March 2016 Newsletter
Spring Clean Your Finances
As spring finally approaches, the
time has come to take a look at all of
that holiday spending and clean up
your financial clutter. To save you
time, we have developed four areas
that you should pay attention to this
month.
 Check Your Spending And Debt
Set an hour aside this spring to sit down with your advisor and review
your spending and saving habits. This includes analyzing your credit card
“Our life
is frittered
away by
detail …
simplify,
simplify.”
― Henry
David
Thoreau
report and developing a plan to pay off any debt. Focus on simplifying
your budget by creating broader categories. Do you notice any problem
areas?
 Banking
Most accounts these days – whether checking accounts, utility accounts
or student loan accounts – have a paperless billing option. Online banking
allows users to cut the clutter and avoid any late fees by paying bills on
time every month using automatic payment. If you are not a current user,
consider taking the time to sign up and eliminate the hassle of old
statements and checks. Why not opt for less paper!
 Investments and Retirement Accounts
It is beneficial to have an annual review of your financial portfolios. So
much can happen throughout the course of a year, including major life
changes. Spend this spring rebalancing and updating your accounts and
beneficiaries.
 Estate Planning
Update and simplify! Do you have a Will, a Power of Attorney, and a
Medical Directive? If not, don’t procrastinate. If you do have these
documents, when was the last time they were reviewed and updated?
Arthur Strauss
President of GenNow,
LLC
(205)-967-9595
@SFGadvisors