Dear {Member Name},
You made the savvy decision to open a First Northern Visa® Classic Credit
Card, so why not start enjoying all of the privileges that it offers?
First Northern Visa
Credit Cards offer:
• No annual fees
We realize that credit cards are a dime a dozen. However, as your trusted
financial cooperative, our Visas are designed to fit our members’ needs
better than the competition.
• Low rates, even
on balance
transfers
We challenge you to look at the interest rates of the other credit cards in
your wallet. Are they lower than your First Northern fixed interest rate of
{member’s interest rate}% APR* with a credit limit of {credit limit}? Do
they also offer 1% cash back?
• 25 day grace
period on
puchases
That’s right, to make this credit card even sweeter, we are pleased to offer
you 1% cash back for the rest of 2016!
Earn 1% cash back on purchases,
balance transfers & cash advances!**
To start earning, simply go to www.fncu.org/activate and enter your
personal activation code to unlock this great benefit. Your card will then
be immediately activated to start earning 1% cash back on all purchases,
balance transfers, and cash advances until December 31, 2016!
• $150,000
Automatic
Travel Accident
Insurance
• Free auto rental
insurance
• Worldwide
emergency
cash and card
replacement
Your activation code is:
Activate today to start earning!
Sincerely,
First Northern Credit Union
*Rate as of 9/1/16. Rates are subject to change at any time without notice. No annual fee. **Some restrictions
apply. All accounts are subject to approval. Earn 1% cash back on all purchases, balance transfers and cash
advances made between October 1, 2016 and December 31, 2016. Must activate your card at www.fncu.org/
activate and enter the personal actiavtion code found on this letter to start earning. Earnings will accumlate from
the first day of the month that the Visa card was activated. Cash-back rewards will be deposited into member’s
savings account on or around February 13, 2017. Offer only available to current cardholders. Regular balance
transfer fee applies. Cash back rewards cannot exceed $300. Rewards are not transferable. Offer not valid
to payoff/pay down existing First Northern loans/credit card balance. Promotion cannot be combined with any
other offer. If you pay late, we may (i) terminate the availability of this promotion and (ii) increase your APRs
to penalty APRs. We may decline any transfer or process any transfer for less than the amount requested if
your account is not in good standing or has insufficient credit available at the time transfers are presented for
payment. Federally Insured by NCUA.
(888) 328-8677
www.fncu.org