Money Manager User Guide
Never miss another bill payment again!
www.ffrees.co.uk
How to use the Ffrees Money Manager Jam Jar facility to keep
on top of your Finances
1. Jam Jars are online jam jars where you keep money
separate to pay essential bills or for special events. It
means that you don’t spend it on everyday things
with your Ffrees Card, and so don’t get in a pickle
and bills don’t mount up
2. You can set up Jam Jars for what purposes you
choose and allocate money to each from your Ffrees
Account each month or week
3. You can arrange for the bills to be paid direct from
the Jam Jar regularly
4. It means that the money left in your Ffrees Account
is available to spend on everyday things, and you
don’t overspend and leave your bills unpaid
5. You can add extra money to a Jam Jar or transfer
money back to your Ffrees Account
Step by step guide to getting started
Step 1: Log into your Ffrees Account
Step 2: Set up your income
Log into www.ffrees.co.uk and click ‘Account
Management’. You will notice that on the left hand side
of your account management screen there are three
balances see below.
Click on the ‘Manage Jam Jars’ button at the top of the
page and you will see two tables. One helps you calculate
how much money will be paid into your Ffrees Account
each month, the other calculates your bills.
Available to spend on Card:
The funds you have
available to spend.
Click the manage
button next to
your relevant
income type,
enter the amount
you are paid each
month and click
‘save’. This will
be added up as a
total payments into your Ffrees Account each month.
Money reserved in Jam Jars:
Money you have set aside
for bills.
Account Balance:
Total Account balance
including both of the above.
Step 3: Set up your outgoings
Using the ‘Bills to pay’ table, you can manage each of
your outgoings in the same way as your income. For
each relevant expenditure, click ‘Manage’, then:
1. Give each Jam Jar a name to remind you
what the funds are for (each of these ‘bills
to pay’ is a Jam Jar), for example:
‘Council Tax’.
2. Enter the amount
you pay each month
3. Choose a priority
(1 being the most important)
4. Let us know what date this bill is paid out
5. You can then save and choose how to pay
your bill from one of the options below.
The bills table will calculate your total
outgoings and will set your money aside. You can then
see how much money you have left over to spend on top
of your bills.
We transfer your confirmed Ffrees Savings Points to one
of your Jam Jars, once a month
Payment Option 1: Standing Order
When you have finished setting up your outgoings
for any of your Jam Jars, click ‘Set up a standing order’.
Fill out the necessary details and click ‘Setup
Standing Order’ and once you have checked the
details click ‘Confirm’.
Payment Option 2: Pay by card
1. Click ‘manage’ on the bill entry you want to pay
by card or cash.
2. Click ‘Pay By Card‘
3. Select how frequently funds are to be released
under ‘Release occurs’. This can be either weekly
or monthly.
4. If monthly, select the date on each month you
wish to make the payment.
5. If weekly, select the day of the week and then
the amount.
6. When the funds are released pay the bill using your
Ffrees Card or withdraw cash from an ATM and pay
with money.
What if you need to release funds from a Jam Jar
If you need access to funds you have stored in a Jam Jar,
you can release them back into your Ffrees Account by
doing the following:
1. Click on the amount in
the ‘Money reserved
in Jam Jars’ section.
This is the orange
figure as seen in the
example on the right.
2. On the next screen, choose which Jam Jar you no
longer require funds to be reserved for and click
‘Withdraw Money’
3. You can then type in the amount of money you
would like to withdraw from this Jam Jar to go into
your Ffrees Account.
4. Click ‘Save’ and the funds will leave the Jam Jar and
go into your Ffrees Current Account, you are then
free to spend this money with your Ffrees Card or
withdraw from an ATM.
Ffrees is the trading name of Ffrees Family Finance Ltd. company no. 7516554. The Ffrees Family Account Prepaid Visa Card is issued by Contis Financial Services Ltd
which is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025). Head Office: Navigation House, Belmont Wharf, Skipton,
North Yorkshire, BD23 1RL. Registered in England. Company Number: 6085862