February 2017
Western Rockies is proud to introduce Kasasa!
Kasasa (kah-sah-suh) is a FREE checking account with rewards you actually want, like high interest rates, refunds
on ATM fees, cash back or music. Here are some frequently asked questions to get you up to speed with what
Kasasa can do for you!
What types of Accounts can I get?
We just launched 4 Kasasa Accounts:
• Cash
3.00% APY* on balances up to $5,000
Refunds on ATM Fees Nationwide
• Cash Back
3.00% Cash Back on purchases
Refunds on ATM Fees Nationwide
• Tunes
iTunes, Amazon or Google Play refunds each month
Sign-on refund bonus of $20
Refunds on ATM Fees Nationwide
• Saver For Cash and Cash Back
0.50% APY on balances
Are these Accounts Free?
Yes, there is no monthly fee or minimum balance requirements.
How do I Qualify for the Rewards?
You are probably doing things now that automatically qualify you!
• Have at least 12 debit card purchases post and settle each monthly cycle
• Be enrolled in and agree to receive eStatements
• Use online banking or mobile banking once a month
If you don’t meet these qualifications, your account is still free! You just don’t get to take advantage of the
rewards for that month. You can try again next month.
Why Kasasa?
It’s time people stopped having to pay the “big banks” fees to hold their money!
It’s time that you be rewarded!
For more information on Kasasa, call or stop by any branch location.
*APY=Annual Percent Yield Limit $9.00 cash back per month. Limit $25 ATM refunds per month.
Other factors and qualifications apply. Please contact member service representative for more information.
Parents: Help Teens Bring in the New Year
with a Great Financial Start
All Lobbies & Drive Ups will be Closed:
Mon. Feb. 20.- Presidents’ Day
APR*
Chances are at least one of your New Year’s resolutions has to do with
money—probably to save more of it, or pay off bills. How about the resolution of
helping your kids become more financially savvy?
Chances are, your child already has a savings account. A debit card and
checking account are great additional tools for helping young adults learn the basics
about money management.
Explain to teens that a debit card is convenient, but the key to using one
properly is knowing what's available in their checking accounts. If they spend more
than what's available, they'll face overdraft consequences. Though using plastic, or
even their phone, is often the preferred method of shopping, it's still important for
teens to know how to write a check. Have your children write you a check for, say,
their share of a cell phone bill or something else they are responsible for, to get them
a little practice. Encourage teens to regularly check their account balances online.
Multiple accounts for teens also gives them practice transferring funds from one
account to another and helps them learn the importance of knowing their balances.
And having unique accounts for different purposes helps them set and achieve
savings goals.
If you haven't already, introduce your teen to Western Rockies. Western
Rockies can give him or her the tools to make those first financial steps strong ones.
By Credit Union National Association
2017 Home Improvement Expo!
Join us at the 42nd Annual Home Improvement and Remodeling Expo.
The oldest and largest trade-show on the Western Slope!
Friday, Saturday & Sunday
March 3-5, 2017
For more information call: 970-245-0253
Investment Center at Western Rockies Update
Western Rockies would like to welcome Dallas Grabow and his team to the Investment Center at Western Rockies! Dallas graduated
with his bachelors of science from the University of North Carolina Wilmington in 1996. In 2002, he graduated from Colorado Mesa
University earning his Masters of Business Administration. In 2012, he earned the designation of CERTIFIED FINANCIAL PLANNER™
Practitioner after completing the Personal Financial Planning program with the College for Financial Planning. Dallas also holds
advanced certifications in Connect for Health Colorado (Colorado’s Health Exchange), Medicare insurance company certifications,
Long Term Care Certification, as well as property and casualty licenses.
Dallas has successfully worked with many individuals and groups, including:
Advanced Retirement Planning with Medicare and Long Term Care Insurance Integration
Colorado State Employees & K-12 Educators Retirement & Insurance planning
Small Business Owner Retirement Planning and Insurance Planning
Family/Individual Investment and Insurance Planning
Retired Military Investment and Insurance Planning
Securities offered through LPL Financial, member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Not NCUA Insured | No Credit Union Guarantee | May Lose Value