Premium Band
Sum Assured range (Rs.)
1
50,000 to 99,999
2
100,000 to 249,999
3
250,000 to 499,999
4
500,000 & above
Premium Rates per Rs. 1000 Guaranteed Maturity Sum Assured
These premium rates are exclusive of service tax, extra premium and modal extra.
Band 1
Band 2
Band 3
Band 4
Entry
Age
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
0
142.48
107.16
71.90
53.39
112.45
84.14
54.38
38.25
103.15
77.14
48.99
33.58
97.96
73.23
45.98
30.97
1
143.35
107.83
72.39
53.75
113.56
84.97
54.98
38.71
104.34
78.01
49.63
34.08
99.19
74.13
46.64
31.49
2
144.37
108.60
72.95
54.17
114.80
85.88
55.65
39.23
105.65
78.97
50.34
34.63
100.53
75.12
47.37
32.06
3
145.47
109.42
73.55
54.63
116.11
86.83
56.36
39.79
107.02
79.97
51.09
35.22
101.94
76.15
48.14
32.67
4
146.61
110.26
74.17
55.11
117.45
87.81
57.09
40.37
108.43
81.00
51.86
35.84
103.39
77.21
48.93
33.30
5
147.80
111.14
74.82
55.61
118.85
88.83
57.85
40.98
109.89
82.07
52.66
36.48
104.88
78.30
49.76
33.96
6
149.03
112.05
75.49
56.14
120.28
89.87
58.64
41.61
111.38
83.16
53.48
37.14
106.41
79.42
50.60
34.65
7
150.31
112.99
76.19
56.69
121.76
90.94
59.45
42.26
112.92
84.27
54.33
37.83
107.98
80.56
51.47
35.35
8
151.61
113.95
76.90
57.27
123.26
92.05
60.27
42.93
114.49
85.41
55.20
38.53
109.58
81.73
52.36
36.08
9
152.95
114.94
77.64
57.86
124.81
93.19
61.12
43.62
116.09
86.57
56.09
39.26
111.22
82.92
53.27
36.82
10
154.33
115.95
78.40
58.48
126.39
94.36
61.99
44.33
117.74
87.76
57.00
40.01
112.90
84.14
54.21
37.59
11
155.76
117.01
79.19
59.12
128.03
95.57
62.89
45.07
119.44
88.98
57.94
40.78
114.63
85.39
55.17
38.38
12
157.22
118.08
80.00
59.77
129.70
96.80
63.81
45.83
121.17
90.22
58.89
41.57
116.39
86.65
56.15
39.19
13
158.70
119.17
80.82
60.45
131.40
98.05
64.76
46.60
122.93
91.50
59.87
42.38
118.19
87.94
57.14
40.02
14
160.21
120.28
81.67
61.15
133.12
99.32
65.73
47.39
124.72
92.81
60.85
43.21
120.01
89.25
58.16
40.87
15
161.75
121.41
82.53
61.87
134.89
100.61
66.72
48.21
126.54
94.16
61.87
44.06
121.87
90.57
59.19
41.74
16
163.33
122.57
83.42
62.61
136.70
101.94
67.74
49.07
128.41
95.53
62.90
44.93
123.77
91.96
60.25
42.63
17
164.95
123.76
84.34
63.38
138.55
103.29
68.79
49.95
130.33
96.94
63.97
45.82
125.72
93.40
61.33
43.55
18
166.62
124.98
85.28
64.18
140.45
104.68
69.86
50.86
132.29
98.38
65.08
46.75
127.72
94.87
62.44
44.49
19
168.34
126.23
86.25
65.00
142.40
106.11
70.97
51.80
134.30
99.86
66.23
47.70
129.76
96.37
63.58
45.46
20
170.13
127.51
87.25
65.86
144.40
107.57
72.10
52.78
136.37
101.37
67.41
48.71
131.87
97.92
64.78
46.46
21
171.98
128.84
88.29
66.76
146.46
109.07
73.28
53.79
138.49
102.93
68.62
49.75
134.03
99.50
66.01
47.49
22
173.90
130.20
89.36
67.69
148.59
110.61
74.49
54.84
140.68
104.53
69.87
50.83
136.25
101.13
67.29
48.59
23
175.90
131.61
90.47
68.68
150.79
112.20
75.74
55.93
142.94
106.17
71.16
51.96
138.55
102.80
68.60
49.73
Band 1
Band 2
Band 3
Band 4
Entry
Age
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
7 Pay
10 Pay
15 Pay
20 Pay
24
177.96
133.06
91.63
69.70
153.06
113.85
77.04
57.07
145.27
107.87
72.50
53.13
140.91
104.53
69.96
50.92
25
180.11
134.57
92.85
70.78
155.41
115.54
78.38
58.25
147.69
109.62
73.89
54.34
143.36
106.31
71.37
52.16
108.16
72.83
53.44
26
182.35
136.14
94.12
71.91
157.84
117.30
79.78
59.48
150.19
111.43
75.33
55.61
145.90
27
184.68
137.77
95.45
73.10
160.38
119.12
81.24
60.77
152.78
113.31
76.82
56.93
148.53
110.06
74.35
54.78
28
187.12
139.48
96.85
74.34
163.01
121.01
82.75
62.12
155.48
115.26
78.37
58.31
151.26
112.04
75.92
56.18
29
189.68
141.26
98.32
75.65
165.77
122.98
84.33
63.53
158.30
117.29
79.99
59.76
154.11
114.10
77.57
57.64
30
192.37
143.13
99.86
77.02
168.65
125.04
85.98
65.02
161.24
119.40
81.69
61.27
157.09
116.25
79.28
59.18
118.49
81.07
60.78
31
195.20
145.10
101.48
78.47
171.68
127.20
87.71
66.57
164.33
121.61
83.45
62.86
160.21
32
198.20
147.18
103.19
80.00
174.86
129.46
89.52
68.20
167.57
123.93
85.30
64.53
163.48
120.83
82.94
62.47
33
201.36
149.38
105.00
81.62
178.21
131.83
91.43
69.92
170.97
126.35
87.24
66.28
166.92
123.29
84.90
64.24
34
204.71
151.70
106.90
83.32
181.74
134.33
93.44
71.73
174.56
128.90
89.27
68.11
170.53
125.86
86.95
66.09
35
208.26
154.16
108.90
85.11
185.46
136.95
95.57
73.63
178.33
131.57
91.40
70.05
174.34
128.56
89.10
68.05
131.40
91.36
70.10
36
212.02
156.77
111.02
87.01
189.38
139.71
97.80
75.63
182.31
134.38
93.67
72.08
178.35
37
216.00
159.53
113.26
89.02
193.54
142.62
100.16
77.74
186.52
137.34
96.06
74.23
182.59
134.38
93.77
72.26
38
220.24
162.45
115.63
91.15
197.94
145.70
102.64
79.97
190.97
140.46
98.58
76.49
187.07
137.53
96.31
74.54
39
224.75
165.56
118.14
93.44
202.61
148.95
105.27
82.32
195.69
143.76
101.25
78.87
191.82
140.86
98.99
76.94
40
229.55
168.86
120.81
95.87
207.57
152.40
108.05
84.81
200.70
147.26
104.06
81.39
196.85
144.38
101.83
79.48
148.11
104.83
82.16
41
234.66
172.37
123.65
98.46
212.83
156.06
111.00
87.43
206.01
150.96
107.05
84.05
202.19
42
240.12
176.11
126.66
101.21
218.44
159.94
114.13
90.22
211.67
154.89
110.21
86.86
207.88
152.07
108.02
84.99
43
245.98
180.11
129.89
104.14
224.45
164.09
117.46
93.23
217.72
159.09
113.58
89.85
213.95
156.28
111.40
87.99
44
252.28
184.42
133.34
107.28
230.90
168.54
121.02
96.46
224.21
163.58
117.17
93.08
220.47
160.80
115.02
91.18
45
259.08
189.05
137.03
110.64
237.83
173.30
124.82
99.91
231.18
168.38
121.01
96.56
227.46
165.63
118.87
94.68
170.80
122.99
NA
46
266.40
194.02
141.00
NA
245.28
178.41
128.89
NA
238.67
173.53
125.11
NA
234.98
47
274.29
199.38
145.24
NA
253.29
183.90
133.25
NA
246.73
179.06
129.50
NA
243.06
176.36
127.40
NA
48
282.79
205.15
149.81
NA
261.92
189.80
137.92
NA
255.40
185.01
134.20
NA
251.75
182.32
132.12
NA
49
291.97
211.36
151.99
NA
271.23
196.15
142.92
NA
264.74
191.40
139.24
NA
261.11
188.73
137.18
NA
50
301.87
218.07
154.16
NA
281.25
202.99
148.29
NA
274.81
198.27
144.64
NA
271.20
195.63
142.60
NA
203.07
NA
NA
51
303.20
225.30
NA
NA
292.07
210.35
NA
NA
285.67
205.68
NA
NA
282.08
52
304.53
225.66
NA
NA
303.75
218.30
NA
NA
297.39
213.67
NA
NA
293.83
211.08
NA
NA
53
305.85
226.01
NA
NA
305.85
226.01
NA
NA
305.85
222.30
NA
NA
305.85
219.73
NA
NA
54
307.18
226.37
NA
NA
307.18
226.37
NA
NA
307.18
226.37
NA
NA
307.18
226.37
NA
NA
55
308.51
226.73
NA
NA
308.51
226.73
NA
NA
308.51
226.73
NA
NA
308.51
226.73
NA
NA