SAVINGS FUND
An Open-ended Debt Fund
POWER YOUR SAVINGS.
PICK THE SMARTER OPTION.
2017-01-0138-SBIMF_Savings Fund Leaflet Dec A5
PRESENTING SBI SAVINGS FUND
With time, how you save should change too. Pick the smarter option and invest in SBI Savings Fund which
aims to provide regular income by investing predominantly in floating rate debt securities, fixed rate
securities, derivative instruments as well as in Money Market instruments. Ideal for someone looking to park
their savings for at least 1 month and up to 1 year. It’s time to save, the smarter way.
INVESTMENT OBJECTIVE
To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for
capital appreciation through a portfolio investing in floating rate debt securities, fixed rate securities, derivative
instruments as well as in Money Market instruments.
KEY HIGHLIGHTS
The fund aims to provide regular income along with capital appreciation
It has a high quality portfolio, as majority of investments are in securities of the highest rating
It has high liquidity and can be redeemed on any business day
Ideal for investors who want to invest for the short term; 1 month and up to 1 year
Has the potential to give relatively better returns than traditional saving instruments
TOP 10 HOLDINGS
Name
Rating
ICICI BANK LTD
ICRA A1+
TATA POWER COMPANY LTD
POWER FINANCE CORPORATION LTD
(%) Of Total AUM
ICRA AA / CARE AA
8.13
ICRA AAA / CRISIL AAA / CARE AAA
7.84
6.84
INDIABULLS HOUSING FINANCE LTD
BWR AAA / CARE AAA
MANAPPURAM FINANCE LTD
CRISIL A1+
3.92
NIRCHEM CEMENT LIMITED
CRISIL AA
3.84
RURAL ELECTRIFICATION CORP LTD
ALTICO CAPITAL INDIA PVT LTD
ADVINUS THERAPEUTICS LIMITED
STCI FINANCE LTD
Total
IND AAA / ICRA AAA / CRISIL AAA / CARE AAA
IND A1+
3.57
CRISIL A1+
3.33
50.98
Data as on: 30th December, 2016. For complete list of holdings, please visit our website www.sbimf.com
SECTORAL BREAKDOWN (in %)
2017-01-0138-SBIMF_Savings Fund Leaflet Dec A5
4.36
3.90
ICRA AA+(SO)
CERTIFICATE OF DEPOSITS
COMMERCIAL PAPER
DATED GOVT SECURITIES
NON-CONVERTIBLE DEBENTURE
TREASURY BILLS
ZERO COUPON BOND
CBLO/REVERSE REPO
NCA
5.25
11.80
20.36
0.19
55.79
0.39
3.57
6.07
1.82
FUND DETAILS
Fund Manager: Mr. R. Arun
• Managing Since: April 2012
• Total Experience: Over 10 years
Exit Load: For exit within 3 business days from the date of allotment – 0.10%
For exit after 3 business days from the date of allotment – Nil
Entry Load: N.A.
SIP: Weekly - Minimum `1000 & in multiples of `1 thereafter for minimum of six installments
Monthly - Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 &
in multiples of `1 thereafter for minimum one year
Quarterly - Minimum `1500 & in multiples of `1 thereafter for minimum one year
Minimum Investment: `5000 & in multiples of `1
Additional Investment: `1000 & in multiples of `1
Quantitative Data:
Modified Duration: 0.73
Average Maturity: 0.83 years
Yield to Maturity: 7.46
Data as on: 30th December, 2016
Plans Available: Regular and Direct
Options: Growth and Dividend
PERFORMANCE OF SBI SAVINGS FUND
SBI Savings Fund
CRISIL Liquid Fund Index
(Scheme Benchmark)
CRISIL 1 Year T-Bill Index
(Additional Benchmark)
31-Dec-2015 30-Dec-2016
31-Dec-2014 31-Dec-2015
31-Dec-2013 31-Dec-2014
Absolute
Returns (%)
Absolute
Returns (%)
Absolute
Returns (%)
8.35
8.27
8.94
7.60
24,912
7.48
8.23
9.21
7.13
23,596
7.27
8.22
8.56
6.05
20,799
Since Inception
CAGR
PTP
Returns (%) Returns (INR)
Past performance may or may not be sustained in future. Returns (in %) other than since inception are absolute, calculated for growth option and in INR are point-to-point
(PTP) returns calculated on a standard investment of `10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes.
Performance calculated for Regular Plan. NAV of growth option as on 30/12/2016 – `24.9275, 31/12/2015 – `23.0057, 31/12/2014 – `21.2489, 31/12/2013 – `19.5048. For
computation of since inception returns (%) the allotment NAV has been taken as `10/-. Inception Date: 19/07/2004.
2017-01-0138-SBIMF_Savings Fund Leaflet Dec A5
OTHER FUND MANAGED BY MR. R. ARUN, FUND MANAGER OF SBI SAVINGS FUND
Performance of
SBI Magnum InstaCash
Fund - Liquid Floater
7
15
Days Days
30
Days
SA
SA
SA
Returns Returns Returns
(%)
(%)
(%)
30-Dec-2015 - 31-Dec-2014 - 31-Dec-2013 31-Dec-2016 31-Dec-2015 31-Dec-2014
Absolute
Returns (%)
Absolute
Returns (%)
Absolute
Returns (%)
Since Inception
CAGR
PTP
Returns (%) Returns (INR)
SBI Magnum InstaCash
Fund - Liquid Floater Plan 5.15
5.35
5.40
6.76
7.78
8.74
7.17
26,855
CRISIL Liquid Fund Index
6.73
(Scheme Benchmark)
6.19
5.87
7.48
8.23
9.21
6.80
25,556
CRISIL 1 Year T-Bill Index
3.91
(Additional Benchmark)
4.09
2.29
7.27
8.22
8.56
5.95
22,800
Past performance may or may not be sustained in future. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison
purposes. Returns (in %) other than since inception are absolute, calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard
investment of `10,000/-. Performance calculated for Regular Plan. NAV of growth option as on 30/12/2016 – `2689.0538, 31/12/2015 – `2518.6948, 31/12/2014 –
`2336.8598, 31/12/2013 – `2148.9835. For computation of since inception returns (%) the allotment NAV has been taken as `1000/-. Inception Date: 01/10/2002.
Performance of the other fund managed by Mr. R. Arun is disclosed as mandated by SEBI Guidelines.
WHY INVEST WITH SBI MUTUAL FUND?
Proven experience of over 29 years in fund management across market cycles, asset classes and styles
Joint Venture between State Bank of India, the Banker to every Indian, and AMUNDI, one of the world’s
leading asset management companies
Network of 165 SBI Mutual Fund branches across India to serve our investors
Committed to innovation, ethics and simplifying investment decision-making for our investors
SBI Savings Fund is suitable for investors who are seeking^:
Regular income for
medium term
Investors understand that their principal
will be at moderately low risk
Investment in Floating rate Debt / Money Market securities
^Investors should consult their financial advisers if in doubt about whether the
product is suitable for them.
Distributed by:
Toll-free: 1800 425 5425
SMS: ‘SBIMF’ to 56161
Visit: www.sbimf.com
Follow us:
Mutual Fund investments are subject to market risks,
read all scheme related documents carefully.
2017-01-0138-SBIMF_Savings Fund Leaflet Dec A5