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Christmas Savings
Youth Savings Account
Want some extra money for
your Christmas Shopping?
Well give yourself a bonus
just in time for the holidays
and open a Christmas
Savings account. There is
no starting limit, just save a
fixed amount monthly, with interest payable by the
second week in December.
The Youth
Savings Account
has the following
features:
•For members’
children under
16 years old
•Provides an
opportunity
for the young
members of the
family to learn thriftiness
•Attractive rate of return
•The money saved can assist with educational and
personal goals
•Interest is earned on savings
•Children will develop useful knowledge of the credit
union at an early age
•May be converted to regular membership upon
attaining age 16
Features
•No starting limit
•Save a fixed amount of your choice between
December-November
•Attractive Interest Rates of 8% per annum
•Receive a Christmas bonanza!
Golden Harvest
The Golden Harvest Savings
Account provides excellent
returns, guaranteed
protection and will help you
save towards your goals:
•Long term saving plan
•Save a fixed amount monthly
toward a goal
•When you’ve reached your desired goal
you can harvest or withdraw the lump sum and
“live out your dreams”
Ordinary
Deposit
Account
The Ordinary Deposit
Account is a Savings
Account in which:
•Members are able to do withdrawals (whole or
part) at any time
•Members earn a higher rate of return than Shares
Account
•ATM cards can be used for accessing your account
Optimum Savings
The Optimum Savings Account has the following
features:
•Attracts a higher rate of return than the Ordinary
Deposit account
•Cannot be accessed by an ATM card
Fixed Deposit Account
The Fixed
Deposit Account
is basically a
Term Deposit
Investment
account with
the following
features:
•Available as 30
day, 90 day, 180 day and 1-year investments
•Competitive rate of return
•Rates may be negotiated with the Credit Union
Standing Order Deposits
Standing Order Deposit has the following features
and benefits:
•Allows members to make payments for the Family
Indemnity Plan
•Also Health Insurance or any other payments
desired
Voluntary Shares Account
The Voluntary Shares Saving Account is the basic
account that each member must have. This account
qualifies members for loans and carries the following
features:
•Entitles you to membership
•Interest is earned quarterly
Credit Unions
of Jamaica