IN YOUR CITI IN FLORIDA COMMUNITY MESSAGE FROM LEADERSHIP COUNCIL CO-CHAIRS As part of Citi’s commitment to making communities better, we are pleased to provide these highlights of our efforts to address important issues in Florida. Building on our company’s nearly 200 years of service and leadership, we work hard to identify and respond where we can to our neighbors’ needs and concerns. Our community work in the U.S. benefits primarily low- and moderate-income (LMI) individuals and families. Citi Global Community Relations works in close coordination with the Citi Foundation and with businesses across the franchise. Through partnerships with local, non-profit organizations, Citi continues to focus on areas that enable us to leverage the strength of our company’s financial services expertise, global network and local presence in communities all over the world. We promote: the preservation and revitalization of neighborhoods, including extensive efforts to mitigate the risk of foreclosure financial education and asset building for individuals, families and entrepreneurs Kristi Bageant-Epperson Executive Vice President, Citibank North America Co-chair, Florida Leadership Council microfinance, microentrepreneurship and small business educational achievement and college access responsible environmental stewardship We encourage and benefit from strong employee volunteerism, and engage in ongoing dialogue with our non-profit partners, advocates and policymakers, to understand our communities’ needs and concerns. Our Community Relations team brings tremendous experience, expertise and enthusiasm to bear on issues of importance to the communities of Florida. We are grateful for your support and look forward to continuing our tradition of service. Sincerely, Steve Klovekorn Regional Director, Citi Cards Kristi Bageant-Epperson Steve Klovekorn “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Co-chair, Florida Leadership Council Published April 30, 2009 IN YOUR CITI IN FLORIDA COMMUNITY PROFILE Citi has approximately 11,000 employees and more than 190 branches and/or offices in Florida, with its largest presence in Jacksonville, South Florida and Tampa. Citi Businesses in Florida Citibank as of April 2009 CitiFinancial Citi Institutional Clients Group CitiMortgage Citi Cards Citi Private Bank Smith Barney In Florida in 2008, Citi business contributions to eligible organizations were approximately $882,190 and Citi Foundation grants to non-profit organizations totaled $2,279,129. COMMUNITY RELATIONS TEAM Community Relations Director for Florida Barbara Romani 8750 Doral Blvd. Miami, Fla., 33178 AWARDS AND RECOGNITION (305) 599-5775 [email protected] Community Relations Contacts 100% Corporate Equality Index Human Rights Campaign (5th time on the list) 100 Best Companies for Working Mothers Working Mother magazine (18th year on the list) 2008 Best Companies for Multicultural Women Working Mother magazine Top 50 Companies for Diversity DiversityInc magazine (5th year on the list) 2008 Diversity Elite 6 Hispanic Business magazine Top 50 Companies for Diverse Managers to Work DiversityMBA magazine Top 50 Corporations for Supplier Diversity Hispanic Enterprise magazine Top 50 List of “Where Women Want to Work”, LATINA Style 50 LATINA Style magazine (Named to the list every year since the list began in 1998) Top U.S. Bank Ceres Report on Corporate Governance and Climate Change 2008 Affordable Housing Lender of the Year Affordable Housing Finance magazine Florida Henry Moses Society Award Junior Achievement of North Florida Top Fundraising Team, Corporate Division Bike MS Cycle to the Shore Gold Sponsorship Award March of Dimes – March for Babies Keep Jacksonville Beautiful Award City of Jacksonville Jacksonville Vice President 14000 Citi Cards Way Building A Jacksonville, FL 32258 [email protected] 904-954-7269 Sheri K. Thomas Tampa Senior Vice President 3800 Citibank Center Building A Tampa, FL 33610 [email protected] 813-604-3688 Mary Ann Daniel Assistant Vice President 3800 Citibank Center Building A Tampa, FL 33610 [email protected] 813-604-2261 Louis Buccino South Florida Ramon L. Rodriguez 8750 Doral Boulevard Miami, FL 33178 Community Relations Officer 305-599-5874 [email protected] Barbara Romani Public Affairs Luis Rosero “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com (212) 559-2455 [email protected] Published April 30, 2009 IN YOUR CITI IN FLORIDA COMMUNITY MAKING COMMUNITIES BETTER Citi is actively engaged in lending, investing and providing services to make communities better in Florida. Our tremendous network of employees and resources enables us to make a real, positive difference in people’s lives. Citi works strategically with international, national, and local non-profit organizations to develop innovative solutions to meet the needs of underserved people. Commitment to Community Reinvestment Citi, through its banking subsidiaries, has made a significant commitment to meeting both the letter and the spirit of the Community Reinvestment Act (CRA). The CRA was enacted in 1977 to ensure that banks help to meet the credit needs of their entire communities, including low- and moderate-income neighborhoods. Banks provide access to the financial services that permit individuals and families to build assets and that enable the kinds of sustainable, constructive changes — including stable homeownership and the development of small businesses — that revitalize communities. Citi’s commitment to ensuring access to financial products and services for lowand moderate-income families and communities involves long-standing partnerships with key community groups and institutions. Our approach involves providing financial products and services as well as opportunities to use those products wisely. Our subject matter experts maintain knowledge of the communities we serve, which enhances our ability to tailor our products and services to the needs of those communities. Citi’s community development offerings are provided to families, small businesses, communities and the nonprofit groups and other institutions that serve them. HOMEOWNERSHIP PRESERVATION In response to the housing and mortgage crisis, Citi is diligently working with leaders in industry, government and communities to develop innovative programs and solutions to help homeowners in distress keep their homes. Citi is an active member of HOPE Now, a cooperative effort among counselors, investors and lenders to maximize outreach efforts to homeowners in distress. Citi also is a national sponsor of the NeighborWorks Center for Foreclosure Solutions, through which we are able to greatly magnify our outreach to at-risk borrowers and first-time homeowners. Citi established its Office of Homeownership Contact OHP: [email protected] Preservation (OHP) in 2007, as the OHP website: www.mortgagehelp.citi.com foreclosure crisis began to emerge. OHP, a unique partnership between Citi Global Community Relations and our Loss Mitigation team, coordinates aggressive outreach to distressed borrowers; supports the training of homeownership professionals in neighborhoods around the U.S.; and provides guidance to Citi businesses involved in the development of work-out solutions for distressed borrowers. In 2008, the OHP Team attended 106 events in 72 cities — where team members met with close to 4,000 families — and worked with 18,240 borrowers to find foreclosure solutions. Citi uses a variety of home retention work-out strategies toward creating a new affordable and sustainable solution for the borrower. When it is not possible for the borrower to maintain their home, Citi works with the borrower to minimize further harm. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Citi’s record of compliance with the CRA is assessed by government regulatory agencies, which rate our performance. Citi has received the highest possible rating — ―outstanding‖ — for each of our five banks. BANK RATING Citibank, N.A. Citibank (Banamex USA) Citicorp Trust Bank, fsb Citibank (South Dakota), N.A. Department Stores National Bank Outstanding Outstanding Outstanding Outstanding Outstanding TARP The United States Government has made a significant investment in major financial institutions, including Citi, under the Troubled Asset Relief Program (TARP). Citi understands that TARP is about helping the American people, and supporting U.S. businesses and our communities. Our responsibility is to put these funds to work quickly, prudently, and transparently to increase available lending and liquidity. We also continue to focus on supporting the U.S. housing market: Since the start of the housing crisis in 2007, we have worked successfully with approximately 440,000 homeowners to avoid potential foreclosure on combined mortgages totaling approximately $43 billion. Last year, we kept approximately four out of five distressed borrowers with mortgages serviced by Citi in their homes. The Government, on behalf of American taxpayers, has invested in Citi. We have an obligation to repay that confidence. We will continue to work in partnership with the Government to help put the economy back on track. - Vikram Pandit, CEO, Citi Excerpted from Citi’s TARP Progress Report for Fourth Quarter 2008 (2/3/09) Full report: http://www.citigroup.com/citi/press/2009/090203a.htm Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY 25-Citi Tour: Miami As part of Citi’s foreclosure prevention efforts, OHP launched the 25-City Tour, in which 25 cities with higher delinquency rates were identified and targeted for aggressive outreach to both borrowers at risk and non-profit homeownership counselors engaged in foreclosure prevention outreach, counseling and education. Through the Tour, OHP also offers a $50,000 funding opportunity to one non-profit in each of the 25 cities with the most innovative approach to helping borrowers avoid foreclosure. In Jacksonville, Citi and the Citi Foundation partnered with Family Foundations (formerly Consumer Credit Counseling) to offer help and provide resources, information and education to local non-profit agencies that counsel borrowers on post-purchase and foreclosure prevention, including loss mitigation and alternatives to foreclosure. An invitation was then sent to local borrowers to speak with OHP representatives to learn more about available options. Fifty-eight families were reached as a result of this effort. COMMUNITY DEVELOPMENT As one of the world’s largest financial services companies, Citi and the Citi Foundation continue to provide capital with a long-term view of the interests of our clients and the communities in which we live and work. In 2008, Citi Community Capital provided financing up to $2.8 billion for affordable housing and community revitalization projects in locations around the country. Citi Community Capital — Affordable Housing Citi Community Capital (CCC) brings together the unmatched skill sets and capabilities of the former Citibank Community Development and Municipal Securities Division at Citi. CCC is the country’s leading lender in community development construction finance and a preeminent investor in the industry overall. In Florida, CCC continues to be involved in helping communities develop affordable housing for low- and moderate-income residents. For example, CCC worked with Carrfour Housing in Miami-Dade County to create single-room-occupancy housing for formerly homeless people. In Fort Lauderdale, CCC worked with Artspace Development and the Broward County Cultural Division to create 40 multifamily units that combine living and working space for artists in the downtown area. Economic Empowerment Forums In 2007, Citi partnered with the Congressional Black Caucus Foundation to inaugurate the Economic Empowerment Forum series, to help promote betterinformed financial decision-making and the availability of up-to-date financial tools among African Americans and others. The Economic Empowerment Forum is a free one-day conference where participants have the opportunity to learn about a wide range of topics from leading financial experts, including debt management, poor credit, saving and investment, creating wealth and more. Economic Empowerment Forums were held in Miami, Philadelphia and Oakland, California in 2007, and in Newark, New Jersey and Baltimore in 2008. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com “The Congressional Black Caucus Foundation and Citi stand together promoting financial independence and prosperity for members of the community. This beneficial forum and its worthwhile seminars helped put participants on a path toward economic empowerment, personal wealth creation and a future of financial reward.” - US Congressman Kendrick B. Meek, representing the 17th District of Florida Chairman, Congressional Black Caucus Foundation Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY FINANCIAL EDUCATION Knowledge is your Greatest Asset SM In 2004, Citi businesses and the Citi Foundation made an unprecedented, 10-year, $200 million commitment to support and promote financial education programs around the world. Citi established its Office of Financial Education to lead the effort. Through this initiative, Citi will touch the lives of millions of people by supporting financial education that will help them achieve their dreams. Citi helps individuals, families, and entrepreneurs learn to manage money effectively, use credit wisely, and benefit from financial services to achieve their personal and business goals. FINANCIAL EDUCATION 2008 DATA Global U.S. Citi Foundation $22,408,980 $10,716,280 Citi Businesses $5,504,623 $3,663,136 Lives Touched 22,344,441 8,608,639 Citi Volunteers 13,092 8,776 Junior Achievement Citi partners with Junior Achievement (JA) nationally and in many localities in the United States and around the world to support its work helping young people to reach their potential. JA provides hands-on, experiential programs that teach the key concepts of work readiness, entrepreneurship and financial literacy. In Florida, Citi supports and actively participates in JA’s Banks in Action and BizTown programs. Banks in Action, which was developed in partnership with Citi, teaches high school students about the many facets of the banking industry. It introduces students to the responsibilities of bankers and borrowers while illuminating the challenges banks face in a competitive market. Citi volunteers provide the instruction for this course, which is offered at various Florida high schools a number of times each year. Recent sessions at Armwood, Brandon, Chamberlain and Jefferson high schools in Tampa involved 17 Citi volunteers and reached more than 300 students. The Citi volunteers deliver lessons on fundamental business and economic concepts and discuss career possibilities in the banking industry with the students. The Banks in Action curriculum covers topics such as how and why banks adjust savings and loan interest rates; how resource allocation decisions are made among marketing, research and development activities; and how banks make a profit. As an integral part of the program, the students formed teams and got the chance to implement their knowledge by participating in Junior Achievement’s established, online virtual banking competition — which has local, regional and national rounds — with the winning team designated as the "Bank of Choice." In Jacksonville, five teams from Mandarin High School and Bartram Trail High School participated. Students from Mandarin High School won the chance to compete in the finals in New York and earned third-place honors. In JA’s BizTown program, students spend six weeks learning how a local economy works and then get to live what they’ve learned during a full day in a BizTown facility. Junior Achievement trains schoolteachers to deliver the preparatory sessions, during which the children learn a wide range of fundamentals — from how to write a check to the roles played by various public and private institutions in a functioning economy and the way those institutions work. In the BizTown facility there are offices, a bank, merchants and even a mayor’s office. When the big day comes, the students fill the positions in each of these entities and, with the guidance of Citi volunteers, spend the day working to drive the BizTown economy. The students get to practice being consumers too: they receive paychecks for their work, which are taken to the bank and deposited, mostly into savings accounts but with some funds available for purchases at the local shops. In the Tampa area, Citi participates at JA’s BizTown facility in Hillsborough county. There is also a facility in nearby Pinellas county. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com At the Junior Achievement BizTown event in Tampa, Citi volunteer Jim Zarek helped a fifth-grade student learn about business. Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY Training the Trainers Citi employees play a key role in the financial education programs with which Citi is involved; they often serve as instructors for financial education classes offered by Citi’s non-profit partners. To enhance the capacity for this involvement, Citi held a ―train the trainers‖ Financial Education Curriculum (CFEC) Workshop at Citigroup Center Tampa in March 2008, in conjunction with the Florida Council on Economic Education. Programs like this enable Citi employees not only to participate directly in Citisponsored financial education offerings, but also to serve as financial education resources for their families and communities. The Citi Financial Education Training Program is also offered online to accommodate the schedules of as many participants as possible. EDUCATION Citi and the Citi Foundation are committed to supporting education programs that prepare students for college and careers. Citibank Family Tech The Citi Foundation is the ―Platinum Sponsor‖ of The Education Fund’s Citibank Family Tech program, which provides computers and training in their use to lowincome public school students and their families. The program aims to help students gain computer literacy skills that will help them in their academic work and in the job market, and to provide parents with new, marketable skills. Thirteen Miami-Dade County public schools are involved in the Citibank Family Tech program, which also provides extensive instruction to teachers on incorporating computer technology into classroom curricula. The teachers then teach computer skills to their students and lead them in projects incorporating technology. The Education Fund works to improve public schools in Miami-Dade counties by accumulating public and private resources and redistributing them to schools and students. The organization reports that, to date, approximately 8,200 refurbished and Internet-ready computers have been given to parents and students through the Citibank Family Tech program. MICROENTREPRENEURSHIP Microenterprise development has existed in the U.S. for decades, with the goal of providing small loans (usually less than $35,000) as well as business training and technical assistance to entrepreneurs. It is the link to business ownership for the underserved, and a way for communities to create jobs. Microenterprise Boost Program Since 2004, Citi, in partnership with the Association for Enterprise Opportunity (AEO), has supported the entrepreneur equity award project known as the Women and Company Microenterprise Boost Program (MBP). The Association for Enterprise Opportunity, a national membership association for the microenterprise development industry, representing hundreds of microenterprise development programs across the country, manages the program. Women and Company, a division of Citigroup that provides access to financial education and resources for women, works with AEO to implement and promote the program. In 2007, the MBP enabled 125 women from low- and moderate-income communities to grow their businesses. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY Fifteen local microenterprise organizations from around the country have been selected to distribute the awards to women microentrepreneurs in their local communities. In Miami, South Florida Urban Ministries (SFLUM) is the local coordinator of the program. In addition to the cash prizes, award recipients receive technical training, business development guidance and assistance on growing their businesses and maximizing their awards. The awards may be used for essential business development activities such as marketing, technology purchases, website development, inventory, or professional services. Gina Ortela of SFLUM, who oversees the organization’s coordination of the MBP, highlighted two ways in which the program has impacted the community: ―We have always tried to develop partnerships; however, without real resources it was difficult to unite the different microenterprise development agencies. Citi allowed us to share the award with the most deserving clients in the partner agencies. This flexibility and the multiyear funding have allowed us to develop the Economic Community Partnership (ECP). The ECP brings all similar agencies together with governmental, educational and business partners to serve small business owners in a larger, more innovative and coordinated way. The MBP has also brought in new clients and helped us get some of our existing clients to new levels. These results would not have been possible without Citi’s support.‖ ARTS & CULTURE VSA Arts Festival Citi has supported the accessibility program at The Cummer Museum of Art & Gardens in Jacksonville for 12 years. The Cummer Museum serves as the Jacksonville affiliate of VSA Arts, an international, non-profit organization that provides opportunities for individuals with disabilities to enjoy, learn from and participate in the arts. Each year, Citi has been the title sponsor of the VSA Arts Festival at The Cummer Museum, which has grown from a one-day event to four days, with more than 1,000 volunteers involved. The festival provides hands-on art experiences and the chance to view original works of art to more than 2,100 disabled children. Students from Duval and surrounding counties rotate through ―art stations‖ in the museum's various galleries and gardens to create art projects, listen to live musicians and storytellers, and learn, with opportunities for all participants, whatever their level of ability. VOLUNTEERISM To support and encourage employee engagement, Citi launched the Office of Global Volunteer Initiatives and its formal volunteer program in 2004. Every day, Citi employees around the world contribute their time and talent to causes and organizations they care about. Each year, many thousands of volunteer service hours are spent making a difference in our local communities through projects and activities with local non-profit organizations. Volunteer activities by Citi employees span a wide range and include building homes, delivering food, cleaning parks, revitalizing schools, teaching financial education, mentoring microentrepreneurs, as well as non-profit capacity-building and advisory council/board service. In Florida, Citi employees volunteered more than 33,900 hours during 2008. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY Global Community Day On a single day every year, Global Community Day (GCD), employees join together in the nearly 100 countries where Citi works, to make a difference in their local communities. In the three GCDs that have been held since the program was inaugurated in 2006, more than 150,000 employees, friends and families participated in thousands of volunteer projects in many hundreds of cities around the world. Approximately 1,350 volunteers in Florida participated in 30 events around the state on GCD 2008. In Jacksonville, nearly 300 employees helped with the 12 projects, including building a Habitat for Humanity house; painting and landscaping at the Mandarin Senior Center and Louis Dinah Senior Center; and raising money for No More Homeless Pets at the PlanetFest Fall Art Festival benefiting military families. A contingent of Jacksonville volunteers went to the I.M. Sulzbacher Center for the Homeless to help with the Kids Fall Festival for children residing there. Other Jacksonville projects on GCD included cleaning exterior walkways at the Clara White Mission and a neighborhood planting and clean-up run by the Springfield Preservation & Restoration Council. Steve Klovekorn, Citi Center Tampa Site President, volunteered at Hope Children’s Home in Tampa on Global Community Day 2008. In South Florida, nearly 350 volunteers participated in five different projects on GCD 2008, from painting the exterior of the Palm Beach Habitation Center in Lake Worth to raising a roof on a Habitat for Humanity home in Liberty City, Miami. Broward County enjoyed its best GCD turnout ever, as 125 volunteers there helped at Fort Lauderdale’s Kids in Distress by entertaining children with activities as well as helping to cleaning and organizing the facility. Some South Florida volunteers painted the boardwalk that runs along the Miami Beach shoreline. Others helped demolish walls to prepare for renovations at CF Caring Place in Miami. In Tampa, approximately 700 Citi volunteers helped 14 nonprofit organizations with projects that included constructing a basketball court at Steppin’ Stone Farm; taking children bowling courtesy of Big Brothers Big Sisters; visiting with disabled veterans at the Veterans Administration Hospital; and painting a Humane Society clinic (and playing with the animals there). More than 260 Tampa volunteers took part in the American Heart Association’s HeartWalk and raised approximately $40,000 for that organization; others pedaled in the National Multiple Sclerosis Society’s MS Ride benefiting multiple sclerosis research. Three local food banks, two additional children’s organizations, the San Jose Mission, the Epilepsy Services Foundation and Junior Achievement (JA) also received help from Citi volunteers in Tampa on GCD 2008. At JA’s Biz Town, Citi volunteers led local fifth graders through the activities of a typical business day. March for Babies Citi employees in Jacksonville have contributed to the March of Dimes for the past five years. Each spring, volunteers raise pledges and then participate in the organization’s annual March for Babies fund raising walk, to support its work in preventing birth defects, premature birth and infant mortality. In 2008, more than 450 Jacksonville employees participated — making Citi the second-largest corporate team in the Jacksonville walk — and raised $79,503. “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Suresh Maharaj, ICG Regional Executive for the Caribbean and Central America, helped paint the Miami Beach Boardwalk. “There are a few days in our lifetime that you know you've made a th difference. Saturday, November 8 was one of those days! Reflecting on the day, I come away with a sense of pride — pride that comes from working with a special group of volunteers, brought together by a world class organization, in a community we call home; pride that comes from visiting with Americas' heroes and expressing our gratitude; pride from making a difference.” - Ron DeRenzo, Citi employee, who joined other volunteers to visit the James A Haley Veterans Hospital in Tampa on Global Community Day 2008 Published April 30, 2009 IN YOUR CITI IN FLORIDA COMMUNITY GIVING TO ORGANIZATIONS BY CITI BUSINESSES AND THE CITI FOUNDATION In 2008, Citi business contributions to eligible organizations totaled $49,479,158 around the world. In addition, the Citi Foundation made grants totaling more than $89.9 million to organizations in 89 countries and territories, resulting in combined global giving of more than $139 million. The Citi Foundation is committed to the economic empowerment of individuals and families, particularly those in need, in the communities where we work so that they can improve their standard of living. Globally, the Citi Foundation targets its strategic giving on its priority focus areas: Microfinance and Microenterprise, Small and Growing Businesses, Education, and Financial Education and Asset Building. In the United States and Canada, the Citi Foundation also supports Community Development programs. The Citi Foundation works with its partners in Microfinance and Microenterprise, Small and Growing Businesses, and Community Development to support environmental programs and innovations. Additional information can be found at www.citifoundation.com. In Florida, business contributions to organizations were approximately $882,190 and Citi Foundation grants to non-profit organizations totaled $2,279,129 in 2008. Business contributions and Foundation grant awardees include: Academy For Educational Development ACCION USA Acorn Institute Inc Alliance for Human Services Alliance for Nonprofit Management American Cancer Society - Florida Division American Heart Association of Tampa Bay America's Second Harvest Association for Enterprise Opportunity Big Brothers Big Sisters of Tampa Bay Big Brothers Big Sisters of the Sun Coast, Inc. Boys And Girls Clubs Of Northeast Florida Inc Boys and Girls Clubs of Palm Beach County Broward Alliance Broward Alliance of Neighborhood Development Broward Education Foundation Carrfour Supportive Housing Inc Catholic Charities Diocese of St. Petersburg CBG of Miami Dade & Vicinity, Inc. CDC of Tampa Centro Campesino Farmworker Center Inc Chamber South Children's Home Society of Florida City of Coral Springs City of Jacksonville Clean It Up Green It Up Clara White Mission Collective Banking Group Computer Mentors Group Inc C'One Corporation to Develop Communities of Tampa daniel Memorial Desire Street Ministries Donors Forum Doral Business Council Dynamic Community Development Corporation Easter Seals Florida Inc Education Foundation of Palm Beach County Education Fund Epilepsy Services Foundation Family Foundation of Northeast Florida, Inc. Florence Fuller Child Development Centers Florida Alliance of Community Development Corporations Florida Community Loan Fund Florida Minority Community Reinvestment Coalition Florida Theatre Friends of the Miami-Dade Public Library, Inc. Gifford Youth Activity Center Girls Scouts of Gateway Council Good Community Alliance Greater Fort Lauderdale Chamber Greater Miami Chamber of Commerce Habitat for Humanity International Habitat for Humanity of Jacksonville Habitat for Humanity of Martin County, Inc Habitat for Humanity St. Augustine Haitian American Scholarship Fund, Inc. Hands on Miami HandsOn Jacksonville Haven Hillsborough Community College Foundation Hillsborough County Sheriff's Office Charities Hillsborough Education Foundation Hispanic Coalition Hispanic Unity of Florida “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Published April 30, 2009 CITI IN FLORIDA IN YOUR COMMUNITY HOPE, Inc. Housing & Education Alliance Inc Housing Leadership Council Human Services Coalition of Dade County Humane Society of Tampa Bay Initiative for a Competitive Inner City (ICIC) Insight, LLC Jacksonville Chamber Foundation Inc Jacksonville Chamber of Commerce Jacksonville Urban League Jewish Adoption and Foster Care Options (JAFCO) Junior Achievement of Central Florida Junior Achievement of Florida's First Coast Junior Achievement of South Florida Junior Achievement of the Palm Beaches Junior Achievement of West Central Florida Justice For All in Broward Kids in Distress Lake Forest Elementary League of Women Voters of Palm Beach County Learning for Success, Inc. Lee County Public Schools Foundation Inc Little Haiti Housing Association, Inc. Local Initiatives Support Corporation Lowry Park Zoo M. Gill & Associates, Inc MacDonald Training Center MaliVai Washington Kids Foundation March of Dimes Metro-Broward Economic Development Corporation Metropolitan Ministries Miami Beach Community Development Corporation Inc Miami Dade Affordable Housing Foundation, Inc. Miami Dade Chamber of Commerce Miami Dade College Foundation Inc Miami-Dade Affordable Housing Foundation Inc Miami-Dade Neighborhood Housing Services Inc Moffitt Cancer Center & Research Institute Mothers and Daughters Museum of Contemporary Art National Council For Community Development National Fund for Enterprise Development Nature Conservancy New Visions Community Development Corporation North Florida Northeast Florida Division Northwest Jacksonville Community Development Corporation Northwood Renaissance Inc OMG Center For Collaborative Learning Overtown Youth Center Inc Paint Your Heart Out Tampa People Engaged in Active Community Efforts Policylink South Christian Leadership Conference South Florida Community Development Coalition South Florida Golf Foundation South Florida Hispanic Chamber of Commerce South Florida Urban Ministries Inc St. Augustine Chamber of Commerce St. John Community Development Corporation Stage Works Tampa Bay Business Committee for the Arts Tampa Theatre The Beacon Council The Children's Home The City of Doral The City of Hialeah The Cummer Museum of Art & Gardens The Sulzbacher Center The Task Force The Urban Land Institute TheatreWorks United Way of Tampa Bay University Of Central Florida Research Foundation Inc University of South Florida University Of South Florida Foundation Inc University of Tampa Urban League of Broward County Urban League of Palm Beach County Urban Youth Impact, Inc. Volunteer Jacksonville Wildlife Survival Sanctuary Women's Fund of Miami Dade County WPBT Channel 2 WUSF-FM - Local public radio station at USF “Citi” as used herein refers to Citigroup Inc. and its subsidiaries. © 2009 Citigroup Inc. Citi with Arc Design is a registered service mark of Citigroup Inc. www.citigroup.com Published April 30, 2009
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