Fourth Quarter 2016
Popular, Inc.
SNAPSHOT
Popular, Inc. at a Glance
POPULAR
123 YEARS OF SERVICE
No. of
Branches / Offices
Puerto Rico 1
Founded in 1893, Popular, Inc. (NASDAQ: BPOP) is a
full-service financial services provider with operations in
Puerto Rico, the United States and Virgin Islands.
Popular, Inc. is the largest banking institution by both assets
and deposits in Puerto Rico and in the United States ranks
among the 50 largest banks and thrifts by total assets.
As of December 31, 2016
United States
Employees
Assets
171 / 206
6,934
$29.1 billion
51 / 52
689
$8.6 billion
9 / 10
205
$1.0 billion
231 / 268
7,828
$ 38.7 billion
2
Virgin Islands
1
Includes P.R. subsidiaries, corporate and Popular International Bank
2
Includes E-LOAN
The institution’s operations include:
Popular, Inc. Capitalization & Reserves
Banco Popular de Puerto Rico (BPPR) – With branches in
Puerto Rico and the Virgin Islands, Popular offers retail and
commercial banking services, as well as auto and equipment
leasing and financing, mortgage loans, insurance,
investment banking and broker-dealer services.
Minimum
For WellQ4 2015 Capitalized
Q4 2016
Q3 2016
16.48%
16.48%
19.48%
16.64%
16.64%
19.65%
16.21%
16.21%
18.78%
$4,121
4,121
4,869
$4,122
4,122
4,867
$4,050
4,050
4,692
Allowance for Loan Losses $541
$556
$537
Capital Ratios
Common Equity Tier 1
Tier 1 Capital
Total Capital
Banco Popular North America (BPNA) – In the U.S.,
Popular’s BPNA has established a community-banking
franchise that does business as Popular Community Bank
in Florida, New Jersey and New York, providing a broad
array of financial services for businesses and consumers,
including lending, cash management, consumer finance,
mobile banking and mobile check deposit.
1
6.5%
8%
10%
1
(in millions)
Common Equity Tier 1
Tier 1 Capital
Total Capital
1
Under the Basel III capital rules.
2016 HIGHLIGHTS
•
•
•
For the full-year 2016, Popular reported adjusted net
income of $358.1 million.
In January 2017, Popular’s Board approved an increase
in the company’s quarterly common dividend from
$0.15 to $0.25.
New York & New
Jersey Regions
40 branches
The Board also approved a $75 million common stock
repurchase plan.
USA1
ATMs: 101
Florida
11 branches
Related web sites for additional information
Popular, Inc. shareholders:
www.popular.com
www.sec.gov
Puerto Rico economy:
www.gdb-pur.com
www.popular.com/progreso
U.S. economy:
www.bea.gov
www.nber.org
www.minneapolisfed.org/bb
Puerto Rico
171 branches
ATMs: 635
Virgin Islands
9 branches
ATMs: 20
1
Popular Community Bank customers have surcharge-free
withdrawal access to 55,000 ATMs worldwide when
using their MasterCard® Debit Card at Allpoint® ATMs as
part of a partnership with ATM National, LLC.