#BuckarooBuzz
Published for the parents at Inspirus Credit Union
A look at pop culture, movies, music and more!
How to raise
undup
Summer (kid) music festival ro of them might be too, er,
little athletes
sic festivals. And while some
Summer is synonymous with mu
—options:
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Kidzapalooza
(July 28 – 31).
Chicago, IL.
Lollapalooza’s beloved child
offers performances from
the biggest kindie acts (yes,
“kindie” is a thing), and is
free for children under 10.
Pickathon Independent
Music Festival
(August 5 – 7).
Happy Valley, OR.
Adults will love headliners like Jeff
Tweedy and Beach House, and kids
will love the circuses, crafts, and
performances just for them.
Austin Kiddie Limits
(Sept 30 – Oct 2 and
Oct 7 – 9). Austin, TX.
AKL is undeniably Austin. Group
percussion, air-brushed tattoos, and
pro-styled punk hairdos… And did
we mention there’s incredible music?
Whatever’s
happening in
your town (TBD)
Can’t make it to those
national festivals? Look
local. Most towns have
outdoor music of some
kind all summer long.
It’s a win-win!
on a budget
Summer 2016
ALSO
IN THIS
ISSUE
3
Money tips
for your
5-year-old
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fifty
words or less
Fixed Rate
* Fixed rate is a type
of interest on a loan.
Unlike an adjustable
rate, a fixed rate
stays the same for
the term of the loan.
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Buy a blender.
A blender is an
investment that will definitely pay off over
time. It’ll help you prepare quick, healthy baby
food, and you’ll likely use it for a long time
By Daniel Moss
Love your
landscaping
inspirusCU.org
888.628.4010
If your child is just starting out in a sport, always try to borrow before you buy. Ask
friends and neighbors if they have anything to share. Additionally, if your kid is joining
a league, it may have a supply of loaner equipment for beginners.
Luckily, used equipment is fairly easy to find. If your kid shows
long-term interest in a sport (or you’re unable to borrow),
try Play it Again Sports, eBay or other online retailers. The
exception here might be helmets. To guarantee the best
protection, consider buying them new.
Pay attention to quality
Start with the basics.
When it
comes to solid food, a lot of parents start
with mashed vegetables, fruit and even cereal.
Just a few teaspoons per day will be enough
(and way cheaper than buying baby food at
the supermarket).
Beat
summer
boredom
Make more food than you need.
TM
Borrow
Buy used
Baby weaning on a budget
If you are new to parenting, the prospect
of weaning your baby onto solid food can
be a little daunting, especially if you have
a limited budget. But fear not! It’s possible
to feed your baby healthy, nutritious food
without having to spend lots of money.
Here are a few tips:
This summer is a great time for your kids to take up a sport—
the weather’s warm and the Olympics are right around the
corner! But unless they want to play stickball, you’ll likely
have to buy equipment. Whether it’s shoes, shin guards or
other gear, the cost of playing sports can add up. Now for the
good news. A win for their athletic dreams doesn’t have to
be a loss for your savings. Check it out:
Each time you cook a meal, increase
the amount you make. Then store the
extra portions in freezer containers for a
later date. It’s a good idea to label each
container with a date, and consume it
within one month.
The articles in this newsletter are designed for informational
purposes only and are not intended as financial advice.
Neither the credit union, no any of its independent providers
is liable for any informational errors, incompleteness, or
delays, or for any actions taken in reliance on information
contained herein. Readers are always encouraged to check
and confirm the information with other sources and through
direct professional contact.
Copyright © 2016 by Subcat, Inc.
Summer
music festival
roundup
As your kids get more serious about a sport, make sure
the equipment is durable. Obviously, you want to
keep them safe, and high-quality gear should
last for at least one season. Rule
of thumb? If an item is new
but suspiciously cheap, you
should probably avoid it.
THREE
Let’s face it: no kid is going to master money at age five. But introducing financial concepts early on can help them be more
capable and comfortable with money later in life. Here are three easy tips you can teach your five-year-old about finance:
practical money tips
your 5-year-old
1
WILL UND
ERSTAND
Things
cost money
Maybe the best way to get
your child to understand
money is with experience.
The next time you’re, say,
buying ice cream, have your
child hand cash to the cashier.
It’ll help show them the role
that money plays.
2
3
Money
is earned
with work
Explain to your kids that
mom and dad go to work
every day to pay for the stuff
you own. When you go out,
point out the people you see
working, and remind them that
they’re doing it to make money.
Love your landscaping:
Three steps to transforming your yard
By E.E. Kane
Cultivating a well-kept, landscaped yard doesn’t have to
cost major money. With a little planning
and patience, you can create
the yard of your dreams without
spending too much green.
1. Sketch a plan
Sketch your ideal landscaping plan, including your
favorite flowers, trees, and shrubs. Then research your
desired plant species to determine soil preferences and
light requirements, make adjustments for your budget, and
narrow down your options.
2. Think long-term
Consider the maintenance requirements of everything you purchase.
Native species, hardy plants, and heirloom varieties will perform well and
save you the cost of herbicides and fertilizers over time.
3. One space at a time
Landscaping the whole yard at once will be expensive. Instead, prioritize your
efforts. Begin with areas that are screaming for attention, such as a privacy hedge, or
the border beds in front of the house. From there, build out the yard in increments.
Not every
want is a need
Despite what they may think, not
every one of your child’s wants is an
emergency. Describe the difference
between things like food and clothing
and not-so-necessary items like candy
and toys. Bonus benefit: when they
start getting their own money, they’ll
have an easier time managing it.
Beat summer boredom:
Affordable ways to keep
your kids entertained
FACT: even with summer camps, play dates and endless
other activities, kids still get bored. But before you start
counting the seconds until school starts again, check out
these affordable options for summer fun:
FREE MUSEUM DAYS
A lot of museums offer discounted or free entrance on certain
days and times of the week (and your kids will get a little dose
of culture to boot).
FARMERS’ MARKETS
Summer is a great time to hit your local farmers’ market.
Ask your kids to identity as many fruits and veggies as they
can, and tell them to pick out something they’ve never tried.
PET STORE
Do your kids love animals? Watch the groomers wash and
trim shaggy pets, ‘ooh’ and ‘ah’ at the variety of fish and
birds, and spy the scaley reptiles! Best of all? It’s totally free.