Charter Number: 24802 Self-Help Federal Credit Union (SHFCU) Field of Membership (FOM) The field of membership shall be limited to those having the following common bond: 1. Voting members of the Center for Community Self Help Association who qualify for membership in accordance with charter and bylaws in effect on May 14, 1997, (App. 07/15/08) 2. Members of record of People’s Community Partnership FCU #24643 as of September 3, 2008; (App. Emergency Merger – 9/12/08) 3. Persons who are located within Oakland, California’s seven Community Development Districts as defined below; persons who regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered in the seven Community Development Districts; persons participating in programs to alleviate poverty or distress which are located in the seven Community Development Districts; incorporated and unincorporated organizations located in the seven Community Development Districts or maintaining a facility in the seven Community Development Districts; with the community meeting the low-income definition of Part 701.34 of the National Credit Union Administration Rules and Regulations; The seven Community Development Districts form a contiguous boundary as follows: Beginning in the north at the intersection of Roanoke Road and the Oakland city boundary, continuing southwest on Roanoke Road to Chabot Road, west on Chabot Road to Patton Street, south on Patton Street to Broadway, continuing south on Broadway to Pleasant Valley Road, east on Pleasant Valley Road to Grand Avenue, south on Grand Avenue to Interstate 580, then east on Interstate 580 to the Oakland city border, continuing south, west, and then north along the city border to the intersection of Roanoke Road and the Oakland city border; (App. Emergency Merger – 9/3/08) 4. Employees of Self-Help Services Corporation who work in Durham, North Carolina; (App. 03/03/09) 5. Members of record of Community Trust Credit Union #65506 as of 3/23/09 (App. Voluntary Merger 6/1/09) 6. Employees of the following groups. (App Voluntary Merger 6/1/09) Employees of AFI-Associated Fuel Injection Employees of American Protective Services Employees of Americom’s Silverline Employees of Americold Employees of Amerine Systems, Inc. Employees of Baldwin Trucking 1|P age Charter Number: 24802 Employees of Ball Western Can Company Employees of Basic Resources Employees of Basic Vegetable Products (ConAgra) Members of Bayshore Christian Ministries Employees of Black Diamond Employees of Bunge Foods Employees of California Natural Products Employees of Ceres Chamber of Commerce Employees of Continental PET (Graham packaging) Employees of Delmonte Foods and Modesto Employees of Delta Brands Employees of Design Metals Employees of Di Mare Employees of Downey Park Counseling Employees of Escalon Packers (Escalon Premier Brand) Employees of Farmland Management Services Employees of Fredriks Nursery Employees of Garage Storage Designs (Jamison & More) Employees of Gardenia Foods Employees of George Reed Employees of Georgia Pacific Employees of Gilton Solid Waste Management Employees of Growers Harvesting Assoc. Employees of Hallack-Tovar, Inc. Employees of Harris Moran Seed Company Employees of Hatch Milling (Associated Feed) Employees of Heller Seasonings (Newlywed Foods) Employees of Hilmar Cheese Employees of Hispanic Chamber, Stanislaus Co. Employees of Hughson Nut Employees of Hunt Wesson Foods (ConAgra) Employees of J.L. Analytical Services Employees of Jackson Mitchell Employees of Kagome, Inc. Employees of L & A Engineering Employees of La Morenita Restaurant Employees of Latino Business Association Employees of Local Union #748 Employees of Mainland Nursery Employees of Mercer Processing Employees of Miltronics (Seamon’s Energy) Employees of Modesto Bottled Water Employees of Mollie Stone Markets Employees of Northern Refrigerated Transportation Employees of Nucal Foods Employees of Oakdale Ag & Turf 2|P age Charter Number: 24802 Employees of Pacific Sod Employees of Patterson Frozen Foods Employees of Poppy State Express Employees of Rancano & Racano Attorneys Employees of Reed Int./Saunco Air Employees of Ryder Integrated Logistics Employees of Silgan Container Employees of Silliker Labs of California Employees of Snack Master Employees of Spectrum West Employees of Stanislaus Food Products Employees of Stewart and Jasper Orchards Employees of Supherb Farms Employees of The Complete Logistics Co. Employees of Tri Valley Growers (Seneca Foods) Employees of Trim Masters Incorporated Employees of Valley Intermodal Systems Employees of Valley Sun Employees of Wally Falke Air Conditioning Employees of Weldway Incorporated Employees of Yosemite Meat Company Employees of Youth With A Mission Employees of Zuckerman-Heritage, Inc. 7. Employees of The Burchell Nursery, Inc. who work in or are headquartered in Oakdale, California; (App. 8/19/09-INT) 8. Employees of City of Riverbank who work in or are headquartered in Riverbank, California; (App. 8/21/09-INT) 9. Employees of Community Hospice, Inc. who work in or are headquartered in Modesto, California; (App. 8/21/09-INT) 10. Employees of Samaritan Village who work in or are headquartered in Hughson, California; (App. 8/21/09-INT) 11. Employees of and students attending Riverbank Unified School District in Riverbank, California; (App. 10/13/09-INT) 12. Employees of and students attending Empire Elementary School in Empire, California; (App. 11/24/09-INT) 13. Employees of Duarte Trees and Vines who work in or are headquartered in Hughson, California; (App. 12/21/09-INT) 3|P age Charter Number: 24802 14. Members of record of Kern Central Credit Union #61911 as of January 8, 2010; (App. Purchase and Assumption – 01/08/10) 15. Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Kern County, California; (App. Purchase and Assumption – 01/08/10) 16. Employees of Paramount Farms who are paid from Los Angeles, California; (App. Purchase and Assumption – 01/08/10) 17. Members of record of Farm Workers Credit Union as of the effective date of the merger on December 31, 1995; (App. Purchase and Assumption – 01/08/10) 18. Employees and members of United Farm Workers of America (formerly United Farm Workers Organization committee, AFL-CIO) in Keene, California who qualify for membership in accordance with its charter and bylaws in effect on December 31, 1995; (App. Purchase and Assumption – 01/08/10) 19. Members of record of El Futuro Credit Union #64137 as of January 1, 2010; (App. Emergency Merger – 02/02/10) 20. Persons who live, work, or worship or attend school located in Tulare, Kings and Fresno Counties, California; (App. Emergency Merger – 02/02/10) 21. Members of record of United Savings Federal Credit Union #24013 as of 5/18/10 (App. Voluntary Merger 6/1/10) 22. Employees of the following groups: (App. Voluntary Merger 6/1/10) Employees of U.S. Steel Corporation who work in or are paid from the Pittsburg Works in Pittsburg, California; Employees who work in or are paid from the San Francisco, California, office of the U.S. Steel Corporation; Employees of the American Bridge Company who work in or are paid from the South San Francisco, Fresno, and Mayport, California, office; Employees of the following companies who work in or are paid from Pittsburg, California: Banister Electric Bishop Wisecarver Continental Fibre Drum Coors of Contra Costa Eddy Plumbing Co., Inc. Ernie's Hot Dogs 4|P age Charter Number: 24802 Gerri's Maintenance Co. Interlake, Inc. J.B. Rental Center Johns Manville Products Corporation Mag-Com, Inc. Markstein Beverage Company Mazzei Pontiac-Cadillac-Buick-GMC Truck, Company (12-29 -03) Merit Ends, Inc. Mindseed Corporation (8-9-00) Moore's Sentry Hardware & Garden Supply Nancy L. Parent, Attorney Pittsburg Ford Pittsburg Golf & Country Club Ready Print St. Vincent DePaul Sure-Fit Door Co., Inc. Union Beverage Western Liquid Transport Employees of the following companies located in Antioch, California: Abar Refrigeration Al's Giant Burgers Antioch Auction Antioch Auto Body Antioch Automatic Transmission Antioch Bowl Antioch Convalescent Hospital Antioch Golf Course Antioch Learn & Place Child Development Center Antioch Marine Sales and Service Antioch Medical Supply Antioch Parts Depot Antioch Rent-All Blue Chip Mufflers Bridgehead Chevron Service Canteen Corporation Commodore Cleaner Cottage Florist David Casipit, DDS David J. Artz, Attorney Delta Instant Print Der Wienerschnitzel Dick Kane Motors, lnc. Doral Casuals Dr. Vlahos, DDS East Contra Costa Ambulance Service Inc. 5|P age Charter Number: 24802 East County Auto Repair East County Instaprint East County Toyota Ernie's Hot Dogs Executive Secretary Ferrari Construction Co. Foreign Parts Depot Frames-N-Things Franc Signs Frank Mercado Hair Styles Frank Saxen Insurance Goodyear Tire Center Honey Treat Frozen Yogurt & Gift Shoppe Jorge Soto, Consultant Interlude Lounge International Sausage Shop-Deli Kentucky Fried Chicken King & Baskin Advert. Klassie Lassie L Street Chevron Station La Fontana Office Products Look T.V. Mayers Jewelers Old Highway 4 Real Estate Co. P & M Arco Paschall Chiropractic Patrick's Hair Paulino's Restaurant Percy's Radiator Service Professional Electrical Assistance Quality Dry Wall Rancho Realty Renny Russell Richard Groff, James J. Laird, & Douglas G. Lamar, Attorneys Rico's Pizza Riverland Printing Riverview Lodge Salvation Army Sub Station Sandwiches Sunset Tire, Wheel & Brake Swenson Offset Service Technical Business Systems The Hills The Reimche Productions Corporation Thomas Ward, Attorney Tiscareno Chiropractic 6|P age Charter Number: 24802 Treasure Hut Val Strough Chevrolet-Mazda Video City Wendell & Fran Wagstaff, Manager Winner's Circle Yvonne's La Jolie Fleur Employees of the following companies who work in Concord, California: Goodyear Tire Center Primark Financial & Insurance Services, Inc. Rip Lay Zytron Employees of the following companies who work in Pleasant Hill, California: Lane Associates Professional Documentation Service Employees of The Berkeley Gazette Publishing Company and The Berkeley Gazette Distributing Company who work in Berkeley, California; Persons who are members of the Berkeley Gazette Federal Credit Union in Berkeley, California as of the date of its merger (effective December 31, 1984); Employees of Management Specialty Company who work in Rio Vista, California; Employees of Neighborhood Mart who work in Bethel Island, California; Employees of The Record Exchange who work in Walnut Creek, California; Employees of Stewart Walker Company who work in Benicia, California; Employees of United Security Service who work in Oakley, California; Employees of Welch, Wheeler Associates who work in Clayton, California; Members of the California National Guard, 185th Military Police Battalion in Pittsburg, California, who qualify for membership in accordance with its constitution and bylaws as of May 6,1987; Regular members of the International Brotherhood of Boilermakers, Iron Shipbuilders, Blacksmiths, Forgers and Helpers, Local No. 549, who qualify for membership in accordance with its constitution and bylaws as of May 6,1987; Employees of Lone Tree Convalescent Hospital who work in Antioch and Martinez, California; 7|P age Charter Number: 24802 Employees of TAP-West, Inc. who work in Pittsburg California (12-15-94); Employees of the following groups approved via the Internet: Employees of the following groups who work in or are paid from the location specified: Charter Funding, Inc., Antioch, CA (3-28-05) Finesse Construction Company, Pittsburg, CA (1-23-01) Lighthouse Christian Center, Pittsburg, CA (3-26-01) Employees of the following groups who work in the location specified: All Tune and Lube, Antioch, CA (5-23-06) American Recovery Systems, Pittsburg, CA (3-8-01) Bath and Body Works, Antioch, CA (4-24-08) B.E.E. Pest Services, Inc., Brentwood, CA (7-5-01) Black Diamond Print & Copy, Antioch, CA (6-14-01) Brentwood Dodge Chrysler/Plymouth/Jeep, Brentwood, CA (8-2801) Byron-Brentwood-Knightsen Union Cemetery District, Brentwood, CA (7-20-01) Dan's Glass, Concord, CA (2-14-08) Dennis's Pet Center, Oakley, CA (8-17-01) Dollar Rent A Car, Brentwood, CA (8-28-01) Jaima, Inc., dba Meineki Car Care and Econolube, Antioch, CA (315-07) JQD, LLC dba Pro Solutions, Antioch, CA (3-11-09) Lamothe Cleaners, Antioch, CA (l-24-08) Panama Red Coffee Co, Antioch, CA (5-12-08) Print Club, Antioch, CA (3-23-09) San Miguel Villa, Concord, CA (7-20-01) Willis Accountancy, Pittsburg, CA (3-5-01) Employees and members of the following associational groups approved via the Internet: Employees and members of the Pittsburg Chamber of Commerce in Pittsburg, CA who qualify for membership in accordance with its charter and bylaws in effect on April 23, 2004 (4-23-04) Employees of the following groups who work in or are headquartered in the location specified: CU Funding Group, San Ramon, CA (1-23-06) Employees of Consulting Office of Diego Cisternas who work in Brentwood, California; (1-3-02) 8|P age Charter Number: 24802 Voting members of the Pittsburg Elks Lodge No. 1474 in Pittsburg, California who qualify for membership in accordance with its charter and bylaws in effect on January 17, 2002; (1-30-03) Employees of United Spiral Pipe who work in or are paid or supervised from Pittsburg, California; 23. Employees of City of East Palo Alto who work in or are paid from East Palo Alto, California; (App. 8/5/10-INT) 24. Members of record of 1st Pacific Credit Union #68427 as of 1/1/11; (App. Emergency Merger 3/4/11) 25. Any and all persons who live, regularly work, currently attend school or worship in the California counties of Sonoma, Napa, or Solano; (App. Emergency Merger 3/4/11) 26. Any and all businesses, corporations, or other legal entities located in the California counties of Sonoma, Napa, or Solano; (App. Emergency Merger 3/4/11) 27. Any individual employed by one of the companies or a member of one of the associations listed below: (App. Emergency Merger 3/4/11) Mare Island Naval Shipyard retirees, their annuitants and members of their family and/or household. Civilian and military personnel of the U.S. Government, who work at or are stationed within the geographical limits of Mare Island, Vallejo, Benicia, Napa, Sonoma, Petaluma, California. Members and employees of the California National Guard, who train at Vallejo, Benicia, Napa, California. Naval and Army reserve personnel who train in Vallejo, California. Members of the United States Armed Forces, active or retired or their dependents or dependent survivors who are eligible by law or regulations to receive and are receiving benefits or services from the following military installations Mare Island, California, Skaggs Island, Sonoma, California, the United States Naval Facility, Centerville Beach, Ferndale, California, or Hunters Point Naval Shipyard, San Francisco, California, and members of their family and/or household. (Except U.S. Air Force personnel stationed at Travis Air Force Base, California) Members of 1st Pacific Golden Anchor Club in Vallejo, California, limited to a maximum of 2,500 members, who qualify for membership in accordance with its constitution and bylaws as of September 11, 1996. 9|P age Charter Number: 24802 Natural person members of the National Association of Retired Federal Employees, Vallejo Chapter 16 in Vallejo, California limited to a maximum of 2,500 members, who qualify for membership in accordance with its constitution and bylaws as of September 11, 1996. Members of the United States Coast Guard Auxiliary located in Vallejo, California who qualify for membership in accordance with its charter and bylaws in effect on February 9, 1999. As the result of the supervisory merger of the Napa Postal Federal Credit Union effective July 31, 1999: Employees of the United States Post Office who work in Napa, St. Helena or Calistoga, California. As a result of a merger of the Electrical Workers Local 180 Federal Credit Union effective May 30, 2002: Members of Electrical Workers Local 180 Federal Credit Union; Members in good standing and employees of Local 180, International Brotherhood of Electrical Workers, AFL, in Vallejo, California; Members of the United Brotherhood of Carpenters and Joiners of America, Carpenters Local No. 180 in Vallejo, California who qualify for membership in accordance with its constitution and bylaws as of May 8, 1991; As a result of a merger of the Vallejo Schools Federal Credit Union effective February 28, 2005: Members of Vallejo Schools Credit Union; Certified and classified employees of the Vallejo Unified School District and of the Solano Community College District who work in Solano County, California; Employees of the following companies who work in Vallejo, California: Association for Retarded Citizens Marine World Africa USA Registered students in the Vallejo School District and the Solano Community College District in Solano County, California. As a result of a merger of the Vaca Valley Federal Credit Union effective July 23, 2007: 10 | P a g e Charter Number: 24802 Members of Vaca Valley Federal Credit Union; Elected officials and employees of public schools who work within the Vacaville Unified School District, Dixon, California; Employees of the Vacaville Public Library; Employees of the following companies who work in Vacaville, California: Bell Communication Systems California Telephone Digger Deli Lloyd Chandelier Furniture Company Meeks Building Centers Numerica Financial Services of Northern California Serta/West Travel-Time RV Center U A Cablesystems of California Members and employees of members of the Tradesmen Center in Vacaville, California; Members of the Vacaville Senior Citizens Club at the John McBride Senior Center in Vacaville, California; Natural person members of the Alamo Plaza Merchants Association in Vacaville, California, who qualify for membership in accordance with its constitution and bylaws as of April 1, 1985; employees of all members of all members of the Alamo Plaza Merchants Association who work in Vacaville, California, except those employees who are eligible for primary membership in another occupational type credit union by virtue of their employment; employees of the Alamo Plaza Merchants Association who work in Vacaville, California; Employees of Winters Unified School District who work in or are paid from Winters, California (3-4-99); Employees of CPT Financial, Inc. dba 1st Choice Mortgage who work in or are paid from Vacaville, California; Students of public schools located in the above named school districts As a result of a merger of the Embarcadero Federal Credit Union effective December 31, 2008, the following is added: Members of Embarcadero Federal Credit Union and their Select Employee Groups; 11 | P a g e Charter Number: 24802 Employees of the United States Customs Service, who work in or have headquarters in the San Francisco, California; Civil Service employees of Federal agencies, who work in or have headquarters in the U.S. Customs House and the U.S. Appraiser's Building in San Francisco, California; Employees of the United States Department of Agriculture, who work in or have regional or area headquarters in San Francisco or Alameda, California; Employees of the Department of Agriculture, State of California, assigned to the U.S. Department of Agriculture installations in San Francisco, California; Commissioned and warrant officers of the Armed Forces in permanent active duty status, who work in or have headquarters in the U.S. Customs House or the U.S. Appraiser's Building in San Francisco, California; Employees of the U.S. Army Corps of Engineers, who work in or have headquarters in San Francisco, California; Employees of the Regional Comptroller of the Currency, National Bank Examiners, who work in or have headquarters in San Francisco. California; Employees of the Federal Power Commission, who work in or have headquarters in San Francisco, California; Employees of the Federal Communications Commission, who work in or have headquarters in San Francisco, California; Employees of the Immigration and Naturalization Service, who work in or have headquarters in San Francisco, California; Employees of the Department of State, Dispatch Agency, who work in or have headquarters in San Francisco, California; Employees of the Public Inquiries Office, Geological Survey, who work in or have headquarters in San Francisco, California; Employees of the Air Force Regional Civil Engineer, who work in or have headquarters in San Francisco, California; Employees of the Air Force Health Facilities Office, who work in or have headquarters in San Francisco, California; Employees of the Commodity Futures Trading Commission, who work in or have headquarters in San Francisco, California; 12 | P a g e Charter Number: 24802 Employees of the Army and Air Force Exchange Service, who work in or have headquarters in San Francisco, California; Employees of the Federal Home Loan Bank Board, who work in or have headquarters in San Francisco, California; Employees of the Department of Commerce, National Oceanic and Atmospheric Administration, National Weather Service Forecast Office, who work at 660 Price Street, Redwood City, California, National Marine Fisheries Service, who work at 3150 Paradise Drive, Tiburon, California, and of the National Weather Service Aviation Office, who work at San Francisco International Airport; Employees of the Department of Treasury, Bureau of the Mint, U. S. Assay Office, who work in or are assigned to San Francisco, California; Employees of the National Credit Union Administration, who work in Region VI, except those who work in or have headquarters in San Diego, Los Angeles. San Bernardino, Santa Barbara, Ventura, San Luis Obispo, and Riverside Counties, California; Commissioned and Warrant Officers, enlisted and civilian personnel of the United States 12th Coast Guard District, who are assigned to and are stationed at 630 Sansome Street or at One Embarcadero Center, San Francisco, California; Other civilian employees of the U.S. Government, who work in or have headquarters in San Francisco County, California; Employees of the Twelfth District Federal Reserve System, who work in San Francisco, California; Contracted janitorial employees of Building Services International Union Local 87, who work for the General Services Administration at the buildings located at 630 Sansome Street and 555 Battery Street in San Francisco, California; Employees of Lewis Associates Data Processing Services who work in San Francisco, California; Employees of Robert Half of Northern California, Inc., Robert Half of Portland, Inc., Robert Half of Seattle, Inc., Robert Half of Salt Lake City, Inc., Robert Half of Southern California, Inc. and Accountemps, a division of the above corporations who work in or are paid from San Francisco or Los Angeles, California, Portland, Oregon, Seattle, Washington or Salt Lake City, Utah; 13 | P a g e Charter Number: 24802 Employees of Qusim Systems who work in San Francisco, California; Employees of the following companies who work in San Francisco, California: Desktop.com, Federal Deposit Insurance Corporation, GMO/Hill Holliday, Nomad Productions, Pacific Coast Clericals, Inc., Vanessa Cole Associates, Yellow-ball Collaborative Media, Inc., Meineke Car Care Center Employees of the following companies who work in or are paid from San Francisco, California: Cooley Godward LLP Supercuts Students at the San Francisco Law School in San Francisco, California; Staff members of the San Francisco Law School who work in San Francisco. California; As a result of the merger of the United Medical Federal Credit Union effective June 30, 1990: Employees, doctors, medical staff and contract employees of Sutter Health formerly California Pacific Medical Center) (formerly Children's Hospital of San Francisco and Marshall Hale Memorial Hospital of San Francisco) and their related medical offices; As a result of the merger of the Saint Francis Memorial Hospital Federal Credit Union effective March 31,1991: Employees, medical staff and employees of the medical staff of Catholic Health Care West (formerly St. Francis Memorial Hospital) who work in San Francisco, California; (revised 7-19-05) Employees of the Blood Centers of the Pacific (formerly Irwin Memorial Blood Bank) who work in San Francisco, California; Employees of the San Francisco Convalescent Center who work in San Francisco, California; As a result of the merger of the Franklin Employees Federal Credit Union effective December 31, 1991: 14 | P a g e Charter Number: 24802 Employees and medical staff of Sutter Health (formerly California Pacific Medical Center) (formerly Davies Medical Center) (formerly Franklin Hospital) who work in San Francisco, California; Active members of the Sutter Health Women’s Auxiliary Health (formerly California Pacific Medical Center) (formerly Davies Medical Center) (formerly Franklin Hospital) who work in San Francisco, California; Employees of the Peace Corps San Francisco Area Recruitment Office who work in or have headquarters in San Francisco, California; The following groups of persons with occupational common bonds at the specific locations added under the Streamlined Expansion Procedure on the dates shown: All Star Recycling, San Francisco, CA (6-20-96) Forest Forever, San Francisco, CA (1-18-96) Marina Super Inc., San Francisco, CA (3-21-96) Mod Source, San Francisco, CA (6-20-96) Public Policy, San Francisco, CA (2-22-96) San Francisco Community Recycles, San Francisco, CA (6-20-96) Wells Fargo Loomis, South San Francisco, CA (3-21-96) Voting members of The Benevolent and Protective Order of Elks San Francisco Lodge No. Three in San Francisco, California, who qualify for membership in accordance with their charter and bylaws in effect on January 27, 2000; Employees of Copia who work in, or are paid or supervised from Napa, CA; Employees of the following groups approved via the Internet: Employees of the following groups who work in the location specified: Alaraz Corporation, San Francisco, CA Anjen, San Francisco, CA Anna Lee Boutique, San Francisco, CA Architecture Professional Services and Fine Art Sales, San Francisco, CA Babies, San Francisco, CA Big Brown Eyes Productions, Greenbrae, CA Blue Bottle Coffee Co., San Francisco, CA Borg Trucking, South San Francisco, CA California Parking Company, San Francisco, CA Candystore Collective, LLC, San Francisco, CA Carolyn Morris, Realtor, San Francisco, CA Churchill Exchange, San Francisco, CA Cinecitta Restaurant, San Rafael, CA Courthouse Cafe, San Francisco, CA Hae Min Cho, CMt, San Francisco, CA Intercontinental Properties, LLC, Redwood City, CA Jocoto Advertising Inc., San Francisco, CA 15 | P a g e Charter Number: 24802 Kent Construction, Los Angeles, CA Marche4th!Productions, San Francisco, CA Max Napa Tours, San Francisco, CA Mes Ami Hair Salon, San Francisco, CA Metro Locksmiths, Inc. San Francisco, CA Nina's Cafe, San Francisco, CA Partners for Growth Managers, San Francisco, CA Sequence LLC, San Francisco, CA Sheer Bliss, San Francisco, CA Victoria Liquor, San Francisco, CA Washington Accounting Services, San Francisco. CA Wiegel and Fried, LLP Group. San Francisco, CA Employees of the following groups who work in or are paid from the location specified: Citadon, San Francisco, CA Diablo Funding Group, Inc., San Ramon, CA Hayes Valley Inn, San Francisco, CA Nob Hill Condominium Association dba The Nob Hill, San Francisco, CA Premier Real Estate Group, Pleasanton, CA Realty Experts, Pleasanton, CA Tartine, San Francisco, CA Wynn's Motors, San Francisco, CA Employees of and members of the following associational groups approved via the Internet: Employees and members of The Church of the Advent of Christ the King located in San Francisco, California; (10-12-04) 28. Members of record of Mission San Francisco Federal Credit Union #20620 as of April 8,2011; (App. Purchase and Assumption – 04/08/11) 29. Persons enrolled and participating within the past 12 months in neighborhood development programs of the Mission Neighborhood Health Center, Mission Language and Vocational School, Mission Rebels, Horizons Unlimited, Mission District Economic Opportunity Council, and the American Indian Center in San Francisco, California, who live in the Mission Target Area in San Francisco, California, bounded on the North by Duboce Street to Market Street to and along the freeway to 16th Street, to the East boundary South along Potrero Street to Bayshore Boulevard to and West along Freeway 280 to and North on Mission Street to 30th Street, West along 30th Street to and North along Castro Street to Duboce Street: (App. Purchase and Assumption – 04/08/11) 30. Persons who live, work, worship, or attend school in, and businesses and other legal entities located within the following prescribed underserved community; the following prescribed underserved community meets the underserved “investment area” definition of Section 109(c)(2) of the Federal Credit Union Act: 16 | P a g e Charter Number: 24802 Prescribed underserved community: 2000 Census Tracts 020200,020900,017700, 020100, 022801, 020700, 020800, 022901, 021000, 022703, 023001, 022802, 022803, 023101, 022902, 022903, 023200, 023002, 023003, 025100, 023102, 023103, 025402, 023300, 023400, 025700, 025200, 025401, 026401, 025403, 025600, 060900, 025800, 026002, 061000, 026402, 026403 in San Francisco, California, bounded by the northwest corner at Market St. and Dolores St., follow Market St. northeast to 11th St., go southeast on 11 St. to Bryant St., go northeast on Bryant St. to 10th St., go southeast on 10th St. to Division., go northeast on Division to 9th St., go southeast on 9th St. back to Division, go east on Division to Vermont St., go south on Vermont St. to 17th St., go west on 17th St. to the 101 Freeway, follow the 101 Freeway south to Cesar Chavez, go east on Cesar Chaves to Vermont St., go north on Vermont St. to 26th St., go east on 26th St. to Kansas St., go north on Kansas St. to 22nd St., go east on 22nd St. to Arkansas St., go north on Arkansas St. to 20th St., go east on 20th St. to Highway 280, follow Highway 280 south to 25th St., go east on 25th St. to the coastline of the San Francisco Bay, follow the coastline south to Earl St., go southwest on Earl St. .37 miles to an imaginary line, follow the imaginary line northwest .26 miles to Griffith St., go southwest on Griffith St. to Palou Ave., go southeast on Palou Ave. 288 yards, then go southwest on an imaginary line .37 miles to the San Francisco Bay coastline, follow the coastline to an imaginary line where Harney Way meets the Bayshore Fwy, go due west on an imaginary line to Schwerin St., go northeast on Schwerin to Sunnydale Ave., go northwest on Sunnydale Ave. to Hahn St., go northeast on Hahn St. to Raymond Ave., go southeast on Raymond Ave. to Elliot St., go northeast on Elliot St. to an imaginary line 73 yards north of Campbell Ave., go southeast on an imaginary line 183 yards, go northeast on an imaginary line 92 yards, go northwest on an imaginary line to Ervine St., go northeast on Ervine St. to Wilde Ave., go southeast on Wilde Ave. to Delta St., go northeast on Delta St. to Ankeny St., go southeast on Ankeny St. to Ward St., go east on Ward St. to Brussels St., go northwest on Brussels St. to Mansell St., go southwest on Mansell St. to Goettingen St., go northwest on Goettingen St. to Woolsey St., go southwest on Woolsey St. to Hamilton St., go northwest on Hamilton St. to Felton St., go southwest on Felton St. to Cambridge St., go south on Cambridge St. to Burrows St., go southwest on Burrows St. to the intersection at Peru Ave., then follow an imaginary line southwest 308 yards to Excelsior Ave., go northwest on Excelsior Ave. to Vienna St., go northeast on Vienna St. to Avalon Ave., go northwest on Avalon Ave. to Mission St., go northeast on Mission St. to St. Marys Ave., go northwest on St. Marys Ave. to San Jose Ave., go northeast on San Jose Ave. to Randall St., go east on Randall St. to Mission St., go northeast on Mission St., to Cortland Ave., go southeast on Cortland Ave. to Bocana St., go northeast on Bocana St. to Eugenia Ave., go northwest on Eugenia 124 yards to an imaginary line that parallels Elsie St., follow the imaginary line northeast to Coso Ave., follow Coso Ave. northwest to Precita Ave., go west on Precita Ave. to Mission St., go northeast on Mission St. to Cesar Chavez, go west on Cesar Chavez to Dolores St., go north on Dolores St. to the beginning point at Market St.; (App. Purchase and Assumption – 04/08/11) 17 | P a g e Charter Number: 24802 31. Members of record of the Butte Federal Credit Union (Charter Number 00643) as of October 1, 2014; (App. Voluntary Merger – 02/09/15) 32. Members of the Pomona Granges and subordinate granges in the following California counties: (App. Voluntary Merger – 02/09/15) Butte Colusa Glenn Lake Lassen Sutter Tehama 33. Members of Juvenile Granges in Glenn and Lake Counties, California; (App. Voluntary Merger – 2/09/15) 34. Employees of the Union Pacific Corporation, with headquarters in Oroville, California and who work in Oroville, Keddie, or Portola, California; (App. Voluntary Merger – 02/09/15) 35. Employees of the following companies who work in Biggs, California: (App. Voluntary Merger – 02/09/15) Biggs Farming Group The Biggs News/Butte County Reporter Biggs Unified School District Grein's Market-Biggs Emporium Honan's Marie Leon's Donuts Patane Family Farms Point Four, Inc. Red Top Rice Growers, Inc. The Gile Family Walt's Garage 36. Employees of the following companies who work in Gridley, California: (App. Voluntary Merger – 2/09/15) Orchard Hospital Boeger Rice Dryer Inc. Harshbarger Ace Hardware Butte View Bookkeeping Cathy & Dave's Place Dewsnup Mfg. and Repair E Ticket Construction Evergreen Gridley Health Care Center Evergreen Residential Care Facility Feather Butte Volunteer Fire Company 74 Kiwi Blossom Packing Nelson Woodworking 18 | P a g e Charter Number: 24802 Shifflet Bros. Inc. The Wishing Corner 37. Employees of the following companies who work in Oroville, California: (App. Voluntary Merger – 2/09/15) Braun's Service Center Browers 24 Hour Towing Service, Inc. C & R Auto Repair C.T. Alloy Inc. dba Sprocket Specialists Collins & Denny Market Dahlmeier Insurance Agency, Inc. Daniel and Minta Seiple Delilah's Dirks Transmission Service & All Bearing Supply Dutch Ravine Sportsman's Club Ergonomic Consultants Exclusive Property Management Gold City Grill Hancock's Automotive James B. Berglund, Attorney at Law Oroville Hospital Oroville Mission Square Property Owners Association Oroville-Wyandotte Irrigation District Research Epidemiology Geographic Software Roplast Industries Incorporated Sewerage Commission - Oroville Region Thermalito Irrigation District Woodward Construction 38. Employees of Durham Veterinary Clinic who work in Durham, California; (11-2289) (App. Voluntary Merger – 2/09/15) 39. Employees of Valley Asphalt, Inc. who work in Orland, California; (11-22-89) (App. Voluntary Merger – 2/09/15) 40. Employees of DePue Warehouse Co. who work in Williams, California; (4-30-90) (App. Voluntary Merger – 2/09/15) 41. Employees of Jackson's Glass Company who work in or are paid from Gridley, California; (7-16-90) (App. Voluntary Merger – 2/09/15) 42. As a result of the merger of the Southern Humboldt Grangers Credit Union effective September 30, 1990 the following is added: (App. Voluntary Merger – 2/09/15) Members of the following Subordinate Granges of the Southern Humboldt Pomona Grange #19: 19 | P a g e Charter Number: 24802 Alderpoint Grange #516 in Alderpoint, California Garberville Grange #514 in Garberville, California Humboldt Grange #501 in Eureka, California Mattole Grange #569 in Petrolia, California Palo Verde Grange #824 in Redway, California Redwood Grange #504 in Redcrest, California Rohner Grange #509 in Fortuna, California VanDuzen River Grange #792 in Whitehorn, California Members of the following Subordinate Granges of the Del Norte Pomona Grange #42: Crescent Redwood Grange #596 in Crescent City, California Lake Earl Grange #577 in Fort Dick, California Smith River Grange #823 in Smith River, California 43. Employees of the following companies who work in Chico, California: (App. Voluntary Merger – 2/09/15) J & J Automobile Maintenance and Minor Repair Service North Valley Recovery Service, Inc. V. Buryl Kramer Ranch 44. Employees of the following schools who work in Oroville, California: (App. Voluntary Merger – 2/09/15) Helen Wilcox Elementary School Oroville Union High School District 45. Regular Chapter and Life members of the Butte County Employees Association, Local #1/NorthState Public Employees Association, Local #1, in Oroville, California, who qualify for membership in accordance with Article IV, Sections 4 and 5 of its constitution and bylaws as of July 11, 1991; employees of the Butte County Employees Association Local #1/NorthState Public Employees Association Local #1 who work in Oroville, California; (App. Voluntary Merger – 2/09/15) 46. Volunteers for the Golden Feather Volunteer Fire Company in Oroville, California; (7-26-91) (App. Voluntary Merger – 2/09/15) 47. Employees of Brad's Tractor Repair who work in Colusa, California; (11-27-91) (App. Voluntary Merger – 2/09/15) 48. Employees of AVAG, Inc. who work in Richvale, California; (11-6-92) (App. Voluntary Merger – 2/09/15) 20 | P a g e Charter Number: 24802 49. As a result of the merger of the Contra Costa Grangers Credit Union effective March 31, 1994 the following is added: (App. Voluntary Merger – 2/09/15) Members of the Subordinate Granges in Contra Costa County; 50. Employees of the following companies who work in Portola, California: (App. Voluntary Merger – 2/09/15) Eastern Plumas District Hospital (6-6-94) Portola High School (9-5-96) 51. Members of the Biggs Lions Club in Biggs, California who qualify for membership in accordance with its constitution and bylaws as of January 11, 1995; (App. Voluntary Merger – 2/09/15) 52. Employees of the City of Gridley, located in Gridley, California; (1-11-95) (App. Voluntary Merger – 2/09/15) 53. As a result of the merger of the Yuba Sierra Grange Federal Credit Union effective December 31, 1995 the following is added: (App. Voluntary Merger – 2/09/15) Members of the Yuba-Sierra Pomona Grange and subordinate granges in Yuba and Sierra Counties, California; 54. Natural person voting members of the Oroville Area Chamber of Commerce in Oroville, California, who qualify for membership in accordance with its constitution and bylaws as of October 13, 1995; (App. Voluntary Merger – 2/09/15) 55. Natural person voting members of the Eastern Plumas Chamber of Commerce in Portola, California, who qualify for membership in accordance with its constitution and bylaws as of October 13, 1995; (App. Voluntary Merger – 2/09/15) 56. Natural person members of the Plumas-Sierra Pomona Grange No. 18 in Quincy, California, who qualify for membership in accordance with its constitution and bylaws as of September 5, 1996; (App. Voluntary Merger – 2/09/15) 57. Employees of Kyle King - New Home Consulting who work in or are paid from Yankee Hill, California; (4-29-99) (App. Voluntary Merger – 2/09/15) 58. The following groups of persons will occupational common bonds at the specified locations added under the Streamlined Expansion Procedure on the dates shown: (App. Voluntary Merger – 2/09/15) Allstate Insurance Agency, Oroville, CA Amerigas, Gridley, CA Backyard Tanning, Oroville, CA 21 | P a g e Charter Number: 24802 Badges by Ruth, Palermo, CA Bankers Management Insurance Services, Paradise, CA Barch Carpet Installation, Paradise, CA Biggs United Methodist Church, Biggs, CA Billy Bobs Market, Oroville, CA City of Biggs, Biggs, CA City of Portola, Portola, CA Costa Nurseries, Gridley, CA Davis Family Day Care, Oroville, CA Discount Travel, Marysville, CA Earnest L. Garcia DDS, Marysville, CA Edward D. Jones & Co., Oroville, CA Enterprise Rancheria, Oroville, CA ERA Network RE, Oroville, CA Feather River Chiropratic, Oroville, CA Feather River Cinemas, Oroville, CA Gaforth Moulding, Biggs, CA Gridley Country Chevrolet, Gridley, CA Gridley Country Ford, Gridley, CA H & H Mini Mart, Biggs, CA Hairloom, Oroville, CA Hardt’s Landscaping, Berry Creek, CA Henry’s Day Care, Oroville, CA In Motion Fitness, Chico, CA Interiors & Accents, Willows, CA Kid’n Around Hair Design, Chico, CA Law Offices of Carroll E. Peiffer, Marysville, CA Miller Bldg, Marysville, CA MW Enterprises, Portola, CA Rancho Vista Apts, Oroville, CA Rent to Own, Oroville, CA Reynolds Farms, Biggs, CA S.A.S.I.S., Biggs, CA Scissor Stop, Oroville, CA Sturgeon & Sons Crane & Ripping, Oroville, CA The Hair House, Blairsden, CA Tim Glines Floor, Gridley, CA Tom’s Mobile & Motor, Oroville, CA U.S. Postal Service, Biggs, CA VPSN Electric, Oroville, CA 59. Employees of the following companies who work in Marysville, California: (App. Voluntary Merger – 2/09/15) Administrative Agency Law of Northern California Aegis Medical Systems 22 | P a g e Charter Number: 24802 City of Marysville John M. Edwards, Attorney at Law Mark A. Woods, Attorney at Law Nordic Industries, Inc. North State Tours Royo Eye and Laser Center United States Post Office United States Postal Service Yuba-Sutter Transportation Co. 60. Employees of the following companies who work in Yuba City, California: (App. Voluntary Merger – 2/09/15) Firebird Touch Therapy Pepsi-Cola Bottling Co. of Yuba City, Inc. Yuba Trucking, Inc. 61. Employees of Blueberry Twist Restaurant who work in or are paid from Oroville, California; (2-25-00) (App. Voluntary Merger – 2/09/15) 62. As a result of the merger of Placer Nevada Grange Credit Union effective June 30, 2000, the following is added: (App. Voluntary Merger – 2/09/15) Members of the following associations: Banner Grange No. 627, Grass Valley, CA California Association of Residential Care Homes, Sacramento, CA Colfax Chamber of Commerce, Colfax, CA Community Residential Care Homes, Sacramento, CA Golden Empire Grange No. 806, Grass Valley, CA Gold Hill Grange No. 326, Lincoln, CA Gold Trail Grange No. 452, Coloma, CA Hangtown Grange No. 464, Placerville, CA Ione Grange No. 681, Ione, CA Long Valley Grange No. 642, Auburn, CA Loomis Grange No. 638, Penryn, CA Meadow Vista Grange No. 721, Meadow Vista, CA Meadow Vista Merchants Association, Meadow Vista, CA Motherlode Campfire Council of Sacramento/Placer Counties, Sacramento, CA Mt. Vernon Grange No. 453, Auburn, CA Pilot Hill Grange No. 1, Cool, CA Rough and Ready Grange No. 795, Rough and Ready, CA Shenandoah-Willow Springs Grange No. 491, Plymouth, CA Sierra Nevada Grange No. 454, Colfax, CA United Rescue Grange No. 450, Rescue, CA 23 | P a g e Charter Number: 24802 63. Employees of Sierra Chevrolet, Inc. who work in Colfax, California (App. Voluntary Merger – 2/09/15) 64. Members of record of Placer Nevada Grange Credit Union as of the effective date of the merger on June 30, 2000; (App. Voluntary Merger – 2/09/15) 65. Employees of Don Dwyer Development Company who work in Forbestown, California; (8-28-00) (App. Voluntary Merger – 2/09/15) 66. Employees of Fuller’s Paradise Flowers who work in Paradise, California; (1-9-01) (App. Voluntary Merger – 2/09/15) 67. Employees of the following companies who work in Brownsville, California: (App. Voluntary Merger – 2/09/15) CLP – LLC dba Gold Eagle Market Timberline Log Scaling Co. (1-9-01) 68. Persons who live in the following prescribed underserved community; persons who regularly work, go to school, worship, perform volunteer services, or participate in associations headquartered in the prescribed underserved community; persons participating in programs to alleviate poverty or distress which are located in the prescribed underserved community; incorporated and unincorporated organizations located in the prescribed underserved community or maintaining a facility in the prescribed underserved community; the prescribed underserved community meets the Investment Area definition of Section 1759(3)(c)(2) of the Federal Credit Union Act; (App. Voluntary Merger – 2/09/15) Prescribed underserved community: The area bounded by the intersection of Butte Creek and the Butte County line, proceeding south on the Butte County Line to the Yuba County Line, proceeding southwest and north on the Yuba County Line to the Butte County Line, proceeding west and north on the Butte County Line to Nelson Road, proceeding east on Nelson Road to Highway 99, proceeding north on Highway 99 to Highway 149, proceeding southeast on Highway 149 to Highway 70, proceeding north on Highway 70 to Clark Road, proceeding north on Clark Road to Skyway, proceeding west on Skyway to Butte Creek, proceeding north on Butte Creek to the intersection of Butte Creek and the Butte County line; 69. Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Butte, Colusa, Glenn, Plumas, Sutter, and Tehama Counties, California; Butte, Colusa, Glenn, Plumas, Sutter, and Tehama Counties, California meets the underserved “investment area” definition of Section 109(c)(2) of the Federal Credit Union Act; (8-22-03) (App. Voluntary Merger – 2/09/15) 24 | P a g e Charter Number: 24802 70. As a result of the merger of Diamond Gardner Federal Credit Union effective September 30, 2005, the following is added: (App. Voluntary Merger – 2/09/15) Employees of the following companies who work in Red Bluff or Costa Mesa, California: Fiber Products Division of the Diamond International Corporation Integrated Forest Products Center; Employees of Rush Personnel Services, Inc. dba Rush Temporary Placement who work in or are paid from Redding, California; Members of record of Diamond Gardner Federal Credit Union as of the effective date of the merger on September 30, 2005; 71. As a result of the merger of Butte County Postal Employees Credit Union effective September 30, 2007, the following is added: (App. Voluntary Merger – 2/09/15) Employees of the Post Office Department who work in Butte, Glenn, Tehama, Yuba, Sutter, and Colusa Counties, California; Regular career United States Federal Government employees who work in, are paid from, or are supervised from Butte, Glenn, Tehama, Yuba, Sutter, and Colusa Counties, California; Members of record of Butte County Postal Employees Credit Union as of the effective date of the merger on September 30, 2007; 72. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or households; and organizations of such persons." 25 | P a g e Charter Number: 24802 CERTIFICATE OF RESOLUTION OF BOARD OF DIRECTORS ADOPTING AMENDMENT OF CHARTER / BYLAWS WHEREAS, the attached amendment of Self-Help Federal Credit Union’s charter is in the best interests of the members and is not inconsistent with Law, all necessary authorizations having been obtained, NOW, THEREFORE, pursuant to the provision of the Federal Credit Union Act, the attached amendment of the charter/bylaws of the Self-Help Federal Credit Union (charter number 24802) is hereby adopted by the board of directors in accordance with the above Federal Credit Union’s bylaws. We, the undersigned President and Secretary of the above Federal Credit Union, hereby certify that on March 6th, 2015, the above resolution amending to the charter / bylaws was adopted by the board of directors in accordance with the above Federal Credit Union’s bylaws. _______________ Date of Resolution By: _______________________ President By: _______________________ Secretary 26 | P a g e
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