www.doradelaw.com WATERSIDE PROPERTY ALL YOU NEED TO KNOW ABOUT WET BOUNDARIES A note drafted by Delia Kempley, December 2012 Delivering Legal Solutions for Marine Business This note looks at the rules relating to boundaries with water in England and Wales. It is relevant to all landowners and managers of properties that have a river, marina, canal, estuary or sea frontage. The physical boundary is not necessarily the same as the legal boundary, and this note examines how the two relate. The background of land ownership Title Deeds and the Land Registry Plans and descriptions can be vague and sometimes conflict, and as disputes arose between landowners over the years, a series of “boundary rules” were established by the courts. These rules contain presumptions about ownership – very strong presumptions, some of which can be almost impossible to rebut without express words. To understand boundaries, you have to know boundary rules. The rules are contained in case law, known in England as “common law”. [NB: If land is unregistered, then similar rules apply, but finding answers is more difficult. Unregistered land is outside the scope of this article. Land will be unregistered if there have been no dealings with it over the last 90 years, and the owner has not undertaken a “voluntary registration”.] Historically, the legal ownership of land has been defined by reference to Title Deeds, a bundle of documents that evidence the ownership of the land over a period of years, showing transfers (or conveyances) of land from one person to another. The title deeds could describe the land by reference to words, e.g. “the land on the east side of the River Dart”, or by reference to a plan, e.g. “the land shown edged red on the plan”, or sometimes, by reference to both. Boundaries with water are both defined and undefined, in the sense that you can see the physical boundary, but that physical boundary feature itself will almost inevitably move over time. Land owners cannot therefore just look at the title deeds and the boundary with the water feature to understand the ownership issues. In this note I have tried to set out as clearly as possible the mechanism that you can use to understand a boundary, and alert you to relevant boundary rules and how and when they apply. www.doradelaw.com 75% of all land in England and Wales is registered at “The Land Registry” (previously known as “H.M. Land Registry”). This is an organisation set up by statute in 1925 to document land ownership, so that people did not have to rely on finding and interpreting title deeds. Once registered, land remains registered and retains the same title number, unless the land in the title is split. This note assumes that the land in question is registered with the land registry (i.e. is “registered”). When a property is first registered at the Land Registry it is given a title number (e.g. LN432256) and a title plan is drawn up showing the extent of the property on an Ordnance Survey map. In the past the Land Registry would then issue the landowner with a “Land Certificate” (or if there was a mortgage the mortgagee would get a “Charge Certificate” and the land owner would be given a copy of the Charge Certificate for his information). Proof of ownership used to be by reference to these paper Certificates, but that has now changed. Today, the register is electronic, and proof of ownership is now evidenced by obtaining an “official copy” of the title register and plan online. Anyone can apply for this online through the Land Registry website – the fee is £4 for each title and £4 for each plan. Anyone can apply for this online through the Land Registry website – the fee is £4 for each title and £4 for each plan. TERMINOLOGY Confusingly for map readers and sailors, when looking at legal boundaries, we define the boundary by reference to mean high water, which is the high water mark on an average tide between springs and neaps. The foreshore is defined as being the land between mean high water and mean low water, and the fundus is defined as being the land below mean low water. The Land Registry no longer holds original title deeds; in many cases they were destroyed. Similarly, Land and Charge Certificates have no legal status, and may have been destroyed. This is, in my view, a shame, as I like to understand the history of a parcel of land and it is not always evident from the electronic register. The General boundaries Rule Title plans previously known as filed plans are based on large scale OS maps, with the property in a particular title usually shown edged red. Most people are surprised to learn that the exact line of the legal boundary on a title plan is usually not conclusive as to ownership, as almost all Land Registry title plans are prepared under what is referred to as the “general boundaries rule”. This rule means that the red line boundary is a “general boundary only” unless it is explicitly shown as having been determined or “fixed” under the relevant provisions of the Land Registration Act (section 60 of the LRA 2002). There is a lengthy procedure for fixing boundaries, involving site visits and meetings between all interested parties. The process is costly and not often used. Legal presumptions on wet boundaries There are a number of tools that may help to establish the legal boundary where the boundary line is not stated as being “fixed” in the title register. These are however only presumptions and can be rebutted by evidence which can be admitted in the case of a dispute. I have set out below those boundary rules that relate to tidal and non-tidal waters. Presumption 1- Tidal waters Where land abuts tidal waters, there is a presumption that the legal boundary of the land extends only to the top of the foreshore, i.e. the land above mean high water. A landowner whose property abuts tidal waters does not own or have private rights over the foreshore itself or the fundus, both of which are presumed to be owned by the Crown Estate or the Duchy. (Being tidal, areas below mean high water are subject to the public’s medieval rights of navigation, still relevant today.) If there is doubt about ownership of the adjoining foreshore or fundus, it is worth enquiring of the Crown Estate (or Duchy) as they should hold historical records about who the land has been transferred to. Alternatively a search could be made at the Land Registry as the transferred land may have been registered. Note that as mean high water is the average high tide between springs and neaps, at certain times of each month part of the land within the legal boundary will be covered by the tide. Furthermore, the physical boundary with tidal waters may move gradually over time, as the mean high water mark moves naturally over the years. The legal boundary is treated as moving with the physical boundary unless the movement is “sudden and substantial” and/ or is as a result of human intervention (such as the placing of stones or structures on the sea or river bed). In these cases, the legal boundary does not move with the physical boundary, and any use of the resulting foreshore is technically trespass against the Crown (or Duchy). Finally, If a waterway would be tidal but is not because of human intervention, such as the building of a lock, the waterway is treated as though it were tidal for legal purposes. Delivering Legal Solutions for Marine Business Presumption 2 - Non-tidal rivers and streams Where a property has a boundary with a natural non-tidal river or stream, (i.e. not a canal or artificial waterway) the title plan is likely to show the property edged in red, with the boundary at the edge of the river, and not including any part of it. However, there is a presumption not often mentioned in the title register, that the legal boundary of the property is actually the centre line of the river, and that the landowner owns the riverbed up to that point. This means that the landowner has the ownership of and responsibility for the river banks abutting his property. As the physical course of the river changes naturally over time the legal ownership is presumed to change with it, unless (as with tidal waters) the change is “sudden and substantial” and/or as a result of human intervention. Some landowners find loss of land hard to accept. If a water frontage is naturally eroded by the course of the river over time, the adjoining landowner has to accept the consequent change to the physical and legal boundary, and cannot legally artificially shore the banks of the river up to The Environment claim the land back. Don’t forget, it is only a presumption that the landowner owns the riverbed up to the median line and the presumption can be rebutted. If it has been rebutted in the past the Land Registry will usually note the exclusion in the title, but not always. If there is any doubt, it may be necessary to resolve a dispute by looking Agency published a useful guide called “Living on the Edge” in August 2012, this contains a useful guide to the responsibilities of riverside ownership back at historic records, and in some cases the title deeds, if they still exist. The Environment Agency published a useful guide called “Living on the Edge” in August 2012, this contains a guide to the responsibilities of riverside ownership, and in particular the agencies which have to be consulted if any work is proposed that may affect the river and it’s banks. Presumption 3 - Canals Where a property has a boundary with an artificial waterway, such as a canal, the position is slightly different depending on how and when the canal was built. Briefly, if the canal was built along the line of an existing river, and in effect replaced the river, then there is a legal presumption that it is still a river, and the land ownership is presumed to extend to the middle of it. However this is unlikely as canals were often constructed alongside railways during the industrial revolution, when the land was compulsorily purchased from land owners. As a result, canals are nearly always owned by the British Waterways Board or another statutory authority that has responsibility for its maintenance. In these cases the legal ownership does not extend over the canal. NB: There is arguably no right of navigation over artificial waterways, rights of way are by the permission of the owner of the canal. Presumption 4 - Lakes There is a rebuttable presumption that where a lake is entirely within the boundaries of a single ownership, the same person will also own the bed of the lake. There is no presumption where the lake is not entirely within the boundaries of a single ownership. Conclusion I love the Land Registry, and everything it has done to clarify land ownership and property interests. However, title plans are misleading because they look to the average person as definitive, but they do not always reflect the legal boundary, particularly where the property adjoins water. The Land Registry has done its best to draw people’s attention to this by producing a useful series of Practice Guides, aimed at both professionals and non-professionals alike, and I have provided a link to these in the section below. WEB LINK 01 WEB LINK 02 Environment Agency booklet – Living on the Edge Land Registry Booklet http://publications.environment-agency.gov.uk/ PDF/FLHO0912BWUP-E-E.pdf Dorade Law 1 Broadstone House, Dartmouth, Devon, TQ6 9NR T: +44 (0)1803 835187, F: +44 (0)207 900 6972 E: [email protected] www.doradelaw.com http://www.landregistry.gov.uk/professional/ guides/practice-guide-40s3 The information in this note are confidential and may be legally privileged and protected by law. The intended recipient only is authorised to access this note. If you are not the intended recipient, please notify the sender as soon as possible and delete any copies. Unauthorised use, dissemination, distribution, publication or copying of this communication is prohibited. 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