Effective Date
November 1, 2016
Share (Savings)
Products
Rate
APY
Primary Share
Daily Balance
•
•
•
$0.00 - $2500.00
$2500.01 - $9999.00
$9999.01 & over
Secondary Share
0.15% 0.15%
0.27% 0.27%
0.40% 0.40%
Share Draft (Checking)
Products
Rate APY
Term Share Certificates
Share Draft
Term Share Accounts*
0.00% 0.00%
Rate APY
Three Month
.25%
.25%
Six Month
.50%
.50%
One Year
.75%
.75%
Checking Rewards

Up to $20,000.00

$20,000.01 and Above
2.25% 2.28%
0.20% 0.20%
0.15% 0.15%
Account Requirements to earn higher rate
Credit Unions for Kids® 0.15% 0.15%
Tax Share
0.10% 0.10%
Dividend Share Draft
•
•
0.20% 0.20%
Minimum balance Div S/D - $1000.00
$5.00 fee if balance drops below minimum
Share IRA Products
Traditional, Roth &
Coverdell ESA
Rate APY
2.20% 2.22%
Two Year
1.00% 1.01%
Three Year
1.00% 1.01%
One Year CU for Kids®
.25%
.25%
Minimum balance is $500.00 for all Term Share
Accounts with the exception of the One Year CU for
Kids® which has a minimum balance requirement
of $100.00
Annual Percentage Yield (APY) is the rate that
would be earned on $100.00 for Share IRA products. For Certificate products, it is the rate that
would be earned on the minimum balance to open
the certificate. A penalty will be imposed for early
withdrawal. Rates subject to change weekly.
Your Warranty of
Safety
Bear Paw Credit Union
is insured by the National
Credit Union Share Insurance Fund (NCUSIF), an
arm of the National Credit
Union Administration
(NCUA) and is protected by
federal deposit insurance.
NCUA is an independent
agency of the United States
government. Insured credit
unions display this symbol:
For applicable fees and
terms, contact us at:
Rates
Chester Branch
1-800-406-2642
Chinook Branch
(406) 357-2299
1-888-311-7590
Havre Branch
(406) 265-9626
1-800-406-2642
Share Products
Share Draft Products
Share IRA Products
Term Share Certificates
Shelby Branch
(406) 434-3700
1-800-611-4151
Sunburst Branch
(406) 937-2365
We belong to you.™