DINACARD CREDIT CARD
Credit type
Limit currency
Issue Period
Credit amount
Deposit
Client’s category
Nominal Interest Rate
Security instrument
Revolving credit card
RSD
Issue : 1 year
Reissue: 2 years
Up to 5 average monthly salaries of the card user
No deposit
Clients receiving regular
Clients who do not receive regular
income in their current
income in their current accounts
accounts
19,92%
27,33%
two (2) blank promissory notes with “without protest” clause
Charges to be borne by the applicant, which are recognized in the moment of contracting,
and which are applied in calculation of the effective interest rate
Issue and Re-issue fee
Cards type
Clients receiving regular income in
Clients who do not receive regular
their current accounts
income in their current accounts
Principal card
RSD 500,00
RSD 500,00
Other charges
Bills of exchange
RSD 100,00
(two)
Credit Bureau
RSD 246,00
Account maintenance RSD 200,00
fee
Charges to be borne by the applicant, which are not recognized in the moment of contracting
No additional charges
EXAMPLE MODEL 20
MINIMUM MONTLY REPAYMENT 5,00%
Credit type
DinaCard revolving credit card
Credit currency
RSD no currency clause
Credit amount
250.000,00 RSD
Deposit
Clients receiving
regular income in
their current
accounts
Clients who do not
receive regular
income in their
current accounts
No deposit
Nominal interest rate 19,92%
Effective interest rate 23,70%
Nominal interest rate 27,33%
Effective interest rate 30,83%