R*
P
A
5%
2.9
!
s
n
a
o
Auto L
(*Annual Percentage Rate)
Rates determined by credit rating from a credit reporting agency. Maximum term and amount financed could also be determined by credit rating.
Rates will not go below our lowest published rate.
WAC underwriting guidelines apply, see a loan officer for details
STAY CONNECTED
Fall 2016 — 4th QTR
Experience "
The Authentic Difference At Your Credit Union
Thursday, October 20, is International Credit Union Day, and this year's theme, "The Authentic Difference," highlights the
international credit union operating principles. These are the nine fundamental truths that set a credit union apart from
other financial institutions: A credit union is democratically controlled, with membership open to those specified in its
charter and doesn't discriminate. It's financially stable, dedicated to serving its members and distributes profits to
members, not just a few shareholders. Credit unions cooperative with other cooperatives, strive to be socially responsible
and are committed to ongoing member education. Your credit union is not just a friendly place to borrow and save; it's
these principles that differentiate us from a bank or a payday lender and why you belong at the credit union. So join in the
celebration and experience "The Authentic Difference" the credit union can make in helping you secure your financial
future.





NO ANNUAL FEES
NO ACCOUNT SET-UP FEES
GREAT LOW INTRODUCTORY RATES
AMAZING UCHOOSE REWARDS PROGRAM
AND SO MUCH MORE
These are just some of the many advantages of our new Platinum and Classic Credit Cards.
Visit our website or stop by our locations for more information.
www.gulfcoastfederalcu.com
Blanca Choma, from our Staples Branch, is
our Fall 2016 recipient of Gulf Coast
Federal Credit Union’s Quarterly
S.E.A. Award for
Showing Exemplary Attitude
Thank you, Blanca, for continuing to
provide outstanding service to our
members!
To help wiTh your ChrisTmas shopping, we’re giving you
an early Christmas gift. Fill out the form below and
bring it into any GCFCU branch
To see if you’re eligible To sKip your
December loan payment.
Our Offer To SKIP Your December Loan Payment (s) has the following Restrictions:
If you have “NOT” had an extension in the year of 2016 and had a good pay history with us, YOU MAY QUALIFY. If you
wish to take advantage of this offer, please sign the form below and return before November 11, 2016. If you do not qualify
for the extension, you will be notified. No response is necessary if you do not wish to skip your payment. If you choose to
skip your payment, any funds that we receive will remain on deposit in your account.
Have a Very Merry Christmas!
NOTE: **A $25.00 fee “finance charge” per loan will be charged and must be paid before the December skip a payment can
be processed. If approved, I acknowledge that this extension will alter my Loan Agreement. I also acknowledge the fact that
interest will continue to accrue and extend the loan term. After the December skip a payment I will resume paying my regular
scheduled payment. ONLY the December payment will be affected by this offer. In order to qualify the loan must have at
least six (6) consecutive monthly payments made in 2016. REAL ESTATE loans do not qualify for skip-a-pay.
Withdraw fee(s) from my


Share Account (include suffix)
Share Draft Account (include suffix)
Please ensure fee is available in account on December 1, 2016 OR extension will not be processed.
Member: _______________________________________________Date:_________________________________
Co-Applicant: ___________________________________________Date:_________________________________
Loan Account # (include suffix): ___________________________
Loan Account # (include suffix): ___________________________
Loan Account # (include suffix): ___________________________
GULF COAST FEDERAL
CREDIT UNION
LOCATIONS
2633 Rodd Field Road
Corpus Christi, Texas 78414
361-980-8203
1-800-881-5991
1909 E. Main Street
Alice, Texas 78332
361-664-8331
4677 South Staples
Corpus Christi, Texas 78411
361-792-7525
***************
We’ve Got A Loan For That!
Technology can simplify many aspects of life we all know that. One area
where tech advances provides convenience, simplicity, mobility, speed,
and ease of access is financial management. As your financial institution,
we want to bring you all of this and more with a plethora of online tools
starting with our state-of-the-art website,
www.gulfcoastfederalcu.com. We make it easy and
convenient to apply for a loan here at Gulf Coast FCU!
GULF COAST FEDERAL
Term Share Certificates: A Safe Way To Put Your Money To Work
CREDIT UNION HOURS
Lobby:
8:30 a.m.-5:00 p.m. M-T-TH-F
9:00 a.m.-5:00 p.m. Wed.
9:00 a.m.-1:00 p.m. Sat.
Drive Thru:
If the ups and downs of the stock market are leaving you a little queasy, here's some
relief: A Share Certificate from the credit union. Your funds are insured and you are
guaranteed not to lose principal. With a Share Certificate, you earn more interest than
deposits in a share account in exchange for agreeing to keep the certificate for a certain
term. If you cash in the certificate prior to its maturity,
you will have to pay an early withdrawal penalty. But if
you ladder your certificates, you can usually access money
if you need it. need the money, you can use the funds
instead. You work hard for your money; make it work
harder for you with a Term Share Certificate from Gulf
Coast Federal Credit Union.
7:30 a.m.-6:00 p.m. M-F
9:00 a.m.-1:00 p.m. Sat.
***************
CALL-24:
361-980-8297
1-800-239-3985
WWW.GULFCOASTFEDERALCU.COM
Need A Notary? We're Here To Help
Many legal documents require your signature to be witnessed by a notary in
order to help protect against fraud. A notary public is licensed by the state
and notarization is a way to ensure it's, in fact, you signing documents. For
example, a power of attorney, which gives another person the ability to act
on your behalf requires notarization. So does an advanced directive or
living will. This document explains what medical treatments you want or
don't want in case you are unable to communicate your wishes to a doctor yourself. It relieves a burden for
your loved ones, who may not know your instructions. You'll also want the protection of notarized signatures
for any long-distance agreements you enter into cases where you and the other signer are not in the same
place at the same time. If you are looking for a notary, look no farther than the credit union. It's just one more
way we're here to help ensure your well-being.
Maturity is the stage of life when you
don't see eye to eye, but can walk arm
in arm.