FINANCIAL PLANNING Give Yourself Peace of Mind CONVENIENT BANKING…ANYWAY, ANYWHERE. At East Coast Credit Union, we are focused on providing you with convenient access to your accounts wherever you are, 24/7. Whether you are banking in the evenings, looking for a surcharge-free ATM in another province, or travelling around the globe, East Coast Credit Union provides you with the access you need including: • mobile banking • telephone banking • in-branch banking • online banking • ATM banking • global purchase power Visit www.eastcoastcu.ca for more details on how you can access your accounts. ANNOUNCING THE CHOICE REWARDS® CASH CROP CONTEST! The seeds have been sown and this fall there’ll be a cash crop! From October 1 - November 30, 2014, all new CHOICE REWARDS® MasterCard® credit card and GLOBAL PAYMENT™ MasterCard® cardholders will be entered to win 1 of 6 regional cash crops. • CHOICE REWARDS® MasterCard® credit card crop: $500 statement credit every month for a year! GLOBAL PAYMENT™ MasterCard® card crop: 600,000 CHOICE REWARDS points! Contact any branch of East Coast Credit Union for complete details or to apply. *Contest rules & • restrictions apply. We know you have to plan for the future and you need your money to grow. That’s why at East Coast Credit Union we have a full range of account, investment, insurance, and lending products available to help you reach your goals. With specialists to answer your questions and offer timely, professional advice, we can give you peace of mind knowing that your money is doing the most for you. Whether you manage your own portfolio or are looking for assistance from a financial planner to develop your personal financial plan, we have the expertise to help. Contact your branch today to set up your financial planning appointment and take control of your future. IT IS NEVER TOO SOON TO INVEST IN REGISTERED EDUCATION SAVINGS PLANS (RESP’S) A Registered Education Savings Plan (RESP) is a special savings account that can help you, your family or friends start saving now for your child's education after high school. RESPs are registered by the Government of Canada so savings for education can grow tax-free until the person named in the RESP enrolls in postsecondary education. When you open an RESP account for your child or grandchild, the Government of Canada could also help you save by adding money to your RESP through special savings incentives. These incentives are called the Canada Education Savings Grant and the Canada Learning Bond. They are only available if you open an RESP plan. For more information or to obtain a detailed brochure please visit one of our seventeen branch locations. REVISED SERVICE CHARGES IN EFFECT OCTOBER 1ST, 2014 Please be advised that East Coast Credit Union will be revising service charges on a variety of products and services and changes will take effect on October 1, 2014.
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