SG Assured Cumulative Earnings (ACE) Series: 184 Days EUR

Wealth management product shall not be deemed as
deposit. You shall be fully aware of the risks
thereunder and make investment cautiously.
SG Assured Cumulative Earnings (ACE) Series:
184 Days EUR/USD Exchange Rate Linked RMB Structured
Product(ACE2016-6)
Registration Code: C1069116000011
Important Notes
1.
This Structured Product is a principal-protected with floating return Structured Product with investment risks, where the Customer can
only obtain the protection to investment principal. The Customer shall be fully aware of the risks and make investment cautiously.
2.
Past achievement/result of converse testing of the structured product does not represent its future performance or guarantee the
performance of this Product. The market value and the actual investment return rate of the structured product will vary with the changes of
interest rate, alteration to investment strategies, fluctuation of global financial market, performance of the Underlying and term of
investment, etc.
3.
100% of the Customer’s investment principal of this Product will be refunded by the Bank upon maturity. However, if this Product is early
terminated, the early redeemed price or the early terminated amount shall be decided by the market value of this Product at that time which
may be less or more than the investment principal, in which case the Bank does not undertake to refund 100% of the investment principal.
Key Features
Product Risk Rating
 100% Principal Guaranteed at Maturity
 A Minimum Return Guaranteed at Maturity
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Subscription Details
Subscription Period: 2016/6/7–2016/6/28
Cities:
Beijing/ Shanghai/ Guangzhou/ Tianjin/ Wuhan/ Hangzhou
Currency:
CNY
Min. Sub. Amount: CNY 100,000
Target Customers of Assured Cumulative Earnings (ACE) Series
ACE series Structured Products are 100% principal and minimum return guaranteed at maturity, which
are the low risk investment products and suit for all types customers categorized in “Customer Risk
Assessment Questionnaire”. Both of the experienced and non-experienced customers are suitable for ACE
series investment products.
The investor (the “Customer”) shall confirm he/she/it has satisfied the following requirements before investing in this
Product:
 He/she/it holds the view that EUR/USD will be no less than 0.5 in 184 days.
 He/she/it has access to excess returns and is willing to take the risk that only receive 100% principal and minimum
guaranteed returns that calculated based on the annualized interest rate for deposits with the same tenor at the maturity.
 He/she/it is a Chinese citizen, or a foreign citizen (excluding US citizen or US permanent resident) who has been living
in China for at least one year, or a company incorporated within China, or any other customer who is permitted to
subscribe to this Product by applicable laws and regulations, who is a customer of the Personal Banking Department of
the Bank. A company incorporated within China, or any other customer who is permitted to subscribe to this Product by
applicable laws and regulations.
SG Personal Banking Customer Service Hotline:400-8888-765
SG Commercial & Personal Banking Website:www.societegenerale.cn
This document does not constitute investment advice and is not intended to be an offer to buy or sell or a solicitation of such an offer or an incentive
to invest. For the product details and risk disclosure, please refer to the product term sheet.
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Product Terms
Product Name:
SG ACE Series: 184 days EUR/USD Exchange Rate Linked RMB Structured
Product(ACE2016-6)
Product Type:
Principal-protected with floating return
Tenor:
184 days
Underlying:
EUR/USD
Early Redemption:
Non – applicable
Return:


If the Final Price of the Underlying is above 0.50, the Annualized Investment
Return will be 2.80%*;
If the Final Price of the Underlying is less than or equal to 0.50, the
Annualized Investment Return will be 1.30%.
*Depends on the Subscription Amount
ACE Structured Product Type
Subscription Amount Maximum Potential Return
CNY 100,000
2.80%
This document is for reference only. For the product details and risk disclosure, please refer to the product term sheet.
Scenarios Analysis
Assumption: Investment Principal is CNY 100,000, Actual Day Count = 184 Days
1.
Best Scenario:
The middle exchange of the EUR/USD displayed on Reuters page TKFE at 15:00 PM Tokyo time on the
Final Valuation Date is above 0.50.
Annualized Investment Return = 2.80%
Settlement Amount Upon Maturity =100,000 ×(100% + 2.80% ×182/ 360)= CNY 101,431.11
On the Maturity Date, the Customer receives the Investment Principal of CNY 100,000 and investment return of
CNY 1,431.11
2.
Worst Scenario:
The middle exchange of the EUR/USD displayed on Reuters page TKFE at 15:00 PM Tokyo time on the
Final Valuation Date is less than or equal to 0.50.
Annualized Investment Return = 1.30%
Settlement Amount Upon Maturity = 100,000 ×(100% + 1.30% × 184/ 360)= CNY 100,664.44
On the Maturity Date, the Customer receives the Investment Principal of CNY 100,000 and investment return of
CNY 664.44
The scenarios analysis is based on the assumptions above and shall be deemed as investment analog data for reference only. They are not legally
binding and shall not be deemed as any form of guarantee or undertaking made by the Bank. The Bank declares that it will not be responsible for
(1) the accuracy of the models or formulas used in the Scenarios; (2) any error or omission in the calculation or reasoning made in the Scenarios; (3)
the purpose of the scenarios analysis. The above scenarios analysis provided by the Bank does not intend to provide any prediction on future
market conditions, price or other factors, and are completed without any consideration on tax and inflation.
This document does not constitute investment advice and is not intended to be an offer to buy or sell or a solicitation of such an offer or an incentive
to invest. For the product details and risk disclosure, please refer to the product term sheet.
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Appendix: EURUSD Chart
Source: Bloomberg
As of May 11th, 2016
Disclaimer
This document has been prepared by Societe Generale (China) Limited (SG China) at your request and private use only and it may not be conveyed to or
used by a third party without our express consent. It does not constitute investment advice and is not intended to be an offer to buy or sell or a solicitation of
such an offer or an incentive to invest. The investment product described in this document may not be eligible for sale or subscription in all jurisdictions or
to certain categories of investors. This document is not intended for distribution to a person or within a jurisdiction where such distribution would be
restricted or illegal.
The investment product described in this document is destined for prospective investors who possess sufficient knowledge and based on their own
experience able to evaluate the merits and the risk inherent to such a product. Prior to making an investment decision, you should conduct such analysis as
you deem appropriate and to the extent you deem necessary, obtain independent advice to enable you to understand and recognize fully the legal, financial,
tax and other risk arising in respect of such a product. You are strongly advised to consider, based on the risk inherent to this investment product and based
on your own judgment or on the advice of the professional advisor whom you have chosen to consult, the suitability of such investment products in the light
of your own circumstances, financial conditions and objectives. The Societe Generale Group, of which SG China is a part of, is not responsible, in any
circumstance, for the financial, legal or tax consequences of investing into the investment product described in this document, nor the performance of this
investment product.
The information contained herein has been obtained from sources believed to be reliable and no member of the Societe Generale Group makes any warranty,
expressed or implied, as to the accuracy or completeness of the information or on the profitability or performance of any investment products, countries,
markets or companies. No information, explanations or communication (written or oral) of any member of the Societe Generale Group shall be considered
as investment advice or recommendation to enter into any transaction described in this document or deemed to be an assurance or guarantee as to the
expected result of a transaction. All the information included in this document is current when this document is prepared and subject to changes at any time.
Any forecast or projection or forward looking statement made in this document is not necessarily indicative of future or likely performance, future events or
future financial performance of investment products, countries, markets or companies. Actual events or results may differ. Any past market conditions or
product performances may not be representative of future market conditions or product performances.
This document does not constitute investment advice and is not intended to be an offer to buy or sell or a solicitation of such an offer or an incentive
to invest. For the product details and risk disclosure, please refer to the product term sheet.
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