MR85 MR85 MR85 MR85 06 16 MR85 MR85 MR85 MR85 COMPULSORY THIRD PARTY INSURANCE PREMIUM SCHEDULE COMPULSORY COMPULSORY THIRDINSURANCE PARTY THIRD INSURANCE PARTY INSURANCE PREMIUM PREMIUM SCHEDULE SCHEDULE COMPULSORY THIRD INSURANCE PREMIUM SCHEDULE COMPULSORY THIRD PARTY PREMIUM SCHEDULE COMPULSORY THIRD PARTY INSURANCE PREMIUM SCHEDULE COMPULSORY THIRDPARTY PARTY INSURANCE PREMIUM SCHEDULE MR85 COMPULSORY THIRD PARTY (CTP) INSURANCE ––OF POLICY OF INSURANCE COMPULSORY THIRD PARTY (CTP) INSURANCE POLICY OFINSURANCE INSURANCE OMPULSORY COMPULSORY THIRD PARTY THIRD (CTP) PARTY INSURANCE INSURANCE –OF POLICY POLICY INSURANCE OF COMPULSORY THIRD PARTY (CTP) –– OF ORY TH RD PARTY (CTP) NSURANCE –(CTP) POLINSURANCE CY NSURANCE MR85 COMPULSORY THIRD PARTY (CTP) INSURANCE ––POLICY POLICY OF INSURANCE COMPULSORY THIRD PARTY (CTP) INSURANCE POLICY OF INSURANCE INSURANCE 1. 1. The The insurer insurer (the (the Motor Motor Accident Accident Commission) Commission) insures insures the the owner owner of of the the motor motor vehicle vehicle and and any any other other person person who who at at any any time time drives drives or or is is aa passenger passenger in in or or on on 1.(the The insurer (the Motor Accident Commission) insures the owner ofthe the motor vehicle and anyother other person who atin any time drives orisis is passenger inor oron on The insurer 1. The insurer Accident (the Motor Commission) Accident Commission) insures owner insures ofthe the owner motor vehicle of the motor and vehicle other and person any other who person who at any time is the a drives passenger or in aa passenger or onwith or in or on insurer insures the owner the motor vehicle any other person who at any drives ordisat aany passenger oror on 1.The whether (the Motor Accident Commission) insures of motor vehicle and any person who at any time in he Mo o 1. Acc denMotor Comm ss on nsu es heofowne o the he mo o and veh c eowner and any o he pe any son whotime a any ves o time swho a drives passenge ovehicle, on or 1. The insurer (the Motor Accident Commission) insures the owner of the motor vehicle and any other person at any time drives or is passenger in or 1.The The insurer (the Motor Accident Commission) insures the owner ofin the motor vehicle and anyme other person who atthe any timendrives drives orSCHEDULE isaaapassenger passenger inof or on on COMPULSORY THIRD PARTY INSURANCE PREMIUM the the vehicle, vehicle, whether whether with with or or without without the the consent consent of of the the owner, owner, in respect respect of of all all liability liability that that may may be be incurred incurred by by the owner owner or or other other person person in in respect respect of the he vehicle, whether the vehicle, with whether or without with the or consent without of the the consent owner, of inthe the respect owner, all in respect liability that of all may liability beyhe incurred that may by be the incurred owner by orthe the other owner or other in respect person of in in respect of in respect of all liability that may be incurred by the owner ormay other person in respect ofperson the or death of,person or son bodily injury any wwithout the consent of thewith owner, the the vehicle, whether whether with or or without without the the consent consent of the owner, in respect respect of of all all liability liability that that may be incurred incurred by by the owner owner or other other person in respect of of c e whe ho wvehicle, hou he consen o he owne n espec o of a abowner, owner y of hain nmay espec be ncu o a ed ab by ha owne obe o he ncu pe edson n he espec owne o o he pe nrespect especto, o COMPULSORY THIRD PARTY INSURANCE PREMIUM SCHEDULE the vehicle, whether with or without the consent of the owner, in respect of all liability that may be incurred by the owner or other person in respect of the vehicle, whether with or without the consent of the owner, in respect of all liability that may be incurred by the owner or other person in respect of the the death death of, of, or or bodily bodily injury injury to, to, any any person person caused caused by by or or arising arising out out of of the the use use of of the the vehicle vehicle in in any any part part of of the the Commonwealth. Commonwealth. the death of, the or the bodily death death injury of, of, or or to, bodily bodily any injury person injury to, to, caused any any person person by or caused arising caused out by by or or of arising the arising use out out of the of of the the vehicle use use of of in the the any vehicle vehicle part of in the in any any Commonwealth. part part of of the the Commonwealth. Commonwealth. byor arising ofson the vehicle in any part the Commonwealth. death of, to, person arising out use the vehicle h o o bod yperson n uthe ythe heocaused dea anyhpe oof, son oorbodily bod caused yinjury nout u byyof oto, othe aany suse ng pe ou ocaused he useby o or o he aarising veh s ng cof eout ou nof oany hepa oof oofhe heCommonwea veh c einin nany pa oofthe heCommonwealth. Commonwea h the death of, or bodily injury any person caused by or arising of the use of the vehicle any part of the Commonwealth. death bodily injury to, any person caused by or out ofthe the use the vehicle in anyhpart partof the Commonwealth. 2. 2. A A person person so so insured insured warrants warrants that that he he or or she she will will notnot2.A person so warrants or she will notA person so 2. insured A person warrants so insured warrants he that willhe he notor she will notMR85 2. A A person so insured warrants that he or she will notnsu ed wa2. 2 an pe ha son he oinsured nsu shethat ed wTHIRD wa no or anshe sthat ha o w no 2. A so insured warrants that he or she will notCOMPULSORY PARTY (CTP) INSURANCE – POLICY OF INSURANCE 2. Asperson person so insured warrants that he or she will not(a) (a) drive drive the the vehicle, vehicle, or or do do or or omit omit to to do do anything anything in in relation relation to to the the vehicle, vehicle, with with the the intention intention of of causing causing the the death death of, of, or or bodily bodily injury injury to, to, aaaperson person person or or THIRD PARTY (CTP) INSURANCE –with POLICY OF INSURANCE (a) vehicle, (a) drive drive the dovehicle, vehicle, vehicle, or omit or to ordo doeor or anything or omit omitto to do do relation anything anything towin the in in relation relation to to the the vehicle, vehicle, intention with with of the the causing intention intention of ofdeath causing causing the or the death death injury of, of,or or orobodily to, bodily bodily a person injury injury or to, to, person person or or the or do anything to the with intention of causing death he (a) veh drive c eCOMPULSORY othe do(a) ao drive om d veor othe he veh any cheng o ndo o aomit om on oto oin he veh any cheng nhrelation evehicle, he a on n en o on hevehicle, othe veh caus c e ng w he hthe he dea nhen o on othe o bod caus y nof, nguthe ythe heobodily dea a pe hof, o son o bod yinjury n u yto, o aa pe sonor o (a) drive the vehicle, or do or omit to do anything in relation to the vehicle, with the intention of causing the death of, or bodily injury to, a person (a) drive the vehicle, or do or omit to do anything in relation to the vehicle, with the intention of causing death of, or bodily injury to, a person or or on 1. The insurer (the to Motor Accident Commission) insures the owner ofas the motor vehicle and anybodily other person who ator any time drives or is a passenger or in damage damage to to another's another's property property or or with with reckless reckless indifference indifference as as to to whether whether such such death, death, bodily bodily injury injury or or damage damage results; results; or or damage another’s or with reckless indifference to whether such death, injury or damage results; oror damage to another's property or with reckless indifference as to whether such death, bodily injury or damage results; or damage toope another's property or property with reckless indifference as to whether such death, bodily injury or damage results; damage damage to to another's another's property property or or with with reckless reckless indifference indifference as as to to whether whether such such death, death, bodily bodily injury injury or or damage damage results; results; or mage o ano s pinsurer y o w h o ano eck ess he s nd p ope e ence y o as w h o whe eck ess he such nd e dea ence h bod o y whe n u he y o damage dea h esu bod s y o n u y o esu s o COMPULSORY THIRD PARTY INSURANCE PREMIUM SCHEDULE 1.he The (the Motor Accident Commission) insures the owner of the motor vehicle and any other person who at any time drives or is a passenger in or on damage to another's property or with reckless indifference as to whether such death, bodily injury or damage results; or damage to another's property or with reckless indifference as to liquor whether such death, bodily injury orof damage results; or control thedrive vehicle, whether with or without the consent of the owner, inorrespect of liability that may be incurred by the owner orofother person in respect of or (b) (b) drive drive the the vehicle vehicle while while so so much under under the the influence influence of of intoxicating intoxicating liquor or or a drug drug as as to to be be incapable incapable of exercising exercising effective effective control of of the the vehicle; vehicle; or (b) vehicle drive while the vehicle so much while under so the much under the of intoxicating influence of liquor intoxicating ang drug liquor asall to or a drug incapable as to be of exercising incapable of effective exercising effective the control vehicle; of or the vehicle; or (b) drive the the vehicle vehicle while so so much much under under the the influence influence of of intoxicating intoxicating liquor liquor or or abe drug drug as to be be incapable incapable of exercising exercising effective control of the the vehicle; vehicle; or he (b) veh drive c e whthe e(b) so b much d ve unde hewhether veh he c enwhile wh uence eor omuch ninfluence ox unde ca consent ng hequo n of uence othe a downer, o ug nas oxino ca be ncapab quo o e oa d exe ugas cthat s to ng omay e ec ncapab ve con eof o oby exe othe he c owner scontrol veh ngeffective e c or eeco vecontrol con o of o he veh c of e or o the vehicle, with without the respect of all liability be incurred other person respect (b) drive the vehicle while so much under the influence of intoxicating liquor or aa drug as to be incapable of exercising effective control of the vehicle; or (b) drive the vehicle while so much under the influence of intoxicating liquor or a.1 drug as to be incapable of exercising effective control ofin the vehicle; or the death of, or bodily injury to, any person caused by or arising out of the use of the vehicle in any part of the Commonwealth. (c) (c) drive drive the the vehicle vehicle while while there there is is present present in in his his or or her her blood blood a a concentration concentration of of .1 grams grams or or more more of of alcohol alcohol in in 100 100 millilitres millilitres of of blood; blood; or or (c) vehicle drive while the vehicle there is while present there in his is present or her blood in his a or concentration her blood a concentration of .1 grams or of more .1 grams of alcohol or more in 100 of alcohol millilitres in 100 of blood; millilitres or of blood; or (c) drive drive the the vehicle vehicle while while there there is is present present in in his his or or her her blood blood a a concentration concentration of of .1 .1 grams grams or or more more of of alcohol alcohol in in 100 100 millilitres millilitres of of blood; blood; or or he (c) veh drive c e whthe e(c) c he d e s ve p he esen veh n c h e s wh o e he he b ood e s p a esen concen n h a s on o o he 1 b g ood ams o concen mo e o a a on coho o 1 n g 100 ams m o mo es e o a b coho ood o n m es o b ood o the death of, or bodily injury to, any person caused by or arising out of the use of the vehicle in any part of the Commonwealth. (c) drive the vehicle while there is present in his or her blood aa concentration of .1 grams or more of alcohol in 100 millilitres of blood; or (c) drive the vehicle while there is present in his or her blood concentration of .1 grams or more of alcohol in 100 millilitres of blood; or (d) (d) drive drive the the vehicle vehicle while while not not duly duly licensed licensed or or otherwise otherwise permitted permitted by by law law to to drive drive the the motor motor vehicle; vehicle; or or A person so insured warrants that he or she will notthe (d) vehicle drive while the vehicle not duly while licensed not duly or otherwise licensed permitted or otherwise by law permitted to drive by the law motor to drive vehicle; the motor or vehicle; or (d) (d) drive drive the the vehicle vehicle while while not not duly duly licensed licensed or or otherwise otherwise permitted permitted by by law law to to drive drive the the motor motor vehicle; vehicle; or or he (d) veh drive c e2. wh e no d du d ve y censed he veh c o e o wh he e w no se du pe y m censed ed by o aw o o he d w ve se he pe mo m o ed veh c aw e o o d ve he mo o veh c e o COMPULSORY THIRD PARTY – POLICY OF INSURANCE (d) drive the vehicle while not duly licensed or permitted by law drive the motor vehicle; or 2. A person so insured warrants that he or(CTP) she willINSURANCE not(d) drive drive the vehicle vehicle while not duly licensed or otherwise otherwise permitted byunroadworthy law to to drive the motorof vehicle; ortheor (e) (e) drive the the vehicle while while the the vehicle vehicle is is overloaded, overloaded, or or in in an an unsafe, unsafe, unroadworthy or or damaged damaged condition; condition; or (a) vehicle, or do or nvehicle omit do anything in or relation to the vehicle, with intention death of, or bodily injury to, a person or (e) vehicle (e) drive drive while the the vehicle the vehicle while while the overloaded, vehicle vehicle is is overloaded, in unsafe, or or in unroadworthy in an an unsafe, unsafe, unroadworthy unroadworthy or oadwo damaged condition; or ordamaged damaged damaged orcausing condition; condition; or or drive the while overloaded, in unsafe, unroadworthy or condition; or he (e) veh drive c e1.whthe e(e) ehe veh d ve c(the ethe hesvehicle veh ovevehicle c oaded eAccident wh eisthe othe he veh an unsa cto sor eoverloaded, ove unan oaded oadwo o hy noan damaged unsa emotor un cond on the ohy o cond on o (e) drive the vehicle while the vehicle is overloaded, or in an unsafe, unroadworthy or damaged condition; or (a) vehicle, or do orCommission) omit toeis do anything inthe relation to the vehicle, with the intention of causing the death or bodily injury to, a person or The insurer Motor insures owner of the vehicle and any other person who at anyof,time drives (e) drive vehicle while the vehicle is overloaded, or in an unsafe, unroadworthy or damaged condition; or (f) (f) use use the the vehicle vehicle otherwise otherwise thanthandamage to another's property or with reckless indifference as to whether such death, bodily injury or damage results; or or is a passenger in or on (f) cuse the wvehicle (f) use otherwise the vehicle thanotherwise than(f) (f) use use the the vehicle vehicle otherwise otherwise thanthanhe veh e o he se han he veh c e o he w se han (f) use the vehicle otherwise thandamage to another's property or with reckless indifference as torenewal whether such death, bodily injury or damage results; or the vehicle, whether with or without the consent of the owner, in respect of all liability that may be incurred by the owner or other person inthe respect of (f) use the vehicle otherwise than(i) (i) for for the the purposes purposes stated stated in in the the application application for for registration, registration, renewal of of registration, registration, exemption exemption from from registration registration or or a a permit, permit, in in respect respect of of the the (b)the the while so much under the influence of intoxicating liquor or aregistration, drug tofrom be ofnor exercising effective control of vehicle; (i) poses for purposes (i) for the stated purposes inon the application stated in the application registration, for renewal registration, registration, renewal of registration, exemption registration from registration a permit, in or respect apermit, permit, the in respect of the (i) (i) for for the the purposes purposes in the application application for for registration, registration, renewal renewal of registration, exemption exemption from registration registration or permit, in respect of ofthe the o he pu s drive a ed nof, he ovehicle app he pu ca poses ostated sstated aeg ed sin nathe he onfor app enewa ca on oby oeg seg as on a of on exemp enewa oof om eg eg s vehicle sas a aon exemp oincapable a pe on mfrom om espec eg s a oon he oor pe mof in nrespect espec o he or (i) for the purposes stated in the application for registration, renewal of registration, exemption from registration or permit, in respect of the (b) drive vehicle while so much under the influence of intoxicating liquor or aexemption drug as toon be incapable ofthe exercising effective control of the vehicle; or the death or bodily injury to, any person or arising out of theon use of the in any of Commonwealth. (i) the for the purposes stated in the application for registration, renewal of registration, exemption from oraaa aof permit, vehicle; vehicle; or or (c) drive vehicle while there is present incaused his or her blood a concentration of .1 grams or more ofpart alcohol inregistration 100 millilitres blood;inorrespect of the vehicle; or the vehicle; or vehicle; vehicle; or or veh c e o veh c e o or (c) drive theifvehicle; vehicle whileare there in his or --her blood a concentration ofapplication .1 grams or more of alcohol in 100 millilitres of blood; or vehicle; or 2. A person so insured warrants that heisorpresent she will not(ii) (ii) if trade trade plates plates are affixed affixed to to the the vehicle vehicle for for purposes purposes stated stated in in the the application for for the the issuing issuing of of those those plates; plates; or or (d) drive the vehicle while not duly licensed or otherwise permitted by law to drive the motor vehicle; or (ii) if trade (ii) plates if are trade affixed plates to are the affixed vehicle to for the purposes vehicle for stated purposes in the application stated in the for application the issuing for of the those issuing plates; of those or plates; or (ii) (ii) if if trade trade plates plates are are affixed affixed to to the the vehicle vehicle for for purposes purposes stated stated in in the the application application for for the the issuing issuing of of those those plates; plates; or or ade p a es a(d)e adrive xedthe oififvehicle he ade veh pplates ca ees are aare o epu aaffixed poses xed o sthe he a ed veh notherwise c he e --app o purposes pu ca poses on o stated sstated he a ed ssu nto ng he oapplication app hose ca motor p ona for es o vehicle; he o issuing ssuor ng of oof those hose plates; pplates; a es or oor (ii) trade plates to vehicle for in the while not duly licensed or permitted by law drive the (ii) trade to the vehicle for purposes in the application for the issuing those (a)purposes drive the vehicle, orbetween do or affixed omit to do anything inregistered relation to the vehicle, with the intention ofthe causing the death of, or bodily injury to, a person or (iii) (iii) for for purposes purposes agreed agreed on on between between the the insurer insurer and and the the registered registered owner owner of of the the vehicle. vehicle. (e) drive the the vehicle iseg overloaded, or in an unsafe, unroadworthy or damaged or (iii) for purposes agreed on between the insurer and the registered owner of the vehicle. (iii) ag for agreed onwhile the insurer owner vehicle. (iii) (iii) for for purposes purposes agreed agreed on on between between the insurer insurer and and the the registered registered owner of of the the vehicle. vehicle. o pu poses eed on be ween ovehicle pu poses he nsu ag eeed and be ween s and ethe ed hethe owne nsu eo he he veh eg c esof ethe edowner owne o he veh c e condition; (iii) for purposes agreed on between the insurer and the registered owner of the vehicle. (e) drive the vehicle while the vehicle is overloaded, or in an unsafe, unroadworthy damaged condition; or (iii)the for purposes agreed onhe between the insurer and the registered owner ofor the vehicle. damage to another's property or with reckless indifference as to whether such death, bodily injury or damage results; oroffence (g) (g) if if the the person person is is the the driver driver of of the the vehicle vehicle when when it it is is involved involved in in an an accident accident in in which which a a person person is is killed killed or or injured injured commit commit an an offence offence against against section section 43 43 (f) use vehicle otherwise than(g) ifs the (g) is ifififthe the person driver of is the vehicle driver of when the vehicle itn is involved when in itititis is an involved accident in in an which accident aed person in which isch killed a person orson injured is killed -ed commit or injured an offence ---commit commit against an offence section against 43ns section section 43 (g) (g) if the person person is is the the driver driver of of the the vehicle vehicle when when it is involved involved in in an an accident accident in in which which a a person person is is killed killed or or injured injured commit an an offence against against section 43 pe son he person d ve g o he he veh pe son c e when s he d s ve nvo o ved he veh an c acc e den n s wh nvo ch ved a pe n son acc s k den o n wh n u ed pe comm s an k o ence o n aga u ed ns comm sec on 43 o ence aga sec on43 (g) the person is the driver of the vehicle when is involved in an accident in which a person is killed or injured commit an offence against section 43 (f) use the vehicle otherwise than(g) drive if of thethe person isTraffic the driver of the(e.g. vehicle when it offence). is for involved in an accident in is killed or - commit offence section 43 (b) the vehicle while so much under the influence ofregistration, intoxicating liquor or drug a asperson to be incapable ofinjured exercising effective control of the vehicle; of the Road Road Traffic Act Act 1961 1961 (e.g. hit hit and and run run offence). (i) for the purposes stated in the application renewal ofawhich registration, exemption from registration or an a permit, inagainst respect of the or Road Traffic Act 1961 (e.g. hit and run offence). ofTraffic the Road of the Act Road 1961 Traffic (e.g. Act hit 1961 and run (e.g. offence). hit and run offence). of of the the Road Road Traffic Traffic Act Act 1961 1961 (e.g. (e.g. hit hit and and run run offence). offence). he Road Tofa the c Ac 1961 o e he g h and T a un c o Ac ence e g h un o ence of Road Act 1961 (e.g. hit and run offence). (i) for theTraffic purposes stated in the application forblood registration, renewal of registration, exemption from in registration or a of permit, inorrespect of the of the the Road Traffic Act 1961 (e.g. hit and run offence). (c) drive the vehicle while there is present in his or her a concentration of .1 grams or more of alcohol 100 millilitres blood; vehicle; or 3. 3. The The owner owner of of the the vehicle vehicle warrants warrants that that no no person person will, will, with with his his or or her her knowledge knowledge or or consent consent (which (which will will be be presumed presumed in in any any proceedings proceedings in in the the absence absence of of 3.The owner of the vehicle warrants that no person will, with his or her knowledge or consent (which will be presumed in any proceedings in the absence of The owner 3. of The thean vehicle owner of warrants the vehicle warrants nowperson no with person hisedge or will, her knowledge his or her orknowledge knowledge consent or consent will be (which presumed will be inpresumed presumed any proceedings in any proceedings in the absence in of the absence of The The owner owner the the vehicle vehicle warrants warrants that no no person person will, will, with with or her her knowledge consent consent (which will will be be in any in the absence he veh c e3. 33. wa owne s drive haof oof no he pe veh sonthat cw eor wa an hnot hsthat sthat ha owill, he pe know son w owith w consen hhis hhis spermitted oor he wh know ch w law edge be(which por oor esumed consen n(which any wh ch pvehicle; oceed w ngs ppresumed esumed n he in absence nany pproceedings ooceed ngsin nthe heabsence oof vehicle; 3. The owner of the vehicle warrants that no person will, with his or her knowledge or consent (which will be presumed in any proceedings in the absence of (d) the while duly licensed or otherwise by to drive the motor or 3. The owner of the vehicle warrants that novehicle, person will, with his or her knowledge or consent (which willissuing be presumed in anyproceedings proceedings in absenceof of (ii) if vehicle trade plates are affixed to vehicle -or for purposes stated in the application for the of to those plates; or 2. proof proof to to the the contrary), contrary), drive drive or or use use the vehicle, or or do or omit omit to do do anything anything in in relation relation to to the the vehicle, vehicle, contrary contrary to to any paragraphs paragraphs of of clause 2. 2. touse the contrary), use the vehicle, or do or omit to do anything relation the vehicle, to any paragraphs of clause 2.the proof contrary), proof to the drive contrary), or use the drive vehicle, or use or the vehicle, orthe omit or to do anything omit to do relation anything tocon the in relation vehicle, to the vehicle, to contrary to any of paragraphs clause of clause 2. proof proof to to the the contrary), contrary), drive drive or use use the the vehicle, or or do or omit omit to to do do anything in in relation relation to the the vehicle, contrary contrary to any paragraphs paragraphs of of clause 2. 2. e con a yto the dproof ve p ooo o(ii) he veh con ca edrive yoplates d door ve oor o om othe he dovehicle, veh any ch evehicle ng o ndo eor o afor om on oto oin he veh any chunroadworthy ein ng nthe ea a y to on o to any ocontrary he pavehicle, veh agthe aphs ccontrary eany con oparagraphs caause oany 2any pa ag or aphs o cclause ause 2 if vehicle trade are affixed to -or purposes stated in application for issuing ofyor those proof to the contrary), drive or use the vehicle, or do or omit to do anything in relation to the vehicle, contrary to any paragraphs of clause 2. (e) drive the while the vehicle isthe overloaded, or in an unsafe, or damaged condition; proof to the contrary), drive or use the vehicle, ordo do or omit to doanything anything in relation to the vehicle, contrary to anyplates; paragraphs ofclause clause 2. (iii) for purposes agreed on between the insurer and the registered owner of the vehicle. 4. 4. This This policy policy of of insurance insurance does does not not extend extend to to liability liability arising arising from from death death of, of, or or bodily bodily injury injury to, to, a a participant participant in in a a road road race race caused caused by by the the act act or or omission omission of of 4. This policy of insurance does not extend to liability arising from death of, or bodily injury to, a participant in a road race caused by the act or omission of policy of insurance does 4.This not extend to liability arising from death of, or bodily injury to, participant in road race omission of (iii) purposes agreed on between the insurer the the vehicle. This ofThis insurance does not extend to liability arising from death or injury to, a participant a road race by the actoorby omission ofor This policy policy of insurance insurance does not not extend to to liability from from death death of, or bodily injury injury to, participant participant in in aaaa road road race caused by the act omission omission nsu policy ance4. does 44. Th sno po ex cythe end oof nsu ofor ab ance ythe adoes sdriver ng no om ex end dea h oliability oliability ab owhen bod yarising aarising ng nof, u om yand obodily dea a pa hregistered oof, caccident pan oor bod nowner ayin n oad u of yto, ace oaaain pa c is pan by he ncaused ac oad o race om ace ss on heact ac oor om ss section onof oof (f) the vehicle otherwise than4. policy of insurance does not extend to arising from death of, or bodily injury to, aa participant in road race caused by the act omission of (g) ifuse person isin of the vehicle itsy is involved in an which person killed injured - caused commit an offence against 4.This This policy of insurance does notextend extend to liability arising from death of, orbodily bodily injury to, acaused participant in aor road race caused bythe the actor or omission of 43 another another participant participant in the the road road race. race. (g) he ifinthe person is the of the vehicle when it is for involved in an accident a person is killed or injured - commit offenceinagainst another participant the road race. in the road race. another participant in the road race. another another participant participant in in the the road road race. race. a canother pan n participant he oad ano ace pa pan npurposes hedriver oad ace (i) the stated in the registration, renewalinofwhich registration, exemption from registration oran a permit, respectsection of the 43 another participant in the road race. of the cfor Road Traffic Act 1961 (e.g. hitapplication and run offence). another participant in the road race. ofmay the vehicle; Road Act in 1961 (e.g.discretion hit and run offence). 5.The insurer underinthe Vehicles atvehicle anyTraffic time and its sole novate this of insurance to a third(which party who is also an approved orwarrants 3. The insurer ownerOF of the that no person will, with his orpolicy her knowledge or consent will be presumed in any proceedings theMotor absence of RECOVERY EXCESS AND OTHER CLAIMS COSTS RECOVERY OF EXCESS AND OTHER CLAIMS COSTS RECOVERY OF EXCESS OF AND EXCESS OTHER AND CLAIMS OTHER COSTS CLAIMS COSTS RECOVERY OF EXCESS AND OTHER CLAIMS COSTS FCOVERY EXCESS AND OTHER CLA MS COSTS CLA MS 3. The owner of the vehicle warrants that no person will, with his orofher knowledge or application consent (which willissuing be presumed inplates; any in the absence of is (ii) if trade plates are affixed to the vehicle purposes stated in for the ofsuch those or Act 1959 (SA) (New Insurer). The person insured under afor policy insurance (Insured) agrees to such novation that noproceedings further consent by Insured RECOVERY OF EXCESS AND OTHER CLAIMS COSTS RECOVERY ANDor OTHER CLAIMS COSTS proofapplies to OF the EXCESS contrary), drive use the vehicle, or do -or omit to do anything inthe relation to the vehicle, contrary tofault. any paragraphs of clause 2.the amount An An excess excess applies from from an an insured insured person person who who has has incurred incurred a a liability liability under under the the policy policy and and who who is is more more than than 25% 25% at at fault. The The excess excess is is a a prescribed prescribed amount excess applies An excess from an applies insured from person an insured who person incurred who has a liability incurred under a liability the policy and the who policy is more and than who is 25% more atethan fault. than The excess at fault. is The a prescribed excess a prescribed amount An An excess excess applies from from an an insured insured person person who who has has incurred incurred a liability under under the policy policy and and who who isThe is more than 25% 25% fault. fault. The The excess excess isis is prescribed amount proof to the contrary), drive or use the vehicle, or omit to do anything in25% relation to vehicle, contrary any paragraphs of clause es om an ed peapplies app son es who om has ncu nsu ed ed ahas pe ab son ythe unde he ncu podo cy edor and ab who ythe sunder unde mo ethe he han po cy a of au smore mo excess han s25% a pat esc aat au bed amoun saamount pprescribed esc2.bedamount amoun for purposes agreed between the insurer and registered owner thethe vehicle. event of a novation byon insurer under this clause: nsu required. In(iii) the An excess applies from an insured person who has incurred aa liability under the policy and who is more than 25% at fault. The excess is aa prescribed amount An excess applies from an insured person who has incurred aliability liability under the policy and who is more than 25% atto fault. The excess is aact prescribed amount 4. This policy of insurance does not extend to liability arising from death of, or bodily injury to, a participant in a road race caused by the or omission of and and is is indexed indexed every every year year on on 1 1 January. January. The The amount amount of of the the excess excess will will depend depend on on the the year year in in which which the the accident accident occurred. occurred. For For the the relevant relevant excess, excess, please please refer refer dveis yindexed and every is indexed year every 1person January. year on The January. amount of The the amount excess of will the excess will the depend year in on which the year the accident in occurred. the accident For occurred. the race relevant For excess, the relevant please excess, refer please refer and is indexed every every year on 11 January. January. The The amount amount of the the excess excess will will depend depend on on the the year in in which which the the accident accident occurred. For the the relevant excess, excess, please refer yea and on 1is Janua sindexed ndexed The eve amoun yyear yea o he Janua excess ywill w depend amoun on oof he yea non wh w ch he acc heinyear yea occu ned wh Fo chand he heis acc e evan den occu excess ed-pFor Fo ease heerelevant e eone evan excess pplease ease e 43 e (g) ify on the ison the driver the vehicle when itdepend is involved an accident which awhich killed injured commit an offence against section (a) the insurer and the Insured be released from their obligations under this agreement, their respective rights against another under this 4. This policy of insurance does not of extend to liability from death of, or bodily injury to, aperson participant in aoroccurred. road caused by the act or omission ofrefer and is indexed every year on 11 January. The amount of the excess will depend on the year in which the accident occurred. For the relevant excess, please refer and is indexed every year 1 January. The amount ofarising the excess willin depend onden the year in which the accident occurred. For the relevant excess, please refer another participant inonthe road race. to to www.mac.sa.gov.au/excess. www.mac.sa.gov.au/excess. www.mac.sa.gov.au/excess. to www.mac.sa.gov.au/excess. to to www.mac.sa.gov.au/excess. www.mac.sa.gov.au/excess. gov au excess o www mac sa gov au excess of the Road Traffic Act 1961 (e.g. hit and run offence). agreement will in cease; another participant the road race. to to www.mac.sa.gov.au/excess. www.mac.sa.gov.au/excess. the novated agreement will be on the same terms and conditions as thismay agreement, such thatagainst the New Insurer and the Insured will the same (b) 3. The owner ofcy the vehicle warrants that noof person with his knowledge orrights consent (which be presumed inens any proceedings in assume the If IfIf an an insured insured person person has has breached breached the the Policy Policy of of Insurance Insurance (see (see above) above) the insurer insurer may exercise exercise its its rights rights of of recovery recovery against against ttthat hat hat person. person. The The insurer's insurer's right right to to n insured If an insured has person has the breached Policy of Insurance the Policy of (see Insurance above) the (see insurer above) may the exercise insurer may its exercise its rights of recovery t hat person. against insurer's person. The right insurer's to absence right to an insured person person has breached breached the the Policy Policy of Insurance Insurance (see (see above) above) the the insurer insurer may exercise exercise its its rights of recovery recovery against against hat person. The insurer's insurer's right to son has bIfperson eached nsu he edbreached Po pe son ohas nsu b ance eached see he above Po cy he o nsu nsu ance ewill, may see exe above cor seher sthe he gh nsu s oe may ecove exe y aga cofserecovery ns srights ha ghwill pe sof o son ecove The ynsu aga stThe ha gh pe o son The nsu e sright ghofto o RECOVERY OF EXCESS AND OTHER CLAIMS COSTS If an insured person has breached the Policy of Insurance (see above) the insurer may exercise its rights of recovery against ttthat hat person. The insurer's right to Ifan aninsured insured person has breached the Policy ofacquire Insurance (see above) the insurer may exercise its rights of recovery against hatperson. person. The insurer's right to paragraph (a), an obligations toward one another and the identical rights against one another as the rights and obligations discharged under proof to the contrary), drive or use the vehicle, or do oris omit to do anything in relation toves the vehicle, contrary to any paragraphs of clause 2. ythat recover recover an an excess excess or or claims claims costs costs against against an an insured insured person person is is in in addition addition to to any any other other penalties penalties which which may may apply apply for for driving driving offences offences or or any any liability liability that that person person RECOVERY OF EXCESS AND OTHER CLAIMS COSTS over recover or claims excess costs or against claims costs an insured against person an insured is in addition person is to in any addition other penalties to any other which penalties may apply which for may driving apply offences for driving or any offences liability or that any person liability that person recover recover an an excess excess or or claims claims costs costs against against an an insured insured person person is in in addition addition to to any any other other penalties penalties which which may may apply apply for for driving driving offences offences or or any any liability liability that person person ss o an c a excess ms ecove cos s aga ns an o nsu c a ed ms pe cos son s aga s n ns add on nsu o any ed pe o he son pena s n add es wh on ch o may o app he y pena o d ng wh o ch ences o app any y o ab d v y ng ha o pe ences son o ab ha pe son An excess applies from anNew insured person who has incurred ais liability under the policy and who iswhich moremay thanapply 25% at fault. The excess or is a prescribed amount recover an excess or claims costs against an insured person in addition to any other penalties for driving offences any liability that person recover an excess or claims costs against an insured person is in addition to any other penalties which may apply for driving offences or any liability that person except that the Insurer replaces the insurer as the insurer; and may may incur incur for for damage damage to to property. property. An applies from insured person who has incurred a from liability under policyinjury and who more thanin25% at fault. excess is aact prescribed amount 4.excess This policy of insurance does extend to liability death of, the or bodily to,which aisparticipant a road race The caused the or omission of refer y incurofor may damage incur to for property. damage to property. may incur incur for for damage damage to to property. property. mage pmay ope ncu yindexed o oan p ope y not and is every year on 1 January. amount ofarising the excess will depend ontothe the accident occurred. the by relevant excess, please may incur to property. may for damage to property. thedamage Insured consents to hisrace. or The her personal provided theyear Newin for the purposes of theFor novated agreement. (c) for and isincur indexed every year onthe 1 January. The amount ofinformation the excessbeing will depend on the year inInsurer which the accident occurred. For the relevant excess, please refer another participant in road to www.mac.sa.gov.au/excess. It It is is an an offence offence to to drive drive an an uninsured uninsured vehicle vehicle on on a a road. road. If If you you are are driving driving an an uninsured uninsured motor motor vehicle vehicle and and you you cause cause someone someone else else injury, injury, you you may may be be liable liable to to offence to an drive offence anveh uninsured to an uninsured vehicle oned aavehicle road. vehicle you on are road. driving you an are uninsured driving motor uninsured vehicle motor and vehicle cause and cause else someone injury, else may injury, you may to be liable to It isis is an an offence to to an an uninsured uninsured on on aa road. IfIf you are an uninsured uninsured motor vehicle vehicle and you you cause someone someone else injury, you you may be liable to o an d ve anItIt un swww.mac.sa.gov.au/excess. nsu ooffence ed ence odrive ddrive vea un cto edrive on oad you veh evehicle d cvIfeng an un oad nsu ed mo aare e odriving ddriving veh v ng c an ean and un you nsu cause edmotor mo someone o you veh c eeand sesomeone nyou u ycause you may be you ab eelse ese oinjury, n ubey liable ab eto o to enquiries refer to FAQs atnsu www.ctp.sa.gov.au It is an offence to drive an uninsured vehicle on aa road. IfIf you are driving an uninsured motor vehicle and you cause someone else injury, you may be liable to ItFor is an offence drive an uninsured vehicle on aroad. road. Ifyou you are driving an uninsured motor vehicle and you cause someone else injury, youmay maybe beliable liable to repay repay all all compensation compensation paid. paid. ay all repay all compensation paid. paid. repay all all compensation compensation paid. paid. nsa oncompensation parepay d epay a compensa on pa d Ifrepay an insured person haspaid. breached the PolicyCLAIMS of Insurance (see above) the insurer may exercise its rights of recovery against t hat person. The insurer's right to repay all compensation RECOVERY OF EXCESS AND OTHER COSTS all compensation paid. If an insured person has breached the Policy of Insurance (see above) the insurer may exercise its rights of recovery against t hat person. The insurer's right to recover anpersons excess from or claims costs an insured person in addition tothe any penalties forfault. driving offences any liability that person Interested may enquire asagainst to relevant details of the approved insurer withother whom this Policy is ormay is toapply be held on orThe after 1 Julyor and take any An excess applies an insured person who has incurred ais under who iswhich more than 25% at excess is2016, a prescribed amount recover anTHE excess or claims costs against an insured person isliability in addition to anypolicy other and penalties which may apply for driving offences or any liability that person ASSISTANCE IN DETERMINING THE APPROPRIATE PREMIUM CLASS ASSISTANCE IN DETERMINING THEThe APPROPRIATE PREMIUM CLASS SISTANCE ASSISTANCE IN DETERMINING IN DETERMINING APPROPRIATE THE APPROPRIATE PREMIUM CLASS PREMIUM CLASS ASSISTANCE IN DETERMINING THE APPROPRIATE PREMIUM CLASS N DETERM ASS Nisincur STANCE NG APPROPR Nby DETERM NJanuary. NG PREM APPROPR CLASS PREM UMdepend may for damage toTHE property. applicable action, going toATE which webpage forms part of on thisthe application for the purposes Part 4 ofFor the the Motor Vehicles Act, 1959. ASSISTANCE IN DETERMINING THE APPROPRIATE PREMIUM CLASS and indexed every year on 1www.ctp.sa.gov.au, amount ofATE the excess will year in which the accidentofoccurred. relevant excess, please refer ASSISTANCE IN DETERMINING THEUM APPROPRIATE PREMIUM CLASS may incur for damage to property. The The premium premium class class has has been been determined determined based based on on information information previously previously supplied. supplied. It It is is advisable advisable to to check check the the insurance insurance class class an an d d insurance insurance premium premium payable payable ess premium The class premium has been class determined has been based determined on information based on previously information supplied. previously It is supplied. advisable It to is check advisable the insurance to check the class insurance an d insurance class an premium d insurance payable premium payable The The premium premium class class has has been been determined determined based based on on information information previously previously supplied. supplied. It It is is advisable advisable to to check check the the insurance insurance class class an an d d insurance insurance premium premium payable payable has been de p e em m um ned c based ass on n o ma de e on m p ned ev ous y supp n ed o ma s on adv p ev sab ous e o y check supp ed he nsu s adv ance sab c e ass o an d nsu he ance nsu p ance em um c ass payab e nsu ance p em um payab e to www.mac.sa.gov.au/excess. The premium class has been determined based on information previously supplied. ItIt is advisable to the insurance class an dd insurance premium payable The premium class hasan been determined based on information previously supplied. ismotor advisable to check check the insurance classelse an insurance premium payable shown shown on on the the registration registration renewal renewal notice notice against against the CTP CTP Insurance Insurance Schedule Schedule shown shown overleaf. overleaf. In In reviewing reviewing the the premium premium class, attention attention should should be be given given to: to: It is an offence to drive uninsured vehicle onthe athe IfInsurance you are driving an vehicle you cause injury, you be liable theshown shown registration on the renewal registration renewal against notice the against Insurance CTP Schedule shown Schedule overleaf. shown In reviewing overleaf. In reviewing premium the class, premium attention should attention be given should to:may be given to: Your personal information is collected by the State and by the underwriting your CTP insurance policy. For details about how your personal information shown on on the registration registration renewal notice notice against against the CTP CTP Insurance Schedule Schedule shown shown overleaf. overleaf. In In reviewing reviewing the the premium premium class, attention attention should should be given given to: to: gwn s aonon enewa nothe he ce aga eg snsanotice on he CTP enewa nsu no ance ceCTP aga Schedu ns he eroad. shown nsu oveinsurer ance ea Schedu n ev ew euninsured ng he p ove em ea um cthe nass ev aand ew en ng on he shou p em dsomeone um be class, gclass, cclass, ven ass o a en on shou dbe g ven o to shown on the registration renewal notice against the CTP Insurance Schedule shown overleaf. In reviewing the premium class, attention should be given to: It is an offence to drive anrenewal uninsured vehicle on the a road. IfInsurance you are driving an uninsured motor vehicle and you cause someone else injury, you may be liable to shown on the registration renewal notice against the CTP Insurance Schedule shown overleaf. In reviewing the premium class, attention should be given to: repay all compensation If anbe insured person haspaid. breached the Policy of Insurance (see above) the insurer may exercise its rights of recovery against t hat person. The insurer's right to will handled see www.ctp.sa.gov.au. repay all compensation paid. recover an excess or claims costs against an insured person is in addition to any other penalties which may apply for driving offences or any liability that person ASSISTANCE IN DETERMINING may incur for damage to property. THE APPROPRIATE PREMIUM CLASS ASSISTANCE IN DETERMINING THEbased APPROPRIATE PREMIUM CLASS The premium class has been determined oncustomer information previously supplied. It notified is advisable to check An the'Application insurance class an d insurance premium payable If If the the information information shown shown is is incorrect, incorrect, acustomer Service Service SA SA customer service service centre centre should should be be notified immediately. immediately. An 'Application to to Change Change the the Insurance Insurance Premium Premium heshown information the shown information isSe incorrect, shown ais is incorrect, SA a Service SA service customer centre service should centre be notified should immediately. be notified immediately. An 'Application An to 'Application Change the to Insurance Change the Premium Insurance Premium The premium class has been determined based on information previously supplied. Itnotified is advisable to check the insurance class an d injury, insurance payable the the information information shown is incorrect, incorrect, aa Service Service SA SA customer customer service service centre centre should be notified immediately. An 'Application 'Application to to Change Change the the Insurance Insurance Premium sIfIf nco hean ec non o ma a on vshown ce SAan cus sService nco ome ec se ce Se cen v ceon e shou cus dome be no se vedcedriving mmed cen ean ashould shou euninsured yshown An dbe no ca edimmediately. on mmed Change aand e y An he App nsu ance ca on P oem um he nsu ance P em um ItIf is offence to drive uninsured vehicle athe road. If Insurance you are motor vehicle you cause someone else you premium may be liable If the information shown is incorrect, ava Service SA customer service centre should be notified immediately. An 'Application to Change the Insurance Premium If the information shown is incorrect, a Service SA customer service centre should beApp notified immediately. An 'Application to Change the Insurance Premium shown the registration renewal notice against CTP Schedule overleaf. Ino reviewing the premium class, attention should bePremium given to: to Class Class on on aaathe Registration' Registration' may may be be required required due due to: to: Registration' Class on a Registration' may be required may due be required to: due to: shown on registration renewal notice against the CTP Insurance Schedule shown overleaf. In reviewing the premium class, attention should be given to: Class Class on on a Registration' Registration' may may be be required required due due to: to: sssaon ona may C ass be equ Reg ed due s a o on equ ed o repay all Class avehicle may Class on a Registration' Registration'paid. may be be required required due due to: to: Typeon of compensation The input tax credit (ITC) entitlement of the registered owner (see below) ASSISTANCE IN DETERMINING THEgaraged APPROPRIATE PREMIUM CLASS The postcode area in which it is usually (see below) The premium class has been determined based on information previously supplied. It is advisable to check the insurance class an d insurance premium payable GST If the information shown isrenewal incorrect, a Service SAthe customer service centre centre should be notified notified immediately. 'Application to Change Change the Compulsory Insurance Premium GST ST GST GST shown on the registration notice against CTP Insurance Schedule shown In reviewingAn the premium class, attention should be given to: If the service should ‘Application to the Third GST information shown is incorrect, a Service SA customer be overleaf. immediately. An 'Application Insurance Premium GST The The premiums premiums shown shown overleaf overleaf include include stamp duty duty payable payable by by the the insurer. insurer. In In accordance accordance with with GST GST laws, laws, no no GST GST is is charged charged on on the the stamp duty duty component component of of the the Class on aums Registration' may required dueeduty to: ehown premiums The The shown premiums premiums overleaf shown shown include overleaf stamp include duty payable stamp stamp duty by duty payable payable insurer. by byIn the the accordance insurer. insurer. In In accordance accordance laws, with with no GST GST GST laws, laws, ishe charged no no GST GST on is charged stamp on on duty the the stamp stamp duty duty component component the of ofthe the premiums shown include stamp payable the insurer. In accordance laws, no GST isis charged the stamp component of oveThe ea p nc em ude s amp duoverleaf yoverleaf ove payab eabe einclude nc byude sstamp nsu amp du nythe acco payab dance eby w he h nsu GST aws nwith acco noGST GST dance swith cha w hGST ged on aws sno amp du sthe ycharged cha componen gedon he o component sstamp he ampduty du yof componen o he Party Insurance Premium Class on ahe Registration’ form (MR82) may beerequired due to: The premiums shown overleaf include stamp duty payable by the insurer. In accordance with GST laws, GST is charged on the stamp duty component of the Class on a Registration' may be required due to: The premiums shown overleaf include stamp duty payable by the insurer. In accordance with GST laws, no GST is charged on the stamp duty component ofthe the premium. premium. premium. mium. premium. ppremium. em um A change of garaging address A change in the input tax credit (ITC) entitlement of the registered owner premium. premium. A change in the use of the vehicle An alteration to the vehicle DIRECT DIRECT DEBIT DEBIT RECT DEBIT DIRECT DEBIT DIRECT DIRECT DEBIT D RECTDEBIT DEB T DIRECT DEBIT DIRECT DEBIT For For Monthly Monthly Direct Direct Debit Debit options options please please refer refer to to www.sa.gov.au/ezyreg. www.sa.gov.au/ezyreg. Loading Loading applicable applicable for for monthly monthly direct direct debit debit is is that for for quarterly quarterly payments payments outlined outlined on on If the information shown is incorrect, a Service SA customer service centre be notified 'Application to Change Insurance Premium For Monthly Direct Debit options please refer to www.sa.gov.au/ezyreg. Loading applicable for monthly direct debit is that for quarterly payments outlined on Direct Debit options refer to www.sa.gov.au/ezyreg. for monthly that for quarterly payments on soutlined For For Monthly Monthly Direct Debit options options please refer refer to www.sa.gov.au/ezyreg. Loading Loading applicable applicable for for monthly monthly direct debit debit is that for quarterly quarterly payments payments outlined on cMonthly Deb op Fo ons Mon p ease h yDirect D eec e Debit Deb oplease www op sa ons gov pplease au ease ezy eeg e to Load owww.sa.gov.au/ezyreg. www sa app gov cab aue& ezy o97applicable eg mon Load h should y dng ec app deb cabsedirect ha oimmediately. mon odebit qua h yisdirect d e ec yAn paymen deb sthat sthat ha ou for oned qua on e outlined ythe paymen ou nedon GST IMPORTANT NOTICE FOR CLASSES 1, 7, 41, 47,ng51, 57,Loading 91 For Monthly Direct Debit options please refer to www.sa.gov.au/ezyreg. Loading applicable for monthly direct debit that for quarterly payments outlined on For Monthly Direct Debit options please refer to www.sa.gov.au/ezyreg. Loading applicable for monthly direct debitisis is that for quarterly payments outlined on GST page page 2. 2. Class on a Registration' may beinclude required due duty to: ge 2. page 2. page page 2. 2. 2 The premiums shown overleaf stamp payable by the insurer. In accordance with GST laws, no GST is charged on the stamp duty component of the page 2. In the case of these premium classes, heavy passenger vehicles insurance is available, in addition to the schedule shown overleaf, at 6 and 9 months. pagepremiums 2. The shown overleaf include stamp duty payable by the insurer. In accordance with GST laws, no GST is charged on the stamp duty component of the premium. premium. THE INPUT TAX CREDIT (ITC) ENTITLEMENT OF THE REGISTERED OWNER THE INPUT TAX CREDIT (ITC) ENTITLEMENT OFTHE THEREGISTERED REGISTERED OWNER E THE TAX INPUT CREDIT TAX (ITC) CREDIT ENTITLEMENT (ITC) ENTITLEMENT OF THE REGISTERED OF THE REGISTERED OWNER OWNER INPUT CREDIT OF X INPUT CRED THE T TC NPUT ENTTAX TLEMENT CRED OF T(ITC) THE TC ENTITLEMENT ENT REG TLEMENT STERED OWNER REG STEREDOWNER THE INPUT TAX CREDIT (ITC) ENTITLEMENT OF THE REGISTERED OWNER THE INPUT TAX CREDIT (ITC) ENTITLEMENT OF THE is REGISTERED OWNER DIRECT DEBIT You You must must select select an an ‘ITC’ ‘ITC’ Entitled Entitled premium premium class class if ififthe the the vehicle vehicle is used used for for any any purpose purpose that that entitles entitles you you to to claim claim back back any any part part of of the the GST GST component component of of the the CTP CTP uan must You an must ‘ITC’ select Entitled an ‘ITC’ premium Entitled class premium ifem the vehicle class ifis the used vehicle forc any is purpose used for any that purpose entitles you that entitles claim back you to any claim back of the any GST part of the GST of component the CTP of of the CTP You You must must select select an an ‘ITC’ ‘ITC’ Entitled Entitled premium premium class class if the vehicle vehicle is is used used for for any any purpose purpose that that entitles entitles you to claim back any part part of ofthe the GST GST component component of the CTP TCselect En ed mus p em se um ec c ass TC he En veh ed c e p s used um c o ass any pu he pose veh e ha s en es o you o pu c apose m back ha to any en pa esyou o to he oclaim cGST apart mback componen pa o component o he he CTP componen o heCTP DIRECT DEBIT You must select an ‘ITC’ Entitled premium class if the vehicle is used for any purpose that entitles you to claim back any part of the GST component of the CTP You must select an ‘ITC’ Entitled premium class if the vehicle is used for any purpose that entitles you to claim backany the GST component ofthe the CTP premium. premium. Under Under the the Commonwealth Commonwealth GST GST Law*, Law*, this this is is known known as as ‘Input ‘Input Tax Tax Credit’ Credit’ (ITC). (ITC). For Monthly Direct Debit options please refer to www.sa.gov.au/ezyreg. Loading applicable for monthly direct debit isany thatpart for of quarterly payments outlined on GST mium. Under premium. the Commonwealth Under the Commonwealth GST Law*, this GST is known Law*, this as ‘Input is known Tax as Credit’ ‘Input (ITC). Tax Credit’ (ITC). premium. Under the Commonwealth GST Law*, this is known as ‘Input Tax Credit’ (ITC). premium. Under the Commonwealth GST Law*, this is known as ‘Input Tax Credit’ (ITC). he Commonwea p em um h Unde GST Law he Commonwea h s s known h as npu Law Tax C h s ed s TC npu C ed TC premium. Under the Commonwealth GST Law*, this is known as ‘Input Tax Credit’ (ITC). For Monthly Direct Debit options please refer to www.sa.gov.au/ezyreg. Loading applicable for monthly direct debit is that for quarterly payments outlined on premium. Under the Commonwealth GST Law*, this is known as ‘Input Tax Credit’ (ITC). *GST *GST Law Law means means the the Commonwealth Commonwealth legislation: legislation: A A New New Tax Tax System System (Goods (Goods and and Services Services Tax) Tax) Act Act 1999. 1999. page 2. The premiums shown overleaf include stamp duty payable by the insurer. In accordance with GST laws, no GST is charged on the stamp duty component of the *GST Law means the Commonwealth legislation: A New Tax System (Goods and Services Tax) Act 1999. ST means *GST *GST the Law Law Commonwealth means means the the Commonwealth Commonwealth legislation: A New legislation: legislation: Tax System A A New New (Goods Tax Tax System System and Services (Goods (Goods Tax) and and Act Services Services 1999. Tax) Tax) Act Act 1999. 1999. *GST *GST Law Law means means the the Commonwealth Commonwealth legislation: legislation: A A New New Tax Tax System System (Goods (Goods and and Services Services Tax) Tax) Act Act 1999. 1999. heLaw Commonwea GST h eg s a on he A New Commonwea Tax Sys em h eg Goods s a on and Se v ces Tax Sys em Ac 1999 Goods Se v ces Tax Ac 1999 *GST Law page *GST2. Law means means the the Commonwealth Commonwealth legislation: legislation: AA New New Tax Tax System System (Goods (Goods and and Services Services Tax) Tax) Act Act 1999. 1999. premium. A A tax tax invoice invoice will will be be provided provided with with your your registration registration certificate, certificate, detailing detailing the the amount amount of of GST GST you you can can claim. claim. If If you you are are unsure unsure whether whether you you can can claim claim the the GST GST ax invoice A will tax be invoice provided will with be provided your registration with your certificate, registration detailing certificate, the amount detailing of the GST amount you can of GST claim. you If can you claim. are unsure If you whether are unsure you can whether claim you the can GST claim the GST A A tax tax invoice invoice will will be be provided provided with with your your registration registration certificate, certificate, detailing detailing the the amount amount of of GST GST you you can can claim. claim. If If you you are are unsure unsure whether whether you you can can claim claim the the GST GST be p ov ded ax w INPUT hinvoice nvo youce TAX w eg sbe aprovided pprovided on ovce ded(ITC) w ca heyour you de aregistration eg ngs he a on amoun ce o ca GST e REGISTERED de you a ng canthe he c aamount amoun mOWNER you oof GST a e unsu e whe cclaim. a he m you can aare ec unsure unsu aunsure m he e whether whe GST he you cclaim a m the he GST A invoice will with certificate, detailing of you claim. IfIf you are THE CREDIT ENTITLEMENT OF THE A tax tax will be with your registration certificate, detailing the amount GST you can can you whether you can can claim the GST paid, paid, then then you you should should consult consult your your accountant, accountant, financial financial advisor advisor or or the the Australian Australian Taxation Taxation Office. Office. THE INPUT TAX CREDIT ENTITLEMENT OF THE REGISTERED OWNER d, then you paid, paid, should then then consult you you should should your accountant, consult consult your yourso financial accountant, accountant, advisor financial financial or the advisor advisor Australian or orthe the Taxation Australian Australian Office. Taxation Taxation Office. Office. paid, then you your accountant, financial advisor Australian DIRECT DEBIT hou d consu pa dyou hen accoun shou an dconsult nanc consu a(ITC) adv you accoun o heclass an Aus athe an aTaxa adv so on O o he ce Aus anTaxation Taxa onOffice. O ce you to claim back any part of the GST component of the CTP paid, then you should consult your accountant, financial advisor or the Australian Taxation Office. You must select an ‘ITC’ Entitled premium ifnanc vehicle is or used for anyapurpose that entitles paid, then youshould should consult your accountant, financial advisor orthe the Australian Taxation Office. You must Under select an ‘ITC’ Entitled premium class ifwww.sa.gov.au/ezyreg. theisdetails vehicle is used forTax any purpose that entitles you todirect claim back any part of the GSTpayments component of to theon CTP For Monthly Direct Debit options please refer toare Loading applicable forthese monthly debit is that for quarterly outlined Incorrect Incorrect ITC ITC classification: classification: Ifthe the the ITC ITC classification details are are incorrect, incorrect, you you will will need need to to apply to to change change these these details details by by completing completing the the Application to premium. the Commonwealth GST Law*, this known as ‘Input Credit’ (ITC). orrectcaITC Incorrect classification: ITC classification: If the ITC classification If the ITC classification details incorrect, details are you incorrect, willyneed you to apply will need to change to apply to change details these by completing details by the completing the toApplication Application to Incorrect Incorrect ITC classification: the ITC classification classification details details are incorrect, you you will will need need to to apply to change these these details details by completing completing the Application to ass on nco he ec ITC TC TCcclassification: c ass ass ca ca onon deIfIf a sthe heaITC e TC nco cclassification ass ec ca you on w de need a sare a oeincorrect, app nco ec oTax change w oapply aapply app s by yto comp ochange e ng hese he App de aca sby on comp oApplication e ngthe he App oo Incorrect ITC classification: IfIf ITC classification details are incorrect, you will need to apply to change these details by completing the Application Incorrect ITC classification: If the ITC classification details are incorrect, you willhese needde to apply to change these details by completing the Application to heApplication App ca ca on ontoto premium. Under the Commonwealth GST Law*, this is known as ‘Input Credit’ (ITC). page *GST 2. Law means the Commonwealth legislation: A New Tax System (Goods and Services Tax) Act 1999. Change Change the the Insurance Insurance Premium Premium Class Class on on Registration Registration Form Form (MR82) (MR82) at at your your local local Service Service SA SA customer customer service service centre. centre. the ange Insurance Premium Insurance Class onFo Registration Class on Form Registration (MR82) Form atClass your (MR82) local Service at your local SA Service SA service customer centre. service centre. Change Change the Insurance Insurance Premium Class Class on on Registration Form (MR82) at your local local Service Service SA SA customer service service centre. ancethe P em Change um Law C the ass he on nsu Reg ance s Premium aPremium P on em um m C ass MR82 Reg a sPremium aoca onForm Fo Se m v (MR82) ce MR82 SAacus aat ome you se ocavcustomer ce Se cen vAct ce1999. e cus ome se vService cecentre. cen e customer service centre. Change the Compulsory Third Party Insurance on Registration’ form (MR82) at your local SA *GST means the Commonwealth legislation: Ayou New Tax System (Goods and Services Tax) Change the Insurance Premium Class on Registration Form (MR82) at your local Service SA customer service centre. Change the Insurance Premium Class onRegistration Registration Form (MR82) atyour your local Service SAcustomer customer service centre. A tax INPUT invoice TAX will beCREDIT provided(ITC) with your registration certificate, detailing the amount of GST you can claim. If you are unsure whether you can claim the GST THE ENTITLEMENT OF THE REGISTERED OWNER A tax invoice will be provided with your registration certificate, detailing the amount of GST you can claim. If you are unsure whether youpayable. can GST e Failure Failure to to notify notify the the insurer insurer of of the the correct correct premium premium may may incur incur aaa penalty penalty up up to to $5,000. $5,000. This This penalty penalty is is in in addition addition to to any any premium premium differential differential payable. payable. ure notify Failure to insurer notify the insurer correct of premium the correct may premium incur amay penalty incur up to $5,000. This to $5,000. penalty This is oin penalty addition is in addition to any differential premium differential payable. Failure Failure to to notify the the insurer insurer of of the the correct correct premium premium may incur aa penalty up to $5,000. This This penalty is in in addition addition to to any premium differential differential payable. payable. paid, then you should consult your accountant, financial advisor or Australian Taxation Office. he to nsu Fa e outhe ehe onotify co no ec yof he pthe em nsu um e may o he ncu co aec pena p em up um omay $5 incur 000 ncu Th spenalty pena pena yup sto o n$5,000. $5 add 000on Th spenalty any pena p to em yis sto um nany add d premium e any on en o aany payab p em eGST um d eclaim en athe payab Failure to notify the insurer of the correct premium may incur athe penalty up to $5,000. This penalty is in addition to any premium differential payable. You must select an ‘ITC’ Entitled premium class ify the vehicle is used for anyyup purpose that entitles you claim back part ofpremium the component of the CTP Failure to notify the insurer of the correct premium may incur apenalty penalty up to $5,000. This penalty is in addition to any premium differential payable. paid, then you should consult your accountant, financial advisor or the Australian Taxation Office. It It is is an an offence offence to to provide provide false false information information or or withhold withhold any any information information which which may may be be necessary necessary to to determine determine the the appropriate appropriate insurance insurance premium. premium. s oanp offence It is to an provide offence false to provide information false information or withhold any or withhold information any information which may be which necessary may be to necessary determine to the determine appropriate the appropriate insurance premium. insurance premium. It It is is an an offence offence to to provide provide false false information information or or withhold withhold any any information information which which may may be be necessary necessary to to determine determine the the appropriate appropriate insurance insurance premium. premium. ov de a s se o n o ence ma on o p o ov w de hho a se d any n o n ma o ma on o on w wh hho ch d may be n necessa o ma on y wh o de ch e m ne necessa he app op y o a de e nsu e m ance ne he p app em um op a e nsu ance p em um ItIt is to false withhold any information which may necessary to determine insurance premium. is an an offence offence to provide provide false information or withhold any information which may be necessary tothese determine the appropriate insurance premium. premium. Under the Commonwealth GST Law*,or this isdetails known asincorrect, ‘Input Taxyou Credit’ (ITC). Incorrect ITC classification: If theinformation ITC classification are will need to be apply to change detailsthe by appropriate completing the Application to Incorrect ITC classification: If thelegislation: ITC classification details are incorrect, you willTax) need to1999. apply to change these details by completing the Application to *GST Law means the Commonwealth A New Tax System (Goods and Services Act THE POSTCODE AREA IN WHICH THE VEHICLE IS GARAGED THE POSTCODE AREA IN WHICH THE VEHICLE IS GARAGED Change the THE Insurance Premium Class on Registration Form (MR82) at your local Service SA customer service centre. E POSTCODE THE POSTCODE AREA IN WHICH AREA THE IN WHICH VEHICLE THE ISVEHICLE VEHICLE GARAGED IS GARAGED POSTCODE AREA IN DE AREATHE N WH CH VEH CLE NWHICH S WH GARAGED CHTHE VEH CLEIS SGARAGED THE POSTCODE AREA IN WHICH VEHICLE IS GARAGED THE POSTCODE AREA IN WHICH THE VEHICLE IS GARAGED Change the Insurance Premium Class THE on Registration Form (MR82) at your local Service SA customer service centre. A tax invoice will be provided with your registration certificate, detailing the amount of GST you can claim. If you are unsure whether you can claim the GST "Insurance Rating District 1" "District "District 1" 1" consists consists of of the the following following postcodes: postcodes: "Insurance Rating District 1" surance Rating "Insurance District Rating 1" District 1" -District "District consists ---"District "District of1" 1" the consists following of the postcodes: following postcodes: Failure to notify the insurer of the correct premium may incur penalty up to $5,000.Office. This penalty is in addition to any premium differential payable. paid, then you should consult your accountant, financial advisor or ang the Australian Taxation Rating 1" "District 1" consists consists of of the the following following postcodes: postcodes: ng D s r"Insurance c nsurance 1 Ra ng D s r c 1 D s c 1 cons s s o he o D ow s ng c 1 pos cons codes s s o he o ow pos codes "Insurance Rating District 1" "District 1" consists of the following postcodes: "Insurance Rating District 1"the -5201 "District 1"premium consists of the following postcodes: Failure to notify theprovide insurer of correct may incur aof penalty up to $5,000. This penalty is in addition to5240, any premium differential payable. All postcodes between 5000 and inclusive (with the exception of 5001 and 5174) and postcodes, 5231, 5232, 5233, 5240, 5241, 5242, 5243, 5244, 5245, All postcodes between 5000 and 5201 inclusive (with the exception 5001 and 5174) and postcodes, 5231, 5232, 5233, 5241, 5242, 5243, 5244, 5245, It is an offence to false information or withhold any information which may be necessary to determine the appropriate insurance premium. postcodes All between postcodes 5000 between and 5201 5000 inclusive and 5201 (with inclusive the exception (with the of 5001 exception and 5174) of 5001 and and postcodes, 5174) and 5231, postcodes, 5232, 5233, 5231, 5240, 5232, 5241, 5233, 5242, 5240, 5243, 5241, 5244, 5242, 5245, 5243, 5244, 5245, All All postcodes postcodes between between 5000 5000 and and 5201 5201 inclusive inclusive (with (with the the exception exception of of 5001 5001 and and 5174) 5174) and and postcodes, postcodes, 5231, 5231, 5232, 5232, 5233, 5233, 5240, 5240, 5241, 5241, 5242, 5243, 5243, 5244, 5245, ween 5000 A and pos codes be us ween ve w5000 h he on nc ous5001 veor w and h details 5174 he exception excep and pos on of oof codes 5231 5174 5232 pos 5240 codes 5241 5231 5242 5232 5243 5233 5244 5240 5245 5241 5242 5243 5244 5245 All between and 5201 inclusive (with the 5001 and 5174) and postcodes, 5231, 5232, 5233, 5240, 5241, 5242, 5243, 5244, 5245, Incorrect ITCnc classification: Ifexcep the ITC classification are incorrect, you will need to5233 apply to change details by completing the Application to5245, It ispostcodes an5201 offence to provide false information withhold any information which may be necessary to these determine the appropriate insurance premium. All postcodes between 5000 and 5201 inclusive (with the exception 5001 and 5174) and postcodes, 5231, 5232, 5233, 5240, 5241,5242, 5242, 5243,5244, 5244, 5245, 5250, 5251, 5252, 5942, and 5950. 5250, 5251, 5252, 5942, and 5950. 50, 5251,and 5252, 5250, 5942, 5251, and 5252, 5950. 5942, and 5950. 5250, 5250, 5251, 5251, 5252, 5252, 5942, 5942, and and 5950. 5950. 2 5942 5250 5950 5251 5252 5942 5950 5250, 5251, 5252, 5942, and 5950. 5250,POSTCODE 5251, 5252, 5942, and Change the Insurance Premium Class THE on Registration (MR82) at your local Service SA customer service centre. THE AREA IN 5950. WHICH VEHICLE Form IS GARAGED THE POSTCODE AREA IN WHICH THE2" VEHICLE ISwithin GARAGED "Insurance Rating District 2" "District "District 2" is any any area area within the State State of of South South Australia Australia outside outside the the above above postcodes, postcodes, plus plus the the localities localities listed listed within within the the "Insurance Rating District surance Rating "Insurance Rating District "District 2" is "District any area 2" within is any the area State within the State of South outside Australia outside postcodes, the above postcodes, the localities plus listed the localities within the listed within the ------h "District "District is any area area within within the the State of South South Australia outside outside the the above postcodes, postcodes, plus the localities listed within the ng D s r"Insurance cnsurance 2 District D s Rating Ra c 22" ng s-District any D s ar c ea2" 22" w n D she cS2" 2 a2" eis soany Sou a hea Aus w hofanSouth athe he ouState S sAustralia adeeof o he Sou above hAustralia Aus posthe acodes aabove ou spde us he heabove oca plus es pos scodes ed w plus h p n usthe he helocalities oca eslisted s edwithin w h n the he "Insurance Rating District 2" "District 2" is any area within the State of South Australia outside the above postcodes, plus the localities listed within the "Insurance Rating District 2"the "District 2"is is any area within the of South outside the above postcodes, the localities listed within the following following postcode postcode areas: areas: Failure topostcode notify the insurer of correct premium incur a State penalty up to Australia $5,000. This penalty is in addition to plus any premium differential payable. "Insurance Rating District 1" --"District 1" consists ofmay the following postcodes: owing postcode following areas: postcode areas: following following postcode areas: areas: de a eas o ow ng pos code a eas following postcode areas: "Insurance Rating District 1" "District 1" consists of the following postcodes: following postcode areas: It ispostcodes an offence to provide false information withhold any information which may necessary to determine the appropriate insurance premium. All between 5000 andConcordia 5201 inclusiveor (with the exception of 5001 Creek and 5174) andbe postcodes, 5231, 5232, 5233, 5240, 5241, 5242, 5243, 5244, 5245, 5172 5172 Pages Pages Flat Flat 5173 5173 Aldinga Aldinga Beach Beach 5118 5118 Concordia 5157 5157 McHarg McHarg Creek Pages Flat 5172 Pages 5173 Aldinga 5173 Beach Aldinga Beach All postcodesd5118 between 5000 and 5201 inclusive the exception of 5001 and and5172 postcodes, 5233, 5173 5240, 5241, 5242, 5243, 5244, 5245, 5172 Pages Pages Flat Flat 5173 Aldinga Beach Beach 5118 5118 Concordia Concordia 5157 McHarg 5157 5157 Creek McHarg McHarg Creek Creek 5172 Pages F5172 a5174) F a 5232, A5231, dFlat nga Beach A d nga 5118 Concordia 5157 5118 a Concordia Conco 5157 d aMcHa g(with C eek McHa gCreek C eek 5172 Pages Flat 5173 Aldinga Beach 5118 Concordia 5157 McHarg Creek 51725173 Pages Flat 5173Aldinga Aldinga Beach 5250,Conco 5251, 5252, 5942, and 5950. 5118 Concordia 5157McHarg McHarg Creek 5172 5172 Willunga Willunga Hill Hill 5173 5173 Silver Silver Sands Sands 5118 5118 Kangaroo Kangaroo Flat Flat 5172 5172 Hope Hope Forest Forest 5172 Willunga 5172 5172 Hill Willunga Willunga Hill Hill 5173 Silver Sands 5173 5173 Silver Silver Sands Sands 5172 Willunga 5173 5118 5118 Kangaroo Flat Forest 5172 Hope 5172 W Forest unga W unga H S veHill Sands SSilver ve Sands 5250,Kanga 5251, oo 5252, 5942, 5950. 5118 5118 Kangaroo Kangaroo Flat 5172 5172 Hope Forest 5118 F aKangaroo Kanga 5172 ooHope FFlat aVEHICLE Fo5172 es Hope Fo es H THE POSTCODE AREAand INFlat WHICH THE IS GARAGED 5172 Willunga Hill 5173 Silver Sands 5118 Kangaroo Flat 5172 Hope Forest 51725173 Willunga Hill 5173Silver Sands 5118 Kangaroo Flat 5172Hope HopeForest Forest 5172 5172 Willunga Willunga South South 5244 5244 Harrogate Harrogate 5118 5118 Kingsford Kingsford 5172 5172 Kuitpo Kuitpo Colony Colony 5172 Willunga 5172 South Willunga South 5244 5244 Harrogate 5172 5172 Willunga Willunga South South 5244 5244 Harrogate Harrogate Kingsford 5118 Kingsford 5172 Kuitpo Colony 5172 Kuitpo Colony 5172 Wpoof unga Sou h W unga Sou 5244 Haabove oga eh Harrogate Ha oga e listed within the 5118 5118 Kingsford Kingsford 5172 5172 Kuitpo Kuitpo Colony Colony 5118 K ngs o 5118 d K 5172 o dKu2"po Co ony Ku Co ony 5172 Willunga South 5244 Harrogate "Insurance Rating District 2" -ngs "District is any area within the State South Australia outside the postcodes, plus the localities 5118 Kingsford 5172 Kuitpo Colony 5172 Willunga South 5244 Harrogate 5118 Kingsford 5172 Kuitpo Colony 5172 5172 Yundi Yundi 5252 5252 Kanmantoo Kanmantoo 5120 5120 Buckland Buckland Park Park 5172 5172 Kyeema Kyeema "Insurance Rating District 2" "District 2" is any area within the State of South Australia outside the above postcodes, plus the localities 5172 Yundi 5172 Yundi 5252 Kanmantoo 5252 Kanmantoo 5172 5172 Yundi Yundi 5252 5252 Kanmantoo Kanmantoo 5120 Buckland 5120 Park Buckland Park 5172 Kyeema 5172 Kyeema 5172 Yund Yund 5252 Kanman oo Kanman oo listed within the "Insurance Rating District 1" "District 1" consists of the following postcodes: 5120 5120 Buckland Buckland Park Park 5172 5172 Kyeema Kyeema 5120 Buck and Pa k Buck 5172 and Kyeema Pa k 5172 5252 following postcode areas: 5120 Buckland 5172 5172 Yundi Yundi 5252 Kanmantoo Kanmantoo 5120 Ashbourne Buckland Park Park 5172 Kyeema Kyeema 5157 5157 Ashbourne following postcode areas: 5157 Ashbourne 5157 5157 Ashbourne Ashbourne 5157 Ashbourne 5157 Ashbou ne Ashbou ne All postcodes between 5000 and 5201 inclusive (with the exception of 5001 and 5174) and postcodes, 5231, 5232, 5233, 5240, 5241, 5242, 5243, 5244, 5245, 5157 Ashbourne 5157 Ashbourne 5172 Pages Flaton 5173of Aldinga Beach 5118 Concordia 5157 McHarg Creek In the case of premium classes 16, 20, 36, 40, 66, 70, 86 and 90, the insurance premium payable is based the normal place residence of the owner or the In the case of premium 16, 20, 36, 40, 66, 70, 86 and 90, the insurance premium payable is based on the normal place of residence of the owner or the 5250, 5251, 5252, 5942, and 5172 Pages 5173 Aldinga Beach he case In In the the case case of of premium premium classes classes 36, 40, 16, 16, 66, 20, 20, 70, 36, 36, 86 40, 40, and 66, 66, 90, 70, 70, the 86 86 insurance and and 90, 90, the the premium insurance insurance payable premium premium isum based payable payable on the is based based normal on on place the the normal normal residence place place ofresidence the residence residence of or ofthe the owner owneror orthe the 5118 Concordia 5157 McHarg Creek In the case of premium classes 16, 36, 40, 70, and the insurance premium payable isis on place em um c of asses npremium he16 20classes o 36 p em 4016, um 6620, cclasses 70 asses 865950. and 16 90 20 36 he 40 nsu 66 ance 70 em um90, 90 payab he e nsu s Forest based ance p on emhe no payab ma peace sbased o Flat esHill dence henormal no oof ma he owne p aceof oof o he es owner dence o heowner owne o he In the case of premium classes 16, 20, 36, 40, 66, 70, 86 and 90, the insurance premium payable is based on the normal place of residence of the owner or the 5172 Willunga 5173 Silver Sandsof 5118 Kangaroo Flat 5172 Hope In the case of premium classes 16,20, 20, 36, 40,66, 66, 70,p86 86 and 90, the insurance premium payable is based onthe the normal place of residence ofthe the owneror orthe the principal place of business of a Body Corporate. principal place of business of a Body Corporate. 5172 Willunga Hill 5173 Silver Sands ncipal place principal of business place of of abusiness business Body Corporate. of a Body Corporate. 5118 Kangaroo Flat 5172 Hope Forest principal place place of of business of of a a Body Body Corporate. Corporate. bus ness pprincipal o nc a Body pa p Co ace po o bus a e ness o Co po a e principal place of business of a Body Corporate. 5172 Willunga South 5244the Harrogate principal place of business of a2"Kingsford Body Corporate. 5118 5172 KuitpoofColony "Insurance Rating District "District 2" is any area within the State South Australia outside the above postcodes, plus localities listed within the 5172 Willunga South 5244 Harrogate 5118 Kingsford 5172 Kuitpo Colony 5172 Yundi 5252 Kanmantoo Buckland Park 5172 Kyeema following postcode areas: 5120 5172 Yundi 5252 Kanmantoo 5120 Buckland Park 5172 Kyeema 5157 Ashbourne 5157 Ashbourne 5172 Pages Flat 5173 Aldinga Beach 5118 Concordia 5157 McHarg Creek In the case of premium classes 16, 20, 36, 40, 66, 70, 86 and 90, the insurance premium payable is basedHill on the normal place residence 5172 Willunga 5173 of Silver Sandsof the owner or the CTP INSURANCE PREMIUM SCHEDULE Effective 1 July 2016 Where a vehicle is within more than one category the premium shall be that fixed by the category deemed by the insurer to be the appropriate category for that vehicle. Where the Act1 provides for a vehicle to be registered and insured for a term beyond 12 months, a premium calculated in proportion to the 12 monthly premium applies. *All premiums are inclusive of GST. See over for further information. ITC ENTITLED DISTRICT 1 Garaged or kept in the postcode area indicated overleaf DESCRIPTION OF VEHICLE AND USE Garaged or kept in the postcode area indicated overleaf Premium 12 Mths 9 Mths 6 Mths 3 Mths Premium 12 Mths 9 Mths 6 Mths 3 Mths $ $ $ $ Class $ $ $ $ Class 41 45 5 6 7 8 9 389 389 4,531 751 666 1,001 1,688 292 564 751 1,266 195 376 501 844 97 97 1,133 188 166 251 422 91 95 55 56 57 58 59 253 301 617 682 490 545 647 32 5,330 3,998 2,665 1,333 82 5,330 42 3 21 4 453 642 1,754 268 483 1,316 201 322 877 134 113 160 438 67 92 53 71 54 260 397 1,326 175 34 35 36 40 98 163 245 272 - - 25 41 62 68 84 85 86 90 82 110 175 253 31 - - - - 81 - Permit $36 37 87 38 19 39 47 30 35 20 24 10 12 88 69 39 29 29 270 202 135 68 79 154 NO ITC ENTITLEMENT DISTRICT 1 DISTRICT 2 Garaged or kept in the postcode area indicated overleaf PASSENGER VEHICLES DISTRICT 2 Garaged or kept in the postcode area indicated overleaf Premium 12 Mths 9 Mths 6 Mths 3 Mths Premium 12 Mths 9 Mths 6 Mths 3 Mths Class $ $ $ $ Class $ $ $ $ 63 75 154 170 Sedan, station wagon, multi passenger or self propelled caravan body type with a seating capacity of not more that 12 persons and not for fare or other consideration. Public Passenger Vehicle not for fare or other consideration (i.e. at no cost to the passenger). Taxis: registered or licensed as metered taxis by the Office of Public Transport or under another authority. Hire and Drive Yourself vehicles (excluding buses, motor cycles and trailers). 1 10 105 106 389 389 4,345 751 292 564 195 376 97 97 1,087 188 51 60 155 156 253 301 591 682 226 512 151 341 63 75 148 170 123 136 162 Public Passenger Vehicles: all vehicles (including Hire and Drive Yourself buses) used for carrying passengers for fare or other consideration, but excluding classes 5, 6, 32, 55, 56, 105, 106, 155, 156, 82, 100 and 50. Small (authorised to carry up to 12 seated persons) Medium (authorised to carry between 13 and 35 adult persons) Large (authorised to carry more than 35 adult persons) 47 108 109 666 1,001 1,688 751 1,266 501 844 166 251 422 97 158 159 490 545 647 409 486 273 324 123 136 162 5,330 50 GOODS CARRYING Any motor vehicle (including utilities, vans, tow trucks, trucks and prime movers but excluding classes 4, 54, 44 and 94) constructed or adapted for the carriage of goods. 453 65 :Light (Gross Vehicle Mass not exceeding 4.5 tonnes) 2 642 298 99 199 43 :Medium (Gross Vehicle Mass exceeding 4.5 tonnes but Gross Combination Mass not exceeding 35 tonnes) 1,754 995 331 :Heavy (Gross Combination Mass exceeding 35 tonnes) 663 46 268 132 88 44 44 Primary Producer's goods carrying vehicles registered under Section 25 or 34 of the Act1. MOTOR CYCLES Motorcycles, Tricycles and Quadcycles with an engine capacity 98 14 21 :Not exceeding 50cc or electric with a maximum motorcycle speed of 50km/hr 163 15 28 :Exceeding 50cc but not exceeding 250cc or electric with maximum speed exceeding 50km/hr 245 16 44 :Exceeding 250cc but not exceeding 660cc 272 20 64 :Exceeding 660cc TRAILERS 11 A vehicle, or machine on wheels, that is not self-propelled and is constructed or adapted for being drawn by a motor vehicle. UNREGISTERED VEHICLE PERMITS Permit $36 17 Vehicles provided with registration under Section 16 of the Act1. (excluding trailers) SPECIAL PURPOSE VEHICLES Conditionally registered farm tractors used for farm purposes, or self propelled agricultural implements whilst on roads2. Other farm vehicles registered under Section 25 and Regulations of the Act1 whilst on roads2 between rural landholdings which are no more than 30kms apart and are farmed by the vehicle owner. Land Yachts. Golf Buggies. Conditionally 30 20 10 39 18 registered forklifts2 and self-propelled lawn care machines2 whilst on roads2. 22 15 8 48 39 Historic, left-hand drive and street rod vehicles conditionally registered under Section 25 of the Act & Regulations - Schedule 1 Any vehicle not specifically designed for the carriage of passengers or goods (excluding all other vehicles listed in this schedule). Ambulances, undertakers' hearses, mourning coaches and vehicles used solely for Fire Fighting or State 115 77 39 270 33 Emergency Service purposes. CAR CARRIER’S EXTENSION unregistered vehicles in the physical and legal control of the Car Carrier within 500 metres of the registered car carrying vehicle 3,998 2,665 1,333 100 5,330 3,998 2,665 1,333 483 1,316 201 322 877 134 113 160 438 67 52 93 96 94 260 397 1,326 175 298 995 132 199 663 88 65 99 331 44 - - 25 41 62 68 64 65 66 70 82 110 175 253 - - 21 28 44 64 - - - 61 - - - - 226 512 409 486 3,998 151 341 273 324 2,665 1,333 Public Municipal Omnibuses: all public passenger vehicles used in the provision of Regular Passenger Services in Metropolitan Adelaide pursuant to a contract under Part 5 of the Passenger Transport Act 1994 and which also use the integrated ticketing system prescribed by the Public Transport Division from time to time. Permit $36 Permit $36 67 30 36 20 24 10 12 68 89 39 29 30 22 20 15 10 8 202 135 68 83 154 115 77 39 672 1,506 190 448 1,004 127 178 224 502 64 76 77 78 175 514 651 1,579 253 489 1,185 190 326 790 127 129 163 395 64 The premium for car carrying vehicles including the car carrier's extension as defined, is as follows: 22 23 24 25 12 709 896 2,007 253 672 1,506 190 448 1,004 127 178 224 502 64 12 months As per Premium Class 3 As per Premium Class 41 As per Premium Class 36 As per Premium Class 31 As per Premium Class 38 As per Premium Class 29 72 73 74 75 62 514 651 1,579 253 489 1,185 190 326 790 127 129 163 395 64 12 months As per Premium Class 53 As per Premium Class 91 As per Premium Class 86 As per Premium Class 81 As per Premium Class 88 As per Premium Class 79 :Light (Gross Vehicle Mass not exceeding 4.5 tonnes) :Medium (Gross Vehicle Mass exceeding 4.5 tonnes but Gross Combination Mass not exceeding 35 tonnes) :Heavy (Gross Combination Mass exceeding 35 tonnes) :Trailers MOTOR TRADE PLATE Issued under Section 62 of the Act1. Category of use: A: Goods carrying - Gross Vehicle Mass exceeding 4.5 tonnes B: Motor vehicles - Gross Vehicle Mass not exceeding 4.5 tonnes C: Motor Cycles D: Trailers E1: Agricultural Machinery E2: Special Purpose Vehicles (Where more than one category of use is allowed the highest premium is to apply) 1 Motor Vehicles Act, 1959 and amendments. 2 As defined in the Motor Vehicles Act, 1959. 26 27 28 125 102 709 896 2,007 253 12 months As per Premium Class 43 As per Premium Class 01 As per Premium Class 16 As per Premium Class 11 As per Premium Class 18 As per Premium Class 33 152 12 months As per Premium Class 93 As per Premium Class 51 As per Premium Class 66 As per Premium Class 61 As per Premium Class 68 As per Premium Class 83
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