MONTHLY SPENDING PLAN
FIXED EXPENSES
Rent
Electric
Gas/Oil
Water/Sewer
Telephone
Cell Phone
Trash pickup
Cable TV (basic)
w/bundle package
Auto Insurance
Life Insurance
Medical Insurance
Renter's Insurance
Child care
Child support/Alimony
Internet Services
Other
TOTAL (A)
CREDITOR PAYMENTS
Total Installment loan payments
Total Auto Payments
Total credit card payments
TOTAL (C)
EXPENSES
FIXED (A)
CREDITOR (C)
FLEXIBLE (B)
TOTAL EXPENSES (D)
NET MONTHLY INCOME
Source 1
Source 2
Other Income
TOTAL (E)
Now
w/House
0.00
0.00
Now
w/House
0.00
0.00
0.00
0.00
0.00
0.00
0.00
FLEXIBLE EXPENSES
Savings
Groceries
Lunch (work/school)
Eating out
Entertainment/Hobbies
Beauty/Barber Shop
Manicure/Pedicure
Laundry/Dry Cleaning
Cleaning Supplies
Clothing
Gasoline (car/truck)
Bus or Taxi
Newspaper/Magazines
Tuition/books
School Supplies
Alcohol/Cigarettes
Church Offerings/Tithes
Charity
Auto Maintenance
House Maintenance
Pet Expenses
Parking/Tolls
Lottery/Bingo
Doctor/Dentist Co-pays
Medical Prescriptions
Other
TOTAL (B)
Now
w/House
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Subtract Expenses from Income (E-D)
Total Income (E)
0.00
Total Expenses (D)
0.00
0.00
0.00
DIFFERENCE + OR -
0.00
0.00
Note: If you have accounted for all income and monthly expenses, your difference should be at least $150.00 at month end.
If you come up with a negative number, you are spending more than you make. Please revise spending plan to trim expenses.
CERTIFICATION: I hereby certify that I have reviewed the above budget with the applicant(s) and they
08/30/2012
concur that it is reasonable.
Client(s) Signature: ________________________________________
Counselor Signature: _______________________________________
Date: ________________________
08/30/2012