PERSONAL BANKING
BUSINESS BANKING
WEALTH MANAGEMENT
Message From the Chairman and the President
Helping families purchase their first homes, financing expansions of local businesses, providing
outstanding service to thousands of customers and supporting our communities. That’s what we
do at Bank of New Hampshire. We are a leading, independent, mutually owned bank focused
solely on New Hampshire and the success of our customers and the communities we serve. With
22 offices throughout the state, we are New Hampshire’s local bank with over 280 dedicated
employees serving customers in communities large and small. Since our founding 184 years ago,
we have been committed to providing the best in banking services with a high level of personal
service and the financial strength you can count on for all your financial needs.
We are pleased to report that Bank of New Hampshire completed another successful year of
growth and solid profitability. At June 30, 2015, assets totaled $1.24 billion, an increase of
$21 million over the prior year. Deposits also reached a record $995.2 million at year end. As New
Hampshire’s economy continued to strengthen, we experienced increasing demand for credit to
assist our customers in meeting their goals. We are pleased to be one of New Hampshire’s leading
mortgage lenders. During the past year, Bank of New Hampshire provided over 771 residential
mortgages totaling over $110.1 million. We also significantly expanded our commercial banking
capabilities and our commercial bankers were busy providing a wide variety of commercial loans
and treasury management services to our customers. As of June 30th, commercial loans outstanding
reached a record $407 million, an increase of $16 million over last year. Whether a business is large
and complex or more modest in size, we have the products, services and expertise to meet the
needs of any business, not-for-profit organization, educational institution or municipality.
With over $601 million in assets in our care, the Wealth Management division is a leader in
managing our clients’ investments and helping them achieve their financial goals. We work
closely with our clients to help them establish their objectives and define their personal
investment styles. Strategies are then implemented by our experienced trust and investment
officers in a highly personalized and tailored approach. Companies throughout the state
also look to us to manage their employee retirement plans. Our Retirement Plan Services
professionals have the expertise and competitive products to successfully meet the needs
of any company for its employee retirement plans, from simple to complex.
In banking, financial strength is paramount. In addition to solid earnings, Bank of New Hampshire’s
capital of over $140 million is a solid foundation upon which the bank is built. Our common
equity ratio of 14.01% and our total capital ratio of 15.34% are far in excess of all regulatory
requirements to be considered “well capitalized” by the FDIC. As a mutual bank without
stockholders, all of our earnings are reinvested in the capital of the bank to improve our
products and services for the benefit of our customers and communities.
Part of our mission is to be a good corporate citizen and partner in the communities we serve.
To that end, Bank of New Hampshire invested over $540,000 in charitable and community
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initiatives to help make our state a great place to live and work. In addition to our financial
support, employees volunteered more than 10,800 hours in community service activities across
the state. We are proud of our civic leadership and community support and know that we will
only be successful if our communities thrive and remain strong.
This past year, we were saddened by the passing of Paul L. Normandin and John F. Goddard, Jr.
who served our bank with distinction for many years. Paul was elected a Corporator in 1965, a
Director in 1968 and served as Chairman from 1988-2005, retiring from the Board in 2006. John
was elected a Corporator in 1969, a Director in 1971 and retired in 1997. Both continued to stay
connected to Bank of New Hampshire as Senior Directors during their retirements. Paul and John
provided outstanding leadership to our bank and we honor them for their lasting contributions
to our growth and success. They will be deeply missed.
In closing, we would like to thank all of our employees for their dedication and hard work. We
can only be as good as the people on our team and we are proud that we have the best, most
professional and dedicated group of employees of any bank in the state. We are also grateful to
our Directors and Corporators for their sound advice and counsel, which helps ensure that Bank
of New Hampshire remains a strong, independent, mutual banking organization.
After many years in the doldrums, the New Hampshire economy seems to be perking up.
Unemployment is now below 4% and there are many signs that we have recovered from the
depths of the last recession. As we look toward the future, Bank of New Hampshire will continue to
play a key role in the growth, development and prosperity of the Granite State. That’s our pledge.
Sincerely,
Bruce D. Clow
Chairman of the Board
K. Mark Primeau
President and CEO
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MONADNOCK PAPER MILLS, INC.
Richard Verney | Chairman and CEO
Being a family owned business and the oldest continuously operating paper mill in the
United States, Monadnock Paper felt strongly about partnering with a New Hampshire
bank. They understand the importance of keeping business local and wanted a company
that shared that philosophy. Monadnock Paper prides themselves on the quality paper
they produce and attributes their success to their great employees and their expertise.
Monadnock Paper looked to Bank of New Hampshire to provide 401k plans with customized
training and consultations along with local service for their business and employees. In addition
to the banking relationship, Bank of New Hampshire, the oldest bank in New Hampshire, partnered
with Monadnock Paper by printing this year’s Annual Report on their quality product.
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BAMFORD INVESTMENT COMPANY, LLC
David Bamford | Attorney and Real Estate Investor
David Bamford finds his community and business relationships most important to him.
Also important to him is working with a company invested in giving back to the community
with a desire to see the City of Dover and its residents thrive.
As a retired lawyer and an active real estate investor, it is important to David that his
banker serve as a trusted resource. Bank of New Hampshire serves as that resource and
offers all of the products and services needed both personally and professionally for
the business.
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BK SYSTEMS, INC.
Beth Mortell | Treasurer
Karl Klardie | President
Bank of New Hampshire provides rapid and personalized responses to any issues or needs facing
BK Systems. They trust in the people and institution that holds their money, processes their
checks, provides banking and non-banking business references, and manages their retirement
assets. They place an importance on the needs of the business and their employees.
BK Systems appreciates that Bank of New Hampshire prides itself on being New Hampshire’s
local bank, focusing on the needs and wants of New Hampshire companies and individuals.
Its focus on funding local projects, providing financing to local entrepreneurs and charitable
giving to New Hampshire-based organizations is important to them.
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NORTH CONWAY COMMUNITY CENTER
Mark Miller | Board President
Ryan Sommer | Executive Director
With a mission to serve the community, the North Conway Community Center, a non-profit
organization, partnered with Bank of New Hampshire to make its vision a reality with the
construction of a new community center. North Conway Community Center chose Bank of
New Hampshire because the bank listened to its needs, invested in its future and showed
a commitment in making its dream a reality.
It is important to North Conway Community Center that Bank of New Hampshire shares
its vision of investing in the citizens of North Conway and is a trusted advisor and a
partner for its future.
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NEW HAMPSHIRE’S LOCAL BANK
MAKING A DIFFERENCE SINCE 1831
Bank of New Hampshire, founded in 1831, provides deposit, lending and wealth management
products and services to families and businesses throughout New Hampshire. With 22 offices
statewide and assets exceeding $1.2 billion, Bank of New Hampshire is the oldest and one of
the largest independent banks in the state. Bank of New Hampshire is a mutual organization,
focused on the success of the bank’s customers, communities and employees, rather
than stockholders.
PRESTIGE PLUS 25 YEAR ANNIVERSARY
We are very proud to announce that Bank of New Hampshire’s Prestige Plus program is
celebrating its 25th anniversary in 2015! Over the past 25 years, the Prestige Plus program
has built a large and loyal following and has rewarded hundreds of members with memories
and friendships that will last a lifetime. The program has brought members all over the world
including destinations such as Ireland, Machu Picchu, Costa Rica, Kenya, Tanzania, and many more.
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WE LOVE NEW HAMPSHIRE
BANK OF NEW HAMPSHIRE GIVES BACK
Bank of New Hampshire is proud to be a civic leader and is focused on making the Granite State a
better place to live, work and do business. To support a wide variety of charitable organizations
throughout New Hampshire, annually the bank contributes as much as $1,000,000 to over
350 non-profit organizations and our employees volunteer more than 10,800 hours. Bank of
New Hampshire is dedicated to supporting our customers and communities by offering products
and services our customers need to allow them more time to focus on their personal lives and to
run their businesses.
BEST BANK
Bank of New Hampshire is honored to have been recognized for many prestigious accomplishments
over the years and was most recently selected as a winner in New Hampshire Business Review’s 2015
Best of Business (BOB) Awards. The bank was chosen from the statewide readers’ survey as the Best
Local Bank for Small Business for the third consecutive year. This award is a result of the dedication
our employees have to our mission of providing the best service to our customers and communities.
Thank you to the many businesses, community partners and residents who voted for us.
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ELIZABETH BROTHERS - BANK OF NEW HAMPSHIRE
Retail Loan Processing Supervisor and Assistant Systems Administrator
Elizabeth Brothers has been an employee of Bank of New Hampshire for five years, starting as a
Mortgage Loan Processor and Closer. Throughout the years she has excelled in her career and was
most recently promoted to Retail Loan Processing Supervisor and Assistant Systems Administrator.
Under Elizabeth’s leadership, the retail loan processing team is instrumental in the mortgage
lending process and moves submitted loan applications through processing to the closing and
handles all of the necessary documentation.
Elizabeth strives to build strong relationships with bank customers and serves as a trusted resource
throughout the buying process; which for many is the biggest purchase they will ever make. The
bank understands the values of family and community which empower employees like Elizabeth
to want to be the best they can be in assisting individuals and families with the purchase of their
dream homes.
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JONATHAN SHAPLEIGH - BANK OF NEW HAMPSHIRE
Vice President, Commercial Banker
Jonathan Shapleigh holds a degree in business management from Plymouth State University
where his banking career was launched in 2005 as an intern in the commercial division of Bank of
New Hampshire. Upon graduation, Jon was offered a full-time position and is a great representation
of the bank’s dedication to hire local talent, foster career growth, and retain New Hampshire’s
college graduates. Through having access to strong leadership, experienced mentors, and multiple
bank supported educational opportunities, Jon has excelled as a Commercial Banker. Jon’s primary
focus is serving local businesses in Rochester, Dover, and the seacoast communities of New Hampshire.
Working for Bank of New Hampshire allows Jon, a community minded individual, to volunteer his
time as a member of the Rochester Economic Development Commission, a member of the Mount
Washington Valley Economic Development loan review committee, a board and finance committee
member for the Children’s Museum of New Hampshire, a member of the Rochester Rotary Club,
and a Rookie League baseball coach in Rochester.
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MANAGEMENT COMMITTEE
K. Mark Primeau
Robert E. Curtis
Thomas A. Drouin
Barry S. Leonard, Jr.
Paul C. Nee
Gayle E. Price
Marc L. Rayburn
Vickie L. Routhier
Cydney D. Shapleigh-Johnson
President &
Chief Executive Officer
Senior Vice President
Chief Commercial Banking Officer
Senior Vice President
Chief Accounting Officer,
Treasurer & Controller
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Executive Vice President
Chief Risk Officer
Senior Vice President
Chief Information Officer
Senior Vice President
Chief Retail Banking &
Marketing Officer
Senior Vice President
Chief Retail Lending
& Operations Officer
Senior Vice President
Chief Human Resources Officer
Senior Vice President
Chief Wealth Management Officer
Directors and Corporators
DIRECTORS
CORPORATORS
Claudette L. Ayotte
Vice Chairman of the Board
Retired Public Relations
Coordinator
Irving Oil
Charles L. Aiken
Retired Treasurer
Bourdon’s Institutional
Sales, Inc.
Matthew J. Albuquerque
President/Founder
Robert E. Benoit
Consultant to Banks, Retired Next Step Bionics &
Prosthetics, Inc.
Auditor
Richard W. Long
Deborah DeScenza
Retired
Executive Director
Farmsteads of New England, Inc. Bank of New Hampshire
Mary B. DeVeau
President/CEO
Concord Regional Visiting
Nurse Association
Sandra T. McGonagle
Retired Principal/Consultant
Robert A. Dietz
Attorney, Member/Manager
Normandin, Cheney
& O’Neil, PLLC
Paul Montour
Retired Owner/Operator
McDonald’s Restaurant
PAMCO
Richard W. Burpee, Jr.
President
Redwing Property Maintenance
Services, LLC
David K. Bamford
Attorney
Bamford, Dedopoulos &
Regan, PLLC
Bruce D. Clow
Chairman of the Board
Past President & CEO
Bank of New Hampshire
Lori L. Barnes
Retired President
Claremont Concord
Railroad Corp.
Gregory M. Dickinson
Retired President & CEO
Village Bank & Trust
Michael R. Baron
President and CEO
Baron’s Major Brands
Ann Duschatko
Managing Member
Absolute Title LLC
Gregory A. Goddard
General Manager
Gunstock Mountain Resort
Ryan Barton
CEO
Mainstay Technologies
Robert J. Evans, M.D.
Anesthesiologist
Lakes Region Anesthesiology
K. Mark Primeau
President & CEO
Bank of New Hampshire
D. Scott Beane
Certified Public Accountant
Dana S. Beane & Company
P.C., CPAs
Peter Filaroski
Owner/Manager
Filaroski Properties
Kenneth L. Robinson, Jr.
Retired General Counsel
Northeast Delta Dental
Suzanne L. Stiles
Retired Senior Vice President,
Administrative & Facility
Services
LRGHealthcare
Russell W. Thibeault
President
Applied Economic
Research, Inc.
SENIOR DIRECTORS
Donald F. Beane
Retired Treasurer
Wilkinson-Beane-SimoneauPaquette Funeral Home
Rodney N. Dyer
Chairman Emeritus
Bank of New Hampshire;
Attorney
Wescott Law, PA
John E. Gauthier
Retired
David R. Lynch
Retired CPA
Denoncourt, Waldron
& Sullivan, P.A.
Harold Noreen, Jr.
Retired
Bergen-Paterson
Pipesupport Corporation
Russell J. Beane
President and Treasurer
Wilkinson-Beane-SimoneauPaquette Funeral Home
H. Edmund Bergeron
President
H.E. Bergeron Engineers, Inc.
Roger E. Bouchard
President & CEO
Foxwood Homes LLC
Thomas E. Cantin
President
Cantin Chevrolet, Inc.
Robert P. Cheney, Jr.
Director & Shareholder
Sheehan Phinney Bass +
Green, PA
Thomas A. Clairmont
Retired President
LRGHealthcare
Joseph M. Conley
Senior Vice President/
Chief Operating Officer
Concord Hospital
Marcia E. Cotter
Interior Designer
Decorative Interiors
John E. Cullity, Jr.
Former President
Cullity Insurance
Raymond P. D’Amante
Attorney/Investor
Carroll W. Stafford, Jr.
Past President & Vice Chairman D’Amante Couser Pellerin
& Associates, P.A.
Bank of New Hampshire
H. Thomas Volpe
President
Melcher & Prescott, Inc.
John F. Weeks, Jr.
Retired President
Weeks Dairy Foods, Inc.
Dennis M. Denoncourt
Certified Public Accountant,
Principal
Denoncourt, Waldron &
Sullivan, P.A.
Nancy E. Dirubbo
ARNP
Travel Health of NH
Donald Discenzo
President
Whitefield Hardware, Inc.
Paul T. Fitzgerald
Partner/Director
Wescott Law, P.A.
Edward A. Gardner
Vice President/Director
Hampshire Hospitality
Holdings, Inc.
Edgar D. McKean
Retired Attorney
James L. Paine, DVM
Veterinarian
Russell Animal Hospital, P.A.
Wayne W. Presby II
Executive
Mount Washington Railway
Company
Judith T. Reever
Community Volunteer
Wende Richter
Owner
Quik Laundry & Cleaners
Donald Roper
Consultant
NCM Management, Inc.
Christine L. Santaniello
Executive Director
Lakes Region Community
Services
Carolyn S. Scattergood
Retired Accountant
Margaret K. Selig
Thomas E. Garfield
Director
Retired Executive Vice President Laconia Adult Education
Bank of New Hampshire
Steven A. Silberberg
Bruce R. Hamel
Attorney
President
Joseph Skiffington
The Home Beautiful, Inc.
Builder
Norman H. Harris, Jr.
Skiffington Homes, Inc.
President
Nathan Smith
Gilford Well
Owner
John F. Hollinger
Smith Farm
President & CEO
Curtis J. Stafford
EPTAM Plastics
Vice President
John Howe
George C. Stafford & Sons, Inc./
Vice President & Co-Owner
Stafford Oil Company, Inc.
New Hampshire Business
Brenda M. Stowe, DVM
Sales, Inc.
Veterinarian
Edward H. Hoyt
New Hampshire Humane
Retired
Society
Purity Spring Resort
John B. Sullivan, Jr.
Margaret P. Kerns
Owner
Vice President, Clinical Support Sullivan Development
Services
Sean C. Sullivan
LRGHealthcare
Certified Public Accountant,
Pamela Kocher
Principal
Managing Partner
Denoncourt, Waldron &
Kocher & Company, Inc.
Sullivan, P.A.
Scott Labnon
Christopher J. Volpe
Innkeeper
Insurance Executive
The Town & Country
Melcher & Prescott, Inc.
Motor Inn, Inc.
James H. Walker, Jr.
Frank H. Lemay
President
President and Principal
Walker Motor Sales, Inc.
Milestone Engineering &
Construction, Inc.
Peter Widmark
Real Estate Developer
Widmark Companies
David H. Wood
Retired Executive Director
AHEAD Inc.
HONORARY CORPORATORS
Howard L. Bacon
Retired
Elaine Bonnette
Farming-Prize Polled Herefords
Oak Ledge Farm
Gail R. Brewer
Retired CEO
Scotia Technology
John P. Chandler
Retired Attorney
David H. Clark
Retired
Calvin J. Coleman
President
Alvin J. Coleman & Son, Inc.
Peter Duffield
Retired
Vutek
Rene J. Gilbert
Retired Builder
Gilbert Apartments
J. Peter Hare
Real Estate Developer/Builder
Windward Harbor Co., Inc.,
Windward Realty Group
Pepi M. Herrmann
Master Crystal Cutter
Pepi Herrmann Crystal, Inc.
Gerard J. Horn
Retired Pharmacist
Lionel R. Houle
Retired
David S. Howland
President
Howland Realty, Inc.
Robert H. McGrath
Retired
Insurance Agent
Roger McGrath
Retired
NYNEX
Ronald W. Morin
Retired
J. J. Morin
Ronald V. Porter
Retired
Portlyn Corporation
Warren A. Rival
Retired
Rival Precision, Inc.
Armand St. Pierre
Retired
Restaurant Owner
Joni Stover
Retired Executive
Dow Fuel Company
16
Corporate Officers
SENIOR VICE PRESIDENTS
Leland J. Beachy
Information Security Officer
Eric C. Carter
Electronic Banking
Debra L. Davis
Retail Banking Officer
Jean M. Dobbins
Compliance Officer
Valerie J. Drouin
Prestige Plus Manager
David S. Hart
Director of Audit
Dean R. Ingram
Commercial Banker
W. Stephen Loughlin
Commercial Banker
Christopher H. MacDonnell
Treasury Management Services
Manager & Business Development
Mary E. Mattson
Commercial Banker/Team Leader
Carolyn B. Peverly
Retail Banking Officer
Susan J. Richardson
Retail Lending Manager
Shaun M. Sanborn
Facilities, Security & Safety
Administrator
John E. Swenson
Bank Operations
Brian B. Tufts
Senior Commercial Credit Officer/
Team Leader
VICE PRESIDENTS
Janet L. Ackerman
Commercial Banker
Tania L. Baert
Commercial Banker/Workout Manager
Douglas C. Benton
Assistant Controller
Cynthia L. Bodah
Quality Service & Training
Melaine L. Boisvert
Business Development Officer
Karen K. Cornell
BSA Compliance Officer
17
Lindsay D. Cota-Robles
Marketing Officer
Kathleen L. Crane
Trust Officer
Luke Daviault
Auditor
Susan D. Davis
Commercial Banker
David R. Dinsmoor
Mortgage Sales Manager
James E. Garfield
Technical Support Manager
Andrew J. Giovanni
Internal Auditor
Donna C. Harris
Customer Solution Manager
Darren M. Howcroft
Senior Financial Consultant
Patricia R. Kingwill
Office Manager
Joan E. Leroux
Office Manager
Therese C. D. Linden
Wealth Management Client
Support Manager
Michael P. Lowrey
Data Processing Manager
Tina B. Lunderville
Market Manager
Robert H. Mercer
Business Development Officer
Elaine L.B. Miller
Market Manager
Dona G. Murray
Investment Officer
Peter C. Preston
Credit Officer
Steven H. Reynolds
Wealth Management &
Retirement Plans Officer
Dirk R.H. Richardson
Retirement Plans Officer
Jonathan D. Shapleigh
Commercial Banker
Heidi J. Shaw
Assistant Compliance Officer
Ellen B. Soucy
Business Development Officer
Michael J. St. Onge
Investment Officer
G. Matthew Sweet
Data Center Manager
Christopher F. Walkley
Commercial Banker
Karen S. Wilson
Community Reinvestment
Act Officer
ASSISTANT VICE PRESIDENTS
Timothy C. Boudreau
Office Manager
Edith M. Carter
Office Manager
Antonio O. Chiefe
Office Manager
Tawnya J. Courtemanche
Office Manager
Lisa C. Dauphine
Project Management Officer
Shawna M. Defrancesco
Office Manager
Donna C. Guimond
Office Manager
Kathy-Ann Haase-Nelson
Recruiting & Employee Relations
Officer
Martha L. Hardy
Office Manager
Parker T. Howell
Assistant Controller
Barbara E. Laros
Office Manager
Brian S. Main
Office Manager
Rosemary E. Novotny
Office Manager
Barbara A. Simoneau
Retail Lending Officer
Leslie A. Simpson
Office Manager
Melissa L. Skeats
Commercial Banking
Administration Manager
Karon A. Thibault
Deposit Operations Supervisor
Jacqueline M. Vickery
Mortgage Loan Officer
Ralph E. Wegner
Information Security &
Continuity Manager
Mary Beth S. White
Office Manager
CORPORATE OFFICERS
Betty L. Anders
Mortgage Loan Officer
Jessica L. Beane
Assistant Office Manager
Dennis E. Cote
Mortgage Loan Officer
Tammy L. Cote
Mortgage Loan Officer
Kirstin T. Dickson
Banking Office Manager
Vickie J. DiPrizio
Mortgage Loan Officer
Kathleen F. Finnigan
Mortgage Loan Officer
Dawn M. Fountain
Banking Office Manager
Thomas J. Galante
Wealth Management Officer
Anthony J. Ilacqua
Banking Office Manager
Mary Lee Johnson
Banking Office Manager
Pauline C. Juneau
Retail Loan Center Officer
Tracy M. Lockwood
Banking Office Manager
Tammie M. Mahoney
Mortgage Loan Officer
Lynda J. Paquette
Commercial Banking
Administration Officer
Jared C. Price
Operations Officer
Denise A. Rogers
Mortgage Loan Officer
Lucinda A. Salta
Prestige Plus Officer
Amanda M. Simino
Banking Office Manager
Michele L. Thomas
Banking Office Manager
Consolidated Statements
of Financial Condition
(In thousands)
JUNE 30, 2015*
JUNE 30, 2014
$
$
ASSETS
Cash and due from banks
Interest bearing demand deposits with other banks
23,724
34,359
Short term investments
32,893
34,864
490
359
58,573
68,116
242,123
244,944
Investments in held-to-maturity securities (fair values of
$7,731 as of June 30, 2015 and $6,149 as of June 30, 2014)
7,731
6,149
Federal Home Loan Bank of Boston stock, at cost
3,414
3,414
Loans held-for-sale
1,004
694
Cash and cash equivalents
Investments in available-for-sale securities (at fair value)
Loans receivable, net of allowance for loan losses of $9,276
as of June 30, 2015 and $8,710 as of June 30, 2014
850,358
818,904
Other real estate owned
148
109
Premises and equipment
22,430
23,122
2,948
2,988
21,017
21,017
13
362
28,834
27,984
Accrued interest receivable
Goodwill
Core deposit intangible
Investment in bank owned life insurance
Other assets
2,487
Total assets
2,504
$
1,241,080
$
1,220,307
$
218,058
$
194,382
LIABILITIES AND SURPLUS
Deposits:
Noninterest-bearing
Interest-bearing
777,162
771,270
995,220
965,652
Securities sold under agreements to repurchase
70,550
85,096
Federal Home Loan Bank of Boston advances
17,234
17,128
813
1,839
Total deposits
Deferred income taxes, net
Other liabilities
Total liabilities
16,377
15,384
1,100,194
1,085,099
136,739
130,233
Surplus:
Undivided profits
Accumulated other comprehensive income
Total surplus
Total liabilities and surplus
$
4,147
4,975
140,886
135,208
1,241,080
$
1,220,307
*Unaudited
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ANTRIM
77 Main Street
588.6333
GORHAM
583 Main Street
466.3352
PLYMOUTH
6 Riverside Drive
536.4200
BEDFORD
256 Wallace Road
471.7043
HILLSBOROUGH
325 West Main Street
464.5444
ROCHESTER
301 North Main Street
330.7000
CENTER OSSIPEE
Indian Mound Shopping
Center, 300 Route 16B
539.4278
LACONIA
62 Pleasant Street
524.1212
WHITEFIELD
22 King’s Square
837.2532
CLAREMONT
14 Sullivan Street
542.3072
LINCOLN
76 Main Street
Route 112
745.3431
WOODSVILLE
55 Central Street
747.2859
CONCORD
167 North Main Street
224.5444
LITTLETON
125 Main Street
444.5192
CONCORD
11 Triangle Park Drive
228.6101
KEENE
Loan Production Office
34 West Street
355.3553
CONWAY
23 Main Street
447.2408
DOVER
845 Central Avenue
740.4277
GILFORD
1441 Lakeshore Road
Route 11
528.1121
MANCHESTER
705 Hooksett Road
626.1301
MOULTONBOROUGH
960 Whittier Highway
Route 25
476.2265
GILFORD
One Country Club Road
528.3000
Cover Photo: Meredith, New Hampshire