Acceptable Financial Documents for CAS Issuing/Visa Application Purposes Why Is This Required? BPP has a policy of requesting financial documents prior to assigning a CAS to a student in order to be able to assess that the student has both the ability and intention to study the course for which we are assigning a CAS – as required under paragraph 427 of the Tier4 Sponsor Guidance Version 10/13 Prior to deciding whether a student can be sponsored by BPP or not, we would like to be able to reassure ourselves that students can maintain themselves in the UK for the duration of their studies without recourse to public funds – as per the requirements of the immigration rules. In addition, it is in the best interest of the student to avoid a refusal due to not being able to produce satisfactory financial documents, as per the guidelines set out by the UKBA in the Tier 4 Policy Guidance. Low risk students are also normally required to produce evidence of funding, even if they would not have to submit these documents with their visa application (in the first instance). What Documents are Acceptable: 1. Bank statements In order for bank statements to be acceptable they must show: ‐your name or your parents(s)/legal guardians name; ‐the account number; ‐the date of the statement; ‐the financial institution’s name and logo; ‐the amount of money available. If any of the above elements is missing, the bank statement is not acceptable. How Old can a bank statement be? The date of issue of the bank statement cannot be any older than 31 days prior to the date of application (please note that the date of application for print and send is different from the date of online applications!) EG: Date of application is 1st of December 2013, bank statement should have been issued in the previous 31 days. How long must the money be there for: The bank statement must cover a full 28 day consecutive period. The money cannot dip under the minimum required amount at any point during the 28 day period. You cannot take the money out of the account at the end of the 28 day period‐ the UKBA will look at the closing balance on that statement! Ad Hoc Bank statements (printed out on request in branch) – acceptable if printed on the company letterhead! Online bank statements (that you print out at home from you computer screen) can be acceptable if each page has the stamp of the Bank or accompanied by a letter from the bank confirming authenticity of bank statements. Must Still include all the elements listed above (name, account no, financial institution name and logo, date, amount of money available). Bank statements showing ONLY the balance on ONE particular day will not be acceptable. If you wish to use a JOINT account, your name must be on the account. 2. Building society pass book covering a consecutive 28 day period ending no more than 31 days before the date of your application. Your building society pass book must show: •your name or your parents(s)/legal guardians name; and •the account number; and •the financial institution’s name and logo; and •the amount of money available 3. Letter from your bank confirming funds have been held for a consecutive 28 day period ending no more than 31 days before the date of your application. Your letter from a bank or building society must show: •your name or your parents(s)/legal guardians name; and •the account number; and •the date of the letter; and •the financial institution’s name and logo; and •the money in your account; and •that there is enough money in the account (to cover your course fees and living costs) 4. Letter from a regulated financial institution confirming a loan The loan letter(s) from a regulated financial institution that you send us must be dated no more than 6 months before the date of your application. The letter(s) must be the original (not a copy) and must clearly show: •your name; and •the date of the letter; and •the financial institution’s name and logo; •the money available as a loan; •that the loan is provided by your national government, their state or regional government, a government sponsored student loan company or is part of an academic or educational loans scheme. If the loan is provided by a bank or other private financial institution and is NOT part of an academic or educational loans scheme, a loan letter will NOT be acceptable. The money must be paid into the student’s account and remain in the account for 28 days in order to fulfil the UKBA requirement as under section 1 (Bank statement). Using a Parent’s or Legal Guardian’s Financial Documents If you wish to use a parent’s financial documents you must also include ‐ a birth certificate (or certificate of adoption) showing both your name and your parent’s name as evidence of the relationship and ‐ a letter of consent from the parent confirming they give you permission to use their funds. If you wish to use your legal guardian’s bank statement you must also include ‐Your certificate of adoption showing the name of your legal guardian or ‐a court document naming your legal guardian. Please note that a sworn affidavit will not be acceptable in place of a court document as it is simply a claim to a relationship but not evidence of that relationshi9p. A loan letter must always be in the student’s name. Loan letters in the name of the student’s parent or legal guardian are NOT acceptable. You cannot use financial statements in the name of any other relative or friend (not even your husband or wife), even if they give you consent to do so. If the bank or financial institution where your funds are being held is on the UKBA list of Financial Institutions that do not satisfactorily verify financial statements (Appendix P of the Immigration rules), we will not be able to issue you a CAS. The list of financial institutions that do not satisfactorily verify financial statements can be found here: http://www.ukba.homeoffice.gov.uk/policyandlaw/immigrationlaw/immigrationrules/appendixp/ SPONSORED STUDENTS You are financially sponsored if you are given money to cover some or all of your course fees and/or living costs. This financial sponsorship can be used as evidence of money you have. (Para 277 of the Tier 4 Sponsor Guidance, version 10/13) Who can sponsor a student for the purposes of the UKBA: 
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Her Majesty’s Government, your home government, the British Council any international organisation, any international company (a company that has a trading presence in at least 2 countries) university UK independent school Evidence of Official Financial Sponsorship: - a letter of confirmation from your Official Financial Sponsor on official letter‐headed paper or stationery of the organisation of the official financial sponsor which must have the official stamp of that organisation on it. The letter must show: •your name; •the name and contact details of your official financial sponsor; •the date of the letter; •the length of your sponsorship; and •the amount of money the sponsor is giving to you or a statement that your official financial sponsor will cover all of your fees and living costs. Please note that if your financial sponsor is only covering some of your course fees or living costs, you must show that you have the rest of the money needed (EG: the sponsorship letter states a grant of £7000 will be paid towards the maintenance fee, but the student must normally show £9000 for maintenance. In addition to the sponsorship letter you will be required to submit a UKBA compliant bank statement showing £2000 for 28 days to cover the difference). NOTE: As detailed in the Terms and Conditions for International Students, BPP retains final discretion as to whether to accept any documents you submit (including financial documents) and as to issue a CAS. If BPP has decided in a particular instance that it is not appropriate to issue a CAS, there is no appeal against the decision but a full refund will be offered.