April 2014 - Naught

For all your insurance needs.
Volume number 8, issue number 2
ASK US
ABOUT…
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Disability Ins.
Long-Term Care
Medicare Supplements
Group Insurance
HIRING SUMMER WORKERS –
4 PRECAUTIONS TO TAKE
Will you hire temporary employees this summer, either to fill in for vacationing staff
or meet a higher seasonal demand? If so, then you should be aware that temporary
summer workers can bring increased risk of making costly mistakes or winding up
with workplace injuries. That’s the word from Stephen Carlson, CPCU, vice
president, workers compensation at Travelers Insurance. You can keep those risks to
a minimum by following a few simple precautions.
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Business Planning
_______________
“Anything that is of
value in life only
multiplies when it is
given.”
Deepak Chopra
_______________
Newsletter Editor:
Foy G. Egbert
Don’t assume you have to hire a student.
Don’t skimp on training.
Look at your workplace through new eyes.
Review your insurance policies.
For details on each of these precautions, please refer to:
http://www.naught-naught.com/category/blog
THE FREEDOM OF A MOTORCYCLE –
RIDE SAFE!
Retirement Plans
Investments
April, 2014
Motorcyclists know that riding gives them a freedom that driving a car just can’t
match. But the best riders also know that motorcycles require more focus to
operate and don’t provide the same protections cars do in the event of a crash.
The best riders also take great care in all situations, whether they’re in heavy
traffic on Highways 54 or 63, stuck in the rain or just taking a quick ride on a
perfect day. If your habits aren’t as safe as they could be, or if you’re new to
motorcycling, don’t worry! Instead, take time to improve. These quick safety tips
are detailed at:
http://www.naught-naught.com/category/blog
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First things first
Riding at night
Bad weather?
We wish that all of your rides could be on sunny days with wide-open roads, but we
know that’s not going to happen. So think about safety every time you start up your
bike!
Visit us on the web at www.naught-naught.com
Naught-Naught Agency
1441 Christy Drive
Jefferson City, MO 65203
A Solid Foundation of Service
In These Missouri Locations.
Jefferson City
573-634-2727
800-392-0423
Boonville
660-882-2800
Fulton
573-642-1111
Higginsville
660-584-3939
Carrollton
660-542-2035
Marshall
660-886-7444
Columbia
573-874-3102
800-245-5727
Osage Beach
573-348-2794
Concordia
660-463-7091
Eldon
573-392-7141
Owensville
573-437-4191
Ozark
417-581-2866
HOW TO BE A DRIP DETECTIVE
Don’t be fooled into thinking a
minor leak is a minor problem.
Even the smallest leaks can turn
into costly water bills and result
in major damage.
TURN OFF the main water
valve, and then check the water
meter outside your home. If it’s
still moving, water is flowing
somewhere.
10,000 is the number of gallons
of
water
the
average
household’s leaks can waste
every year.
CHECK your water bill. A bigger
water bill probably means you
have a leak.
$7,039 is the average cost of a
claim due to water damage or
freezing. Water damage is the
second-most frequently filed
homeowner insurance claim.
INSPECT
your
washer,
dishwasher and other waterrelated appliances for worn or
damage at least once a year.
For more details:
http://www.naughtnaught.com/category/blog
BYOD-BRING YOUR OWN DEVICE
Bring your own device or BYOD has
become the norm in companies across
the world and is almost becoming a
necessity if you want to attract and
retain younger workers. But here are
real reasons why small business
owners may want to reconsider the
perk.
High profile data breaches from
Target have recently put consumer
security issues in the spotlight. If the
same level of data breach happened
to a small business it could kill the
company. Because of that, security
experts say it is risky business to let
employees
use
their
own
smartphones, laptops or tablets for
their work processes.
“When someone is using their own
device, they are far more likely to be
a little bit more cavalier with
security,” says Tim Francis, Travelers
Cyber Lead.
For more details, please see:
http://www.naughtnaught.com/category/blog
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