TOLEDO TEAMSTERS FEDERAL CREDIT UNION -
Celebrating 65 Years of Service
July - Sept. 2012
Cedar Point and Soak City Tickets!
Opens May 12, 2012 Gate Prices
Our Price
GOOD ANY DAY
JUNIOR / SENIOR
RIDE & SLIDE
$40.00
$21.00
$79.00
$51.99
$26.99
$82.99
OPENS MAY 26, 2012
SOAK CITY
$32.99
$28.00
CHILDREN Ages 2 years and under - FREE
I just graduated top of my class
I have a tattoo of an angel on my hip
I volunteer at a local food shelter
I want to be a pastry chef for a five-star restaurant
I need a new-to-me car.
I AM TOLEDO
TEAMSTERS
FEDERAL
CREDIT UNION
NEW & USED
AUTO LOAN RATES
CALL US BEFORE YOU SIGN THEIR PAPERS If
you jumped the gun and got a New or Used Vehicle
Loan at another financial institution; consider
refinancing it with us to get a more affordable
monthly payment. With today's lower rates and our
flexible terms, we may be able to help you start
saving money immediately!
High School is behind you and
you are planning for those College
years.
Your credit union has a solution that may help you
with the costs. We have collaborated with Sallie Mae
in order to offer our members the Sallie Mae Smart
Option Student Loan. On our web site:
http//toledoteamstersfederalcu.org
you can go right into the application process. How
easy is that?
Second Mortgages are
available at Toledo
Teamsters Federal Credit
Union…don't move,
IMPROVE! We have
good terms and a low
rate. Call for an
appointment, now is the time to
do all those things you have put
off for so long. Up to 120
months and low as 5.5% **some
restrictions apply
EVERYTHING WE DO…
WE DO FOR YOU…..
Psssst - DID YOU KNOW WE MATCH AUTO
RATES?
FEELING LUCKY?
Refer a co-worker or family
member to join your credit union.
Each new ADULT Member will
receive $5 in their new account
when they start direct deposit or
payroll deductions. When their deposits begin,
YOU will be entered into a drawing for a $50
VISA Gift Card. This promotion ends Labor Day
Weekend, so act quickly!
VACATION LOANS
Summer is the time to find your happy place. The best way
to do that is with a Vacation Loan from
Toledo Teamsters Federal Credit Union.



$500 - $2,500
Stress free repayment terms
Available now through August 31, 2012
Ask today about our low competitive rates. Summer is
here…isn't it time to get away?
Lucky Birthdays:
If your birthday is one of the dates listed
below, stop by or call and the credit union will deposit
$5.00 into your account!
HAPPY BIRTHDAY!
JULY 4
AUGUST 13
SEPTEMBER 22
Congratulations Dorothy Strickland
25 Years of Service
VISA Gift Cards…

Studies show that loyal employees work harder,
smarter and with a sincere worth ethic that is eager
to share a company's mission. Thanks to Dorothy
for her years of being a loyal employee.

Credit Unions report Significant
Growth in 2012
It's happening throughout the country---credit union
memberships and accounts are swelling at record numbers as
more Americans heed the call to move their money from high
priced banks.
According to NCUA, nationwide credit union
membership increased 91.8 million, a rise of more than 1.3
million in 2011.
Do you know someone you work with or a family
member that could benefit by joining your credit union? Help
Toledo Teamsters Federal Credit Union grow….bring in family
members and co-workers.
SUMMER TIME IS…..
WEDDING TIME
GRADUATION TIME
VACATION TIME
LIVING EASY TIME!
Whatever "time" you are in this
summer…your credit union can help you
"spend" your time
Cedar Point Tickets
Movie Passes
Vacation Loans
VISA Gift Cards
Random Summer Facts
Mosquitoes, summer's pest, have been around for more than 30 million years
Waterrmelon is summer's most popular …vegetable
July is National Ice cream Month
Romans began the summer wedding tradition
August is the busiest month for travel and tourism
Summer movie season is considered the most popular time
Days are longer in summer
Summer holidays include - Memorial Day, Fourth of July, and Labor Day
When entering Toledo Teamsters Federal Credit Union, please
remove any hats, hoods, or sunglasses, and refrain from using
cell phones. This is one more step in security measures to keep
our members and employees safe.

*Make great gifts- Gift buying has always been a
point of contention for certain people. Not all
people are born shoppers and the thought of
pounding the pavement trying to find the perfect gift
can often be overwhelming for some individuals.
Gift cards offer an alternative to shoppers who
would otherwise opt for cash in a card.
Readily available- Gift cards can be made
available when purchased. Makes it convenient
and easy for members to pick up at the last minute.
Can be used to pay bills online
It's Time to Make the Change….
If you have a bank checking account, take a closer look at
your monthly statements. You will probably notice higher
fees every year, along with rising minimum balance
requirements. You do have a choice. You can switch to a
checking account from your Credit Union.
We offer you:
Low Fees - For many members, the account is free
except for buying checks. There are no monthly fees or
minimum balance requirements.
Earn Monthly Dividends - At the end of each month
your earnings will be deposited to your account.
Debit Cards - Instant Cash & Check cards enable you to
withdraw cash and pay for purchases nearly anywhere.
Internet Access - Access your account 24 hours per day
using our online Home Banking.
Phone Access - If you prefer the phone, call ART- he's
awake 24/7
Online Bill Payment – By signing up for Bill Payment,
your regular bills are paid automatically from your account
on selected days. Monthly fee may apply. Look closely at
what you're really paying for your bank checking. Then
compare to your Credit Union.
Independence Day trivia questions:
1. How many red stripes are on the American Flag?
2. Where is the Liberty Bell located?
3. Approximately how many people a year visit the
bell?
4. How was the crack in the bell made?
5. Estimate number of people who have cookouts on
Independence day.
Answers: Seven, Philadelphia, Penn., 1.5million annually,
someone rang it for the first time, Approximately 150 million.