www.pwc.lu/private-wealth-services
Private Wealth Services
A holistic approach for
your family’s business and
wealth
A complete range of
services for family-owned
businesses and wealthy
individuals, by our
dedicated specialists team
Owners of family businesses and wealthy families are
confronted with a variety of challenges: in a difficult
global economic environment, they need to define a
strategy to grow organically or by acquisition, seek new
investors, protect and structure their personal wealth,
invest their assets in a tax efficient way and perhaps the
toughest challenge of all - prepare for succession.
Your needs
Whatever your goal - restructuring your business, boosting your profits, defining strategy to grow
either organically or by acquisition, preparing the transfer of your business, planning the succession
to a family member, or seeking to structure the return of your assets - we have developed, in PwC
Luxembourg, with the Private Wealth Services team an integrated approach to support private
companies and family businesses in their objectives.
You want a structured
approach for holding
your assets
• You want to consolidate
both yours and your family’s
investments in an efficient
platform
• You are looking for a cost
efficient way of managing
your investment portfolio
• You want to reorganise your
cross-border real estate
assets
• You want a flexible solution
suitable for pieces of art and
other alternative assets
You need to prepare
your succession
• You want to define your
family governance and
create a family charter
• You want to educate your
family members in the
world of finance
• You need to plan the
orderly transmission of
property while minimising
tax consequences
You want to structure,
to buy or to sell a
business
• You need to improve your
operational effectiveness
• You need to value part of
your business
• You are seeking new
investors
• You want advice on
mergers, acquisitions and
disposals
Our solutions
Succession planning
• Donation inter vivos
• Inheritance tax
• Family-owned business transmission
Wealth structuring
• Wealthy individuals/family business
tax planning
• Estate tax planning
• Cross border activities tax
consequences
• Tax compliance
Family and corporate
governance
• Family charter
• Protection of the surviving partner
and heirs
• Continuity planning
• Company secretary services
Financial strategy
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Buy/sell/restructure
Fundraising
Valuations
Due diligence
Strategy and operations
• Value chain transformation
• Costs optimisation
• Operations effectiveness improvement
Our services
To better serve private companies, their shareholders and wealthy families, we have put together a group of experts from our main lines of services. Our experts all report to one single partner, who is in charge of
coordinating our service delivery.
Succession planning
Transmission is essential and inevitable. The main concern for all family business owners is planning for
the transfer of ownership and the transfer of management. Both of these need careful long-term planning.
Transferring ownership is the most difficult challenge facing family business owners. Based on our experience
gathered with family-owned businesses, we have developed a methodology to plan the orderly transmission of
property while minimising tax consequences.
Wealth structuring
While you take advantage of the opportunities resulting from an open world, diversifying your portfolio, real
estate and other assets across the globe, we can provide turn-key solutions and services ranging from structuring
advice to assistance in the fields of regulatory and tax reporting in a broad number of jurisdictions thanks to our
multi-cultural and multi-competencies professionals and PwC’s strong network. We can help in ensuring costefficiency
while offering you the certainty of complying with the domestic legislation in the jurisdictions where you invest or plan to invest.
Family and corporate governance
Corporate governance is about accountability and communication. At PwC, we are committed to championing
good governance and understand the importance of local concerns and traditions. We can help family businesses
through a range of corporate governance services:
• Family representation on the board, family shareholders’ exit
• Designing and assessing corporate governance structures
• Assessing board activities and recommending improvements
Financial strategy
Our firm can assist in developing financial strategy for your family business. Our services include:
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Reviewing financial performance of the family portfolio
Preparing business plans, valuations and information memoranda for new financial investors
Fundraising for new business ventures and projects
Advising on mergers, acquisitions and disposals
Strategy and operations
At PwC Luxembourg, we have developed an innovative approach to help our clients make the most of
Luxembourg’s stable political environment and high-performing business environment. We can analyse your value
chain and pinpoint opportunities for improved performance by finding the right location for your key functions.
Moreover we can help you to draw on your core skills and resolve a range of issues:
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Supporting you in developing effective corporate performance management tools
Making your people a source of competitive advantage
Resolving issues around finance function effectiveness
Aligning your IT resources with your business objectives
Improving your internal control framework
Why PwC Luxembourg?
A well-established team of experts based locally and networked globally, offer unrivalled
breadth and depth of experience in the field of wealth management. The diversity of our
expertise will ensure that your specific needs are addressed. An extensive and distinguished
client base enables us to deliver leading edge industry and technical perspectives to our clients.
PwC Luxembourg (www.pwc.lu) is the largest professional services firm in Luxembourg with
over 2,200 people employed from 57 different countries. It provides audit, tax and advisory
services including management consulting, transaction, financing and regulatory advice to a
wide variety of clients from local and middle market entrepreneurs to large multinational
companies operating from Luxembourg and the Greater Region. It helps its clients create
value by giving comfort to the capital markets and providing advice through an industry
focused approach.
Our people working alongside you:
Serge Saussoy
Partner, Private Wealth Services Leader
+352 49 48 48 5705
[email protected]
Pierre Kirsch
Director, Head of Private Wealth Services
+352 49 48 48 4031
[email protected]
Thierry Muschang
Head of Business Structuring and
Performance Management
+352 49 48 48 4106
[email protected]
Agnès Llorca
Director, Head of International Estate
Planning
+352 49 48 48 3262
[email protected]
© 2013 PricewaterhouseCoopers, Société coopérative. All rights reserved. In this document, “PwC” refers to PricewaterhouseCoopers, Société coopérative
(Luxembourg) which is a member firm of PricewaterhouseCoopers International Limited (“PwC IL”), each member firm of which is a separate and independent legal
entity. PwC IL cannot be held liable in any way for the acts or omissions of its member firms.