www.bankingmantras.com Dear Aspirants, Since many of you would have been already well acquainted with the wordlist and to give your preparation boost, here we are rendering you “Vocab Mantras/Daily Wordlist” to help you to attain your goal. Since several Banking Exams are in the streak in upcoming months, SBI PO & Other Exams and vocabulary plays an immense role to score 4- 5 marks within a few seconds, if you are memorizing words on the daily basis. Here, to take Vocab one more step ahead we pondered to start a new drive “Read Editorial with Banking Mantras”, in this new drive we will give you 10 or more words given in the passage mainly from The Hindu & Indian Express newspapers, with the same meaning which should be used according to the passage. Also, the editorial or opinion will be, which is relevant for your exam. We anticipate, all of you would like the new initiative of Banking Mantras. Meaning of difficult words & Phrases: Repeal (V): – to officially make (a law) no longer valid, cancel officially Synonyms: annul, countermand, lift, overturn, rescind, reverse, revoke, vacate Antonyms: introduce, enact, ratify Usage: The state legislature eventually repealed [=rescinded] the tax (law). Repeal (N): the act of abrogating; an official or legal cancellation Synonyms: abrogation, annulment Usage: Most voters oppose the repeal of the law. Meager (Adj): – very small or too small in amount, deficient in amount or quality or extent Synonyms: meager, meagerly, scrimpy, stingy, sparse, scanty Antonyms: ample, abundant (more than enough in size or scope or capacity) Usage: • Every morning he eats a meager breakfast of toast and coffee. • Meager wages. • They suffered through several meager years at the beginning of their marriage. Explicit (Adj): – very clear and complete: leaving no doubt about the meaning Synonyms: expressed Antonym: vague Usage: • They were given explicit instructions. • Changes to the property can’t be done without their explicit consent. 2. Showing or referring very openly to nudity, violence, or sexual activity Antonyms: suggestive, implicit Usage: • Explicit photographs • They’re concerned about exposing children to (sexually) explicit films. • A song with explicit lyrics Psychoses/Psychosis: a very serious mental illness that makes you behave strangely or believe things that are not true Usage: The patient suffers from some kind of psychosis. Trigger (V): – put in motion or move to act Synonyms: activate, actuate, set off, spark, spark off, touch off, trigger off, and trip www.bankingmantras.com BANKING MANTRAS Antonym: deactivate Usage: • Smoke triggered the fire alarm. • His remarks triggered a public outcry. • Certain foods trigger his headaches. • The power outage was triggered by heavy rains. Ailment (N): – a sickness or illness Usage: • She suffered from a chronic back ailment. • A kidney/liver/lung/skin ailment • The doctor treated him for a variety of ailments. Asylum (N): – a hospital where people who are mentally ill are cared for especially for long periods of time: a mental hospital 2. Protection given by a government to someone who has left another country in order to escape being harmed Synonyms: refuge, sanctuary Usage: • She asked for political asylum. • She was granted asylum after it was made clear that she would be killed if she returned to her native country. • Asylum seekers. Electroconvulsive therapy (ECT) is a procedure, done under general anesthesia, in which small electric currents are passed through the brain, intentionally triggering a brief seizure. ECT seems to cause changes in brain chemistry that can quickly reverse symptoms of certain mental illnesses. Shady (Adj):– seeming to be dishonest Synonyms: louche Usage: • A shady business deal • I don’t trust him. He seems like a pretty shady character. Narrative (N): a story that is told or written Synonyms: narration, story, tale Usage: • He is writing a detailed narrative of his life on the island. • People have questioned the accuracy of his narrative. • Fictional narratives Narrative (Adj): of or relating to the process of telling a story Usage: her narrative style/technique [=the way she tells a story] 2. Having the form of a story Usage: a narrative poem Reiterate (V): – to repeat something you have already said in order to emphasize it; to say, state, or perform again Synonyms: ingeminate, iterate, repeat, restate, retell Usage: www.bankingmantras.com BANKING MANTRAS • Reiterate a claim/view/point • She avoided answering our questions directly, instead reiterating that the answers could be found in her book. • She kept reiterating her request Exemption (N): – freedom from being required to do something that others are required to do, immunity from an obligation or duty Synonyms: granting immunity, immunity, freedom Usage: • They were granted exemption from military service [=they were not required to join the military] because of their religious beliefs. 2. A source or amount of income that is not taxed Usage: You can claim a tax exemption for each of your dependents. More detail: When you get an exemption, you don’t have to do something. In the sixties, some people got exemptions from military service during the Vietnam War. Dispel (V): – force to go away, to make (something, such as a belief, feeling, or idea) go away or end Synonyms: chase away, drive away, drive off, drive out, run off, and turn back Usage: • Dispel doubts • This report should dispel any doubts you have about the plan. • She made an official statement to dispel any rumors about her retirement. • The experience dispelled some of our fears about the process. Ambiguity (N): – something that does not have a single clear meaning: something that is ambiguous Synonyms: equivocalness Antonyms: unambiguity, unequivocalness (clarity achieved by the avoidance of ambiguity Usage: • You should remove ambiguity [=vagueness] from your essay by adding more details. • Moral ambiguity [=lack of certainty about whether something is right or wrong] • The ambiguities in his answers Interim (Adj): – used or accepted for a limited time: not permanent Synonyms: impermanent, temporary Antonym: permanent Usage: • An interim agreement • An interim solution • He served as the college’s interim [=temporary] president while the committee searched for a permanent replacement. Interim (N): – a period of time between events \: interval Synonyms: lag, meantime, meanwhile Usage: The regulations are scheduled to change next winter, and in the interim [=meanwhile], we’ll be working hard to make all of the appropriate changes. Collate (V): – to gather together information from different sources in order to study it carefully, to assemble in proper sequence Usage: www.bankingmantras.com BANKING MANTRAS • They are still collating the data. • Collate the papers Leeway (N): – a permissible difference; allowing some freedom to move within limits Synonyms: allowance, margin, tolerance Usage: They give/allow their students leeway to try new things. • The new rules allow managers (to have) greater leeway in making decisions. Make up (the) leeway – to get back into a good position or situation after you have fallen behind Usage: They’re so far behind that they have little hope of making up the leeway on the leaders. [=of catching up with the leaders] Obstacle (N): – something that makes it difficult to do something Synonyms: obstruction Usage: • He overcame the obstacles of poverty and neglect. • Lack of experience is a major obstacle for her opponent. 2. An object that you have to go around or over: something that blocks your path Usage: She swerved to avoid an obstacle in the road. Ratify (V): – [+ object] – approve and express assent, to make (a treaty, agreement, etc.) official by signing it or voting for it Synonyms: sign Usage: • A number of countries have refused to ratify the treaty. • All parties ratified the peace treaty Overrun (N): – an amount of money that is spent and that is more than the expected or planned amount Usage: cost/budget overruns Overrun (V): to spread over or throughout (something) Usage: • Weeds overran the garden. = The garden was overrun with/by weeds. • Crime overran the neighborhood. 2. To run or go beyond or past (something) Usage: • The runner overran [=ran past] third base. • The stream has overrun [=overflowed] its banks. • His speech overran the time allowed. 3. To enter and be present in (a place) in large numbers Usage: • In the summer, the town is overrun with/by tourists. [=is filled with tourists] • Rats overran the ship. Precarious (Adj): – not safe, strong, or steady; not secure; beset ((of a problem or difficulty) trouble or threaten persistently.) with difficulties Synonyms: shaky Usage: www.bankingmantras.com BANKING MANTRAS • He earned a precarious livelihood/living by gambling. • She was in a state of precarious [=delicate] health. • The government is in a precarious position. [=a dangerous position that must be dealt with carefully] • The strong wind almost knocked him off of his precarious perch on the edge of the cliff. 2. fraught with danger Synonyms: parlous, perilous, and touch-and-go Usage: the precarious life of an undersea diver Bailout (N): – the act of saving or rescuing something (such as a business) from money problems Usage: government bailouts of large corporations Outweigh (V): – to be greater than (someone or something) in weight, value, or importance Synonyms: outbalance, overbalance, and preponderate Usage: • She outweighs her sister by 10 pounds. • The advantages far outweigh [=exceed] the disadvantages. • This issue outweighs all others in importance. Dim (Adj): not likely to be good or successful Usage: • Prospects for a quick settlement of the strike appear dim. [=unlikely] • (US) The industry faces a dim [=grim] future. Sobering (Adj): – making you feel serious and thoughtful Synonyms: serious (concerned with work or important matters rather than play or trivialities) Usage: • His death is a sobering reminder of the dangers of mountaineering. • A sobering fact/thought Unequivocal (Adj): – very strong and clear: not showing or allowing any doubt: not equivocal (open to more than one interpretation; ambiguous) Synonyms: unambiguous (having or exhibiting a single clearly defined meaning), univocal Antonyms: ambiguous, equivocal (open to two or more interpretations; or of uncertain nature or significance; or (often) intended to mislead) Usage: • Unequivocal evidence • Her answer was an unequivocal yes/no. • He told them in (clear and) unequivocal terms what was expected of them. Missive (N): – a letter or other written message Synonyms: letter Usage: Ila Patnaik occasionally pens missives on finance for the Indian Express. Harness (V): – to bring under control and put to use. Synonyms: control 1. To put a harness on (an animal) Usage: harness the horses 2. To use (something) for a particular purpose www.bankingmantras.com BANKING MANTRAS Usage: • Engineers are finding new ways to harness the sun’s energy to heat homes. • The company is harnessing technology to provide better service to its customers. • They harnessed the power of the waterfall to create electricity. • Harness anger to fight injustice 3. To connect or join (things) together Usage: She harnessed several computers (together) to work as one large computer. Substantial (Adj): – large in amount, size, or number Synonyms: hearty, satisfying, solid, square, material, real Usage: • A mere dream, neither substantial nor practical • A substantial number of people commute to work each day. • This will save us a substantial [=considerable] amount of money/time. 2. Strongly made: sturdy • A substantial house • Only the buildings that were constructed of more substantial materials survived the earthquake. 3. of food: enough to satisfy hunger • I was hoping that they would serve us something more substantial than wine and cheese. • A substantial [=filling] meal Flag (V): – to signal (someone or something that is moving past you) to stop especially by raising or waving your hand Type of: sign, signal, signalise, signalize Usage: • Flag a taxi • I flagged the waiter for the check. Burgeon (V): – to grow or develop quickly, grow and flourish Usage: The market for collectibles has burgeoned in recent years. Burgeoning (Adj): a burgeoning industry/field/population Fester (V): – to become painful and infected Synonyms: maturate, suppurate Usage: • Her wounds are festering • A festering sore 2. To become worse as time passes Usage: • His feelings of resentment have festered for years. • We should deal with these problems now instead of allowing them to fester. Write-Down: A write-down is the reducing of the book value of an asset because it is overvalued compared to the market value. A write-down typically occurs on a company’s financial statement, when the carrying value of the asset can no longer be justified as fair value and the likelihood of receiving the cost, or book value, is questionable at best. www.bankingmantras.com BANKING MANTRAS Vested (Adj): – fixed and absolute and without contingency Synonyms: unconditional, unconditioned, absolute (not conditional) Antonyms: conditional Usage: a vested right Vested interest (N): a personal or private reason for wanting something to be done or to happen Usage: She has a vested interest in seeing the business sold, as she’ll make a profit from the sale. Cloak (N): – a loose outer garment, anything that covers or conceals, a thing that hides or covers someone or something Synonyms: coverture, shroud Usage: • The soldiers began their attack under (the) cloak of darkness. • Their plans were shrouded in a cloak of secrecy. 2. (V): hide under a false appearance, to hide or disguise (something) — usually used as (be) cloaked Synonyms: dissemble, mask, camouflage, disguise (make unrecognizable) Antonym: unmask Usage: His caring personality was cloaked [=hidden, concealed] by shyness. Take away (V): take from a person or place 2. Remove from a certain place, environment, or mental or emotional state; transport into a new location or state Synonyms: bear away, bear off, carry away, and carry off Antonyms: bring, convey, fetch, get (go or come after and bring or take back) 3. Remove something concrete, as by lifting, pushing, or taking off, or remove something abstract Synonyms: remove, take, withdraw, and take out Susceptible (Adj): – 1. (Often followed by `of’ or `to’) yielding readily to or capable of Synonyms: unprotected (lacking protection or defense) 2. Easily affected, influenced, or harmed by something Usage: The virus can infect susceptible individuals. Often + to • He is very susceptible to colds. [=he catches colds easily] • A surface highly susceptible to scratches • He is susceptible to flattery. 3. Capable of being affected by a specified action or Process — + of => a contract that is susceptible of modification [=a contract that can be modified] Stoic (Adj): – seeming unaffected by pleasure or pain; impassive Usage: • She remained stoic [=she did not complain or become upset] even as he continued to insult her. • He had a stoic expression on his face. 2. (N): someone who is seemingly indifferent to emotions Synonyms: unemotional person Antonyms: emotional person Requisite (N): – anything indispensable Synonyms: essential, necessary, necessity, requirement www.bankingmantras.com BANKING MANTRAS Antonyms: inessential, nonessential Usage: Five years of previous experience is a requisite for this job. 2. (Adj): necessary for relief or supply Synonyms: needed, needful, and required Usage: She has the requisite [=necessary, required] skills/experience for the job. Tandem (N): – working or happening together or at the same time 2. An arrangement of two or more objects or persons one behind another Usage: • They moved in tandem. • The two products can be used alone or in tandem. • They’re working in tandem with scientists from England to find a cure. Dissipate (V): – move away from each other Synonyms: disperse, scatter, and spread out Usage: [+ object]: The morning sun dissipated the fog. [No object]: to separate into parts and disappear or go away Usage: • The fog should dissipate soon. • By noon the crowd had dissipated. [= (more commonly) dispersed] 2. Spend frivolously and unwisely, to use all or a lot of (something, such as money or time) in a foolish way Usage: He had dissipated [=squandered] his family’s fortune in only a few years. Trajectory (N):– the path followed by an object moving through space. Usage: the trajectory of the missile 2. Often used figuratively to describe a process of change or development that leads toward a particular result. Usage: • Her early education put her on a trajectory toward a distinguished career. • His political trajectory from local activist to world leader More detail: A trajectory is the path of an object through space, or the path of life that a person chooses. Persist (V): – be persistent, refuse to stop; to continue to do something or to try to do something even though it is difficult or other people want you to stop Synonyms: hang in, hang on, hold on, and persevere Antonym: give up Usage: • The reporter persisted with his questioning. • If you persist with this behavior, you will be punished. 2. To continue to occur or exist beyond the usual, expected, or normal time Usage: If the pain persists, see a doctor. Deprived (Adj):– not having the things that are needed for a good or healthy life Synonyms: disadvantaged, underprivileged (lacking the rights and advantages of other members of society) www.bankingmantras.com BANKING MANTRAS Antonym: privileged Usage: emotionally deprived children Eliminate (V): – to remove (something that is not wanted or needed): to get rid of (something), terminate, end, or take out Synonyms: do away with, extinguish, and get rid of Usage: • Eliminate my debts • Doctors seek to eliminate the causes of the epidemic. • The body naturally eliminates waste products. • The company plans to eliminate more than 2,000 jobs in the coming year. 2. Kill in large numbers Synonyms: annihilate, carry off, decimate, eradicate, extinguish, and wipe out Decimate: kill one in every ten, as of mutineers in Roman armies Outlay (N): – the act of spending or disbursing money; an amount of money that is spent Usage: • The initial outlay for the program will be 2.4 million dollars. • An outlay of $2,000 • Synonyms: disbursal, disbursement, spending Bolster (V): – to make (something) stronger or better: to give support to (something) Synonyms: bolster up, strengthen, support, reinforce, boost, fortify Antonym: undermine Usage: • She came with me to bolster my confidence. • A convincing argument that was bolstered by the speaker’s reputation • He received news that bolstered [=lifted] his spirits. • She is thinking of ways to bolster her career/image. Significant (Adj): – very important Synonyms: important Usage: • A significant event in the history of our nation • Fish is a significant part of their diet. • It is significant that she never mentioned him. Standpoint (N): – a mental position from which things are viewed, a way in which something is thought about or considered Synonyms: point of view, stand, viewpoint Usage: From an economic standpoint, the policy is sound. Disquieting (Adj): – causing mental discomfort Synonyms: uncomfortable (conducive to or feeling mental discomfort) Usage: • The disquieting sounds of nearby gunfire • We found the news disquieting. • The letter gave disquieting news of the war. Puzzling (Adj): – not clear to the understanding, lacking clarity of meaning; causing confusion or perplexity www.bankingmantras.com BANKING MANTRAS Synonyms: enigmatic, enigmatical, confusing, perplexing => Incomprehensible, uncomprehensible (difficult to understand) Usage: • Puzzling questions • A puzzling metaphor/statement/event • The directions are somewhat puzzling. Quasi-judicial – A quasi-judicial body is an entity such as an arbitrator or tribunal board, generally of a public administrative agency, which has powers and procedures resembling those of a court of law or , and which is obliged to objectively determine facts and draw conclusions from them so as to provide the basis of an official action. Such actions are able to remedy a situation or impose legal penalties, and may affect the legal rights, duties or privileges of specific parties. Circumvent (V): – avoid or try to avoid fulfilling, answering, or performing (duties, questions, or issues) Synonyms: dodge, duck, elude, evade, fudge, hedge, parry, put off, sidestep, skirt Usage: • We circumvented the problem by using a different program. • He found a way to circumvent the law. Unintended (Adj): – not deliberate, not planned as a purpose or goal Synonyms: accidental, inadvertent (happening by chance or unexpectedly or unintentionally) Antonym: intended, deliberate, advertent Usage: • An unintended pregnancy • The proposed bill could have unintended consequences. Spur (N): - something that makes you want to do something or that causes something to happen: incentive, incite or stimulate — often + to Usage: The reward was offered as a spur to greater work/achievement. A spur to the imagination 2. A verbalization that encourages you to attempt something Synonyms: goad, goading, prod, prodding, spurring, urging Antonym: discourage Gauge (V): to make a judgment about (something), judge tentatively or form an estimate of (quantities or time) Synonyms: approximate, estimate, guess, judge Usage: Home sales provide a useful way of gauging the overall state of the economy. He accurately gauged the mood of the voters. I was gauging her reaction to the news. 2. To measure (something) exactly Usage: instruments for gauging temperature and humidity Cumbersome (Adj): - hard to handle or manage because of size or weight, complicated and hard to do, long and difficult to read, say, etc. Synonyms: cumbrous Antonyms: manageable, convenient www.bankingmantras.com BANKING MANTRAS Usage: A cumbersome package The application process is cumbersome and time-consuming. A cumbersome name Her expanded job title is really cumbersome. Obvious (Adj): - easy to see or notice, easy for the mind to understand or recognize Synonyms: apparent, evident, manifest, patent, plain, unmistakable (clearly revealed to the mind or the senses or judgment) Antonyms: unobvious, imperceptible, inconspicuous, obscure Usage: Her doctor immediately noticed the obvious signs of the disease. She saw only the most obvious differences. It was obvious that things weren't working out. Her reasons for leaving were obvious. = It's obvious why she left. The answer seems obvious enough to me. Extolment (Noun): expression of approval and commendation. Synonyms: congratulations, kudos, praise Antonyms: Condemn, criticize, lambaste Usage: After scintillating performance spectators and legend cricketers showered extolment over Virat Kohli. Vindicate (Verb): To justify, prove, or reinforce an idea — or to absolve from guilt, show to be right by providing justification or proof, clear of accusation, blame, suspicion, or doubt with supporting proof. Synonyms: Justify, Absolve, Acquit Antonyms: Blame, incriminate, charge Usage: After Gujrat riot many accusations were leveled against Modi but after trial and proofs vindicated that Modi did not commit any crime and he walked free. Trick: Vidicate, split it like vin(WIN) + di(the) + cate(case) so when you win a case IN a COURT, it means you are freed from accusation and charges. You are freed from blame. Evanescent (Adj): Something which lasts for very few time, tending to vanish like vapor. Synonyms: impermanent, temporary, momentary, short lived, ephermal, transient, mean lasting or staying only a short time. Antonyms: Permanent, Long lasting. Usage: Now I know for sure that the soul is an evanescent thing and the body is its temporary container, because I saw it. Trick: Split the word “Evanescent” into two words: when Ivan (Evan) used local Scent (escent) it lasts for very few time. Exculpate (Verb): Pronounce not guilty of criminal charges. Synonyms: acquit, assoil, clear, discharge, exonerate Antonyms: Accuse Usage: The last trial was, in many ways, the most astonishing, because it came four years after new DNA evidence had exculpated The (Bad Blue) Megamind. Trick: Exculpate comes from two Latin words: ex-, meaning “from,” and culpa, meaning “blame.” Exculpate is similar in meaning to exonerate. When you exonerate someone, you clear a person of an accusation and any suspicion that goes along with it. www.bankingmantras.com BANKING MANTRAS Execrable (Adj): of very poor quality or condition, unequivocally detestable, worthy of being hated. Synonyms: abominable, detestable, odious, deplorable, miserable, woeful, wretched. Antonyms: Admirable, commendable Usage: This does not take away from the fact that Rahul Gandhi has made some rather execrable statements throughout his campaign. Trick: Deeds of hate mongers like Aazam Khan and Owaisi make them execrable. Effulgent (Adj): Radiating or as if radiating light. Synonyms: beaming, beamy, radiant, refulgent Antonyms: Dull Usage: On a clear day the sun can be quite effulgent. Trick: Effulgent comes from the Latin ex meaning “out” and fulgere meaning “to shine”. A light that is effulgent, shines out or radiates. Crescendo (Adj): Gradually increasing in volume, grow louder. Synonyms: Increasing Antonyms: Decreasing, decrescendo. Usage: But the analysis is the first to document the rise, amid a crescendo of anti-Islamic statements from politicians. Trick: If you are whispering and gradually raise your voice and then end up shouting, that’s a crescendo as well. Transgress (Verb): act in disregard of laws, rules, contracts, or promises, commit a sin; violate a law of God or a moral law, pass beyond (limits or boundaries). Synonyms: Breach, break, go against, infract, offend, violate, overstep, trespass. Antonyms: Keep, observe Usage: The Sea transgresses along the West coast of the island Trick: Transgress sounds like and means nearly the same thing as trespass. When you transgress a rule, you’re breaking it. Phlegmatic (Adj): showing little emotion, (of a person) having an unemotional and stolidly calm disposition. Synonyms: Phlegmatical, unemotional Antonyms: Emotional Usage: India’s politicians like Arvind Kejariwal, Lalu Yadav and Rahul Gandhi are more phlegmatic – even cynical – about this latest drama. Trick: Sounds like PRAGMATIC(practical) –> practical people think with logic and show little emotion. Traverse (Verb): 1. To pass or go over or back and forth over (something); cross 2. (tr) to go against; oppose; obstruct 3. to move or cause to move sideways or crosswise 4. (tr) to extend or reach across 5. To turn (an artillery gun) laterally on its pivot or mount or (of an artillery gun) to turn laterally (Noun) 1. Something being or lying across, such as a transom 2. A gallery or loft inside a building that crosses it 3. Math another name for: transversal (sense 1) 4. An obstruction or hindrance 5. Fortifications a protective bank or other barrier across a trench or rampart www.bankingmantras.com BANKING MANTRAS Synonyms: course, cover, cross, cut (across), follow, go, navigate, pass (over), perambulate, peregrinate, proceed (along), track, transit, travel. Antonyms: stay, confirm, backup Vicissitude (Noun): A variation in circumstances or fortune at different times in your life or in the development of something. Synonyms: fluctuation, variation Usage: It all highlights how an entire country has been subject to the vicissitudes of luck and litigation strategy. Trick: Vicissitude sounds like …WISE ATTITUDE…… whenever there is variation in circumstances or fortune at different times of life, only a WISE PERSON WHO POSSES WISE (good)ATTITUDE CAN HANDLE THE SITUATION PROPERLY. Vituperate (Verb): Spread negative information about, censure severely or angrily. Synonyms: bawl out, berate, call down, call on the carpet, chew out, chew up, chide, dress down, have words, jaw, lambast, lambaste, lecture, rag, rebuke, remonstrate, reprimand, reproof, scold, take to task, trounce Antonyms: Absolve, compliment, praise. Usage: To vituperate is to speak or write in an extremely negative way about someone. Trick: After facing debacle in the Lok Sabha election, Rahul Gandhi started vituperating about Narendra Modi. Winsome (Adj): Attractive or appealing in appearance or character, charming in a childlike or naive way Synonyms: Attractive Antonyms: Ugly Usage: If you are described as winsome, take it as a compliment. It means you are attractive or charming in an open and delightful way. Trick: You can win someone’s heart only if you are charming and attractive :) Recalcitrant (Adj): Stubbornly resistant to authority or control, marked by stubborn resistance to authority Synonyms: fractious, refractory, defiant, noncompliant. Antonyms: Obedient Usage: If someone is so pig-headed that he won’t budge on an issue, call him recalcitrant. Trick: Some persons are so recalcitrant that they won’t heed any word if you will try to make them understand, making, recalcitrant people understand something would be like you are barking up the wrong tree. In Hindi it will be like (Tumko Jo bhi karna hai kar lo Ham nahi sudharne wale)• Rescind (Verb): Cancel officially. Synonyms: Annul, countermand, lift, overturn, repeal, reverse, revoke, vacate, abolish Antonyms: Ratify, uphold, approve Usage: The Environmental Protection Agency should rescind certification of all Volkswagens for sale in the United States until full disclosure is made. Trick: Rescind sounds like “resign”, where resign is something like to cancel your appointment and rescind is to cancel an agreement. Words of the month: www.bankingmantras.com BANKING MANTRAS Indeterminate/Indeterminable Understanding the nuances of this word pair, indeterminate and indeterminable, hinges on understanding the words’ parts. The root word, determine, means to establish something. The prefix in- in this case means not. Both –ate and –able create adjectives, -ate meaning having the characteristics of and –able meaning to be able. Indeterminate, then, means not (in-) having the characteristics of (-ate) being fixed (determine): not fixed. Indefinite. Not determined. Not able to be stated or described in an exact way, as in: For no discernibly (discernible – capable of being seen or noticed) good reason, I am back on Twitter for an indeterminate period of time. A man of indeterminate [=uncertain] age An indeterminate number of people An indeterminate color. Indeterminable means not (in-) able to (-able) establish (determine): incapable of being fixed or determined. Such as: This equated to 1082 votes for and 102 against, with two ballots indeterminable. However, there are those movies that fall into that rare category of indeterminable. Remember: if something isn’t fixed, it’s indeterminate. If it can’t be fixed, it’s indeterminable. www.bankingmantras.com BANKING MANTRAS Idiom of the Month: To turn over a new leaf Meaning: Make a fresh start, change one’s conduct or attitude for the better or change your attitude about something. Origin: Way back in the 16th century, pages in books were referred to as leaves. So tuning over a new leaf meant that one was turning to a blank page. This idiom was used to signify a major change in behavior, or a new stage in life. Usage: Apparently he’s turned over a new leaf and he’s not drinking any more. Usage: He promised the teacher he would turn over a new leaf and behave himself in class. www.bankingmantras.com BANKING MANTRAS
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