Cal Poly Federal Credit Union
Member’s Quarterly
SUMMER ISSUE
2016
SUMMER ISSUE
Inside this issue:
We ’r e C e l e b r at i n g t h e G r a d u a t e !
The average cost of a new vehicle is $30,000 –
1% off rate reduction would save you close to
$1,000 in interest (financed for 72 months).
price of the car not
the
payment.
You’ll get a good
deal on the auto
purchase and our
1% rate reduction
to our lowest rate
of 1.99% apr.
Send us your purchase order and we will finalize the loan.
Now that we’ve got your attention—
Ready to get started? Send us your purchase order from the dealer on a new/used
auto purchase. We will automatically take 1%
off the dealer’s contracted interest rate –
to our lowest rate of 1.99% apr.
Are you currently financing a vehicle? Send us
your auto loan statement and we’ll refinance the
loan with a 1% rate reduction off your current
loan rate – to our lowest rate of 1.99% apr. Get
Started today at www.calpolyfcu.org or call
Cathy at 909.869.6823.
Or get pre-approved before you go to the
dealership. That way the power of negotiations is in your hands. Just tell the dealer you
have your financing in order and focus on the
*Some conditions apply, loan decisions are based on
credit approval, offer expires September 30, 2016.
Refinanced rate reduction does not apply to loans currently with the Credit Union.
We want to celebrate your graduation with
you! We are offering CPP Graduates and
Alumni a 1% rate reduction on any new
or used auto loan. It’s our graduation gift to
you. You worked hard and you deserve
it!*
1% Loan Discount to Grads & Alumni
Summer Consolidation Loan an Incredi- 1
ble Savings Opportunity.
Credit Union’s Summer Hours
1
Quick Look at all of our Loan DEALS!
1
Home Equity Loans—Dream Big
2
Travel with your CAL POLY FCU VISA
2
It’s a Money Thing—Latest Video topics
2
Privacy Statement Available on website
www.calpolyfcu.org
2
Summer’s
Sizzling Savings
C o n s o l i d at e a n d S ave f o r t h e S u m m e r
We are running a Summer Consolidation Loan
Special and it sure is SPECIAL!
You are not going to want to miss this
one. Now till September 30th we are offering a consolidation loan at a rate of 8.99%
apr. This rate is good for all credit score levels.
What rate are you paying on your credit and
store accounts (typically over 20% apr)?
That’s way over the 8.99% apr. Move the
balances over to our 48 month consolidation loan
special and save a bundle on finance charges.
The maximum loan amount is $20,000 and the
term has been extended to 48 months from our
typical 36 month term.
Let’s talk dollar and cents—if you consolidate
your credit card debt of $20,000 to our 8.99%
apr loan consolidation special, you could save
over $5,300 in finance charges. That’s some
serious money. Get started saving today with an
application at www.calpolyfcu.org.
C r e d i t U n i o n ’s S u m m e r H o u r s
The University will be observing a 4/10 work
week, closing on Fridays. The Credit Union
will have a slight adjustment to our lobby
hours for the summer to accommodate our
members' long work schedule. We will be
opening an hour earlier at 9:00 a.m.—
5:00p.m. Monday—
Thursday and opening
9:00 a.m.—3:00 p.m.
on Fridays. We will return to our normal 10:00
a.m.—5:00 p.m. schedule on August 29, 2016.
1

HOT Consolidation Loan
8.99% apr. Don’t get burned
and miss this opportunity to
save. Special ends 9/30/16.

1% off on Alumni Auto Loans
to the lowest rate of 1.99%
apr. Class of 1961—2016
celebrate your graduation
with a new car.

Carry your VISA this Summer
with a LOW 9.99% apr rate.

Need a New Device? Device
Loans starting at 7.99% apr
with a 12 month term.
All available with an application at
www.calpolyfcu.org.
Yo u r H o m e C a n H e l p w i t h Yo u r D r e a m s
You worked hard to achieve the
dream of home ownership. Now let
your home work hard for you!
What are your financial dreams? Where do you see
yourself and your family in 5 years? 10? or 15
years? Can your home be your partner in helping
you achieve these dreams.
LOW rates and LOW fees.
Find the right Home Equity Loan for you: Visit us
at www.calpolyfcu.org/banner/heloc for details.
For additional information contact Barbara at
909.869.6884 or [email protected].
NMLS#1105523, MLO #1105629
Tr ave l w i t h yo u r C P F C U V I S A
Our VISA has a fantastic LOW rate of 9.99% apr
and is accepted wherever VISA credit is accepted.
Using your Cal Poly FCU VISA for travel gives you
added security and protection. You have access to
these Travel and Emergency Service:
 Car Rental Insurance
 Life & ADD Insurance
 Emergency Transportation Assistance
 Emergency Ticket Replacement Assist.
 Pre-Trip Assistance
 Emerg. Msg. Relay & Translation Serv.
 Prescription Assistance & Valuable Document
Delivery Assistance
Board of Directors
Sue Chiazza—Chair
Maria Ruiz—Vice Chair
Lita Patel—Secretary
Sharon Stuewe—Treasurer
Won Choi—Director
Cheryl Meaux—Director
David Perez—Director
Our home equity loan can help with debt consolidation, financing college, home improvement
(windows, roof, pool), environmental home projects (solar, lawn replacement, drought tolerant
landscaping), or weddings and other major family
events. The best part is we have a quick turn
around (usually within a few weeks) and we offer
As you make your Summer travel plans. Don’t forget our Cal Poly FCU VISA.
Meet Our Volunteers
& Staff
Supervisor Committee
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



Legal Referral Assistance
Lost Luggage Locator Assistance
Emergency Pet Housing
Replacement of Lenses & Medical Dev.
Personal Travel Agent Service
Partner Program Discounts
Julie Montgomery—Chair
Linda Franklin—Member
Bernadette Jeffries—Member
Cheryl Meaux—Member
Tracy Wang—Member
Staff:
We’ll keep you safe while traveling! Pack our
VISA and remember the sunscreen!
Barbara Bean, CEO
909.869.6884
Apply today at www.calpolyfcu.org.
Joy Tafarella, V P
909.869.6867
Cathy Gonzalez,
Loan Officer
909.869.6823
Valerie Fernandez, MSR
909.869.6801
I t ’s a M o n ey T h i n g F i n a n c i a l E d u c at i o n V i d e o s
Eddy Figueroa, MSR
909.869.6866
Did you catch the latest “It’s a Money Thing “ videos
hosted on our site? The whole collection is available
at www.calpolyfcu.org/banner/its-a-money-thing .
Here’s a list of topics:
Eveline Rosales, MSR
909.869.6801
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Living on your own
Leasing vs Buying
Creating an Emergency Fund
Comparing Card (Credit/Debit/Pre-Paid)
7 Co-Operative Principles
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Compound Interest
Budgeting Basics
Boost your Credit Score
Foiling Identity Theft
Credit Score Breakdown
Choosing a Financial Institution
Each month we launch a new topic. Visit us
around the first of the month for the latest
release.
Shhh!—It’s Your Privacy and We Protect It
Your privacy is important to us—We protect your
information and do not share or sell your information to third parties. Our Privacy Policy is available for everyone to view on our website
www.calpolyfcu.org, scroll to the bottom and
click on Privacy Policy. Or send an email to
[email protected] or call us at 909.869.6800
and request a copy to be sent to you.
Cal Poly FCU
3801 W. Temple Ave.. Bldg. 35
Pomona, CA 91768
FAX: 909.869.6852
On campus, ext. 6800
Web: www.calpolyfcu.org
Email:[email protected]
24/7 Telephone Teller
855.250.2604
NMLS# 1105523 / NMLO#1105629