2017 Broker Training Molina Marketplace - WA The Molina Story The history behind our family tree While working as an emergency room physician, Dr. C. David Molina saw a need to change how the health care system cared for people on a budget. Dr. Molina believed that every patient should be cared for like family. In 1980, he opened a community clinic where caring for people was more important than their ability to pay. Today, the legacy of Dr. Molina lives on through his family, who lead Molina Healthcare, a company that cares for more than 1.5 million members in 10 states. Serving people with Medicare and Medicaid, Molina Healthcare remains true to Dr. Molina’s convictions: treating each person like a member of the family. 2017 looks to be the perfect “storm” for Molina in Washington Rates, Network, Expansion, Competition 3 We Are Here to Stay!! #201 on the Fortune 500 List 4 2016 OEP Stats 2017 Marketplace Product Our Mission Every decision we make, revolves around our core mission: To provide quality healthcare services to financially vulnerable families and individuals covered by government programs 2017 Marketplace Priorities – 1. Retain our competitive position! Minimized the impact of plan design changes to keep our premium rates low! 2. Provide new tools and services Making it easier for both you and members to do business with us 3. Get people enrolled to avoid Tax Penalties Greater of 2.5% of income, or $695 per adult 4. Retain, Retain, Retain. Grow, Grow, Grow! 6 Market Expansion for 2017 – All Markets Expanded Marketplace County Footprint In Six Of Nine Existing States: CA WA UT MI FL TX WI OH NM Oran ge Coun ty SW – Clark, Skamania Spokane Collar – Adams, Lincoln, Ferry, Stevens, Pend Oreille Greater Columbia – Kittitas Box Elder Kent, Washten aw Duval, Hillsborou gh, Pinellas, Polk, Osceola N/A N/ A Stark, Madis on N/A 7 Molina’s Value Proposition Over the Competition 1. We are near the lowest priced plan in most of our states. 2. Deductible ONLY applies to OP Services on most plans. Members just have a Copay 3. Labs and Radiology services have copays NOT Coinsurance 4. System enhancements to cut down on broker time My Molina (website for members) Molina Healthcare Website (Has new “Broker Feature”) VUE Broker Portal 5. No Captive Sales Team, all leads go to brokers 6. Strong broker support through our dedicated broker support unit. 8 Who is Eligible for Washington Health Benefit Exchange? Who is: – Legal Washington residents – Under 65 Who’s not: – Undocumented immigrants – Currently incarcerated individuals Molina Healthcare of Washington Health Insurance Marketplace Molina Marketplace in Washington 2017 Product Changes Expanded into 8 New Counties Standard Gold and Silver Plans are going away (Standard Bronze was removed in 2016) Telemedicine covered Gender Reassignment Surgery covered Non-routine non-emergency transport is covered (e.g., Hospital to Hospital) Acupuncture – No visit limitation when done in conjunction with Substance abuse treatment. PA list updated Preventive Care list of services updated 11 9/29/2016 2017 Marketplace Product Portfolio Washington Retained Current Washington Choice Plans Bronze, Silver & Gold Plans Rationale – Secure closest match to Molina FFM Portfolio Withdrew Molina Standard Product from the OIC and WHBE Impacts removal of Silver and Gold Portfolio Rationale – Product offering is sub-optimal, and out of sync with standard Molina portfolio Requires maintenance of Non-ER Transportation Requires separate Rx Formulary Tier Structure and no mail order Includes Pediatric Vision cost share Retains Home Health Cost Share out of sync with Standard Molina Portfolio By retaining the Washington Choice Plans, we avoid market withdrawal While withdrawing the product, the OIC allows auto renewal to Choice Silver & Gold product, so we retain guaranteed renewal, unless subscriber chooses a separate QHP 12 2017 Marketplace Product – Universal Benefit Changes Benefit Administration Changes Office Visit Copayment – No more Copayment Stacking • 2014-16 – • • Where multiple services occur “within a single office visit”, but where a benefit had differing member cost share, (i.e. OV-$10, Lab-$15, Radiology $20), not the aggregate $45, but the highest copay $20 would be applied (Copayment Stacking) 2017 • The Office Visit Cost Share will apply for all services within a single office visit (regardless of whether multiple services are performed). This will eliminate member and provider confusion on collection or cost share responsibility, and reduce contact center calls and appeals ID Cards – • All Markets offering Molina Options Bronze – ID Card will show cost share for “first three visits” & “after first three visits” PCP and Other Practitioner services *Last year, more than 72 percent of people enrolled through the Exchange received some form of subsidy to help offset their costs 13 2017 Marketplace Product – WA Choice Plan Design Revisions Bronze Plan 2016 2017 Medical/Rx Deductible - Increased • Ded waived for Preventive Services, Primary Care OV, Other Practitioner OV, MH/SA OV, Generic Drugs, Preventive Drugs, Family Planning, Pediatric Vision, and Hospice. $5,000/$10,000 $6,650 / $13,300 Out of Pocket Maximum - Increased $6,850 / $13,700 $7,150 / $14,300 Emergency Room Copay - Increased $300 (after ded) $350 (after ded) Primary Care Copay – Increased, but without deductible $25 (after ded) $35 Other Practitioner Copay – Increased, but without deductible $25 (after ded) $35 Specialty Care Copay - Increased $75 (after ded) $80 (after ded) Outpatient Mental Health & Substance Abuse Copay – Increased, but without deductible $25 (after ded) $35 Outpatient Radiology - Increased $75 (after ded) $80 (after ded) Outpatient Laboratory Services - Increased $30 (after ded) $35 (after ded) Rx – Increased • Tier 1 Drugs – Formulary Generic Drugs • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs $15 40% (after ded) 40% (after ded) $33 50% (after ded) 50% (after ded) Nutritional Counseling – Increased, but without deductible $25 (after ded) $35 Emergency Transportation - Revised $100 Copay (after ded) 40% (after ded) Phenylketonuria (PKU) – Testing and Treatment – Increased, but without deductible $25 (after ded) $35 Diabetes Management – Other than Preventive – Increased, but without deductible $25 (after ded) $35 Outpatient Dental Anesthesia – Increased $75 (after ded) $80 (after ded) Dialysis Services - Increased $75 (after ded) $80 (after ded) 14 2017 Marketplace Product – WA Plan Design Revisions Silver 100 Plan 2016 2017 Medical Deductible – Increased $50 / $100 $100 / $200 Out of Pocket Maximum - Reduced $1,500 / $3,000 $800 / $1,600 Emergency Room - Increased $100 $150 Specialty Care Copay - Reduced $15 $10 Rx – Increased • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs 10% (after Rx ded) 10% (after Rx ded) 20% (after Rx ded) 20% (after Rx ded) 2016 2017 Medical Deductible - Increased $450 / $900 $575 / $1,150 Out of Pocket Maximum - Reduced $2,250 / $4,500 $1,500 / $3,000 Emergency Room - Increased $150 $200 Rx – Increased • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs 20% (after Rx ded) 20% (after Rx ded) 30% (after Rx ded) 30% (after Rx ded) 2016 2017 Medical Deductible - Increased $1,650 / $3,300 $2,175 / $4,350 Out of Pocket Maximum – Reduced $5,450 / $10,900 $5,000 / $10,000 Emergency Room Copay - Increased $300 $345 Rx – Increased • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs 30% (after Rx ded) 30% (after Rx ded) 40% (after Rx ded) 40% (after Rx ded) Silver 150 Plan Silver 200 Plan 15 2017 Marketplace Product – WA Plan Design Revisions Silver 250 Plan 2016 2017 Medical Deductible - Increased $2,000 / $4,000 $2,500 / $5,000 Out of Pocket Maximum- Reduced $6,850 / $13,700 $6,350 / $12,700 Emergency Room Copay – Increased $300 $350 Rx – Increased • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs 30% (after Rx ded) 30% (after Rx ded) 40% (after Rx ded) 40% (after Rx ded) 2016 2017 Medical Deductible - Increased $500 / $1,000 $1,500 / $3,000 Out of Pocket Maximum – Reduced $6,850 / $13,700 $5,475 / $10,950 Emergency Room - Increased $250 $300 Rx – • Tier 1 Drugs – Formulary Generic Drugs • Tier 3 Drugs – Formulary Non-Preferred Brand Drugs • Tier 4 Drugs – Formulary Specialty Drugs $15 20% (after Rx ded) 20% (after Rx ded) $10 30% (after Rx ded) 30% (after Rx ded) Gold Plan 16 2017 Pharmacy Highlights 1. New Mail Order Benefit Improves affordability and access Applies to Tiers 1,2,3, and 5 (Specialty Drugs excluded) Easy On-line Ordering 2. Lower Copay for Generics Removes financial barriers to care 3. New Rx tier for Preventive Drugs available at $0 copay Helps members know which prescriptions are No Charge 4. New Expedited Review for NonFormulary Drugs Decision must be provided within 72 hours for standard requests and within 24 hours for urgent requests Improves member access to nonformulary drugs 5. Prior authorization may be required 17 Preliminary Rates for Washington in 2017 18 Provider Network Main Provider Groups • • • • • • • • • • UW Swedish Providence MultiCare Health Sea Mar (FQHC) Rockwood Columbia Community Confluence Health HealthPoint (FQHC) Vancouver Clinic Note: *Franciscan not with Marketplace, Medicare/Medicaid only 20 Referral vs. Authorization Referral • Molina Healthcare does not require referrals for contracted specialists. • In referring a patient, the PCP should forward pertinent member information and findings to the specialist. • Some specialists may require referrals (however Molina does not) Authorization • designed to assure the medical necessity of service, prevent unanticipated denials of coverage, • ensure participating providers are utilized, and • all services are provided at the appropriate level of care for the member’s needs. 21 My Molina New Features Member Registration View/Pay My Bill Available Services Contact Us Marketplace Member Portal Account Setting Benefit and Eligibility Health Records Member ID Cards My Doctor 24 © 2013 Molina Healthcare, Inc. Donald Duck 26 © 2013 Molina Healthcare, Inc. Ways to Pay Walk-in locations nationwide 27 Marketplace Broker Support Welcome to MolinaMarketplace.com Easy Access to Broker Support Tools BSU Contact Information Phone: (855) 885-3179 (New number) Monday through Friday – 7:00 AM to 6:00 PM (MST) Broker Services Department: Option 1 Commission Department: Option 2 Contracting Department: Option 3 Email: [email protected] Broker Support Unit Team: • Jamie Neslen, Manager • Rhonda Clarke, Supervisor Broker Services • Rebecca Perley, Supervisor Contracting & Onboarding • Suza Capps, Supervisor Commission Recon Broker Support Unit (BSU) Broker Services Contracting Reconciliation/ Commissions • • • • Significant Trainings = SME Fully staffed, Increased Spanish Speaking Capacity Dedicated phone number CARE Team (next slide) • Streamlined contracting process • Utilizing Technology – Broker Portal • DocuSign and eSignature • Identify and resolve commission discrepancies • Manage broker recon • Manual review of AOR exceptions Ways we can help: • Marketing Material Distribution • Broker Communications, i.e., eBlasts • Process your Molina appointment and contracting to sell our MP products • Member Look Up/Issues • Commission Questions/Issues WE ARE EXCITED TO INTRODUCE THE Marketplace Broker Communication And Resolution Experts Team! (MP BROKER CARE TEAM) Los Angeles • • • • • • San Bernardino San Diego Riverside Imperial Access to Care Billing Issue Claims Enrollment Member Services Prior Authorization Status 32 Marketplace Marketing Materials Molina Marketplace Materials 34 2017 Open Enrollment Period • Marketplace open enrollment dates: November 1, 2016 – January 31, 2017 • Molina’s website www.MolinaHealthcare.com will provide 2017 plan information starting October 1, 2016 • Someone who enrolls by December 15, 2016 will have a January 1, 2017 effective date • Some individuals may qualify for a 60 day Special Election Period (SEP) 35 Molina Marketplace- Washington Contact James Maguire Washington Broker Manager Email: [email protected] Contact Phone #- 253-441-9182 36 Questions
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