential options assessed. More information about the progress of the review will be made available on NSW Fair Trading’s website at www.fairtrading.nsw.gov.au Consumer Complaints Register - Discussion Paper 5 Executive summary Maintaining a good public reputation is vital for traders, large and small. It increases the value of their business by showing they’ve made an effort to look after their customers, and gives the customer a reason to continue doing business with the trader. NSW Fair Trading holds a wealth of information about traders operating in the marketplace, but most of this is not available to the public. Introducing a Consumer Complaints Register will highlight traders that are attracting the most complaints. Making this information publicly available should provide an incentive for businesses to deliver better customer service and help customers make informed decisions about where to shop. The NSW Government has introduced a Bill into Parliament that will provide the Commissioner for Fair Trading with an explicit legislative power to publish complaints data. Industry and the community are being consulted before the Register is launched. NSW Fair Trading has already conducted a public survey about what information should be published in relation to goods and services and the factors that influence purchasing decisions. This Discussion Paper further contributes to the wider consultation on the Complaints Register. It outlines Fair Trading’s complaint handling process and the way in which we identify traders and business practices attracting complaints. It explains the need for a public Complaints Register and recommends going beyond the current approach of simply naming traders who have been the subject of compliance and enforcement activities. The Discussion Paper examines key components of the proposed Register and invites comments on a number of aspects of the design of the Register. Consumer Complaints Register - Discussion Paper 6 Why have a public Consumer Complaints Register? The idea of sharing performance data is not new, and many public and private sector organisations do so. NSW Fair Trading already provides some information on its website about traders who have been the subject of disciplinary or enforcement action (see Appendix 1). However, this information relates only to finalised court or disciplinary proceedings. NSW Fair Trading also holds a wealth of other information about businesses, including information about which businesses are the subject of high numbers of complaints, and the types of complaints that are most common. This data is not available to the public. There are a number of compelling reasons for NSW Fair Trading to publish information about complaints it receives. Open data and open government The NSW Government has a commitment to open data and to providing citizens with access to government-held data unless there is an overriding public interest (such as the privacy of individuals) against doing so. More than 300 data sets from government agencies are now available at www.data.nsw.gov.au This commitment recognises that information is crucial to an efficiently functioning economy and community. Markets can only operate optimally when consumers have access to information about traders and the products and services they offer. In the digital economy, open data is a driver of economic growth and innovation. This data can be used to improve services, inform the community about trends in the market, hold businesses to account, create new business models and devise innovative ways to help consumers gain better value in the marketplace. Events such as apps4nsw, where app developers use government data and make it more accessible and useful for the community, show the value of open data. The Telecommunications Industry Ombudsman, the Financial Ombudsman Service and Credit Ombudsman Service, and the NSW Energy and Water Ombudsman all make complaint data publicly available. Websites such as My School and My Hospital share performance data about schools and hospitals. The NSW Government’s policy is in line with international trends towards open data and “reputational regulation” - that is, using performance data to change business behaviour. The UK Government’s Consumer Empowerment Strategy states that government agencies should “continue to free the complaint and performance data (in particular on individual businesses) they already own unless they have a good reason to do otherwise”1. Some UK regulators are required by legislation to make performance data publicly available. 1. The use of data publication to enable reputational regulation - A UK Regulators Network Consumer Working Group discussion paper” by Philip Cullum, July 2014, page 4. Consumer Complaints Register - Discussion Paper 7 The power of social media means that consumers are already holding traders to account by reporting on a bad customer experiences across many public forums. This may take the form of social media campaigns on Facebook or Twitter, industry specific sites like TripAdvisor or UrbanSpoon or dedicated consumer forums like Whirlpool. In this environment of consumer empowerment, there is an expectation that government data on trader performance should also be made available. Informing and empowering consumers Information about trader performance can empower consumers to make informed choices about where to go for their future purchases of products and services. Respondents to NSW Fair Trading’s online survey indicated that reputation plays a very important part in their decisions about which traders to transact with. The impact of ratings websites demonstrates the effect that access to information about trader performance can have on consumer purchasing behaviour. Improving trader performance Empowered consumers and the public naming of businesses can prompt traders to improve their performance. We want to encourage traders to improve their products and services and establish systems that are responsive to consumers and resolve complaints quickly. In April 2015, the Telecommunications Industry Ombudsman noted that the Ombudsman’s work in highlighting the causes of consumer complaint and working with industry to improve services has contributed to telecommunications providers improving their networks, plans and customer service. Together with improved regulation to ensure consumers are treated fairly, the Ombudsman’s work has resulted in four consecutive years of reduced complaint numbers. Research from the UK Financial Services Authority, and the UK telecommunications and food standards regulators found that reputational regulation is improving trader performance. For example, the UK’s Ofcom (the UK communications regulator) complaints data indicates improved performance (measured by lower complaint volumes) by the most complained about firms over time. Ofgem (the UK’s gas and electricity market regulator) notes that publication of performance data has contributed to a substantial fall in the number of energy disconnections. Consumer Complaints Register - Discussion Paper 8 NSW Fair Trading’s complaints process Section 9 of the Fair Trading Act 1987 gives the Commissioner for Fair Trading power to provide information and advice to consumers, enforce fair trading laws, and receive and deal with complaints relating to the supply of goods or services. What is a consumer complaint? A complaint is an “expression of dissatisfaction made to or about an organisation, related to its products, services, staff or the handling of a complaint, where a response or resolution is explicitly or implicitly expected or legally required” (as defined by the joint Australian / New Zealand standard for complaint handling, AS/NZS 10002-2014). When a consumer contacts NSW Fair Trading, this contact may be classed as an enquiry or a complaint. Enquiries are contacts where the consumer does not expect NSW Fair Trading to intervene on the consumer’s behalf - they may instead be seeking information or other assistance. Consistent with the Australian standard, a contact is recorded as a complaint in NSW Fair Trading’s Customer Assistance System (CAS) when the consumer expects NSW Fair Trading to intervene with the trader on their behalf. Consumers are encouraged to contact the trader to attempt to resolve the complaint directly with the trader before NSW Fair Trading records the contact as a complaint and intervenes on their behalf. Many complaints to NSW Fair Trading do not involve any offence or disciplinary matter about which NSW Fair Trading can take enforcement action. Complaints may sometimes involve a breach of the contract with the consumer, and, although NSW Fair Trading can negotiate with the trader, legal remedies for breach of contract generally lie with the consumer. Some complaints to NSW Fair Trading simply involve poor customer service and businesses that do not respond to consumers’ concerns. Some of these businesses do not assist consumers until NSW Fair Trading intervenes on their behalf. Where this is a pattern of behaviour, consumers deserve to be aware of such businesses. What happens when a complaint is received? Number of complaints received NSW Fair Trading receives over 45,000 complaints each year, which translates into around 3750 complaints per month and 125 complaints per day. Eighty percent of these complaints come in online, 12% by post, 4% by email, 3% over the counter, and 1% by phone/fax. NSW Fair Trading’s complaints process When a complaint is received from a consumer, it is first “triaged” by NSW Fair Trading staff. Staff check that NSW Fair Trading has jurisdiction, urgent matters are fast-tracked and matters concerning traders with a record of multiple complaints are allocated to a case manager. Complaints are also checked for duplicates. If a duplicate complaint is identified, it is deleted. Consumer Complaints Register - Discussion Paper 9 During triage, Fair Trading staff check the identity of the trader to make sure the correct trader name is recorded. NSW Fair Trading staff check the Australian Securities and Investment Commission (ASIC) database and may also seek more information from the consumer to ensure the correct trader is identified. Staff contact the trader within 10 working days and attempt to negotiate an outcome acceptable to both parties. NSW Fair Trading aims to finalise complaints within 30 days of receipt, although most complaints are finalised earlier. If the conduct complained about may constitute a breach of the law the conduct may be referred to Fair Trading’s compliance and enforcement area for assessment of whether any enforcement action should be taken against the trader. If an outcome acceptable to both parties cannot be negotiated, the consumer is advised of their options. One option may be to take action against the trader in the NSW Civil and Administrative Tribunal (NCAT). Case management If a trader is the subject of six complaints in six months (or less if some other factor such as vexatious complaints is involved) a case manager is appointed for that trader. The case manager maintains an overview of the complaints received about that trader and can detect duplicate complaints and repeated complaints from the same person. Other reasons for appointing a case manager for a particular trader include when an issue is likely to gain media and public attention, when the trader’s conduct is unsatisfactory or in breach of the law, when vulnerable consumers are targeted, or there is a high level of consumer detriment. Vexatious complaints There are a number of ways that NSW Fair Trading’s complaints process guards against vexatious complaints. A trader is contacted within 10 days of a complaint being received and the complaint details are discussed. Often there is no dispute over whether a transaction occurred – the dispute is instead over the details of the product or service provided or the appropriate remedy. It is not Fair Trading’s role to assess evidence as a court would do and make a ruling, but to negotiate an acceptable outcome. However, if a trader does not have a record of the transaction having occurred, the consumer can be asked to substantiate their complaint by providing documentation such as a receipt, contract or bank statement. If no substantiation can be provided, or the consumer cannot be contacted, the record on the Customer Assistance System will state that there is no documentation to support the complaint. The appointment of a case manager for traders who are the subject of numerous complaints also helps to guard against vexatious complaints, as the case manager maintains an overview of all complaints and can detect duplicates and repeated complaints from the same person. NSW Fair Trading also appoints case managers to deal with complaints from consumers who lodge multiple complaints or who are identified as vexatious. All complaints from that person come to the case manager, and multiple and unreasonable complaints can be identified. Consumer Complaints Register - Discussion Paper 10 Complaint handling process Complaint received • Check Fair Trading has jurisdiction • C heck for duplicate complaints - duplicate compaints are deleted • Is the complaint urgent? • Is the complaint against a trader with a case manager? - allocate to case manager Traders identity checked to see that the complaint is recorded against the correctly named trader If required, contact the consumer for additional information and supporting documentation Fair Trading contacts the trader within 10 working days - usually by telephone Trader given 5 working days to respond. More information may be sought from the consumer if the trader disagrees or has no record of the transaction with the consumer Trader does or does not respond Consumer contacted and advised of results of intervention and options Does the conduct complained about constitute a breach of the law? - if yes, may also refer for enforcement action Consumer Complaints Register - Discussion Paper 11 What information does NSW Fair Trading record about complaints? Information currently recorded about complaints includes: • the trader’s name • the product or industry sector • the practice or problem complained about • the purchase method used • a range of other information, if the consumer provides it eg. date of transaction, trader address. Fair Trading uses a large range of categories to record the product/industry sector complained about. The most common categories of product/industry sector complained about in 2014-15 were: 4,045 tenancy/bonds/residential parks electrical/electronic/whitegoods/gas appliances 3,079 used cars 2,441 house construction 2,282 2,126 furniture/furnishings/manchester 1,997 clothing/footwear/accessories/jewellery 1,735 car repairs and maintenance 1,614 new cars travel/tourism 1,410 1,082 property – purchase/sale 0 1000 2000 3000 4000 5000 Complaints Categories NSW Fair Trading uses to describe the practice or problem complained about include: • a range of conduct categories (eg. bait advertising, unconscionable conduct) • quality problems • supply problems • safety standards • prices and charges/rent/fees • rights and responsibilities • scams • misrepresentation • Fair Trading administration (eg. licence applications and renewals) • a range of tenancy and strata related practices. Consumer Complaints Register - Discussion Paper 12 The proposed model Key components The proposed Complaints Register will display data about complaints received by NSW Fair Trading, including the names of traders who are the subject of the most complaints. This data will be provided to the public, free of charge, on NSW Fair Trading’s website. The Register will not disclose highly detailed information on a specific complaint nor will it name any consumer who has made a complaint. The Register also will not include information about the amount of money paid by a consumer for a good or service, or the amount of money sought from a trader. It is anticipated that the data will be in two formats – a spreadsheet, which can be used by third parties and app developers; and an interactive dashboard. Appendix 2 shows examples of the proposed spreadsheet and dashboard formats. Complaint outcomes It is not proposed at this time to publish information about the outcome of a complaint. NSW Fair Trading does not always have access to useful information about the outcome of a complaint for the consumer. For example, NSW Fair Trading may record that a trader has offered redress but the consumer may consider the redress inadequate as recompense for the consumer’s problem. Consumers do not always provide information to NSW Fair Trading about whether the redress was accepted or whether the redress was actually provided as offered. From a trader’s perspective, the trader may offer redress as a goodwill gesture and recording this may be seen as an admission that they were at fault. Other than redress offered, other outcomes recorded by NSW Fair Trading are that the complaint was referred for investigation, a trader is in liquidation, staff were unable to contact the trader or the consumer, the complaint is outside NSW Fair Trading’s jurisdiction, the complaint is determined to be unjustified or unreasonable or there is a lack of documentation to show that the transaction occurred. At the present time, the Complaints Register is simply intended to provide the public with information about those traders who are the subject of the most complaints. Regardless of whether a complaint is resolved, the fact that NSW Fair Trading has received numerous complaints about a trader suggests that consumers are unhappy with the trader’s performance. Traders who provide good customer service and successfully offer recompense to consumers through their internal complaint processes are unlikely to be the subject of numerous complaints to NSW Fair Trading. Similarly, a business that experiences a temporary problem which causes a surge in complaints, but addresses the problem so that complaints reduce, will not be listed the next time the Complaints Register is updated. One Register It is proposed that there will only be one Complaints Register. Creating different registers for different industries may result in traders with very low numbers of complaints being listed, which may result in unfairness. Consumer Complaints Register - Discussion Paper 13 Issues for discussion Information appearing on the Complaints Register Publishing the number of complaints about a trader by itself gives a consumer limited information about a trader’s performance. More extensive information, such as what the complaints are about, can help a consumer to make an informed decision about whether to transact with a trader. However, detailed information about a complaint can be difficult for NSW Fair Trading to obtain, as consumers will often provide only the minimum information they consider necessary to enable the complaint to be addressed. To insist on provision of highly detailed information may discourage consumers from bringing their complaints to NSW Fair Trading. It is proposed that the Register will include information about: • the trader • the product or service complained about • the problem or “practice” complained about and • the purchase method used. The Register may also include other information about the trader, such as: • legal name • registered business name • business address • parent company (where relevant) • franchise group (where relevant) • licences held (where relevant). 1. What information should the Register publish about a complaint and why? 2. What information should the Register publish about a trader and why? Complaints received or finalised complaints? Publishing information about complaints that have been received would provide timely information about complaints received by NSW Fair Trading at a particular point in time. Not all of these complaints would be finalised and, in the case of those complaints received very recently, the trader may not have been contacted. Publishing information about finalised complaints only would mean a “time lag”, meaning the complaints that are counted in the Register were received between 15 to 30 days earlier than the publication date. Complaints received very close to the date of publication would not be included as they would not have been finalised. Consumer Complaints Register - Discussion Paper 14 Publishing finalised complaints only would have the advantage of providing time to enable identification of vexatious complaints so that these complaints could be excluded from the Register. Publication of finalised complaints would not mean that the outcome of the complaint would be published. As discussed earlier, NSW Fair Trading is not proposing at this time to publish data about complaint outcomes. 3. Should the Register publish data about complaints received or about finalised complaints? Why? Number of traders on the Register The Register could identify the 25, 50 or 100 traders who are subject to the most number of complaints in a given time period. Or the Register could list all traders complained about within a certain time period. NSW Fair Trading currently maintains an internal list of the 50 traders who are subject to the most complaints. On this Top 50 list, the highest ranking business typically attracts around 35-40 complaints each month, with the lowest ranking business attracting around 5-7 complaints each month. 4. How many traders should be identified on the Register and what might be the benefits of including more or less? A threshold number of complaints? Rather than simply publishing information about the 25, 50 or 100 traders who are subject to the most complaints, a threshold number of complaints could be required before a trader appears on the Register. The ‘top 20’ traders appearing on the list may in time become the ‘top 17’ if the minimum threshold of complaints is not reached. This could mean that the Register is helping to improve industry standards. A minimum threshold would avoid the situation where one or two complaints per year would result in a trader being on the Register. Many businesses can expect to be subject to a few complaints, but when complaints become more numerous it is more likely the business is not providing good quality customer service. 5. Should there be a minimum threshold for number of complaints before appearing on the Register? If so, what should it be? Consumer Complaints Register - Discussion Paper 15 How often should the Register be updated? Another issue being considered is when and how often the Register should be updated. It is important that the Register is updated regularly to be useful as a guide for consumers and to provide an incentive for behavioural change among traders. NSW Fair Trading already publishes a quarterly report on its website with details of disciplinary and enforcement action taken against identified traders. The Complaints Register data could follow the same pattern or be published more frequently, such as on a monthly basis. 6. How often should the Register be updated (eg. monthly, quarterly, six monthly)? What time period should the data cover? The register data could cover the previous 12 months, the previous 3 months or the previous month. The shorter the time period covered, the easier it may be to detect changes in the data. 7. What time period should the Register data cover (eg. previous 12 months, previous 3 months) and why? How long should the Register data remain publicly available on the NSW Fair Trading website? Should data remain on the Register indefinitely or for a year, a quarter or a month? If the data remains on the Register for a longer period, it will be easier to study long term changes and trends in the data. However, traders who have been on the Register previously but have addressed the problem and are no longer the subject of complaints may feel their names should be removed completely after a certain time has elapsed. Compliance and enforcement data which is currently published on the NSW Fair Trading website is regularly archived. These archives are searchable through online search engines. Allowing archived data to be searchable may help identify trends, but traders may not wish complaints data to continue to be available if the issue that caused the complaints has now been addressed. 8. How long should the Register data remain on the NSW Fair Trading website before being archived? 9. Should the Register data be available to be searched after being archived and for how long? Consumer Complaints Register - Discussion Paper 16 From what date should complaints data be counted? Consideration should be given to whether the published complaints data should begin from a specific forward date or include historical information also. For example, the Register could begin on 1 January 2016 and only include complaints received from that date and into the future. Publishing data from a future date could allow traders sufficient time to prepare for the release of the data and to address customer satisfaction problems within their business. However, it would take a few months for a body of data to build up. 10. From what date should complaints data be counted and included in the public Register? Information about business size or number of transactions Information about business size or number of transactions can help consumers to compare businesses of similar size and better assess their performance. NSW Fair Trading’s complaint data shows that while one big trader may be subject to a large number of complaints, often a competitor in the same industry and of equal size is not the subject of the same number of complaints. This may be because the latter business has made customer service a priority and is resolving problems to their customers’ satisfaction. Information about number of transactions is difficult to obtain. Business size, revenue or turnover may to some extent be used as a substitute for number of transactions, but NSW Fair Trading does not collect such data. One way of providing such data may be to provide links to other databases (eg. the Australian Securities and Investment Commission company database or the Australian Taxation Office Australian Business Register database) which hold such information. 11. Should the Register show information about the size of businesses being complained about? 12. Is there a practical and simple way of providing information about the size of the business being complained about? Franchises, chains and corporate groups Many businesses operate as franchises. Franchises operate under the same brand name and the same marketing campaigns. Individual franchises often have their procedures and policies controlled by the head franchisor – for example, McDonald’s franchises all operate in a similar manner. Complaints often refer to the particular franchisee a consumer has dealt with – eg. a purchase in a store in a certain suburb. Some argue that these complaints should be listed on the Complaints Register under the particular store and the complaints should not be attributed to the brand as a whole. On the other hand, it could be argued that, given the standard policies and procedures that usually apply to franchises and the fact that consumers usually go to a franchise because of the overall brand Consumer Complaints Register - Discussion Paper 17 name and associated marketing, complaints about a particular store should be attributed to the franchise brand as a whole. If complaints are not recorded against the brand as a whole, then neither the franchise brand nor the individual franchise branch may appear on the Register as the number of complaints against each franchise branch may not be large enough. This could be considered unfair towards other traders who operate as a chain under a single company structure where all complaints are recorded against the one company. In relation to corporate groups, if different businesses in a group operate independently and with different brands and business practices, there is less of an argument to record complaints against one member of the group against the group as a whole. 13. Should complaints about a particular franchise branch be recorded as complaints about the franchise brand as a whole? 14. Should the same approach be taken with chains and related companies/corporate groups? Notice to traders Listing a trader’s name on a Public Complaints Register for the first time is likely to have some negative impact on a trader’s reputation. Advance notice that a trader may be listed on the Register may enable the trader to prepare a public response and be ready with a strategy to address the problem causing the complaints. In line with NSW Fair Trading’s complaints process, the trader would have already been contacted about the complaints by the consumer and by NSW Fair Trading. Any advance notice would be for information only and would not be an opportunity to argue about whether the trader should be listed on the Register. 15. Should traders be notified in advance that they are going to appear on the Register for the first time? If so, what period of notice should they be given? Information accompanying the Register The information accompanying the Register will need to clearly explain that it has been established under the Fair Trading Act 1987 as another tool to help consumers make informed decisions about whether to transact with a particular trader, and to encourage better customer service. 16. What other supporting information should accompany the new Register to explain it to the public? Consumer Complaints Register - Discussion Paper 18 Appendix 1 Existing avenues for publicly identifying traders and providing information about traders to consumers As previously mentioned, Fair Trading already identifies traders that have been the subject of disciplinary or enforcement action. Traders, suppliers and industries can already be publicly named through several channels: Statements to the NSW Parliament The Minister for Innovation and Better Regulation can make a statement to the Parliament about a trader, which attracts absolute privilege. The media can report on this statement. Public warning statements Where it is considered to be in the public interest, a number of legislative provisions allow the Minister or the Commissioner for Fair Trading to make a public warning statement about unsatisfactory goods or services or the businesses who supply them, businesses who engage in unfair business practices, or the risks involved in dealing with certain businesses and suppliers. Public warning statements are published in accordance with the Fair Trading Public Warnings policy and recorded in an online register on the Fair Trading website. Disciplinary action (excluding the Home Building Act 1989) Disciplinary action can be taken against licence holders within licensed occupations and businesses in certain circumstances. Disciplinary matters that are finalised are published on the Fair Trading website as part of a register of disciplinary actions. These disciplinary results are removed from the website after 2 years. Home building disciplinary actions Disciplinary results involving licence holders under the Home Building Act 1989 are displayed indefinitely on the public register and are recorded against the licensee’s online record for the life of the licence. Enforceable undertakings An enforceable undertaking is a legally binding agreement between Fair Trading and a business where the business agrees to do certain things in order to comply with the law. A paper-based register is maintained of enforceable undertakings and an abridged version of the register online is published on the website. These are removed from the website 2 years after their expiry, unless the undertaking specifies a longer date. Consumer Complaints Register - Discussion Paper 19 Prosecution results The results of all successful prosecutions against individuals and businesses who have breached fair trading laws are available on the NSW Fair Trading website. These are recorded in a register that identifies the parties which have been subject to the prosecution and the result achieved. Enforcement results Targeted compliance operations are undertaken throughout NSW to identify and remedy current and emerging business practices which may lead to significant breaches of fair trading laws. The results of these programs are listed by industry type, are updated monthly and listed on Fair Trading’s website as Compliance Operation Results. However, specific traders are not named. A quarterly summary of enforcement results is available on the NSW Fair Trading website. This information includes disciplinary and prosecution actions undertaken during the period, along with summaries of penalty infringement notices issued. These reports are removed from our website after 2 years. Compliance operation results Every year, the Year in Review provides information about investigations and prosecutions of traders. Previous Year in Review reports and other annual reports remain on the website as archive records. Specific traders are named in the Year in Review and these names are searchable through online search engines. Targeted compliance operations are undertaken throughout NSW to identify and remedy breaches of fair trading laws. The results of these programs are listed by industry type, are updated monthly and listed on Fair Trading’s website as Compliance Operation Results. However, specific traders are not named. Informal release of information NSW Fair Trading can publicly release information about certain traders and business practices which NSW Fair Trading is investigating or about which enforcement action is being taken. Consumer Complaints Register - Discussion Paper 20 A Year in Review and annual reports Every year, the NSW Fair Trading Year in Review provides information about investigations and prosecutions of traders. Previous Year in Review reports and other annual reports remain on the website as archive records. Specific traders are named in the Year in Review and these names are searchable through online search engines. Unsatisfactory suppliers register Under s.16 of the Consumer Claims Act 1998 (the Act), the Commissioner may establish, maintain and publish a list, to be known as the unsatisfactory suppliers register. This Register may contain the name of traders who have been the subject of an adverse report by a member of the NSW Civil and Administrative Tribunal, who have failed to comply with a Tribunal order or against whom more than five orders have been made in 12 months. The Commissioner for Fair Trading does not currently publish an unsatisfactory suppliers register. Consumer Complaints Register - Discussion Paper 21 Appendix 2 A. Sample screenshot of complaints dashboard Consumer Complaints Register - Discussion Paper 22 Appendix 2 B. Worked (anonymised) sample of potential register (on following pages) Consumer Complaints Register - Discussion Paper 23 Appendix 2 TRADER NAME / GROUP electronics company Product Name Retail - Electrical, Electronic, Whitegoods and Gas Appliance 1 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Warranties 1 Safety\Standards - Unsafe Product\Services 1 FT Administration - Information 1 Quality - Defective Goods 10 Quality - Unsatisfactory Goods 3 Rights\Responsibility - Refunds 15 Rights\Responsibility - Repairs\Maintenance 11 Rights\Responsibility - Rights\Responsibility Not Listed 9 Rights\Responsibility - Warranties 10 Safety\Standards - Safety\Standards Not Listed 1 Safety\Standards - Unsafe Product\Services 34 Quality - Defective Goods 1 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 3 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 4 Safety\Standards - Unsafe Product\Services 1 Quality - Defective Goods 1 Rights\Responsibility - Warranties 2 Retail - Toys Rights\Responsibility - Repairs\Maintenance 1 Computer and Computer Peripherals - Computer Accessories Quality - Defective Goods 2 Computer and Computer Peripherals - Laptops Dispute Resolution - Terms of Contract Dispute 1 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Warranties 1 Retail - Mobile\Smart phones Retail - Other Electrical and Electronic Goods household goods retailer Practice Name Other Services - Machinery and Equipment Repair and MaintenanceQuality - Unsatisfactory\Non Performance of Service Total Complaints (Jul - Aug 2015) Computer and Computer Peripherals - Other Computer Peripherals Quality - Unsatisfactory Goods 1 Computer and Computer Peripherals - PCs Conduct - Misleading\Deceptive 1 Quality - Defective Goods 3 Quality - Defective Work 2 Construction - Bathrooms Quality - Incomplete Work 1 Construction - House Construction Quality - Defective Work 1 Construction - Kitchens Quality - Incomplete Work 1 Rights\Responsibility - Refunds 1 Quality - Defective Work 1 Construction - Other Internal Practice Name Total Complaints (Jul - Aug 2015) Construction - Tiling Flooring and Floor Covering Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Conduct - Accept Payment Without Intention To Supply 1 Conduct - Unsatisfactory Conduct 1 FT Administration - Information 2 TRADER NAME / GROUP Product Name Quality - Defective Goods 8 Quality - Unsatisfactory Goods 16 Quality - Unsatisfactory\Non Performance of Service 3 Rights\Responsibility - Refunds 3 Rights\Responsibility - Repairs\Maintenance 3 Rights\Responsibility - Warranties 2 Safety\Standards - Unsafe Product\Services 1 Supply - Delay 1 Supply - Non\Partial Supply 2 Conduct - Misleading\Deceptive 1 Quality - Defective Goods 5 Quality - Unsatisfactory Goods 5 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 1 Supply - Delay 1 Supply - Non\Partial Supply 2 Retail - Garden Supplies Quality - Unsatisfactory Goods 1 Retail - Hardware and Building Supplies Supply - Delay 1 Retail - House ware Conduct - Accept Payment Without Intention To Supply 1 Quality - Unsatisfactory Goods 1 Retail - Mobile\Smart phones Quality - Unsatisfactory Goods 1 Retail - Other Electrical and Electronic Goods Misrepresentation - Misrepresentation Not Listed 1 Quality - Defective Goods 2 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 1 Safety\Standards - Unsafe Product\Services 1 Retail - Sport, Fitness and Camping Equipment Quality - Unsatisfactory Goods 1 Retail - Vouchers\Coupons Supply - Non\Partial Supply 1 Property - Property - Purchase or Sale Conduct - Dummy Bidding 1 Conduct - Failure To Release Monies Held In Trust 1 Conduct - Misleading\Deceptive 5 Retail - Furniture\Furnishings\Manchester real estate agency Conduct - Unsatisfactory Conduct 3 Rights\Responsibility - Failure To Supply Information\Documents 1 TRADER NAME / GROUP Product Name Property - Property Management (Landlords) Tenancy\Bonds\Parks - Bonds - Residential Tenancy\Bonds\Parks - Tenancy - Residential electronics company Computer and Computer Peripherals - Computer Accessories Computer and Computer Peripherals - Laptops Practice Name Total Complaints (Jul - Aug 2015) Rights\Responsibility - Rights\Responsibility Not Listed 1 Conduct - Failure To Release Monies Held In Trust 1 Conduct - Loss\Damage to Customers Property 2 Conduct - No Authority to Commence Work 2 Conduct - Unsatisfactory Conduct 2 Quality - Unsatisfactory\Non Performance of Service 2 Rights\Responsibility - Refunds 1 Conduct - Non Lodgement of Rental Bond 1 Rights\Responsibility - Refunds 3 Conduct - Loss\Damage to Customers Property 1 Conduct - Misleading\Deceptive 1 Conduct - Unsatisfactory Conduct 3 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Rights\Responsibility - Access\Inspections 1 Rights\Responsibility - Refunds 3 Rights\Responsibility - Repairs\Maintenance 16 Rights\Responsibility - Rights\Responsibility Not Listed 2 Rights\Responsibility - Termination 4 Conduct - Accept Payment Without Intention To Supply 1 Misrepresentation - Misrepresentation Not Listed 1 Misrepresentation - Quality (Misrepresentation) 1 Quality - Defective Goods 1 Rights\Responsibility - Refunds 2 Rights\Responsibility - Warranties 1 Conduct - Accept Payment Without Intention To Supply 2 Conduct - Unconscionable 1 Misrepresentation - Quality (Misrepresentation) 2 Misrepresentation - Uses\Benefits\Facilities\Features 1 Misrepresentation - Warranties\Rights\Remedies 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Quality - Defective Goods 8 Quality - Unsatisfactory Goods 1 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Repairs\Maintenance 1 Computer and Computer Peripherals - Other Computer Peripherals Conduct - Accept Payment Without Intention To Supply 1 Conduct - Bait Advertising 1 Quality - Defective Goods 2 TRADER NAME / GROUP Product Name Professional Scientific and Technical Services - Advertising Conduct - Unconscionable 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Misrepresentation - Misrepresentation Not Listed 1 Rights\Responsibility - Repairs\Maintenance 1 Rights\Responsibility - Rights\Responsibility Not Listed 1 Conduct - Accept Payment Without Intention To Supply 1 Misrepresentation - Warranties\Rights\Remedies 1 Quality - Defective Goods 7 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 1 Conduct - Accept Payment Without Intention To Supply 1 Retail - Other Electrical and Electronic Goods Retail - Vouchers\Coupons real estate agency Rights\Responsibility - Refunds 1 Property - Business - Purchase or Sale FT Administration - Information 1 Property - Property - Purchase or Sale Conduct - Dummy Bidding 2 Conduct - Underquoting 1 Conduct - Unlicensed\Unregistered 1 Conduct - Unsatisfactory Conduct 2 Conduct - Loss\Damage to Customers Property 3 Conduct - Unlicensed\Unregistered 1 Property - Property Management (Landlords) Tenancy\Bonds\Parks - Bonds - Residential Tenancy\Bonds\Parks - Tenancy - Residential building / construction company Practice Name Total Complaints (Jul - Aug 2015) Conduct - Unsatisfactory Conduct 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Conduct - Non Lodgement of Rental Bond 1 Rights\Responsibility - Refunds 3 Conduct - Conduct Not Listed 1 Conduct - Misappropriation of Funds 3 Documentation\Agreement - Rental\Fee Increase Notice 1 Pricing\Charges\Rent\Fees - Arrears 1 Pricing\Charges\Rent\Fees - Rent\Occupancy Fees 1 Pricing\Charges\Rent\Fees - Reservation fees\Security Deposits 1 Rights\Responsibility - Access\Inspections 2 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Repairs\Maintenance 16 Rights\Responsibility - Termination 2 Construction - Landscaping Supply - Non\Partial Supply 1 Other Services - Gardening\Landscaping Supply - Non\Partial Supply 1 Retail - Garden Supplies Supply - Non\Partial Supply 2 Retail - Hardware and Building Supplies Conduct - Accept Payment Without Intention To Supply 1 Quality - Defective Goods 1 TRADER NAME / GROUP real estate agency Product Name Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 1 Supply - Delay 3 Supply - Non\Partial Supply 32 Community\Strata - Strata By Law - By Law - Parking 1 Property - Holiday Units Rights\Responsibility - Refunds 1 Property - Property - Purchase or Sale Conduct - Conduct Not Listed 1 Conduct - Unsatisfactory Conduct 3 Documentation\Agreement - Agreement/Contract 1 Conduct - Unlicensed\Unregistered 1 Conduct - Unsatisfactory Conduct 2 Rights\Responsibility - Refunds 1 Conduct - Unsatisfactory Conduct 1 Property - Property Management (Landlords) Tenancy\Bonds\Parks - Tenancy - Residential real estate agency Practice Name Total Complaints (Jul - Aug 2015) Property - Property - Purchase or Sale Property - Property Management (Landlords) Documentation\Agreement - Condition Report 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Pricing\Charges\Rent\Fees - Rent\Occupancy Fees 2 Quality - Unsatisfactory Accommodation 1 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 15 Rights\Responsibility - Rights\Responsibility Not Listed 4 Rights\Responsibility - Termination 1 Conduct - Misleading\Deceptive 3 Conduct - Not Passing On Offer 2 Conduct - Underquoting 1 Conduct - Unsatisfactory Conduct 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Conduct - Unlicensed\Unregistered 2 Conduct - Unsatisfactory Conduct 1 Quality - Unsatisfactory\Non Performance of Service 1 Tenancy\Bonds\Parks - Bonds - Residential Rights\Responsibility - Refunds 1 Tenancy\Bonds\Parks - Tenancy - Residential Pricing\Charges\Rent\Fees - Arrears 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 2 Pricing\Charges\Rent\Fees - Rent\Occupancy Fees 2 Pricing\Charges\Rent\Fees - Reservation fees\Security Deposits 1 Quality - Unsatisfactory Accommodation 1 Rights\Responsibility - Access\Inspections 1 TRADER NAME / GROUP real estate agency clothing retailer real estate agency Product Name Property - Property - Purchase or Sale Practice Name Total Complaints (Jul - Aug 2015) Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 10 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Termination 4 Conduct - Misleading\Deceptive 1 Conduct - Underquoting 3 Conduct - Unsatisfactory Conduct 1 Rights\Responsibility - Rights\Responsibility Not Listed 1 Property - Property Management (Landlords) Quality - Unsatisfactory\Non Performance of Service 1 Tenancy\Bonds\Parks - Bonds - Residential Rights\Responsibility - Refunds 7 Tenancy\Bonds\Parks - Tenancy - Residential Conduct - Misleading\Deceptive 1 Conduct - Unsatisfactory Conduct 1 Quality - Unsatisfactory Accommodation 1 Rights\Responsibility - Lockout 1 Retail - Clothing\Footwear\Accessories\Jewellery Property - Property - Purchase or Sale Property - Property Management (Landlords) Tenancy\Bonds\Parks - Bonds - Residential Tenancy\Bonds\Parks - Tenancy - Residential Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 11 Rights\Responsibility - Tenant Database Listing 1 Rights\Responsibility - Termination 1 Conduct - Accept Payment Without Intention To Supply 1 Rights\Responsibility - Refunds 9 Supply - Delay 11 Supply - Non\Partial Supply 10 Conduct - Dummy Bidding 1 Conduct - Misleading\Deceptive 2 Conduct - Underquoting 2 Conduct - Failure To Release Monies Held In Trust 3 Quality - Unsatisfactory\Non Performance of Service 1 Conduct - Non Lodgement of Rental Bond 1 Rights\Responsibility - Refunds 1 Conduct - Misappropriation of Funds 1 Documentation\Agreement - Rental\Fee Increase Notice 1 Misrepresentation - Quality (Misrepresentation) 1 Pricing\Charges\Rent\Fees - Rent\Occupancy Fees 1 Rights\Responsibility - Access\Inspections 1 Rights\Responsibility - Repairs\Maintenance 11 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Termination 2 TRADER NAME / GROUP second hand dealer & auctions company Product Name Automotive (Used) - Motor Car (Used) Quality - Unsatisfactory Goods 1 Computer and Computer Peripherals - Laptops Quality - Unsatisfactory Goods 1 Rights\Responsibility - Warranties 1 Computer and Computer Peripherals - Other Computer Peripherals Quality - Unsatisfactory Goods 3 Other Services - Services Not Listed FT Administration - Information 1 Retail - Clothing\Footwear\Accessories\Jewellery Quality - Unsatisfactory Goods 2 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Quality - Defective Goods 1 Quality - Unsatisfactory Goods 4 Rights\Responsibility - Refunds 1 Retail - Food\Drink\Liquor\Tobacco Supply - Delay 1 Retail - Furniture\Furnishings\Manchester Quality - Unsatisfactory Goods 2 Supply - Delay 1 Conduct - Misleading\Deceptive 1 Quality - Unsatisfactory Goods 3 Supply - Supply Incorrect Goods 1 Quality - Unsatisfactory Goods 1 Supply - Delay 2 Supply - Non\Partial Supply 1 Supply - Supply Incorrect Goods 1 Retail - Sport, Fitness and Camping Equipment Rights\Responsibility - Rights\Responsibility Not Listed 1 Other Services - Hairdressing and Beauty Conduct - Accept Payment Without Intention To Supply 3 Retail - Goods Not Listed Retail - Other Electrical and Electronic Goods beauty and medical electronics company Practice Name Total Complaints (Jul - Aug 2015) Conduct - Misleading\Deceptive 1 Rights\Responsibility - Refunds 13 Other Services - Medical\Dental Quality - Quality Not Listed 1 Other Services - Personal Services Rights\Responsibility - Refunds 1 Supply - Delay 9 Retail - Vouchers\Coupons Rights\Responsibility - Refunds 1 Computer and Computer Peripherals - Computer Accessories Quality - Unsatisfactory Goods 2 Computer and Computer Peripherals - Laptops Rights\Responsibility - Repairs\Maintenance 6 Rights\Responsibility - Rights\Responsibility Not Listed 1 Computer and Computer Peripherals - Other Computer Peripherals Quality - Unsatisfactory Goods 1 Information Media and Telecommunications - Other Information Services Rights\Responsibility - Refunds 1 Retail - Mobile\Smart phones Quality - Defective Goods 2 Quality - Unsatisfactory Goods 5 Rights\Responsibility - Refunds 2 Retail - Other Electrical and Electronic Goods Rights\Responsibility - Repairs\Maintenance 7 Rights\Responsibility - Refunds 1 TRADER NAME / GROUP household goods retailer Product Name Computer and Computer Peripherals - Laptops Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Construction - Kitchens Quality - Unsatisfactory Goods 2 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Cancellations\Cooling Off 1 Misrepresentation - Quality (Misrepresentation) 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Defective Goods 6 Quality - Unsatisfactory Goods 2 Rights\Responsibility - Refunds 3 Rights\Responsibility - Repairs\Maintenance 3 Rights\Responsibility - Warranties 1 Supply - Non\Partial Supply 2 Supply - Supply Incorrect Goods 1 Retail - Media systems Quality - Unsatisfactory Goods 1 Property - Property - Purchase or Sale Conduct - Misleading\Deceptive 4 Conduct - Underquoting 7 Rights\Responsibility - Refunds 1 Pricing\Charges\Rent\Fees - High\Unknown fees and charges 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance real estate agency Property - Property Management (Landlords) media and telecoms company Practice Name Total Complaints (Jul - Aug 2015) Rights\Responsibility - Refunds 2 Tenancy\Bonds\Parks - Bonds - Residential Rights\Responsibility - Refunds 3 Tenancy\Bonds\Parks - Tenancy - Residential Conduct - Unsatisfactory Conduct 1 Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 3 Rights\Responsibility - Termination 1 Information Media and Telecommunications - Cable and Other Subscription Quality -Broadcasting\Telecasting Unsatisfactory\Non Performance of Service Supply - Non\Partial Supply Information Media and Telecommunications - Internet Service Providers and Web Search Portals Misrepresentation - Uses\Benefits\Facilities\Features 2 1 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Quality - Unsatisfactory\Non Performance of Service 1 Information Media and Telecommunications - Mobile phone Service Rights\Responsibility Providers - Itemised Bills and Proof of Transaction Supply - Delay Information Media and Telecommunications - Premium SMS Billing Pricing\Charges\Rent\Fees - High\Unknown fees and charges Information Media and Telecommunications - Telecommunications Services Pricing\Charges\Rent\Fees - High\Unknown fees and charges 1 1 2 2 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 3 Quality - Defective Goods 1 Quality - Unsatisfactory\Non Performance of Service 1 Supply - Non\Partial Supply 1 TRADER NAME / GROUP Product Name Retail - Mobile\Smart phones Retail - Other Electrical and Electronic Goods electronics company household goods retailer 1 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 1 Computer and Computer Peripherals - Gaming Consoles\Games Supply - Supply Not Listed 1 Computer and Computer Peripherals - Laptops Quality - Defective Goods 1 Computer and Computer Peripherals - Other Computer Peripherals Quality - Defective Goods 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Defective Goods 7 Rights\Responsibility - Refunds 2 Supply - Delay 1 Supply - Supply Not Listed 1 Retail - Goods Not Listed Rights\Responsibility - Repairs\Maintenance 1 Retail - Mobile\Smart phones Misrepresentation - Availability of Goods\Parts\Repairs 1 Quality - Defective Goods 3 Quality - Unsatisfactory Goods 1 Retail - Other Electrical and Electronic Goods Rights\Responsibility - Refunds 1 Education and Training - Adult, Community and Other Education Quality - Unsatisfactory\Non Performance of Service 2 Rights\Responsibility - Cancellations\Cooling Off 3 Rights\Responsibility - Refunds 16 Education and Training - Education\Training Not Listed Rights\Responsibility - Cancellations\Cooling Off 1 Computer and Computer Peripherals - Laptops Rights\Responsibility - Refunds 1 Computer and Computer Peripherals - Other Computer Peripherals Rights\Responsibility - Repairs\Maintenance 1 Quality - Defective Goods 3 Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 6 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 2 Rights\Responsibility - Refunds 3 Rights\Responsibility - Repairs\Maintenance 1 Rights\Responsibility - Rights\Responsibility Not Listed 1 Automotive (New) - Parts (New) Rights\Responsibility - Refunds 2 Automotive (Used) - Parts (Used) Misrepresentation - Quality (Misrepresentation) 1 Rights\Responsibility - Refunds 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Retail - Other Electrical and Electronic Goods second hand dealer & auctions company 3 Quality - Unsatisfactory\Non Performance of Service Computer and Computer Peripherals - Computer Accessories Retail - Electrical, Electronic, Whitegoods and Gas Appliance education provider Practice Name Quality - Defective Goods Total Complaints (Jul - Aug 2015) Other Services - Services Not Listed Retail - Electrical, Electronic, Whitegoods and Gas Appliance Conduct - Conduct Not Listed 1 Rights\Responsibility - Rights\Responsibility Not Listed 1 FT Administration - Information 1 TRADER NAME / GROUP Product Name Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Retail - Furniture\Furnishings\Manchester Dispute Resolution - Terms of Contract Dispute 1 Retail - Goods Not Listed Conduct - Unsatisfactory Conduct 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 3 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 2 Retail - Second Hand Goods household goods retailer media and telecoms company real estate agency Rights\Responsibility - Cancellations\Cooling Off 1 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Refunds 1 Other Services - Machinery and Equipment Repair and MaintenanceRights\Responsibility - Warranties Retail - Electrical, Electronic, Whitegoods and Gas Appliance media and telecoms company Practice Name Total Complaints (Jul - Aug 2015) 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Defective Goods 2 Quality - Quality Not Listed 2 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Repairs\Maintenance 9 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 2 Supply - Non\Partial Supply 1 Information Media and Telecommunications - Cable and Other Subscription ConductBroadcasting\Telecasting - Loss\Damage to Customers Property Professional Scientific and Technical Services - Advertising Property - Property - Purchase or Sale 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 2 Pricing\Charges\Rent\Fees - High\Unknown fees and charges 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 2 Quality - Defective Goods 1 Quality - Unsatisfactory\Non Performance of Service 6 Rights\Responsibility - Cancellations\Cooling Off 2 Rights\Responsibility - Refunds 7 Conduct - Unconscionable 2 Documentation\Agreement - Agreement/Contract 1 FT Administration - Information 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Quality - Quality Not Listed 1 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Cancellations\Cooling Off 9 Rights\Responsibility - Refunds 3 Supply - Supply Not Listed 1 Conduct - Misleading\Deceptive 2 TRADER NAME / GROUP transport company household goods retailer Product Name Conduct - Unsatisfactory Conduct 2 Tenancy\Bonds\Parks - Bonds - Residential Rights\Responsibility - Refunds 4 Tenancy\Bonds\Parks - Tenancy - Commercial Rights\Responsibility - Repairs\Maintenance 1 Tenancy\Bonds\Parks - Tenancy - Residential Conduct - Unsatisfactory Conduct 2 Pricing\Charges\Rent\Fees - High\Unknown fees and charges 1 Other Services - Parking Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Pricing\Charges\Rent\Fees - Reservation fees\Security Deposits 1 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 1 Rights\Responsibility - Termination 1 Conduct - Unsatisfactory Conduct 1 FT Administration - Information 1 Pricing\Charges\Rent\Fees - High\Unknown fees and charges 12 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 2 Rights\Responsibility - Rights\Responsibility Not Listed 2 Retail - Clothing\Footwear\Accessories\Jewellery Quality - Unsatisfactory Goods 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Quality - Unsatisfactory Goods 3 Rights\Responsibility - Warranties 1 Retail - Goods Not Listed Quality - Unsatisfactory Goods 2 Retail - Hardware and Building Supplies Supply - Delay 1 Retail - Mobile\Smart phones Retail - Other Electrical and Electronic Goods electronics company Practice Name Total Complaints (Jul - Aug 2015) Computer and Computer Peripherals - Gaming Consoles\Games Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Unsatisfactory Goods 3 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Unsatisfactory Goods 3 Quality - Defective Goods 1 Quality - Unsatisfactory Goods 1 Quality - Unsatisfactory\Non Performance of Service 1 Supply - Non\Partial Supply 1 Computer and Computer Peripherals - Laptops Quality - Defective Goods 1 Information Media and Telecommunications - Internet Downloads Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Retail - Clothing\Footwear\Accessories\Jewellery Quality - Defective Goods 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Quality - Defective Goods 2 Quality - Unsatisfactory Goods 1 Quality - Unsatisfactory\Non Performance of Service 3 TRADER NAME / GROUP household goods retailer Product Name Rights\Responsibility - Warranties 1 Retail - Mobile\Smart phones Quality - Unsatisfactory Goods 1 Retail - Other Electrical and Electronic Goods Rights\Responsibility - Repairs\Maintenance 2 Supply - Supply Not Listed 1 FT Administration - Information 1 Quality - Unsatisfactory Goods 6 Supply - Non\Partial Supply 3 Supply - Supply Incorrect Goods 3 Supply - Supply Not Listed 1 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 2 Retail - Electrical, Electronic, Whitegoods and Gas Appliance Retail - Hardware and Building Supplies sports and fitness company Practice Name Total Complaints (Jul - Aug 2015) Other Services - Health Club\Gyms Retail - Sport, Fitness and Camping Equipment Supply - Non\Partial Supply 1 Rights\Responsibility - Cancellations\Cooling Off 14 Rights\Responsibility - Refunds 2 FT Administration - Information 1 travel and tourism company Other Services - Travel\Tourism Rights\Responsibility - Refunds 17 travel and tourism company Accommodation and Food - Cafes\Restaurants\Takeaway Rights\Responsibility - Refunds 2 Accommodation and Food - Motels\Hotels\Resorts Quality - Unsatisfactory\Non Performance of Service 1 real estate agency Supply - Non\Partial Supply 3 Retail - Clothing\Footwear\Accessories\Jewellery Supply - Non\Partial Supply 1 Retail - Entertainment (Incl bookings) Rights\Responsibility - Refunds 1 Retail - Goods Not Listed Quality - Unsatisfactory Goods 1 Retail - Vouchers\Coupons Conduct - Misleading\Deceptive 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Supply - Non\Partial Supply 2 Conduct - Misleading\Deceptive 1 Conduct - Unsatisfactory Conduct 1 Property - Property - Purchase or Sale Property - Property Management (Landlords) Rights\Responsibility - Failure To Supply Information\Documents 1 Tenancy\Bonds\Parks - Bonds - Residential Rights\Responsibility - Refunds 2 Tenancy\Bonds\Parks - Tenancy - Residential Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Rights\Responsibility - Lockout 1 Rights\Responsibility - Repairs\Maintenance 7 Rights\Responsibility - Repossession\Debt collection 1 TRADER NAME / GROUP Product Name Practice Name Rights\Responsibility - Termination household goods retailer media and telecoms company car dealer car dealer Retail - Furniture\Furnishings\Manchester 1 Quality - Defective Goods 3 Quality - Unsatisfactory Goods 10 Rights\Responsibility - Refunds 1 Supply - Delay 1 Supply - Non\Partial Supply 1 Supply - Supply Incorrect Goods 1 Information Media and Telecommunications - Computer Software\System Rights\Responsibility Design and Related - Cancellations\Cooling Services Off 1 Professional Scientific and Technical Services - Advertising Misrepresentation - Uses\Benefits\Facilities\Features 1 Retail - Mobile\Smart phones Conduct - Accept Payment Without Intention To Supply 1 Conduct - Misleading\Deceptive 1 Quality - Defective Goods 3 Rights\Responsibility - Refunds 2 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 5 Conduct - Accept Payment Without Intention To Supply 1 Conduct - Misleading\Deceptive 2 Misrepresentation - Misrepresentation Not Listed 2 Automotive (Used) - Motor Car (Used) Quality - Defective Goods 2 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 3 Rights\Responsibility - Repairs\Maintenance 3 Rights\Responsibility - Rights\Responsibility Not Listed 1 Other Services - Services Not Listed FT Administration - Information 1 Automotive (New) - Motor Car (New) Conduct - Misleading\Deceptive 1 Conduct - Unconscionable 2 FT Administration - Information 1 Automotive (Used) - Motor Car (Used) car dealer Total Complaints (Jul - Aug 2015) Retail - Baby products Misrepresentation - Warranties\Rights\Remedies 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 3 Quality - Defective Goods 2 Rights\Responsibility - Warranties 1 Conduct - Misleading\Deceptive 1 Quality - Defective Goods 1 Rights\Responsibility - Repairs\Maintenance 1 Rights\Responsibility - Warranties 1 Quality - Defective Goods 2 TRADER NAME / GROUP travel and tourism company household goods retailer Product Name car dealer electronics company travel and tourism company Quality - Unsatisfactory Goods 3 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Refunds 5 Supply - Delay 3 Supply - Supply Incorrect Goods 1 Other Services - Services Not Listed Quality - Unsatisfactory\Non Performance of Service 1 Other Services - Travel\Tourism Quality - Unsatisfactory\Non Performance of Service 13 Rights\Responsibility - Refunds 1 Other Services - Machinery and Equipment Repair and MaintenanceConduct - Accept Payment Without Intention To Supply Retail - Electrical, Electronic, Whitegoods and Gas Appliance travel and tourism company Practice Name Total Complaints (Jul - Aug 2015) Other Services - Travel\Tourism Automotive (Used) - Motor Car (Used) 8 Supply - Delay 1 Conduct - Accept Payment Without Intention To Supply 3 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Repairs\Maintenance 1 Supply - Non\Partial Supply 1 Conduct - Unsatisfactory Conduct 1 Misrepresentation - Misrepresentation Not Listed 1 Pricing\Charges\Rent\Fees - Overcharging\Charges Above Quote 1 Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Quality - Unsatisfactory\Non Performance of Service 2 Rights\Responsibility - Cancellations\Cooling Off 2 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 5 Quality - Defective Goods 9 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Repairs\Maintenance 1 Rights\Responsibility - Warranties 2 Supply - Delay 1 Quality - Defective Goods 2 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Rights\Responsibility - Warranties 6 Retail - Goods Not Listed Quality - Defective Goods 1 Retail - Mobile\Smart phones Rights\Responsibility - Repairs\Maintenance 1 Accommodation and Food - Motels\Hotels\Resorts Pricing\Charges\Rent\Fees - Pricing\Charges\Rent\Fees Not Listed 1 Other Services - Services Not Listed Rights\Responsibility - Refunds 1 Other Services - Travel\Tourism Conduct - Misleading\Deceptive 1 Retail - Electrical, Electronic, Whitegoods and Gas Appliance TRADER NAME / GROUP Practice Name Total Complaints (Jul - Aug 2015) Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 5 Supply - Non\Partial Supply 1 Product Name Transport Postal and Warehousing - Road\Rail\Air\Water Transport Conduct - Conduct Not Listed car dealer car dealer 1 Rights\Responsibility - Rights\Responsibility Not Listed 1 Supply - Non\Partial Supply 1 Pricing\Charges\Rent\Fees - Dual Pricing 1 Quality - Defective Goods 5 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Failure To Supply Information\Documents 1 Rights\Responsibility - Refunds 3 Rights\Responsibility - Warranties 2 Conduct - Conduct Not Listed 1 Conduct - Misleading\Deceptive 1 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Warranties 1 Rights\Responsibility - Cancellations\Cooling Off 1 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Warranties 2 Supply - Non\Partial Supply 1 Automotive Services - Motor Car Repairs and Maintenance Quality - Unsatisfactory\Non Performance of Service 2 Other Services - Travel\Tourism Conduct - Accept Payment Without Intention To Supply 5 Conduct - Unsatisfactory Conduct 1 Quality - Unsatisfactory\Non Performance of Service 1 Rights\Responsibility - Cancellations\Cooling Off 1 Rights\Responsibility - Refunds 3 Supply - Delay 1 Conduct - Accept Payment Without Intention To Supply 5 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 4 Rights\Responsibility - Repairs\Maintenance 1 Supply - Supply Incorrect Goods 1 Community\Strata - Strata FT Administration - Information 1 Property - Property - Purchase or Sale Conduct - Underquoting 1 Automotive (Used) - Motor Car (Used) Automotive (New) - Motor Car (New) Automotive (Used) - Motor Car (Used) travel and tourism company household goods retailer real estate agency 1 Misrepresentation - Misrepresentation Not Listed Retail - Furniture\Furnishings\Manchester Tenancy\Bonds\Parks - Bonds - Residential Conduct - Unsatisfactory Conduct 2 Rights\Responsibility - Refunds 1 TRADER NAME / GROUP Product Name Tenancy\Bonds\Parks - Tenancy - Residential electronics company Computer and Computer Peripherals - Laptops Computer and Computer Peripherals - PCs Practice Name Total Complaints (Jul - Aug 2015) Pricing\Charges\Rent\Fees - High\Unknown fees and charges 1 Rights\Responsibility - Repairs\Maintenance 4 Rights\Responsibility - Rights\Responsibility Not Listed 1 Quality - Defective Goods 2 Quality - Unsatisfactory Goods 1 Rights\Responsibility - Refunds 1 Rights\Responsibility - Repairs\Maintenance 2 Rights\Responsibility - Rights\Responsibility Not Listed 1 Supply - Delay 1 Supply - Non\Partial Supply 2 Supply - Non\Partial Supply 1 NSW Fair Trading – a division of the NSW Department of Finance, Services and Innovation PO Box 972 PARRAMATTA NSW 2124 Tel: 13 32 20 TTY: 1300 723 404 Web: www.fairtrading.nsw.gov.au
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