Winter, 2014 Join Us At The ANNUAL MEETING Mark Your Calendar And Plan To Join Us On Tuesday, March 18, 2014 We understand how quickly your calendar can become filled this first quarter of the new year. That’s why we want to be one of the first dates your mark this year. Be sure to add Tuesday, March 18 to your list of important dates! Our Annual Meeting is more than just a time to reflect on the successes of the prior fiscal year. It is also a time to visit fellow credit union members and to relish in the activity that makes being a credit union member so different than being a banking customer. As a member of Savannah Federal Credit Union you are able to vote for the individuals who will serve on the Board of Directors and represent your ideals, concerns and opinions of the credit union’s future direction. If you’re not there, then your vote won’t count. You’ll not want to miss the opportunity to visit with your fellow members, enjoy some delicious refreshments and participate in the voting process. Be sure to mark this date and give it high priority: Annual Meeting Tuesday, March 18, 2014 2:30 p.m. Third Floor Conference Room Juliette Gordon Low Federal Complex, Bldg. B 124 Barnard Street Savannah, GA 31401 Come and be a part of this important credit union event. We’ll be giving out free samples and some members will even win cash prizes. We look forward to seeing everyone there! Love Your Payment As Much As You Do Your Car? It’s Possible, Thanks To Your Credit Union! As the New Year drew to a close, the flurry of new car deals began. The dealerships werer eager to sell “last year” models to make room for the most current vehicle offerings. If you started the new year with a new (or new to you) car, but are now having a little payment remorse, never fear! We can help you love your payment as much as you do your car. How? With our fantastic loan rates and convenient repayment options, you can love both! At Savannah FCU, you can take advantage of up to 1% off your current loan rate* or utilize our current loan rates to reduce your monthly payment. Our refinancing process is easy, requiring only your current loan documentation and lender contact information. Call or stop by today for complete details and fall in love all over again with your car, thanks to lower payments! *Floor rates apply and for qualified borrowers only. Check with a member service repesentative for complete details. Ask Your Family To Join Your Credit Union Family. They’ll Thank You For It! Did you find the perfect gift for each member of your family this past holiday season? It’s hard to always find something that is just right for everyone. But, there is something that you could share with your family members that it not only the perfect fit now, but later, too! It’s credit union membership! Referring your relatives to Savannah Federal Credit Union is a great way to show them how much you care about them. Just think how much they’ll thank you for helping them prosper financially! You know yourself the great rates you receive on loans, the low fees you’re charged for services, and the higher dividends you earn on savings. Why wouldn’t you want to share the wealth with the people who mean the most to you? So talk with your mother, father, sisters, brothers, stepparents, children, stepchildren, aunts, uncles, cousins, grandparents, grandchildren, in-laws and others living in your household and tell them how great your credit union is to you. Put them in touch with a Savannah Federal member service representative, and we’ll do the rest! It’s a gift they’ll say thank you for for years to come. CALENDAR The credit union will be closed the following dates during the first quarter, 2014: Martin Luther King, Jr. Day Monday, January 20, 2014 President’s Day Monday ,February 20, 2014 and other designated Federal Holidays. In case of emergency closings, visit our website home page, www.savannahfederal.org, for details and dates and times of reopenings or additional closings. Our Financials Unaudited Balance Sheet, as of August 31, 2013 Total Assets $19,645,478 Total Shares $15,554,609 Total Loans $7,701,467 Total Members 1,810 Attention IRA Owners: Pay Close Attention To This Month’s Statement If you own a Savannah Federal IRA, you’ll find your IRA’s Fair Market Value balance listed on this month’s statement. This is your Fair Market Value balance for your IRA as of December 31, 2013 that is being furnished to the IRS. Don’t just toss this statement aside because it contains information that may affect your tax return. Just for your information, the credit union tax ID number is 58-0418051. If you do not own an IRA, you’ll just need to disregard this statement. As always, if you have any questions or concerns, please contact the credit union at 912-234-8978. Notice of Verification Savannah Federal Credit Union will be conducting a verification of accounts as of December 31, 2013. Any discrepancies found on your statement should be reported to the following address: Supervisory Committee, Savannah Federal Credit Union, P.O. Box 8818, Savannah, GA 31412-8122. As the New Year begins, it’s a great time to thank you, our members, for your continued support and dedication to Savannah Federal Credit Union. We are looking forward to all that 2014 holds in store for your financial well being. All the best! Savannah Federal Credit Union 124 Barnard Street, Room B110 Savannah, GA 31401 Mailing Address: P.O. Box 8122 Savannah, GA 31412-8122 (912) 234-8978 (912) 234-5023 fax www.savannahfederal.org Credit Union Staff Jane Evans, Manager (NMLS Id-806681) Juanita Mustipher, Head Teller Melissa Hodges, Senior MSR Lakeisha Mincey, MSR Pamela Hope, Administrative Assistant
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