TREMONT
CREDIT UNION
Schedule of Fees
All Fees Effective as of May 5, 2016
Online Bill Pay
Checking Account
$32 per item
Courtesy Pay
Free
First Check Order (box of 50 checks)
$32
Insufficient Funds
$32
Stop Payment
$32
Insufficient Funds
$32 per returned item
Merchants’ / Postal Returns
Monthly Service / Minimum Balance Fee
Free
Payroll Deduction/Direct Deposit
$5
Basic Checking Monthly Maintenance
Fee Waived with Direct Deposit of $500 Average Daily Balance
Free
e-Green Checking Monthly Maintenance
e-Green Paper Check Fee
$0.50
Second Chance Checking Monthly Maintenance
$7.50
Average Daily Balance Under $50 at any time
$5
Student Checking Monthly Maintenance
Free
New Account Closure (within 90 days)
$15
Overdraft Protection Transfer
$5 per transfer
Share Draft Copy
Within History Period
$1 per draft
Over 6 Months Old
$6 per draft
Temporary Checks at Account Opening
Free
Stop Payment (Single Check or Range)
$32
Additional Temporary Checks
$0.25 each minimum 4 checks
$1 per transaction*
$2.75
Free
Visa Credit Card
$18 per statement
Document Copy
$5 per copy
Card Replacement
$15 per card
$40 per card
1% of transaction amount
Lending
CREDIT UNION
Free
Mobile Deposit
$50 per account
Dormant Account (after 3 years)
Free
e-Statements Online Monthly Statements
$10 per check
Foreign Check Collection
$50
Levy Processing
$3
$5
$5 per check
$5 per check
Free
PopMoney Online Transfer (Receive)
$0.50
PopMoney Online Transfer (Send)
$20 per hour
Research
$6.50 per check
Return Check (Deposited by Member)
$5 monthly
Return Mail due to Incorrect Address
$10
$80
TREMONT
Free
Mobile App
Official Check
Free
$40
Subordination
$8 per check
Copy of Official Check
$5
Rush PIN and Card
Modification Application
$5 per statement
Copy of Statement
Free
Rush PIN or Card Only
Deferment
7% of total
Coin Machine Use for Non-Members
Notary Public Services for Members
Member ATM Network Transactions (SUM & CO-OP)
Visa ISA for International Transactions
Free
Coin Machine Use for Members
Non-Member Notary Public Services
Debit Card
Card Rush Order
$18 per withdrawal
Christmas Club Early Withdrawal
1% of transaction amount
Non-Member ATM Transaction
Over the Credit Limit
$32 per item
ATM Empty Envelope / Returned Check
0.8% of transaction amount
First 5 per Month
Card Replacement
$32
ACH Stop Payment
Non-Member Check Cashing
ATM Transactions
Each Additional
$32 per returned item
ACH Return (Insufficient Funds)
Next Day Payment Processing
Visa ISA for International Transactions
With Currency Conversion
$20 per hour
Account Reconciliation
Money Order
ATM / Debit Card
No Currency Conversion
Other / Miscellaneous
Regular Savings Minimum Balance
$5 per month
Below $30 at any time of the month
Wire Transfer - Incoming
$10 per transfer
Wire Transfer - Outgoing
$25 per transfer
Under 18 & Over 65 Accounts**
Check Orders per box
Free
$5
Courtesy Pay
$5
Insufficient Funds
Money Order
Official Check
$1.50 per Money Order
$2.50 per check
Wire Transfer - Incoming
$5 per transfer
Wire Transfer - Outgoing
$12.50 per transfer
$25
$150 plus additional legal fees
$200
*Fee waived at TCU ATM
**All other fees not listed are applicable for Under 18 & Over 65 Accounts
781-843-5626
www.tremontcu.org
NMLS #789578
Federally Insured by the NCUA