Legacy Express Lone Star Legacy Club™ e-Newsletter Are You Social? We Are! Find Us On February 2016 I 66 Edition ATTENTION LEGACY CLUB MEMBERS: DON’T FORGET THE $15 HEB Gift Card Referral Fee, just by sending in a Brand New Customer who opens a Legacy Club Account! LSNB Investment Services • Stocks and Bonds • Fixed Income Products • Mutual Funds • IRA Rollovers and Transfers • Tax-Free Investments • Annuities • Trust Services • And More Ask for more information or to schedule a free consultation. Hello Legacy Friends! Happy Valentine’s Day There’s nothing like a valentine, to make a smile appear, a heart-shaped card filled with kind words, sent from someone who’s dear. A friend or even a relative, who takes the time to say, I like you just because you’re you. That’s what is done this day. Wishing you all a Happy Valentine’s Day! Source: Internet Experience a Unique Style of Texas Banking If you have any questions, concerns, or suggestions, regarding the Legacy Club™, please do not hesitate to contact us at (956) 984-2217. Tiny Tidbits Use Mayonnaise To Remove Water Marks on Wood Take two tablespoons of Mayonnaise (Full Fat) or Miracle Whip. Covering stain with mayonnaise, leave it over night or at least 8 hours. Wipe it clean and the stain will be gone! Source: Pintrest Witty & Wise “It doesn’t matter what you look like on the outside. It’s what’s on the inside that counts.” Source: PictureQuotes.com For More Information Call (956) 664-9490 Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Lone Star National Bank and LSNB Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK • MAY LOSE VALUE Holidays Valentine’s Day: Sunday, February 14th, 2016 President’s Day: Lone Star National Bank will be closed Monday, February 15th, 2016 in observance of President’s Day. 1 Lone Star Legacy Club™ Travel Benefits 3827 N. 10th St. # 203, McAllen, TX 78501 (956) 664-2916 • 800-568-9890 [email protected] www.chuckolsontours.com Our pricing is the same as the internet or calling directly to the cruise line. We are here to give you the best price, special service and extra amenities. FOR OUR TEXAS BUS TOURS, WE HAVE PICK-UP LOCATIONS IN MCALLEN, WESLACO AND HARLINGEN. 2 3827 N. 10th St. # 203, McAllen, TX 78501 (956) 664-2916 • 800-568-9890 [email protected] www.chuckolsontours.com 3 3827 N. 10th St. # 203, McAllen, TX 78501 (956) 664-2916 • 800-568-9890 [email protected] www.chuckolsontours.com Chuck Olson Tours & Cruises acts only as an agent for independent suppliers providing services connected with this tour or cruise. Services are subject to the terms and conditions of those suppliers. Chuck Olson Tours and Cruises and their respective employees and representatives, accept no liability for any injury, damage, loss, accident, delay, or any incident which may be caused by the negligence, defect, or default of any company or person in performing these services. Responsibility is not accepted for losses, injury, damages or expenses due to sickness, weather, strikes, hostilities, wars, terrorist acts, acts of nature, local laws or other causes. All services are subject to the laws and regulations of the country in which they are provided. Chuck Olson Tours & Cruises is not responsible for any baggage or personal effects of any individual participating in tours/cruises arranged by Chuck Olson Tours & Cruises. Individual travelers have the option of purchasing a travel insurance policy that provides some coverage in the event of lost luggage or personal effects. Any travel agency or travel agent providing tour services are providing their services as independent Contractors and not as employees of Lone Star National Bank. 4 February Events Sudoku Puzzle Rio Grande Valley Sites: South Texas Winter Market 4 8 5 7 5 6 9 6 3 February 5th - 7th, 2016 McAllen Convention Center McAllen, TX 7 4 3 6 3 3 8 7 5 6 3 6 5 1 5 1 2 6 Valentine’s Concert in the Park Thursday, February 11th 2016 6:00 p.m. - 7:00 p.m. Quinta Mazatlan 600 Sunset Drive McAllen, TX 2 9 4 4 7 1 6 5 8 5 2 6 1 1 9 4 7 5 9 5 4 6 2 5 4 8 1 Fiesta Edinburg 3 7 9 1 4 3 7 6 2 6 1 3 9 5 7 6 6 2 1 4 4 2 6 6 3 7 9 February 25th - 28th, 2016 Edinburg Municipal Park Edinburg, TX Seminar: Script Your Family’s Future: Why You Need an Estate Plan Wednesday, February 10th, 2016 11:30 a.m. - 1:00 p.m. Weslaco Business Visitor & Event Center Weslaco, TX Winter Texan Discount Day at Gladys Porter Zoo Wednesday, February 3rd, 2016 10:00 a.m. - 3:00 p.m. Brownsville, TX Music on the Lawn Friday, February 5th, 2016 5:00 p.m. - 7:00 p.m. Brownsville Heritage Museum Brownsville, TX Answers to Previous Puzzle on Page 6. RGV Vipers January 2016 Game Schedule: State Farm Arena (2600 North 10th Street, Hidalgo, TX) Tuesday, February 16th 7:00 p.m. Vipers vs. Spurs Friday, February 26th 7:00 p.m. Vipers vs. Legends Tueday, February 23rd 7:00 p.m. Vipers vs. Warriors Saturday, February 27th 7:00 p.m. Vipers vs. Legends San Antonio Sites: 2016 San Antonio Stock Show & Rodeo February 11th - 28th, 2016 AT&T Center/Freeman Coliseum Grounds San Antonio, TX 5 Sudoku Puzzle (Answers) 5 3 1 8 4 6 9 2 7 2 4 7 9 3 1 6 5 8 6 9 8 7 2 5 1 3 4 1 8 4 6 5 2 7 9 3 7 2 3 1 8 9 4 6 5 9 5 6 3 7 4 2 8 1 8 7 9 2 1 3 5 4 6 Crispy Rack of Lamb with Honey and Mascarpone 3 6 5 4 9 7 8 1 2 Ingredients for Lamb: 4 1 2 5 6 8 3 7 9 Shareable Edibles • 3 (1 to 1 ½ pounds each) racks of lamb, trimmed, with ¼ inch of fat left on meat • ¼ cup olive oil • Kosher salt and freshly ground black pepper • 2 tablespoons herbs de Provence Ingredients for Sauce: • ½ cup crème fraische • 3 tablespoons honey • ¾ tablespoons ground cumin • 2 tablespoons chopped fresh mint leaves • ½ cup mascarpone cheese, at room temperature • Kosher salt and freshly ground black pepper Preparation for Lamb: 1. Place an oven rack in the center of the oven. Preheat the oven to 425 degrees F. Place a grill pan over medium-high heat or preheat a gas or charcoal grill. 2. Drizzle the olive oil on both sides of the lamb. Season with salt, pepper and herbs de Provence. Grill the lamb for 5 minutes on each side until brown. Place the lamb in a shallow roasting pan or banking sheet and roast for 25 minutes for medium-rare. Allow the lamb to rest for 10 minutes before slicing. Preparation for Sauce: 1. In a small bowl, combine the crème fraiche, honey, cumin, and mint. Add the mascarpone cheese and stir until just combined. Season with salt and pepper, to taste. Cut the lamb the bones into individual chops and sever with the sauce. Source: Food Network PLEASE SEND US SOME OF YOUR FAVORITE RECIPES! Lone Star Legacy Club™ 1210 W. Expressway 83 Ste. 7 • Pharr, Texas 78577 Or Email Us At: [email protected] 6 President’s Days Fun Facts In Honor of President's Day We’ve Put Together Some of Our Favorite Fun Facts About Presidents: • George Washington was the only president unanimously elected. Meaning all of the state representatives voted for him. • John Adams died on the same day as Thomas Jefferson, July 4th, 1826. This day was also the 50th anniversary of the approval of the Declaration of Independence! • George W. Bush is the only president to have a Master of Business Administration (MBA) degree. • Barack Obama won a Grammy Award in 2006 for his voice on the audio book Dreams From My Father. • After working at a Baskin-Robbins as a teen, President Obama no longer likes ice cream. Bummer! • Bill Clinton enjoys playing the saxophone and was a member of a band called “Three Blind Mice” in high school. • Thomas Jefferson was also an accomplished architect. He designed his famous home at Monticello as well as buildings for the University of Virginia. • Martin Van Buren was the first president to be born as a citizen of the United States. The presidents before him were born as British subjects. • James Madison and George Washington are the only presidents who signed the Constitution. • Martin Van Buren was the only president to speak English as a second language. His first language was Dutch. • James Madison was the shortest president at 5 feet 4 inches tall and weighed 100 pounds. Abraham Lincoln was the tallest president at 6 feet 4 inches tall (Lyndon B. Johnson was also 6' 4"). • William Henry Harrisons was the 9th president. His grandson, Benjamin Harrison, was the 23rd president. • James Monroe was the 5th president, but the 3rd to die on the 4th of July. • On the day he was shot, Lincoln told his bodyguard that he had dreamt he would be assassinated. • Abraham Lincoln often stored things like letters and documents in his tall stove-piped hat. • John Tyler had 15 children. The White House must have been hopping! • James K. Polk was the first president to have his photograph taken while in office. • William Henry Harrison died just 32 days after becoming president. He died from a cold he got while standing the rain giving his inauguration speech. Source: Internet • Franklin D. Roosevelt met President Grover Cleveland when he was five years old. Cleveland said “I am making a wish for you. It is that you may never become president of the United States”. • Franklin D. Roosevelt was the first president to appear on television during a 1939 broadcast from the World's Fair. • At 42 years, 10 months, 18 days old Teddy Roosevelt was the youngest man to hold the office of president. Ronald Reagan was the oldest at 69 years 11 months. John F. Kennedy was the youngest to be elected president. • Teddy Roosevelt was blind in his left eye due to an injury in a boxing match. • When Ronald Reagan was shot by an assassin in 1981, he joked “I forgot to duck”. • The “S” in Harry S. Truman does not stand for anything. • John F. Kennedy was the first president who was a Boy Scout. • Woodrow Wilson was buried at the Washington National Cathedral. He is the only president buried in Washington D.C. • Andrew Jackson was shot in the chest during a gun dual, but managed to stay standing and shoot and kill his opponent. The bullet could not be safely removed and remained in his chest for the next 40 years. 7 • Support available. Do you have family and friends nearby? How involved are they? Are they able to provide you the support you need? Many older adults prefer to rely on family to provide help, but as your needs increase, they might not be able to fill in all of the gaps. It’s important to consider proximity to community services and activities as well. Fitness Matters: Home Care Services for Seniors Rather than moving into a long-term care facility as they age, many older adults prefer to stay at home for as long as possible. This may be the right choice for you if you only need minor assistance with your daily activities and enjoy a close network of nearby family and friends. These guidelines explore the range of home care services available to help you maintain your independence within the comfort of your own home. Is Home Care Right for My Loved One or Me? It’s natural to want to stay at home as you grow older. However, taking a step back to look at the big picture can help you decide whether staying at home for the long term truly is the right step for you. Too often, decisions to leave home are suddenly made after a sudden loss or emergency, making adjustments all the more painful and difficult. Take a look at your options, your budget, and some of the alternatives. • Isolation. If it becomes difficult or impossible for you to leave home without help, isolation can rapidly set in. You may not be able to participate in hobbies you once loved, stay involved in community service that kept you motivated, or visit with friends and family. Losing these connections and support is a recipe for depression. • Medical conditions. No one can predict the future. However, if you or a loved one has a chronic medical condition that is expected to worsen over time, it’s especially important to think about how you will handle health and mobility problems. What are common complications of your condition, and how will you handle them? • Finances. Making a budget with anticipated expenses can help you weigh the pros and cons of your situation. Alternate arrangements like assisted living can be expensive, but extensive in-home help can rapidly become expensive as well, especially at higher levels of care and live-in or 24-hour coverage. Deciding Whether to Stay at Home Your home situation is unique, and several factors will weigh in on the best choice for you. Here are some of the issues in evaluating your options: • Location and accessibility. Where is your home located? Are you in a rural or suburban area that requires a lot of driving? If you’re in an area with more public transit, is it safe and easily accessible? How much time does it take you to get to services such as shopping or medical appointments? • Home accessibility and maintenance. Is your home easily modified? Does it have a lot of steps or a steep hill to access? Do you have a large yard that needs to be maintained? 1-800-580-0322 www.lonestarnationalbank.com
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