For all your insurance needs. Volume number 8, issue number 2 ASK US ABOUT… Personal Insurance Business Insurance Life Insurance Health Insurance Disability Ins. Long-Term Care Medicare Supplements Group Insurance HIRING SUMMER WORKERS – 4 PRECAUTIONS TO TAKE Will you hire temporary employees this summer, either to fill in for vacationing staff or meet a higher seasonal demand? If so, then you should be aware that temporary summer workers can bring increased risk of making costly mistakes or winding up with workplace injuries. That’s the word from Stephen Carlson, CPCU, vice president, workers compensation at Travelers Insurance. You can keep those risks to a minimum by following a few simple precautions. • • • • Business Planning _______________ “Anything that is of value in life only multiplies when it is given.” Deepak Chopra _______________ Newsletter Editor: Foy G. Egbert Don’t assume you have to hire a student. Don’t skimp on training. Look at your workplace through new eyes. Review your insurance policies. For details on each of these precautions, please refer to: http://www.naught-naught.com/category/blog THE FREEDOM OF A MOTORCYCLE – RIDE SAFE! Retirement Plans Investments April, 2014 Motorcyclists know that riding gives them a freedom that driving a car just can’t match. But the best riders also know that motorcycles require more focus to operate and don’t provide the same protections cars do in the event of a crash. The best riders also take great care in all situations, whether they’re in heavy traffic on Highways 54 or 63, stuck in the rain or just taking a quick ride on a perfect day. If your habits aren’t as safe as they could be, or if you’re new to motorcycling, don’t worry! Instead, take time to improve. These quick safety tips are detailed at: http://www.naught-naught.com/category/blog • • • First things first Riding at night Bad weather? We wish that all of your rides could be on sunny days with wide-open roads, but we know that’s not going to happen. So think about safety every time you start up your bike! Visit us on the web at www.naught-naught.com Naught-Naught Agency 1441 Christy Drive Jefferson City, MO 65203 A Solid Foundation of Service In These Missouri Locations. Jefferson City 573-634-2727 800-392-0423 Boonville 660-882-2800 Fulton 573-642-1111 Higginsville 660-584-3939 Carrollton 660-542-2035 Marshall 660-886-7444 Columbia 573-874-3102 800-245-5727 Osage Beach 573-348-2794 Concordia 660-463-7091 Eldon 573-392-7141 Owensville 573-437-4191 Ozark 417-581-2866 HOW TO BE A DRIP DETECTIVE Don’t be fooled into thinking a minor leak is a minor problem. Even the smallest leaks can turn into costly water bills and result in major damage. TURN OFF the main water valve, and then check the water meter outside your home. If it’s still moving, water is flowing somewhere. 10,000 is the number of gallons of water the average household’s leaks can waste every year. CHECK your water bill. A bigger water bill probably means you have a leak. $7,039 is the average cost of a claim due to water damage or freezing. Water damage is the second-most frequently filed homeowner insurance claim. INSPECT your washer, dishwasher and other waterrelated appliances for worn or damage at least once a year. For more details: http://www.naughtnaught.com/category/blog BYOD-BRING YOUR OWN DEVICE Bring your own device or BYOD has become the norm in companies across the world and is almost becoming a necessity if you want to attract and retain younger workers. But here are real reasons why small business owners may want to reconsider the perk. High profile data breaches from Target have recently put consumer security issues in the spotlight. If the same level of data breach happened to a small business it could kill the company. Because of that, security experts say it is risky business to let employees use their own smartphones, laptops or tablets for their work processes. “When someone is using their own device, they are far more likely to be a little bit more cavalier with security,” says Tim Francis, Travelers Cyber Lead. For more details, please see: http://www.naughtnaught.com/category/blog WHAT IS YOUR COMMUNICATIONS PREFERENCE?? As we continue to strive to enhance our service to you, our clients, it is important to us to know if you would prefer to receive this newsletter via email in lieu of printed copy. We would appreciate your sending us your email address and letting us know if you would prefer to have this newsletter and other communications sent to you via email. Please send to: [email protected].
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