ALL YOU NEED TO KNOW ABOUT
SYSTEMATIC INVESTMENT PLAN (SIP)
The
Right SIP
at the
Right Time
Our beloved ant (Smant) and grasshopper (Hoppy),
have unique approaches towards making their future
secure. Once again they come together to share with
investors how Systematic Investment Plans help to
make their financial future a bit more secure.
Why invest today?
COST OF LIVING
IS INCREASING
Today’s prices will not be
constant tomorrow. So invest
today with an aim to reduce
the impact of rising prices.
TAKE ADVANTAGE
OF EARNING YEARS
The earlier you start to invest,
more time you have on your side.
INVESTING CAN HELP YOU INCREASE YOUR SPENDING POWER
Remember to direct your
money towards suitable
investments solutions, that may
I have decided to invest in
traditional saving instruments
help make your
dreams a reality!
INVESTMENT
VS
SAVING
AIM FOR TARAKKI
BY INVESTING through
SYSTEMATIC INVESTMENT PLANS
WHERE ATTITUDE MATTERS MOST!
Why SIP is the
SMART
investment option
S
SPECIFIC
M
MEASURABLE
A
ATTAINABLE
R
RELEVANT
T
TIMELY
Your investments can be based on a financial goal
Performance disclosures at regular intervals help keep
track of your investments
You can use tools and calculators to determine the
suitable amount to invest
Choose from a wide variety of mutual funds schemes
based on your requirement
SIP helps you adapt a disciplined approach
towards investing
3 PRINCIPLES OF SIP
Start Early
Invest Regularly
Invest Right Amount
Lets get started!
Benefit
through
early
investments
Can we do this
tomorrow?
DON T BE LIKE HOPPY AND KEEP POSTPONING
YOUR INVESTMENT DECISION FOR LATER
When you start early, you automatically get the benefits of
THE POWER OF COMPOUNDING
or growth upon growth
Benefit through early investments
SMANT STARTED INVESTING EARLY
TO BENEFIT FROM COMPOUNDING
Benefit through early investments
Here is how compounding kicks in with your investments
Monthly Investment
(INR)
25 years
Smant started
investing early, with a
smaller amount
15 years
108,347.06
10%
*
Rate of Return
104,431.20
10%
Hoppy thought he
can make up with a
larger amount, even if
he starts late
However, Smant had more years to save and benefit from compounding.
Smant made more money at the end of his tenure
* Final amount calculated at 10% compounded annually
Benefit through early investments
Disclaimer**
Just like exercise!
This is going to make me
financially healthy.
Benefit
through
regular
investments
Healthy is a
state of mind.
Like Smant, invest regularly,
to meet your future needs
You don t need to time the market and decide when
is the right time to start
Benefit from Rupee Cost Averaging
Investing fixed amounts at regular intervals generally,
lowers the average cost of investment
It allows you to buy more for less when the markets are
down and less for more when the markets move up
Benefit through regular investments
MONTHLY INVESTMENT
LUMPSUM INVESTMENT
MONEY COST OF
INVESTED PURCHASE
QUANTITY
PURCHASED
1. Every month a fixed
amount is invested
2,3. Buy more when
cost is less, buy less
when cost is more
4. End value in Dec
60,000
IN DEC
4 END VALUE
10
60,000
60000.00
Invest small amounts regularly to reduce average cost of purchase
Benefit through regular investments
Disclaimer***
LESSON 1
You don t have
to wait to know
when is a good
time to buy
LESSON 2
You reduce your
average cost of
purchase through
regular investments
Benefit through regular investments
LESSON 3
When you invest
small amounts
regularly, you may get
more, vis- -vis lump
sum investment
Thorough analysis
for the right results.
Benefit
through
right
investments
Thinking before
Smant knew how much food stock it required
to ensure it s winter passes comfortably.
AND WENT TO SAVE THE RIGHT AMOUNT EVERYDAY
UP TO THE TIME THE MONEY WAS ENOUGH
IT IS ESSENTIAL FOR YOU TO
1. LIST
YOUR GOALS
2. KNOW THE
VALUE OF
YOUR GOALS
3. CALCULATE
THE RIGHT
AMOUNT
4. INVEST
REGULARLY
5. GET EXPERT
GUIDANCE
Use ICICI Prudential Mutual Fund Goal Calculator to calculate
the RIGHT amount to invest. Log on to facebook/ICICIPruMFF to know more
Benefit through right investments
Great to have assistance
to help me achieve my goal.
Benefit
through
right
extensions
Like Smant didn’t stop till he achieved his goal,
DON T STOP YOUR SIP
TILL YOUR DREAMS ARE REALISED
RENEWAL!
Your tenure for SIP may be over, but
your goal could be far away
continue to take advantage of
investing through SIP
TOP-UP!
As your income increases, increase your
investment. Add to your existing SIP
installment amount rather than starting
something new
Benefit through right extensions
When Smant got tired, he took
a break, but didn’t stop...
YOU SHOULDN T EITHER
PAUSE!
automatically once the chosen pause period is over.
* Pause facility can be availed for a minimum of 1 month to a maximum of 3 months in a tenure of a respective SIP.
Benefit through right extensions
TAKE YOUR FIRST STEP TOWARDS
TARAKKI through
SYSTEMATIC INVESTMENT PLANS
Terms & Conditions
The calculators are meant only for illustration purpose and should not be construed as an investment advice. One
should seek advice from their financial advisor before making any investments. ICICI Prudential Mutual Fund /ICICI
Prudential Asset Management Company Limited shall not be responsible/liable for any decision taken on the
basis of this calculator.
Disclaimer** The examples used herein are for illustrative purposes only and shall not be construed as
returns on investment or as in investment advice. One should seek advice from their financial advisor before
making any investments.
Disclaimer*** The examples used herein are for illustrative purposes only for explaining the concept of averaging
and shall not be construed as investment advice. One should seek advice from their financial advisor before making
any investments.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Know more
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Make an informed investment decision. Consult your financial advisor or log on to www.icicipruamc.com