Exceeding 1 Million Readership July 2015 - Vol. 18 - No. 7 Education MONITOR Study Skills page No. 46 How to Keep Your Mind Sharp: Effective Action page No. 54 Transforming Your Negative Self-Talk into an Inner Coach page No. 07 Study Skills page No. 61 Moments of Parenting... page No. 78 Changing Your Thinking – Change Your Life Would you like to know : Would you like to : What you really are and What you Become what you want to be, want to become... What you want Obtain what you want and and Attain your happiness? What your happiness is? Here is AGREATOPPORTUNI T Y for you! For Personal counselling and coaching John A. Joseph Foundation 2, Santhome High Road, Mylapore, P.O., Chennai - 600 004. E : [email protected] 3 • I spend too much time studying for what I am learning. • I usually spend hours cramming the night before an exam. • If I spend as much time on my social activities as I want to, I don’t have enough time left to study, or when I study enough, I don't have time for a social life. • I can’t sit and study for long periods of time without becoming tired or distracted. • I go to class, but I usually doodle, daydream, or fall asleep. • My class notes are sometimes difficult to understand later. • I usually seem to get the wrong material into my class notes. • I don’t review my class notes periodically throughout the semester in preparation for tests. • When I get to the end of a chapter, I can’t remember what I’ve just read. • I don’t know how to pick out what is important in the text. • I lose a lot of points on essay tests even when I know the material well. • I study enough for my test, but when I get there my mind goes blank. • I often study in a haphazard, disorganized way under the threat of the next test. • I often wish that I could read faster. • I can’t seem to organize my thoughts into a paper that makes sense. Education MONITOR Editorial 4 Do you think you can identify with any of these statements? It’s OK! Knowing how to study is like knowing how to fish. It’s a set of learning skills that lasts a lifetime and brings many rewards. Just as there are ways to know that you are a competent fisherman, there are also ways to develop study skills competency. A skill is an ability, usually learned and acquired through training, to perform actions, which achieve a desired outcome. By modelling successful practices in a field we tend to standardize the successful practices that have produced the desired results. Such successful practices can be modelled and theorised as norms for practice. We also should take into consideration that no two people study the same way, and there is little doubt that what works for one person may not work for another. However, there are some general techniques that seem to produce good results. No one would argue that every subject that you have to take is going to be so interesting that studying it is not work but pleasure. We can only wish. For some students, studying and being motivated to learn comes naturally. As a student your success in high school and college is dependent on your ability to study effectively and efficiently. The results of poor study skills are wasted time, frustration, and low or failing grades. It’s your life, your time, and your future. Time is precious and not to be squandered, no matter what you believe right now. Studying any material requires work! However, by using the techniques and by applying yourself, you can gain a valuable edge in understanding material, preparing for tests, and, ultimately, learning. Effective study skills must be practised in order for you to improve. It is not enough to simply “think about” studying; you have to actually do it, and in the process use information from what you do to get better. There is a saying that goes like this: “Practice doesn’t make perfect; perfect practice makes perfect.” If you want to be an achiever, take this saying to heart. Editor: John A.Joseph, [email protected], [email protected] Assistant Editor: Thilagavathi G.Joseph Education MONITOR Sub Editors: Shilton J.R. JoJo, Greaton A. JoJo Publisher: Jacob Benjamin, Deemsys Inc, www.deemsysinc.net 5 Contents Main Feature – Study Skills Study Skills Managing Your Study time Good Listening in Class Reading Comprehension: The REDW Strategy Using Acronyms to Remember Information Taking Notes in Class Using Abbreviations to Write Notes Quickly A Strategy for Reading Texts A Strategy for Reading Novels Becoming a Flexible Reader The RQWQCQ Strategy for Solving Math Word Problems Using Reference Sources Building Vocabulary Study Groups Procrastination Test Anxiety The DETER Strategy for Taking Notes .......07 .......09 .......11 .......13 .......15 .......17 .......19 .......22 .......24 .......26 .......27 .......29 .......31 .......34 .......38 .......41 .......44 Regular Features Editorial Students’ Corner Students Clarify Staff Room Teachers’ Concerns Dear Parents, for Your Eyes only Parents Ask .......03 .......46 .......50 .......54 .......57 .......61 .......64 Special Features Teaching tolerance Education MONITOR .......68 Contents 6 Teaching & Learning How to Keep Your Mind Sharp: Effective Action .......46 Parenting .......61 Moments of Parenting Strengths and Weaknesses of Children .......75 Personality Development Transforming Your Negative Self-Talk into an Inner Coach Changing Your Thinking – Change Your Life .......54 .......78 Life Anchors The Blame Game Warning Signs Don’s Stop – Keep Moving .......81 .......82 .......84 Did You Know? Fascinating Animals, Birds, Trees .......86 The Fine Art of Living? DON'T MESS WITH MOM How to Improve Your Life with Thankfulness .......88 .......90 General Knowledge Test Your General Knowledge Quiz Facts – Answers to Test Your General Knowledge Education MONITOR .......93 .......98 7 STUDY SKILLS Setting Goals A goal is something you want to achieve. A short-term goal is something you want to achieve soon. Examples of short-term goals are finishing your homework and doing well on tomorrow’s test. A long-term goal is something you want to achieve at some later date. Examples of long-term goals are writing a paper and passing a class. To set appropriate goals, you must know what is important for you to accomplish. Then you must set specific and clearly stated goals. If you do not have clearly stated goals, your effort will lack direction and focus. Write your goals to have a record of them. Education MONITOR STUDY SKILLS 8 The Three Ws of Goals Each goal you set should state what you will do and when you will do it. For example, a goal relating to writing a research paper might be stated as follows: I will finish gathering information for my research paper by November 20. Characteristics of Appropriate Goals Your goals should be: 1. within your skills and abilities. Knowing your strengths and weaknesses will help you set you you can accomplish. 2 realistic. Setting a goal to learn the spelling of three new words a day is realistic. Trying to learn the spelling of fifty new words a day is not realistic. 3 flexible. Sometimes things will not go the way you anticipate and you may need to change your goal. Stay flexible so when you realize a change is necessary you will be ready to make the change. 4. measurable. It is important to be able to measure your progress toward a goal. It is especially important to recognize when you have accomplished your goal and need to go no further. Failure to measure your progress toward a goal and recognize its accomplishment will result in effort that is misdirected and wasted. 5. within your control. Other than when working as part of a group, accomplishment of your goal should not depend on other students. You can control what you do, but you have little or no control over what others do. You may do what you have to do, but if others don’t, you will not accomplish your goal. Many times your parents, teachers, and counsellors will set goals for you. Be accepting when they do. These are people who know what is important for you and are very concerned with your success. They can also help you accomplish the goals they set. SET GOALS THAT PROVIDE YOU WITH DIRECTION AND LEAD TO SUCCESS. Education MONITOR Managing Your Study Time 9 There are only so many hours in a day, a week, and a term. You cannot change the number of hours, but you can decide how to best use them. To be successful in school, you must carefully manage your study time. Here is a strategy for doing this. At the beginning of a term, prepare a Term Calendar. Update it as the term goes on. Here is what to do to prepare a Term Calendar. · Record your school assignments with their due dates and your scheduled tests. · Record your planned school activities. · Record your known out-of-school activities. Education MONITOR Managing Your Study Time 10 Each Sunday before a school week, prepare a Weekly Schedule. Update it as the week goes on. Here is what to do to prepare a Weekly Schedule. · Record your daily classes. · Enter things to be done for the coming week from your Term Calendar. · Review your class notes from the previous week to see if you need to add any school activities. · Add any out-of-school activities in which you will be involved during the week. · Be sure to include time s for completing assignments, working on projects, and studying for tests. These times may be during the school day, right after school, evenings, and weekends. Each evening before a school day, prepare a Daily Organizer for the next day. Place a next to each thing to do as you accomplish it. Here is what to do to prepare a Daily Organizer. · Enter the things to do for the coming day from your Weekly Schedule. · Enter the things that still need to be accomplished from your Daily Organizer from the previous day. · Review your class notes for the day just completed to see if you need to · Add any out-of-school activities in which you will be involved the next day. add any school activities. Your Weekly Schedule should have more detail than your Term Calendar. Your Daily Organizer should have more detail than your Weekly Schedule. Using a Term Calendar, a Weekly Schedule, and a Daily Organizer will help you make the best use of your time. Education MONITOR Good Listening In Class 11 It is important for you to be a good listener in class. Much of what you will have to learn will be presented verbally by your teachers. Just hearing what your teachers say is not the same as listening to what they say. Listening is a cognitive act that requires you to pay attention and think about and mentally process what you hear. Here are some things you should do to be a good listener in class. Be Cognitively Ready to Listen. Come to class cognitively prepared to listen. Make sure you complete all assigned work and readings. Review your notes from previous class sessions. Think about what you know about the topic that will be covered in class that day. Education MONITOR 12 Good Listening In Class Be Emotionally Ready to Listen. Come to class emotionally ready to listen. Your attitude is important. Make a conscious choice to find the topic useful and interesting. Be committed to learning all that you can. Listen with a Purpose. Identify what you expect and hope to learn from the class session. Listen for these things as your teacher talks. Listen with an Open Mind. Be receptive to what your teacher says. It is good to question what is said as long as you remain open to points of view other than your own. Be Attentive. Focus on what your teacher is saying. Try not to daydream and let your mind wander to other things. It helps to sit in the front and center of the class, and to maintain eye contact with your teacher. Be an Active Listener. You can think faster than your teacher can speak. Use this to your advantage by evaluating what is being said and trying to anticipate what will be said next. Take good written notes about what your teacher says. While you can think faster than your teacher can speak, you cannot write faster than your teacher can speak. Taking notes requires you to make decisions about what to write, and you have to be an active listener to do this. Accept the Challenge. Don't give up and stop listening when you find the information being presented difficult to understand. Listen even more carefully at these times and work hard to understand what is being said. Don't be reluctant to ask questions. Triumph Over the Environment. The classroom may too noisy, too hot, too cold, too bright, or too dark. Don't give in to these inconveniences. Stay focused on the big picture - LEARNING. Education MONITOR Reading Comprehension: 13 The REDW Strategy for Finding Main Ideas REDW is a good strategy to use to find the main idea in each paragraph of a reading assignment. Using this strategy will help you comprehend the information contained in your assignment. Each of the letters in REDW stands for a step in the strategy. Education MONITOR 14 Reading Comprehension: Read Read the entire paragraph to get an idea of what the paragraph is about. You may find it helpful to whisper the words as you read or to form a picture in your mind of what you are reading. Once you have a general idea of what the paragraph is about, go on to the next step. Examine Examine each sentence in the paragraph to identify the important words that tell what the sentence is about. Ignore the words that are not needed to tell what the sentence is about. If you are allowed to, draw a line through the words to be ignored. For each sentence, write on a sheet of paper the words that tell what the sentence is about. Decide Reread the words you wrote for each sentence in the paragraph. Decide which sentence contains the words you wrote that best describe the main idea of the paragraph. These words are the main idea of the paragraph. The sentence that contains these words is the topic sentence. The other words you wrote are the supporting details for the main idea. Write Write the main idea for each paragraph in your notebook. This will provide you with a written record of the most important ideas you learned. This written record will be helpful if you have to take a test that covers the reading assignment. Use REDW to help you understand the information in your reading assignments. Education MONITOR Using Acronyms to Remember Information 15 Forming an acronym is a good strategy to use to remember information in any order that can be remembered. An acronym is a word that is formed from the first letter of each fact to be remembered. It can be a real word or a nonsense word you are able to pronounce. Here is how to form an acronym. · · · Write the facts you need to remember. Underline the first letter of each fact. If there is more than one word in a fact, underline the first letter of only the first word in the fact. Arrange the underlined letters to form an acronym that is a real word or a nonsense word you can pronounce. Education MONITOR Using Acronyms to Remember Information 16 “HOMES” is an example of an acronym that is a real word you can use to remember the names of the five Great Lakes: Michigan, Erie, Superior, Ontario, Huron: In HOMES, H is the first letter of Huron and helps you remember that name; O is the first letter of Ontario, and so on. “Telk” is an acronym that can be used to remember the following animals: tiger, lion, elephant, kangaroo. “Telk” is not a real word, but you can easily pronounce it. You could also have used “kelt” as an acronym. Notice that in this example, you cannot form a real word using the first letter of each fact to be remembered. Sometimes two or more of the facts you must remember each begin with the same first letter. For example, the acronym “capp” can be used to remember the following fruits: pear, apple, peach, cherry. You can use the first letter “p” in the acronym to remember either “pear” or “peach” and the second letter “p” to remember the other. Use the acronym strategy as a way to remember information. Education MONITOR Taking Notes in Class 17 In classes, your teachers will talk about topics that you are studying. The information they provide will be important for you to know when you take tests. You must be able to take good written notes from what your teachers say. Taking good notes is a three-stage process in which there are certain things you should do before class, during class, and after class. Here are the three stages of note taking and what you should do during each stage. Education MONITOR Taking Notes in Class 18 1. Get Ready to Take Notes (Before Class) · · · Review your notes from the previous class session before you come to class. This will help you will help you remember what was covered and get you ready to understand new information your teacher provides. Complete all assigned readings before you come to class. Your teacher will expect that you have done this and will use and build upon this information. Bring all note taking materials with you to class. Have several pens and pencils as well as your notebook. 2. Take Notes (During Class) · Keep your attention focused on what your teacher is saying. Listen for “signal statements” that tell you that what your teacher is about to say is important to write in your notes. Examples of signal statements are “The most important point…” and “Remember that . . . “ Be sure to include in your notes information that your teacher repeats or writes on the chalkboard. quickly so that you can include all the important information in your notes. Do this · byWrite writing abbreviated words such as med for medicine, using symbols such as % for percent, and writing short sentences. · Place a ? next to information you write in your notes, but about whose meaning you are not sure. 3. Rewrite Your Notes (After Class) · · · · Rewrite your notes to make them more complete by changing abbreviated words into whole words, symbols into words, and shortened sentences into longer sentences. Make your notes more accurate by answering any questions you had when writing your notes in class. Use your textbook and reference sources to obtain the information you need to answer your questions. If necessary, ask your teacher or other students for help. Check with other students to be sure you did not leave out important information. Having good class notes will help you to be better prepared for tests. Education MONITOR 19 Using Abbreviations to Write Notes Quickly Many of the questions you find on class tests will be based upon the information your teachers orally present in class. Therefore, you need to write class notes that completely and accurately include the most important information presented by your teachers. This is hard to do because your teachers can talk faster than you can write. It would be nice if your teachers talked slower so that you could keep up with what they are saying as you write your notes. This is not realistic though. It is up to you to write more quickly. One way to do this is to write abbreviations for words. An abbreviation is a shortened form of a word used when writing to represent the complete word. You must be able to recognize the complete word from its abbreviation. Many words have a commonly used abbreviation. Here are some examples of words that have a common abbreviation: Education MONITOR Using Abbreviations to Write Notes Quickly 20 You can form your own abbreviation for just about any word. Here are three ways you can do this. Write just the beginning of a long word. Here are some examples of long words that have been abbreviated by writing just the beginning of the word: Leave out the vowels when writing a word. Here are some examples of words that have been abbreviated by leaving out the vowels when writing the word: For words that have just one syllable, write just the first and last letter of the word. Here are some examples of words that have been abbreviated by writing just the first and last letter of the word: Education MONITOR Using Abbreviations to Write Notes Quickly 21 Use common abbreviations of words whenever you recognize them. For other words, form abbreviations by using one of the three ways you just learned. Use the way that best fits the word for which you are writing an abbreviation. Do not try to abbreviate every word you write in your notes. Abbreviate those words that are important and for which you can quickly form an abbreviation. REMEMBER: YOU MUST BE ABLE TO RECOGNIZE THE COMPLETE WORD FROM ITS ABBREVIATION. Knowing the context in which you wrote the word will help you recognize the complete word from its abbreviation. Using abbreviations for words will help you take good notes more quickly. Having good notes will help you do better on tests. Education MONITOR 22 A Strategy for Reading Textbooks SQRW is a four-step strategy for reading and taking notes from chapters in a textbook. Each letter stands for one step in the strategy. Using SQRW will help you to understand what you read and to prepare a written record of what you learned. The written record will be valuable when you have to participate in a class discussion and again when you study for a test. Read to learn what to do for each step in SQRW. Survey Surveying brings to mind what you already know about the topic of a chapter and prepares you for learning more. To survey a chapter, read the title, introduction, headings, and the summary or conclusion. Also, examine all visuals such as pictures, tables, maps, and/or graphs and read the caption that goes with each. By surveying a chapter, you will quickly learn what the chapter is about. Education MONITOR A Strategy for Reading Textbooks 23 Question You need to have questions in your mind as you read. Questions give you a purpose for reading and help you stay focused on the reading assignment. Form questions by changing each chapter heading into a question. Use the words who, what, when, where, why, or how to form questions. For example, for the heading "Uses of Electricity" in a chapter about how science improves lives, you might form the question "What are some uses of electricity?" If a heading is stated as a question, use that question. When a heading contains more than one idea, form a question for each idea. Do not form questions for the Introduction, Summary, or Conclusion. Read Read the information that follows each heading to find the answer to each question you formed. As you do this, you may decide you need to change a question or turn it into several questions to be answered. Stay focused and flexible so you can gather as much information as you need to answer each question. Write Write each question and its answer in your notebook. Reread each of your written answers to be sure each answer is legible and contains all the important information needed to answer the question. As you practice using SQRW, you will find you learn more and have good study notes to use to prepare for class participation and tests. HINT: Once you complete the Survey step for the entire chapter, complete the Question, Read, and Write steps for the first heading. Then complete the Question, Read, and Write steps for the second heading, and so on for the remaining headings in the chapter. Education MONITOR A Strategy for Reading Novels 24 A story is a fictitious tale that is written to entertain, amuse, or instruct the reader. A novel is the same as a story but it is longer and more complex. To understand a story or novel, you need to understand the six elements used by authors when they write a story or novel. Characters Characters are the first element to look for when reading a story or novel. Characters are most often people but can be animals or even fictionalized beings like those seen in cartoons or movies. The main character plays the biggest role and is often the first character to be introduced. Most often the story is seen through the eyes of the main character. Secondary characters play a smaller supporting role and are introduced throughout the story. Setting The setting is the second element you should look for when reading a story or novel. The setting is the location where the story takes place. A story may take place in a home, countryside, town, school, or wherever the author chooses to have the action occur. The setting is usually revealed very early in a story. Time The time when the story takes place is the third element you should look for when reading a story or novel. A story may take place very recently or many years ago. Usually the time when the story takes place is introduced very early in the story. Problem The problem is the fourth element you should look for in a story or novel. The problem most often grows out of a conflict between the main character and another character in the story. Education MONITOR A Strategy for Reading Novels 25 But the problem can also involve a circumstance such as a hurricane, a war, or one of the many obstacles that produce a conflict in life. Events Events are the fifth element you should look for when reading a story or novel. An event is an attempt at solving the problem in the story. In a story there are usually a number of attempts to solve the problem and these events make up most of the story. Solution A solution is the sixth and final element in a story or novel. The solution is how the problem is resolved or brought to an end. Most often the solution is revealed near the end of the story. Sometimes the solution is not revealed until the very last page or even the final paragraph of the story. Recognizing these story elements will help you better understand and enjoy a story, remember the story facts, and appreciate different writing styles used by authors. Education MONITOR Becoming a Flexible Reader 26 To become a flexible reader, you need to know how to select and use a reading style that is consistent with your purpose for reading. There are three important reading styles you should learn to use. Each has its own purpose. Knowing when and how to use these three reading styles will make you a flexible reader. Read to learn about the three reading styles used by flexible readers. Study Reading is the reading style used by flexible readers when their purpose is to read difficult material at a high level of comprehension. When using the Study Reading style, you should read at a rate that is slower than your normal reading rate. Further, as you read you must challenge yourself to understand the material. Study Reading will often require you to read material more than once to achieve a high level of comprehension. Sometimes, reading the material aloud will also help you improve your comprehension. Skimming is the reading style used by flexible readers when their purpose is to quickly obtain a general idea about the reading material. The Skimming style is most useful when you have to read a large amount of material in a short amount of time. When using the Skimming style, you should identify the main ideas in each paragraph and ignore the details in supportive sentences. Because you are only looking for the main idea in each paragraph you read, a lower level of comprehension is to be expected than when using the Study Reading style. Scanning is the reading style used by flexible readers when their purpose is to quickly locate a specific piece of information within reading material. The piece of information to be located may be contained in a list of names, words, numbers, short statements, and sometimes even in a paragraph. Since you know exactly what you are looking for, move your eyes quickly over the reading material until you locate the specific piece of information you need to find. Before you begin your next reading assignment, identify your purpose for reading. Decide if you are reading for a high level of comprehension, trying to get a general idea about what you are reading, or looking for specific information. Then use the reading style that is appropriate for your reading purpose. Education MONITOR 27 The RQWQCQ Strategy for Solving Math Word Problems RQWQCQ is a good strategy to use when solving math word problems. Each of the letters in RQWQCQ stands for a step in the strategy. Read Read the entire problem to learn what it is about. You may find it helpful to read the problem out loud, form a picture of the problem in your mind, or draw a picture of the problem. Question Find the question to be answered in the problem. Often the question is directly stated. When it is not stated, you will have to identify the question to be answered. Write Write the facts you need to answer the question. It is helpful to cross out any facts presented in the problem that are not needed to answer the question. Sometimes, all of facts presented in the problem are needed to answer the question. Education MONITOR 28 The RQWQCQ Strategy for Solving Math Word Problems Question Ask yourself “What computations must I do to answer the question?” Compute Set up the problem on paper and do the computations. Check your computations for accuracy and make any needed corrections. Once you have done this, circle your answer. Question Look at your answer and ask yourself: “Is my answer possible?” You may find that your answer is not possible because it does not fit with the facts presented in the problem. When this happens, go back through the steps of RQWQCQ until you arrive at an answer that is possible. Use RQWQCQ to help you correctly solve math word problems. Education MONITOR Using Reference Sources 29 As you go through school, you will need to use reference sources to find information about topics, locate facts, and answer questions. Here are five types of reference sources you should use. Each type is available in print forms, on CD-ROMs, and on the Internet. 1. Dictionary A dictionary provides information about the meaning, pronunciation, and spelling of words. Unabridged dictionaries attempt to be complete by including all words currently in use in a language. They provide extensive information about the words included. Abridged dictionaries omit words that do not regularly appear in books, magazines, and newspapers. Specialized dictionaries provide detailed information about the words that apply to a particular subject such as space, math, biology, psychology, and many more. They include technical words that are rarely used outside of the subject. Education MONITOR Using Reference Sources 30 2. Thesaurus A thesaurus contains synonyms for commonly used words. A synonym is a word that has the same meaning or nearly the same meaning as another word. For example, "simple" is a synonym for "easy." A thesaurus contains many more synonyms for a word than does a dictionary. A thesaurus can help you precisely express your ideas when writing. 3. Encyclopaedia An encyclopaedia contains articles on a variety of subjects. The articles are written by experts on each of the subjects. In addition to articles, encyclopaedias may include illustrations and diagrams, definitions of some words, and references to additional information. A general encyclopaedia includes overview articles on a wide range of topics. A subject encyclopaedia contains longer and more detailed articles on specific topics, events, or fields of study. 4. Almanac An almanac is an annual single-volume reference source that contains useful facts about a wide range of topics. You can learn about countries of the world, government, historical events, and many other topics. Because almanacs are revised each year, the information is current. 5. Atlas An atlas is a collection of maps. The most common atlas contains maps that show the political and physical features of countries throughout the world. A political map shows government boundaries. A physical map shows the features of the earth's surface such as mountains, deserts, and bodies of water. You may also use a road map to learn how to get from place to place. There are also specialized atlases for such things as weather across the world, oceans of the world, and even the anatomy of the human body. Wherever you study, be sure you have access to each of these important reference sources. Education MONITOR Building Vocabulary: 31 Using Context Clues to Learn Word Meaning When authors write, they often include context clues to the meaning of words they use but think that some of their readers may not know. The context clue is usually presented in the sentence or paragraph in which the word occurs. Sometimes a visual such as a picture is provided. Here are six types of context clues used by authors to help the reader understand the meanings of words. An example is provided for each. Education MONITOR Building Vocabulary: 32 1. Definition context clue The author includes a definition to help the reader understand the meaning of a word. In the following example, “tainted” is defined as having a disease. The people of the town were warned not to eat the tainted fish. The local newspaper published a bulletin in which readers were clearly told that eating fish that had a disease could be very dangerous. This was especially true for fish caught in Lake Jean. 2. Synonym context clue The author includes a synonym to help the reader understand the meaning of a word. A synonym is a word that means the same as or nearly the same as another word. In the following example, the synonym “pity” helps the reader understand the meaning of “compassion.” After seeing the picture of the starving children, we all felt compassion or pity for their suffering. 3. Antonym context clue The author includes an antonym to help the reader understand the meaning of a word. An antonym is a word that means the opposite of another word. In the following example, the antonym “eager” helps the reader understand the meaning of “reluctant.” Joe was reluctant to take on the position of captain of the basketball team. He was afraid that the time it would take would hurt his grades. On the other hand, Billy was eager for the chance to be captain. He thought that being captain of the team would make him very popular in school. Education MONITOR Building Vocabulary: 33 1. Description context clue The author includes one or more descriptions to help the reader understand the meaning of a word. In the following example, descriptions of President Kennedy as having charm, enthusiasm, and a magnetic personality help the reader understand the meaning of “charismatic.” John Fitzgerald Kennedy, our 35th president, improved human rights and equal rights for all people. He was a very charismatic president. People were attracted to his charm and enthusiasm. His personality was described as magnetic. 2. Summary context clue The author makes a number of statements that help the reader understand the meaning of a word. In the following example, statements about being rude, showing no respect, having poor manners, and being impolite help the reader understand the meaning of “impertinent.” Andrea was a very impertinent young lady. She was so rude that she talked while her teacher was explaining a lesson. She showed no respect for other students. Her manners were very poor. Even her parents thought that Andrea was impolite. 3. Visual context clue The author includes a picture, drawing, chart, graph, or other type of visual to help the reader understand the meaning of a word. For example, to help the reader understand that "exultant" means great joy, a picture of a girl with a joyful expression on her face might appear. A caption under the picture might read "She was exultant." Using the context clues provided by authors can help you learn the meaning of many new words. Education MONITOR 34 Study Groups A study group can be helpful when you are trying to learn information and concepts and preparing for class discussions and tests. Read to learn about the benefits of a study group. Then read on to learn about how to start a study group and the characteristics of a successful study group. Finally, be sure to read about the possible pitfalls of a study group. Benefits of a Study Group A study group can be beneficial in many ways. Here are the most important benefits: 1. A support group can “pick you up” when you find that your motivation to study is slipping. The other group members can be a source of encouragement. 2. You may be reluctant to ask a question in class. You will find it easier to do so in a small study group. Education MONITOR Study Groups 35 1. You may become more committed to study because the group members are depending on your presentation and participation. You will not want to let them down. 2. Group members will listen and discuss information and concepts during the study sessions. These activities add a strong auditory dimension to your learning experience. 3. One or more group members are likely to understand something you do not. They may bring up ideas you never considered. 4. You can learn valuable new study habits from the other group members. 5. You can compare your class notes with those of the other group members to clarify your notes and fill in any gaps. 6. Teaching/explaining information and concepts to the other group members will help you reinforce your mastery of the information and concepts. 7. Let’s face it - studying can sometimes be boring. Interacting with the other group members can make studying enjoyable. Getting a Study Group Started Study groups don’t just happen. Here is what you should do to get a study group started: 1) Get to know your classmates by talking with them before class, during breaks, and after class. When selecting a classmate to join your study group, you should be able to answer YES for each of the following questions: a) Is this classmate motivated to do well? b) Does this classmate understand the subject matter? c) Is this classmate dependable? d) Would this classmate be tolerant of the ideas of others? e) Would you like to work with this classmate? 2) Invite enough of these classmates to work with you in a study group until you have formed a group of three to five. A larger group may allow some members to avoid responsibility, may lead to cliques, and may make group management more of an issue than learning. Education MONITOR Study Groups 36 3) Decide how often and for how long you will meet. Meeting two or three times a week is probably best. If you plan a long study session, make sure you include time for breaks. A study session of about 60 to 90 minutes is usually best. 4) Decide where you will meet. Select a meeting place that is available and is free from distractions. An empty classroom or a group study room in the library are possibilities. 5) Decide on the goals of the study group. Goals can include comparing and updating notes, discussing readings, and preparing for exams. 6) Decide who the leader will be for the first study session. Also decide whether it will be the same person each session or whether there will be a rotating leader. The leader of a study session should be responsible for meeting the goals of that study session. 7) Clearly decide the agenda for the first study session and the responsibilities of each group member for that session. 8) Develop a list of all group members that includes their names, telephone numbers, and email addresses. Make sure each group member has this list and update the list as needed. Characteristics of a Successful Study Group Once started, a study group should possess the following characteristics to be successful: 1. Each group member contributes to discussions. 2. Group members actively listen to each other without interrupting. Only one group member speaks at a time. 3. The other group members work collaboratively to resolve any concern raised by a group member. Education MONITOR Study Groups 37 4. Group members are prompt and come prepared to work. 5. The group stays on task with respect to its agenda. 6. Group members show respect for each other. 7. Group members feel free to criticize each other but keep their criticisms constructive. This can encourage group members to reveal their weaknesses so that they can strengthen them. 8. Group members feel free to ask questions of each other. 9. At the end of each study session, an agenda including specific group member responsibilities is prepared for the next session. 10. Above all, the positive attitude that “we can do this together” is maintained. Possible Pitfalls of a Study Group A study group can be a very positive learning experience. However, there are pitfalls to be avoided. Here are some cautions: 1. Do not let the study group get distracted from its agenda and goals. 2. Do not let the study group become a social group. You can always socialize at other times. 3. Do not allow group members to attend unprepared. To stay in the group, members should be required to do their fair share. 4. Do not the let the session become a negative forum for complaining about teachers and courses. 5. Do not allow one or two group members to dominate the group. It is important that all members have an equal opportunity to participate. The information you just read will help you decide when a study group is appropriate for you and will help ensure its success. Education MONITOR 38 Procrastination What is Procrastination? Procrastination is putting off or avoiding doing something that must be done. It is natural to procrastinate occasionally. However, excessive procrastination can result in guilt feelings about not doing a task when it should be done. It can also cause anxiety since the task still needs to be done. Further, excessive procrastination can cause poor performance if the task is completed without sufficient time to do it well. In short, excessive procrastination can interfere with school and personal success. Why Do Students Procrastinate? There are many reasons why students procrastinate. Here are the most common reasons: 1. Perfectionism. A student’s standard of performance may be so high for a task that it does not seem possible to meet that standard. Education MONITOR Procrastination 39 2. Fear of Failure. A student may lack confidence and fear that he/she will be unable to accomplish a task successfully. 3. Confusion. A student may be unsure about how to start a task or how it should be completed. 4. Task Difficulty. A student may lack the skills and abilities needed to accomplish a task. 5. Poor Motivation. A student may have little or no interest in completing a task because he/she finds the task boring or lacking in relevance. 6. around that distract him/her from doing a task. 7. Task Unpleasantness. A student may dislike doing what a task requires. 8. Lack of Priorities. A student may have little or no sense about which tasks are most important to do. How Do I Know if I Procrastinate Excessively? You procrastinate excessively if you agree with five or more of the following statements: 1. I often put off starting a task I find difficult 2. I often give up on a task as soon as I start to find it difficult. 3. I often wonder why I should be doing a task. 4. I often have difficulty getting started on a task. 5. I often try to do so many tasks at once that I cannot do any of them. 6. I often put off a task in which I have little or no interest. Education MONITOR Procrastination 40 What Can I Do About Excessive Procrastination? Here are some things you can do to control excessive procrastination. 1. Motivate yourself to work on a task with thoughts such as “There is no time like the present,” or “Nobody’s perfect.” 2. Prioritize the tasks you have to do. 3. Commit yourself to completing a task once started. 4. Reward yourself whenever you complete a task. 5. Work on tasks at the times you work best. 6. Break large tasks into small manageable parts. 7. Work on tasks as part of a study group. 8. Get help from teachers and other students when you find a task difficult. 9. Make a schedule of the tasks you have to do and stick to it. 10. Eliminate distractions that interfere with working on tasks. 11. Set reasonable standards that you can meet for a task. 12. Take breaks when working on a task so that you do not wear down. 13. Work on difficult and/or unpleasant tasks first. 14. Work on a task you find easier after you complete a difficult task. 15. Find a good place to work on tasks. Above all, think positively and get going. Once you are into a task, you will probably find that it is more interesting than you thought it would be and not as difficult as you feared. You will feel increasingly relieved as you work toward its accomplishment and will come to lookforward to the feeling of satisfaction you Educationwill experience when you have completed the task. Education MONITOR 41 Test Anxiety WHAT IS TEST ANXIETY? Too much anxiety about a test is commonly referred to as test anxiety. It is perfectly natural to feel some anxiety when preparing for and taking a test. anxiety can jump start your studying and keep you motivated. In fact, a little However, too much anxiety can interfere with your studying. You may have difficulty learning and remembering what you need to know for the test. Further, too much anxiety may block your performance during the test. You may have difficulty demonstrating what you know during the test. HOW DO I KNOW IF I HAVE TEST ANXIETY? You probably have test anxiety if you answer YES to four or more of the following: 1. I have a hard time getting started studying for a test. Education MONITOR Test Anxiety 2. When studying for a test, I find many things that distract me. 3. I expect to do poorly on a test no matter how much or how hard 42 I study. 4. When taking a test, I experience physical discomfort such as sweaty palms, an upset stomach, a headache, difficulty breathing, and tension in my muscles. 5. When taking a test, I find it difficult to understand the directions and questions. 6. When taking a test, I have difficulty organizing my thoughts. 7. When taking a test, I often “draw a blank.” 8. When taking a test, I find my mind wandering to other things. 9. I usually score lower on a test than I do on assignments and papers. 10. After a test, I remember information I couldn’t recall during the test. WHAT CAN I DO ABOUT TEST ANXIETY? Here are some things you can do before, during, and after a test to reduce your test anxiety. 1. Use good study techniques to gain cognitive mastery of the material that will be covered on the test. This mastery will help you to approach the test with confidence rather than have excessive anxiety. Employ the tips we provide at Preparing to Study. 2. Maintain a positive attitude as you study. Think about doing well, not failing. Think of the test as an opportunity to show how much you have learned. 3. Go into the test well rested and well fed. Get enough sleep Education MONITOR Test Anxiety 4. 5. 6. 7. 8. 43 Stay relaxed during the test. Taking slow, deep breaths can help. Focus on positive self-statements such as “I can do this.” Follow a plan for taking the test such as the DETER strategy we describe at A Strategy for Taking Tests. Don’t panic even if you find the test difficult. Stay with your plan! Don’t worry about other students finishing the test before you do. Take the time that you need to do your best. Once you finish the test and hand it in, forget about it temporarily. There is nothing more you can do until the graded test is returned to you. Turn your attention and effort to new assignments and tests. When the graded test is returned to you, analyse it to see how you could have done better. Learn from your mistakes and from what you did well. Apply this knowledge when you take the next test. You have to know the material to do well on a test. You have to control test anxiety to show what you know. Education MONITOR 44 The DETER Strategy for Taking Tests To do well on a test, you must have good knowledge of the information that is being tested. But you must also have a strategy for taking the test that allows you to show what you know. The DETER strategy can help you do your best on any test. Each letter in DETER reminds you what to do. D = Directions · · · Read the test directions very carefully. Ask your teacher to explain anything about the test directions you do not understand. Only by following the directions can you achieve a good score on Education MONITOR The DETER Strategy for Taking Tests 45 E = Examine · · Examine the entire test to see how much you have to do. Only by knowing the entire task can you break it down into parts that become manageable for you. T = Time · · · Once you have examined the entire test, decide how much time you will spend on each item. If there are different points for items, plan to spend the most time on the items that count for the most points. Planning your time is especially important for essay tests where you must avoid spending so much time on one item that you have little time left for other test items. E = Easiest · · The second E in DETER reminds you to answer the items you find easiest first. If you get stuck on a difficult item that comes up early in the test, you may not get to answer items that test things you know. R = Review · If you have planned your time correctly, you will have time to review your answers and make them as complete and accurate as possible. • Also make sure to review the test directions to be certain you have answered all items required. Using the DETER strategy will help you do better on tests and get better grades. Education MONITOR 46 Teaching & Learning Students’ Corner How to Keep Your Mind Sharp: Effective Action Worried about memory loss? Here are tips you can follow now to help prevent memory loss in the future. Keeping memory loss at bay as you age isn't just about keeping your mind in shape, though that's a major component. You can maintain your sharp mind, as you get older by making healthy choices that keep the rest of your body in top form. Follow these tips now to prevent memory loss later. Exercise your mind Just as physical activity keeps your body strong, mental activity keeps your mind sharp and agile. One way to do this is to continually challenge yourself by learning new skills. If you continue to learn and challenge yourself, your brain continues to grow, literally. An active brain produces new connections between nerve cells that allow cells to communicate with one another. This helps your brain store and retrieve information more easily, no matter what your age. Education MONITOR How to Keep Your Mind Sharp: Effective Action 47 How can you challenge yourself? Try: · · · · · · · · · · Learning to play a musical instrument Playing Scrabble or doing crossword puzzles Answering trivia quizzes Interacting with others Switching careers or starting a new one Starting a new hobby, such as crafts, painting, biking or bird-watching Learning a foreign language Volunteering Staying informed about what's going on in the world Reading Keep your brain active every day: · · · Stay curious and involved, commit to lifelong learning. Read, write, and investigate interesting topics on the Internet. Attend lectures and plays, or take courses at local colleges or community centres. Be social: · · · Stay active in the workplace. Join social groups like bridge clubs or square dancing. Travel. Eat smart: · Certain foods like kale, spinach, Brussels sprouts, broccoli, corn, and eggplant are high in antioxidants and can reduce the risk of heart disease and stroke. Cold water fish like halibut, mackerel, salmon, trout, and tuna are rich in omega-3 fatty acids. Almonds, pecans, and walnuts are a good source of Vitamin E, an antioxidant. Education MONITOR How to Keep Your Mind Sharp: Effective Action 48 Stay in shape: · Physical exercise maintains good blood flow to the brain and reduces the risk of heart attack, stroke, and diabetes, which are risk factors for Alzheimer's. Choose Your Focus Driving down the road of life, we all look through our windshields. We focus on where we are, what’s going on around us, and where we want to go. But we also look at the rear view mirror to see where we’ve been and what happened back there. Now, what’s in your mind’s rear view mirror? Bad drama, bad experiences, bad relationships, past mistakes, and old beliefs? Let’s categorize all of that as baggage. You’ve got baggage in your rear view mirror. If I were to ask you to share with me a name from a bad relationship you once had, I’m sure you’d be able to produce that name. That person’s name and the memory of that bad relationship - that baggage - are all in your rear view mirror. Now, here’s where this gets interesting. Oftentimes we’re tempted to drive down the road of life focusing only on the rear view mirror: “That idiot so-and-so. What he did to me . . .” If you drove down any road focusing only on your rear view mirror, what do you think would happen? You’d end up where you don’t want to be, or worse - you’d probably crash. When you don’t look through your windshield, and instead focus on the past and what happened “back there,” you have no control over where you’ll end up. You’re an accident waiting to happen. Ask yourself, ‘Where do I predominately choose to focus: on the road ahead or on my rear view mirror, filled with the past?’ If you focus on the past, you may notice that you tend to worry about the future because your focus carries the negative experiences from your past into your present. Education MONITOR How to Keep Your Mind Sharp: Effective Action 49 I’m not saying to pretend those bad things never happened. Denying them has no merit or value in your pursuit of being nice to yourself in the future. That’s not what “positive mental thinking” means. I’m simply suggesting that you put your bad experiences into perspective, and just glance into your rear view mirror every once in a while. Maybe you’re driving down the road of life toward a new relationship. Look through your windshield to the fun and excitement that lies ahead, and occasionally check out that rear view mirror for useful information: “Uh-oh, I learned that from my last relationship. I’ve been there before, and I’m not going to repeat that again.” You program the future - you program tomorrow with today’s thoughts and beliefs. If today’s beliefs include statements like “Relationships just don’t work,” and if today’s thoughts are about how you messed things up in the past, what’s tomorrow going to be like? Exactly the same, if not worse. When you continually focus and worry about how bad things were in the past, you might be destined to repeat them. Worry is a form of negative goal setting. The bad experiences in your rear view mirror are meant to be valuable lessons and discoveries you’ve made in life, but creating a different future requires you to choose your focus carefully. Life is a choice, and how you feel about yourself today is the result of choices you made in the past. Winn Claybaugh, author of Be Nice (Or Else!) with foreword by CNN’s Larry King, has worked in the beauty industry since 1983. He is the National Motivational Expert for John Paul Mitchell Systems and the founder of Paul Mitchell The School, with several locations throughout the U.S. Winn has helped thousands of businesses build their brands and create successful working cultures; his clients include Vidal Sassoon, the Irvine Company, Entertainment Tonight, Mattel, For Rent magazine, Structure/Limited Express, and others. In 2004, the North American Hairdressing Awards (NAHA) recognized Winn’s outstanding contributions to the hair and beauty industry by naming him to their Hall of Leaders. In its November 1997 “Super Heroes” section, American Salon magazine called Winn a “mover of mountains” and “Mr. Fix-it.” Winn has also served as vice president of the AIDS Relief Fund for Beauty Professionals, and he continues to pursue many fundraising projects. From the book BE NICE (OR ELSE!) By Winn Claybaugh Education MONITOR 50 Students Clarify Are You an Object to be Marketed? In a market driven economy every human being with a skill or capability has turned out to be an object to be marketed or sold in order to find a good job or thrive in a profession. How can one face such a situation and get placed without undergoing any agony? - Ratna Purohit, Hyderabad Dear Ratna Purohit, It is true that whatever the situation we may be in our career, the one common feature is that we are all the time trying to sell ourselves whether at an interview, a sales call or a presentation for a business proposal. We cannot escape the fact that we will have to sell our product or ourselves or business and it is often a long and time-consuming process. First of all, one has to consider that unique ability of one that sets one apart from others. This can be found out if one is willing to assess and identify those selling skills one has been using in the past six months and zero in on those that resulted in a sense of satisfaction. Education MONITOR 51 Are You an Object to be Marketed? The second thing is to refuse to be let down by rejections. As humans we all tend to take rejections seriously and end up becoming pessimistic and start doubting our own abilities. Self-doubt can be a dangerous trend and it can ultimately lead to failures. The important thing is to believe in ourselves. This is because when we do not believe in ourselves, we fail to fully back what we are trying to sell (this can either be the skills on our resume or the product we are selling) then we cannot expect others to believe in them. When we start believing in ourselves and our selling skills, then we are in a better frame of mind to face those rejections that may come in our way and our optimism will be unaffected. The important thing is to sincerely believe in whatever we are selling, then the self-confidence, intensity and perseverance to achieve our goals will automatically follow. These are the secrets to sell anything and everything. What is happening to world poverty? Is it getting reduced or still growing in spite of globalisation? - Somini Sengupta, Ahmedabad Dear Somini Sengupta, Spectacular growth in China and India has pushed the number of people around the world living on less than a dollar a day below the 1 billion level, but masks entrenched poverty in Africa and Latin America, the World Bank said recently. Reporting an 80 million drop in extreme poverty in the two years to 2004, it said this was entirely due to the rapid expansion in Asia’s two most populous countries. It said that since 1990, there had been a 260-million drop in the number of people living on less than a dollar a day, but this was more than accounted for by the 300 million taken out of extreme poverty in China. Education MONITOR 52 Are You an Object to be Marketed? In sub-Saharan Africa, extreme poverty had risen by 60 million, the Bank said, “The Millennium Development Goal of halving the proportion of poor people is still within reach at the worldwide level, with a projected decline from 29 per cent to 10 per cent between 1990 and 2015,” the Bank said in its annual report, World Development Indicators. The Bank’s data show that the number of people in extreme poverty has fallen from 1.489 billion in 1981 to 986 million in 2004. Excluding China, however, there has been no improvement: the total rose from 855 million in 1981 to 857 million in 2004. Latin America and sub-Saharan Africa both have more people living on less than a dollar a day than they did at the start of the 1980s. The population is expected to increase from 6.7 billion now to 9.2 billion by 2050. I wonder why the world that was talking about population explosion does not mention it in the discussions of global warming and ensuing climate change? -Hema Khanna, Bangalore Hema Khanna, The global population is rising by the equivalent of Britain every year. Some population activists argue that the world can only support a population of two to three billion, even as few as 500 million in future. But even if reducing the world’s population is unlikely or distasteful, it is incredible that there is not even a debate about limiting and may be one day reversing growth. There are many understandable reasons for the prevailing reluctance to talk about population. As a former Prime Minister Britain commented Britain does not need a population policy, as Britain’s population grows only because of immigration. Education MONITOR 53 Are You an Object to be Marketed? At a global level, optimists say advances in science and technology will provide the solution; more aggressive estimates suggest we could double consumption and halve our impact on the planet. Even if huge advances can be made on slashing greenhouse gases, there is an argument that densely populated countries cannot cope with local environmental stresses such as home-building, fresh water use, waste, traffic, light, pollution, and noise. More worryingly, the evidence that technology can solve the problem is not yet convincing: the recent failure of European car-makers to meet voluntary emission reductions is a reminder that a decade after the international community made a serious pledge to tackle global warming emissions are still rising. Another deterrent to discussing population is the uncomfortable suspicion that environmentalism is a soft cover for more objectionable population agendas to stop or reduce immigration or growth in developing countries. Sometimes it might be. But that does not take away the underlying fact that more people use more resources and create more pollution. It is understandable that people are worried about discussing population, but fear of misrepresentation, offence or failure are not good enough reasons to ignore one half of the world’s biggest problem - the population effect on climate change. Education MONITOR Transforming Your Negative Self-talk into an Inner Coach 54 Staff Room Your thoughts have a powerful effect on you. They affect your attitude, your physiology, and your motivation to act. Your negative thoughts actually control your behaviour. They can make you stutter, spill things, forget your lines or breathe shallowly. Research indicates that the average person talks to himself or herself about 50,000 times a day. According to psychological researchers, it is 80% negative; things such as I shouldn’t have said that... They don’t like me... I don’t like the way my hair looks today… I can’t dance… I’ll never be a good skater… I’m not a speaker… I’ll never lose this weight… I can’t ever seem to get organized… I’m always late. Education MONITOR Transforming Your Negative Self-talk into an Inner Coach 55 We also know from lie-detector tests that your body reacts to your thoughts. These physiological changes, such as heart rate and breathing rate, occur when you’re lying but also in reaction to every thought you think. Every cell in your body is affected by every thought you have. Negative thoughts affect your body negatively, weakening you. Positive thoughts affect your body in a positive way, making you more relaxed, centred and alert. It is your job to control and master your thoughts. You are 100% responsible. But there is a core principle you need to understand about self-criticism and self-judgment: It is always motivated by love and has always some positive intention or positive goal attached to it. Now, this positive intention doesn’t show immediately. It needs some reflection at first. But with some practice, like everything else, it comes within seconds and here comes the change. Here are four steps you will need to take to master your thoughts and to transform your inner critic into an inner coach. It’s Time to Step Back The first step of any strategy to change your emotions or personal history is to step back and reflect on what is going on inside of you. It is as if you were stepping back from your thinking and were looking at it. By doing this you go to a higher psychological level where change can take place. As Albert Einstein said, “The significant problems we face cannot be solved by the same level of thinking that created them.” Look for the positive intention One of the most magnificent beauties of the human mind is self- reflexivity. This means that you not only think about an event, but you think about what you just thought about that specific event. It’s like layers of thoughts that are formed at the back of your mind in a fraction of a second. Education MONITOR Transforming Your Negative Self-talk into an Inner Coach 56 Now, you can peel away the layers and discover the positive intention of that negative thought by asking yourself the following question: “What is the good or the positive intention of that part of me that just thought …” or “What does that part of me that just thought… wants that is good for me.” Were you able to find it? Feel how your emotions are changing When you find that positive intention, you discover a whole new part of you. The part that wants you to be better, to feel better and to be everything you're capable of. That way, your self-esteem increases, you have more confidence in yourself, you trust yourself more and you achieve more. Thank yourself for caring about you Now, you’re going to play the appreciation game and that is to thank yourself for the beautiful human being you are. Because you understand your unique value, your importance in the world, you can more quickly and more easily go for your dreams and live a more prosperous life. Negative thoughts happen to everybody The difference between a successful person and another is just that he or she has learned how to master his thoughts and emotions. With these four little but powerful steps, you can beat your negative thoughts and therefore your negative emotions. You will radiate more energy to accomplish your goals and you will function more efficiently. - Emmanuel SEGUI Education MONITOR 57 Psychological effects of the virtual world Teachers’ Concerns The world celebrates the virtual world enumerating its advantages. Will anyone take note of the psychological effects the virtual world is ready to show? - Meera Srinivasan, Madurai Dear Meera Srinivasan, Years ago, about a hundred visitors to an Internet chat room witnessed an English father of two hang himself in front of his web cam. Some of Kevin Whitrick’s fellow chatters must have imagined he was play-acting, but others were happy to goad him into killing himself. As Whitrick’s face turned purple and he began to die, one chatter punctured the heady atmosphere by wondering: “Is this real?” Education MONITOR Psychological effects of the virtual world 58 The web has morphed into a vast virtual suburbia to which many of us have retired to stare idly at each other’s lives. To Internet geeks this is known as “peer-to-peer” communication or “Web 2.0”; the rest of us could just as easily call it cyburbia. In the course of the last decade, many of us have quit watching the box in the corner of the room and turned to fiddling around with gadgets through which we can watch each other instead.For millions, this online culture is the only culture that matters. Websites such as YouTube and MySpace have become pleasure parks through which almost every kind of human experience can be funnelled. Thus far, however, the sociologists and social critics have been notable only for their absence. What about the psychological effects of constant watching and being watched? From the people who Google themselves and love obsessively, to those who stare at strangers on a webcam, there is good evidence that our time spent in cyburbia is less about “social networking” than about an obsessive desire to see and be seen. When we stare out the window on to cyburbia, what we see is a place that thrives on feverish rumour, populated by voyeurs, exhibitionists, and even trainee terrorists. Our celebration of life in cyburbia needs to be balanced with serious social investigation of what happens to people who spend so much time there, and what it says about our society that they should want. Why has there not been one? The reason is that many of us have so much invested in Web 2.0 that we have hurled our critical faculties out of the window. The danger of life in cyburbia is that we don’t really get to know our neighbours. We risk huddling into small tribes defined by prejudices, urged on by the rhetorical anger of those who are never sure whether what they are so urgently participating in is entirely for real. It is opined that companies looking for new recruits often find themselves caught in a deadend because finding new talent has become a difficult proposition.The increasing talent Education MONITOR Psychological effects of the virtual world 59 crunch and the trend of a global workforce have made it tough for companies to find the right people at the right time.Should not inner resources be first option for HR? - Mehana Sonavane, Pune Dear Mehana Sonavane, In the search for new talents, organisations tap all possible resources from posting advertisements in newspapers and on the Internet to using placement agencies. But at times the search can be futile. If they learn to look around and search among their own employees, they may find the perfect person for the job right under their nose. Organisations have realised that it is a better proposition to use internal talent and make provisions to train them in the requisite skills. These employees can be given a better hike in compensation, which will be by far less than what needs to be spent on recruiting, training and paying a decent compensation package to retain them. The option is both cost effective and time saving. Moreover, employee loyalty and commitment are enhanced in the process, as they feel their work is valued. Existing employees require less training, as they already possess enough knowledge and experience to do well in the new position. They will be also familiar with the business goals and policies of the company and will continue to work towards them. They are already aware of the company structure and operations. Internal sourcing is not the only foolproof or best solution. At times even the best employees in the company might not be suitable for the job. Finding fresh talent becomes inevitable in such situations. In essence, a company should decide on the best recruiting option based on the expertise they need. What could be considered as the most important innovation? - Shyamola Krisnan, Chennai Education MONITOR Psychological effects of the virtual world 60 Dear Shyamola Krishnan, Rockets, the World Wide Web, a method for copying DNA, and even the humble wireless have been hailed as some of humanity’s greatest innovations in a list drawn up by scientists and opinion formers. More than 100 contributors, including six Nobel laureates, were asked to nominate the most important innovation in their field. The list was put together by the online publication Spiked. Development biologist Lewis Wolpert, at University College London, nominated the microscope. “When I became a biologist, changing from engineering, I was fascinated looking down the microscope at amoebae moving and sea urchins developing,” he said. “Pioneers like Robert Hooke in 1665 used it to identify the cellular structure of living things for the first time. Without it cells would not have been discovered.” Science writer Matt Ridley chose “random research”, the ability to find information on the Internet using search engines such as Google. “Random search has revolutionised the checking of facts, the discovering of new information, the gleaning of leads,” he said. “If my profession is writing truthfully but interestingly about the world then this must be the best innovation one could wish for.” Sir Tim Hunt, principal scientist at Cancer Research U.K. and Nobel laureate, plumped for the set of techniques used by molecular biologists to manipulate DNA. “Recombinant DNA technology has made the biggest difference to the way my kind of biologists work today,” he said. “We could not have got anywhere without it.” He shared the 2001 Nobel Prize for work on molecular factors that regulate cell division. We can move from one to another looking at each innovation’s contribution to human growth and well being. Isn’t it amazing? Education MONITOR Moments of Parenting… 61 Dear Parent, for Your Eyes Only Ways to involve yourself in your child’s education Encourage routines that involve one to one interaction between the parent and child. Go for a walk/cycling/on long drives together. Help to sort and classify books, things or material. Provide different coloured racks for storing files, books and stationery as also attractive holders for pens, sketch pens etc., help the child remember the place where each thing is to be stored and make best use of available space and resources. Education MONITOR Moments of Parenting… 62 Talk about cause and effect in all walks of life. In any situation instead of apportioning blame, it is better to talk in terms of “when this happens, in turn something happens.” E.G.: When you leave food out, ants gather around it. Inculcate a sense of family pride. Stories about the accomplishments and special talents of ancestors and relatives told around the dinner table help children to have confidence and belief in their own abilities and develop their prospects for success in life. Read to the child, point out the names of new objects and meanings of new words. Early reading and conversation of this kind builds larger vocabulary. Language ability creates a cascade of effects in the school years such as good grades, high self-esteem, intellectual curiosity and ambition. Play games together. Children treasure playtime. Your involvement with them brings you closer to each other. You could teach children new games. Playtime is also a time for togetherness where a lot of informal talk, regarding life in general, takes place. Have dinner together. Dinnertime should be treated as sacred. The family should not watch T.V. or entertain phone calls during that time. Alternatively, the phone can be kept off the hook or one member of the family can be delegated to answer calls with, “Sorry, we are having dinner now. Can we call you back after some time?” Education MONITOR 63 Moments of Parenting… simple language along with your own inputs and observation on the subject. Respect children’s wishes to watch certain programmes, but steer them away from irrelevant programmes that might affect them adversely. Be ready to listen to anything at anytime. Be open to children when they want to speak to you. Even if parents are doing some other work, offering positive inputs as and when required makes children feel that you are really listening. Be prepared to drop all your work, if children seem really upset or sad to give undivided attention. - Eklavya Education Foundation, Ahmedabad Education MONITOR Parents Ask 64 Are You a Workaholic? There is a fear lurking in parents and housewives that globalisation has made their children/husbands workaholics. The IT industry is a blatant example. My son, just four months in an IT occupation, for instance, has forgotten his food and hobbies. Nay more, he has forgotten sleep and moves about like a somnambulist and walks into and out of home like a robber. Can you give some tips so as to get over this problem? Dear Raga Chanania, - Raga Chanania, Lucknow W.E. Oates coined the term ‘workaholic’ and used it in his book Confessions of a Workaholic. Education MONITOR Are You a Workaholic? 65 `He defines workaholism as an addiction to work, the compulsion or the uncontrollable need to work incessantly’. Like alcoholics, workaholics have a tendency to let work take over their lives completely. It is, indeed, a disease. Workaholics have their hearts in the office and home is another office to them. They are highly driven, ambitious, competitive, and overly committed to their work. They consider work to be their only source of happiness and satisfaction in life. They would rather work than eat, sleep or play. They are driven by a need to constantly improve upon their work, even after they have put in their best. They, in the long run, become tired, irritable, socially isolated, and might become a victim of physical stress symptoms such as headaches, insomnia, shortness of breath, palpitations, muscle tension, or ulcer. If your son is a workaholic, you have to take good care of him. Get a medical check-up to rule out problems of stress. Pay attention to his diet and sleeping patterns. Exercise, soothing music, yoga, meditation perhaps, or even a moment spent in reflection when sitting down at his desk can help him calm down and beat the stress, tension, and the resulting aggressive behaviours that tend to build up in him. Make him take regular breaks and vacations. Let him keep his mind off the job, when on a break. Some physical activities such as tennis, yoga or swimming, which demands total concentration, will help. Help your son identify the root cause and take direct action to alleviate the same. If you are not able to help your son, you could seek professional advice. A good counsellor will be of great help. In short, addiction is chronic and workaholism is no less than alcohol, hence the term. Better not to fall a prey to this near fatal disease. Education MONITOR 66 Are You a Workaholic? `These days we hear a lot about multitasking. Does it make you a more effective worker? - Ajay Dubey, Mumbai Dear Ajay Dubey, Trend predictors never get sick of telling us about how, in a few years, we will all be working part-time from a hammock in the Caribbean and video-conferencing with the lunar colony, and we had just better be ready for that. But let us not forget that the brave new world of work will mean being able to do new things. This might be called acquiring a differentiated skills set and if I knew what that meant I could tell you for sure. But you will need to learn how to balance your laptop and a mid-afternoon cocktail in your Caribbean hammock while keeping sand out of both, just for a start. Many of the necessary abilities have already been identified. These days, it is so much less about being nifty with an inkwell and quill pen, and so much more about communication and flexibility, and enabling individual proactive behaviour within a dynamic group setting. And one can get on board with all of that, since basically what it boils down to is being able to have a nice chat with people in the office. However, the jewel in the crown of any self-respecting modern worker is the ability to multitask. Does multitasking make you a more effective worker? Does it sharpen the mental faculties? Is it helping ideas crystallise before our eyes like frost on windowpanes? Is it allowing words to gush from one’s mind like a rushing stream after the thaw? In reality multitasking might mean allowing people to distract you whenever they like; suddenly having to be an expert in things you are not interested in; it is, essentially, doing more work. The gruesome Nithari killings have drawn our attention to child sexual abuse in India. Is it just the tip of the iceberg? Education MONITOR ` - Satish Jaggi, Jamshedpur Are You a Workaholic? 67 Dear Satish Jaggi, A study carried out by Prayas, an NGO, says that close to 50 per cent of Indian children are subject to various forms of abuse and exploitation. The study has found that every second child interviewed had experienced some form of physical, economic, emotional or sexual abuse. The study indicates that 25 per cent of the children were victims of sexual abuse with about 30 per cent being abused by close relatives. Seventy per cent of the children also reported that they had been beaten and over half said that they had injuries from being assaulted. The dire plight of these millions of Indian children, who endure exploitation on the one hand and poverty and deprivation on the other, need to be addressed urgently. Crimes against children ranging from trafficking to rape and child pornography often go unreported. Experts have pointed out that there is no database available for the large number of children (reportedly over 45,000 a year) who go missing from their homes, become victims of crime and exploitation, and die far from the protection of their families. It is responsibility of one and all and especially of the agencies that are instituted to ameliorate child abuse to make sure that children have a joyful childhood supported by adults and not abused by those who are supposed to be role models to children. Education MONITOR Teaching Tolerance 68 The ultimate test of a relationship is to disagree Special Feature Tolerance is respect, acceptance and appreciation of the rich diversity of our world’s cultures, our forms of expression and ways of being human. It is fostered by knowledge, openness, communication, and freedom of thought, conscience and belief. Tolerance is harmony in difference. It is not only a moral duty; it is also a political and legal requirement. Tolerance is the virtue that makes peace possible and contributes to the replacement of the culture of war by a culture of peace (UNESCO,1995). According to Shri Chaitanya Charan Das, ISCON, Pune, “Tolerance empowers us to not let irritating circumstances steal our peace of mind. Lack of tolerance makes us a victim of our circumstances, whereas tolerance brings the freedom to choose an intelligent response and stay fixed in our values and goals, irrespective of our circumstances. When people lack tolerance, they respond to adverse situations and inimical people in one of two ways: depression or violence. Chronic depression, self-martyrdom, inferiority complex, addiction and even suicide are fallouts of the first response, where as divorce, larceny, murder, and even war are results of the second.” Education MONITOR Teaching Tolerance 69 Srila Prabhupada, founder of ISCON, has rightly said, “One’s greatness has to be estimated by the ability to tolerate provoking situations”. Universal Declaration of Human Rights affirms that, ‘Everyone has the right to freedom of thought, conscience and religion’ (Article 18), ‘of opinion and expression’ (Article 19), and that education ‘should promote understanding, tolerance and friendship among all nations, racial or religious groups’ (Article 26). According to the Declaration of Principles on Tolerance (1995) by the United Nations Educational, Scientific and Cultural Organization (UNESCO), “Education is the most effective means of preventing intolerance. The first step in tolerance education is to teach people what their shared rights and freedoms are, so that they may be respected, and to promote the will to protect those of others. “Education for tolerance should be considered an urgent imperative; that is why it is necessary to promote systematic and rational tolerance teaching methods that will address the cultural, social, economic, political and religious sources of intolerance major roots of violence and exclusion. Education policies and programmes should contribute to development of understanding, solidarity and tolerance among individuals as well as among ethnic, social, cultural, religious and linguistic groups and nations. “Education for tolerance should aim at countering influences that lead to fear and exclusion of others, and should help young people to develop capacities for independent judgment, critical thinking ethical reasoning.” According to a research done by Daniel Goleman, “From generation to generation intelligence is increasing but emotional intelligence is decreasing.” Emotional intelligence is the ability to work with self and others and tolerance is one of the main components of it. His findings are further validated by different reports and increasing crime rates especially teen-age crimes. Education MONITOR Teaching Tolerance 70 India Today (February 28, 2005) published a survey report, some of the findings being very disturbing. According to the survey, “An estimated 70% of divorces now involve couples below 35 years of age driven apart by stressful lifestyle and intolerance.” The report further emphasizes, “Intolerance for each other’s personality traits is very intense among young.” According to the demographic survey of India, by 2015 more than 50% of the population will be less than 20 years of age i.e. a Young India and the need of the hour is to help future citizens develop tolerance towards others so that their energy can be canalised for the good cause leading to national development. Tips for the Parents and Teachers Inculcating tolerance among young generation is a joint responsibility of parents and Teachers. We can do many activities to help children have a belief that we can disagree; we can have difference of opinion; we can follow different faith, religion and yet we can coexist. Some of the activities are as follows. Role modelling Teaching and parenting is all about role modelling. Many skills, values and habits like tolerance, punctuality are easily caught and imbibed by children. Tolerance towards individuality can be b e s t l e a r n t w h e n c h i l d r e n s e e t h e i r p a r e n t s r e s p e c t i n g individuality of each other and when they observe teachers respecting and taking care of individual needs and learning styles while teaching. It can be further reinforced if children observeus treating our day-to-day helpers like servants, drivers, cooks etc with dignity.MONITOR Education MONITOR 71 Teaching Tolerance It is worth recalling and learning from an anecdote related to Alexander. He defeated the King Puru and when the King Puru was presented before Alexander for trial, he asked, “Puru, how should I treat you. What should be my conduct towards you?” To this Puru replied fearlessly with all dignity, “You should treat me as one king would treat another king.” While speaking there was a tone of self-respect in Puru’s voice. This pleased Alexander. He freed Puru and gave him his kingdom back. This story teaches us to take care of the self-esteem and respect of others. While dealing with others we should be human and take care of others’ points of view Delaying One of the components immediate this of most Tolerance gratification jet everything important age is i.e. to to delay wait. youngsters In want instantaneously. In fact today’s generation has become instantaneous generation we have to teach our children to wait for small little things like food, going to toilet etc. In the classrooms students should be taught to respond to a questionto a question or ask questions one by one. This will train them to control their impulse, wait for their turn and listen to others. After all life is not just two minutes. Delaying will help them develop tolerance and also teach them good problem solving skills Education MONITOR Teaching Tolerance 72 Giving Information We should attend prayers at various places of worship like churches, synagogues, mosques and temples along with children to help them learn about different faiths. We can also organise seminars on religion for the students of higher classes where speakers from different religions can be invited to give information about their respective religions. we can give students a project to prepare a chart of number 1 to 10 in different languages at least in the mother tongues of all the students who are a part of the class. While teaching language we can ask them to learn greetings, days of the week, months etc in other languages. Similarly while teaching EVS we can ask them to know the names of different food stuffs, clothes, utensils used etc in the languages of other class mates. While telling stories we can tell them stories related to different cultures and faiths. This will bring different cultures in the class closer and help children know each other better as well as enrich the curriculum. Celebrating festivals We should celebrate festivals related to all the religions representing the society at home and school. This will help children get firsthand experience and realise that there are different ways of celebrating. While celebrating festivals we should be as authentic as possible. Diverse classrooms Our classrooms should be true representatives of the society. It should consist of children from all the diversities; may be ability, economic, religion and social background etc. This will help children develop acceptance for other children who are different from them leading to high tolerance for others. Education MONITOR Teaching Tolerance 73 Generally children form their own clicks or groups and never come out of them till they leave the school. We should encourage them to mix up with others by changing seating arrangements periodically in the class and school bus and other places and events. We can make use of many team-building games and activities for helping them know each other. Discussion about tolerance Students, Parents and Teachers need to have open and honest discussion regarding different religions, cultures and other diversities and need to move beyond textbooks and actively engage the students in real life. We can do many activities to promote tolerance, some of them being displays, quotations in different languages, plays and role-plays in the assembly, debate, case studies etc. We can also discuss the news related to intolerance with older children . International day for tolerance On the 16th November 1995, member states of UNESCO proclaimed and signed “Declaration of Principles on Tolerance” and in order to generate public awareness declared the 16th November as the Annual International Day for Tolerance. We should celebrate this day by organising and participating in different activities related to Tolerance. Co-curricular activities We can organise many co-curricular activities related to promoting tolerance. Some of the activities are: fancy dress competition with special theme of different religions, display of different religious scriptures, utensils used for worships by different sects, marriages in different religions and many more can be done. This will help children know more and more about different faiths and appreciate diversity. Education MONITOR Teaching Tolerance 74 Last but not the least we should help future citizens mix up with others and help them accept the individuals in the form of colleagues, spouses, boss, etc. After all most of the things in life we do not get by choice. Life is not full of choices; none of us has got our parents by choice. We accept them as they are. By giving too many choices we give children an impression that there is alternative to every thing. Life is not full of options and choices. From childhood we keep on fulfilling their desires e.g. if a child does not like a vegetable we immediately cook something else, if a child does not like playing or sitting with some class mates, teachers and parents immediately tell them to look for someone else and so on. This makes them impulsive, individualistic and reduces their ability to face reality. Politely and firmly we should train children to accept and love all things and people irrespective of taste or beliefs. “We will not remember the words of our enemies, but the silence of our friends.” - Martin Luther King - Dr. Shailendra Kumar Gupta Education MONITOR 75 Strengths and Weaknesses of Children Parenting All too often, children with learning disabilities are seen through their weaknesses. Like anyone else, however, they have many strengths. It is of the greatest importance to focus on the strengths that your child has and show them to other people. Not only will it help others who are involved in her life understand her better, but also it will help the child herself know that she is loved and valued for who she is. I always found that one of my biggest questions was, “How do I see all of my daughter’s strengths, in addition to her weaknesses, so I can get a picture of her as a total person?" The answer lies in what is called ‘quality time.’” Here are some important way is to spend quality time with your child. 1) Do things with her. What activities do you both like? Do things with her that she likes to do, and ask her to do things that you like to do. Education MONITOR Strengths and Weaknesses of Children 76 2) Go places with her. You don’t have to travel far. Just go outside, or downtown, or to the mall, or to a movie. 3) Sit quietly with her. Silence says a lot. 4) Hear her when she speaks. Don’t just listen - hear what she has to say. 5) Listen to and try to understand her frustrations. 6) Talk with her to find out about her likes and dislikes. 7) Know what is going on with her outside the home. Allow her to talk about it without being judgmental. 8) Provide a safe, understanding atmosphere that allows her to express her feelings and preferences. 9) Provide positive feedback when she talks about the good things she does. 10) Provide a structure that allows her to make mistakes and learn from them. Allowing your child to have friends play with her at home can give great insight into your child’s strengths and weaknesses. When we allowed Michele to have friends over, we could see that she was a great organizer of creative activities and was very social, but we also saw that she got very defensive at times. Having this information allowed us to know what to help her with. We also communicated this information to her teachers, so we could all work together on this issue. Providing an opportunity for positive, open communication with her teachers and the other professionals that work with her allow you to get a picture of her strengths and we. There may be times when there will be disagreement, but these issues can always be worked out. Education MONITOR 77 Strengths and Weaknesses of Children Listen to the opinions of the others on the team. And don’t be afraid to add your viewpoints. It is only through this honest, open communication that you will be able to see the total picture of your child's strengths and weaknesses. To get a good picture of her academic strengths and weaknesses, the school is the place to go. As your child’s parent, you are entitled to have access to her records at school. You have probably received copies of that information, but you do have the right to view what is in her records in the school office. Past and current report cards give you some information, as do any notes, reports, etc., that have been written by her teachers. The results of special education testing are also great indicators of what she does easily and what she struggles with. All this information should be in her school file. If you don't understand what those results or reports are trying to say, talk with the special education professionals who do understand it. Remember, your child is not just a partial person. She is not just made up of weaknesses. She is a whole person. Her strengths are a large part of her. Value her strengths; work with her on her weaknesses. But you can't do either of these things unless you know what they are. Take charge. Find out. For more plain talk about learning disabilities, please visit us at www.ldperspectives.com. - Sandy Gauvin Sandy Gauvin is a retired educator who has seen learning disabilities from many perspectives - as the parent of a daughter with learning disabilities, as the teacher of children with learning disabilities, and as an advocate for others who have diagnosed and unrecognized learning disabilities. Sandy shares her wisdom and her resources at www.LDPerspectives.com Education MONITOR Change Your Thinking 78 -Change Your Life Personality Development We each have hundreds of habits we unconsciously practice each day. Many of them are helpful, like putting your keys in the same place every day, practicing gratitude when waking up, or having a certain routine for getting ready in the morning. Other habits are ones most people want to change, like overeating, not choosing healthy food, not exercising, or quitting smoking. Even negative thinking is a mental habit you can learn to change. You've heard the expression, 'change your thinking, change your life.' It's true! 1. Identify one habit you want to change. (Hint: Rather than a huge change, like 'eating healthy,' or 'exercising a lot,' be specific. Focus on smaller changes that can build one at a time. For example, take a short walk at lunchtime or choose an apple instead of a candy bar for a snack. 2. Do you mentally criticize yourself for having a 'bad' habit? Stop criticizing right now! Criticizing yourself or feeling guilty actually KEEPS the habit in place. Education MONITOR Change Your Thinking – Change Your Life 79 What you resist, persists. Change your thinking. Instead of criticizing, accept yourself with the habit, knowing you want to change it. Patricia learned this tip many years ago when she was trying to quit smoking. She tried so many times and failed! She was angry at herself for not being able to 'control' this habit. Finally, she quit trying and just accepted herself as a smoker. A few days later, she quit almost effortlessly. Along the way to changing your habits, if you 'slip' a bit, look at yourself in the mirror and tell yourself it's OK. Then back on track. 3. Develop awareness about your habit patterns. If you smoke and want to quit, notice what 'triggers' you wanting to smoke. If you want to eat less, notice what prompts you to eat, including how you feel. If you want to exercise more, be aware of the excuses you make for why you don't have the time. 4. Write down the reasons WHY you want to change the habit. Read them every day for motivation. 5. Use intentions, goals, and affirmations to support the change. An intention sets you in a direction. 'I want to quit smoking.' The resolutions many people make at the beginning of the year are really intentions for some change. A goal is specific and measurable. 'I will lose 10 pounds in the next five weeks.' An affirmation claims that you have already reached your goal and changes your subconscious mind to fit the new habit. 'I am so delighted I am eating healthy and enjoying my new choices so much.' All three of these approaches will help you change. 6. Keep the decision to change your habit(s) somewhat private if possible. If you've announced you are quitting smoking and then your friends see you still smoking, they might make negative comments. These don't help the change process! 7. Write affirmations that support the change you want. For example, if you are changing negative thought patterns, you could affirm, 'I easily choose positive thoughts that nourish me.' If you are changing eating or exercise habits, write affirmations that enthusiastically claim the new behaviours you want. Education MONITOR Change Your Thinking – Change Your Life 80 8. Take some quiet time to write in your journal a good-bye letter to the habit(s) you want to change. Acknowledge how they have served you in some way, and now it's time to let them go. 9. Take a few minutes every day to visualize yourself with the new habits. Imagine how you feel, how you look, what your family and friends say to you, etc. By imagining yourself with the new habits, you are creating that reality in your subconscious mind. This technique is very powerful. 10. Reward yourself along the way. Look at yourself in the mirror and thank yourself for making the effort to change! Give yourself encouraging words on a daily basis. Buy something special (within your budget!) Education MONITOR Life Anchor 81 Remember that joke about the man who makes an indelicate sound during a dinner party and immediately yells at his dog to be quiet? It’s a classic example of how we look for a scapegoat when we make a mistake. In fact, some people spend more time and energy deflecting blame than fixing the problem. Searching for a scapegoat never solves a problem – it only makes it bigger. Take your life in your own hands and what happens?A terrible thing: no one is to blame. - Erica Jong The search for someone to blame is always successful. - Robert Half Bruno’s commentary We have no control over the fact that we’re going to make mistakes - after all, we’re human. But we do have control over how we respond to those mistakes. We can take the easy way out, by immediately pointing the finger at others or at the situation we are in. Or we can get to work figuring out what the underlying problem is, how to fix it, what can be learned from it, and how not to repeat it in the future. Both approaches take energy, but where blaming uses us up and spits us out, exhausted, taking responsibility actually renews our strength… Education MONITOR Warning Signs 82 Life Anchor Has something in your life gone wrong? Ask yourself if there were any warning signs. But don’t interpret these signs too quickly. Give everyone the benefit of the doubt. For example, if someone hasn’t answered your email, maybe he didn’t receive it. If your boss didn’t return your smile, perhaps he forgot to bring his glasses to work. When warning signs are repeated, however, connect the dots and be on full alert. Be proactive. Don’t think, “It will be all right”. Sometimes it will, but too often it won't. Vision is the art of seeing things invisible. - Jonathan Swift Experience is not what happens to you; it is what you do with what happens to you. - Aldous Huxley Bruno’s commentary Why is it so important to learn how to read warning signs? To help you avoid similar problems in the future. In fact, when a problem is resolved, your task is not done. The next, much more important step is for you to find out why the problem occurred in the first place. Education MONITOR Warning Signs 83 Every single problem carries hidden information that will show you what went wrong and why it went wrong. Once you have dug out this information, you'll be able to interpret the warning signs and save yourself a lot of time and frustration. Have you noticed a warning sign recently? Take it seriously. - [email protected] Education MONITOR Don’t stop keep moving! 84 Life Anchor “If you’re not going forward, you’re going backwards.” This psychological truth is grounded in a powerful law of nature. Everything around us is permanently moving - the earth around the sun, the four seasons, plants, animals - and so are we, both in our private and our business lives. Resisting this law causes stagnation. It’s only a small step from there to a life-destroying self-satisfaction. Life is like riding a bicycle. To keep your balance you must keep moving. - Albert Einstein Keep moving forward. That’s how winning is done... - Rocky Balboa Education MONITOR Don’t stop - keep moving! 85 Bruno’s commentary It’s not enough just to be alive - we must feel alive. For that to happen we have to move forward all the time, constantly asking the why question, developing new ideas, and trying new ways of doing things. Our past is an important part of our life and it’s good for us to treasure it and to apply the lessons learned. But whatever happened in the past, joyful or sad, is history and we have to focus on the future. So move forward. It’s the law of nature and no one can overturn it. Are you stuck in a rut? Move forward! Speaking of new ideas, did you notice how the logo at the top of this One Minute eMail changes? - [email protected] Education MONITOR Did You Know? 86 Fascinating Animals, Birds, Trees · · · SNAILS have 14175 teeth laid along 135 rows on their tongue. A BUTTERFLY has 12,000 eyes. DOLPHINS sleep with 1 eye open. · A BLUE WHALE can eat as much as 3 tonnes of food every day, but at the same time can live without food for 6 months. · The EARTH has over 12,00,000 species of animals, 3,00,000 species of plants & 1,00,000 other species. · The fierce DINOSAUR was TYRANNOSAURS which has sixty long & sharp teeth, used to attack & eat other dinosaurs. · DEMETRIO was a mammal like REPTILE with a snail on its back. This acted as a radiator to cool the body of the animal. · CASSOWARY is one of the dangerous BIRD, that can kill a man or animal by tearing off with its dagger like claw. Education MONITOR Fascinating Animals, Birds, Trees · · · The SWAN has over 25,000 feathers in its body. · · KIWIS are the only birds, which hunt by sense of smell. OSTRICH eats pebbles to help digestion by grinding up the ingested food. POLAR BEAR can look clumsy & slow but during chase on ice, can reach 25 miles / hr of speed. ELEPHANT teeth can weigh as much as 9 pounds. OWL is the only bird, which can rotate its head to 270 degrees. Education MONITOR 87 DON’T MESS WITH MOM The Fine Art of Living My son came home from school one day, with a smirk upon his face. He decided he was smart enough, to put me in my place... “Guess what I learned in Civics Two, that’s taught by Mr. Wright? It’s all about the laws today, the ‘Children’s Bill of Rights’. It says I need not clean my room, don’t have to cut my hair. No one can tell me what to think, or speak, or what to wear. “I have freedom from religion, and regardless what you say, I don’t have to bow my head, and I sure don’t have to pray. I can wear earrings if I want, and pierce my tongue and nose. I can read and watch just what I like, get tattoos from head to toe “And if you ever spank me, I’ll charge you with a crime. I’ll back up all my charges, with the marks on my behind. Don’t you ever touch me, my body’s only for my use, Not for your hugs and kisses, that’s just more child abuse. “Don’t preach about your morals, like your Mama did to you. That’s nothing more than mind control, and it’s illegal too! Mom, I have these children’s right, so you can’t influence me, Or I’ll call Children’s Services Division, better known as C.S.D.” Of course my first instinct was to toss him out the door. But the chance to teach him a lesson made me think a little more. I mulled it over carefully, I couldn’t let this go. A smile crept upon my face; he’s messing with a pro. Next day I took him shopping at the local Goodwill Store. I told him, “Pick out all you want, there’s shirts & pants galore. I’ve called and checked with C.S.D. who said they didn’t care if I bought you K-Mart shoes instead of those Nike Airs. Education MONITOR 88 DON’T MESS WITH MOM I said, “No time to stop and eat, or pick up stuff to munch. And tomorrow you can start to learn to make your own sack lunch. Just save the raging appetite, and wait till dinnertime. We’re having liver and onions, a favourite dish of mine.” He asked, “Can I please rent a movie, to watch on my VCR?” “Sorry, but I sold your TV, for new tyres on my car. I also rented out your room; you’ll take the couch instead. The C.S.D. requires just a roof over your head. “Your clothing won’t be trendy now; I’ll choose what we eat. That allowance that you used to get, will buy me something neat. I’m selling off your Jet Ski, dirt bike and roller blades. Check out the ‘Parents Bill of Rights’ ... it’s in effect today!” -Contributed by Diane who lives in New South Wales, Australia Education MONITOR 89 How to Improve Your Life with Thankfulness 90 The point of Thanksgiving is to remember the things we have to be grateful for. It’s our special time to give thanks... not just for the obvious, like food, but for the thousands of fortunate moments, the multitude of blessings that we receive each year. That’s not always as easy as it sounds. We tend to remember the bad things much more easily than the good. That’s where this article comes in. using the tips below, you can make thankfulness an everyday habit. It’s a skill that will benefit you throughout the year. Begin by keeping a gratitude journal: Don’t write down negative things; only positive ones. For example, “I’m grateful that I made it through that heavy rush hour traffic safely.” “I’m grateful that I got to see a beautiful sunset.” “I’m grateful that I have a class at school that I really like.” Think of all the good things that happened because something bad happened first: For example, “If that slow driver hadn’t pulled in front of me, I would have gotten a speeding Ticket.” “If I hadn’t tripped on the playground, I would never have met such a nice person.” “If I hadn’t experienced unemployment, I would never have acquired the skills that got me a more fulfilling job.” Education MONITOR How to Improve Your Life with Thankfulness 91 Don’t focus on what you don’t have. Focus on what you do have. For example: “I’m so fortunate to have a warm place to sleep in the winter.” “I’m so fortunate to live in a safe neighbourhood where I can take walks.” “I’m so fortunate to be able to see the beauty around me.” Think about people you've known that have made you thankful for their existence: They can be family, friends or simply people that you’ve read about or seen on television. Imagine how many other people there are who might be equally as wonderful. You just haven’t met them yet. Think about people who have made life hard for you. Now think about the things you accomplished because of them: Did you finish something because they said that you couldn’t? Did you get better at something because they made fun of you when you did it badly? Did their cruel actions make you vow never to treat others that way? Even the negative forces in your life can be hidden blessings, worthy of your gratitude. Think about the animals that have given you joy: Dogs that love you with every inch of their hearts, cats that think your lap is the best place to nap in the whole world,birds whose songs uplift your spirit, squirrels whose antics put a grin on your face and so on. Think about the places that make you smile: A favourite hangout, a wooded trail, an exciting city, a great spot from which to view the sky, a hill that you once rolled down. Give thanks for all these things. Education MONITOR How to Improve Your Life with Thankfulness 92 Now pass it on. True gratitude involves action: Lend a hand. Pitch in. Make a gift. Give your time. Listen. Give back as often as you can. Even a friendly greeting can make all the difference in the world. Create your own opportunities for gratitude: Do you know someone who never seems happy? Be ready with a smile and a kind word each time you see them. It may require patience, but eventually, they’ll smile first when they see you. Your interactions with them will be much more pleasant. Guess what? You'll have a new reason to be thankful! Let others know when they’ve done something that you’re thankful for: For example, “I’ll never forget how you stuck up for me. It meant a lot.” “That email you sent really made my day.” “You make shopping here a pleasure.” An attitude of gratitude spreads like ripples from a tossed pebble, benefiting all it touches. Remember that hard times make good times sweeter. Also keep in mind that obstacles and challenges not only make you stronger, but they force you to explore outside of the comfortable routine that you’ve settled into. Without challenges, there can be no progress. Without obstacles, there can be no achievement. Be thankful for the opportunities that they provide. In conclusion, giving thanks is a powerful tool that can dramatically improve your life and the lives of those around you. Start by embracing gratitude’s special day, then make it a habit! Reprinted from http://www.knowledgehound.com Education MONITOR 93 General Knowledge Test Your General Knowledge 1. National income can be defined as: A) The total amount of goods and services produced within a nation during a period; B) The total of factor income received by factors of production; C) The total wages, interest, rent, profit received by labour, capital, land and entrepreneur; D) All the above. 2. National energy conservation day is observed by India every year on A) 14th of December; C) 8th of September; B) 15th of August; D) 26th of January. 3. Mineral can be described as: A) An element in its pristine form; B) a compound that is usually crystalline in nature and is a result of geological progressions. C) All total of metals found naturally on planet earth; D) A human invention. Education MONITOR Test Your General Knowledge 94 4. Infrastructure is A) a basic and usually permanent framework which supports a superstructure and is supported by a substructure; B) a moderate permanent foundational capital investment of a country, a firm or a project that underlies and makes its, all economic activity possible; C) administrative, telecommunications, transportation, utilities, and waste removal and processing facilities; D) All the above. 5. What is foreign trade? A) It is all that a country exports to other countries of the world; B) It is all that a country imports for the benefit of its own citizens; C) It is all about imports and exports; D) It is all the unwanted things sent to other countries. 6. The structure of earth is A) in spherical form and is composed of four layers; B) in helical form having 10 layers; C) in triangular form with dozens of layers; D) in spherical form filled with homogenous material all over. 7. A drainage system can be defined as the pattern formed by A) controlled network of drinking water facilities; B) the city corporations and municipalities; C) free flow of wasteful water; D) the rivers, streams and lakes in a particular drainage basin. Education MONITOR 95 Test Your General Knowledge 8. The balance of payments is A) the record of all economic transactions between the residents of a country and the rest of the world during a given period of time; B) the statement of debts incurred by a country; C) the excess borrowings of the residents of a country; D) the bad debts that the companies that wind up have incurred. 9. An artesian basin is A) An area in a desert where resorts are developed; B) A high-lying area where water flows ending up as waterfalls; C) A river bed rich in fertile land engendering remunerative cultivation; D) A low-lying region where groundwater is cramped under pressure from surrounding layers of rock. 10. What is MIGA? A) Multilevel Indigenized Guerilla Artefacts; B) Multilateral Investment Guarantee Agency; C) Melbourne Indians’ Gateway Aptitude; D) Moroccan Incorporation’s Guatemalan Agreement. 11. What do the letters IMF stand for? A) B) 12. Indian Mega Fascination; International Monetary Fund; C) International Marketing Foundation; D) International Medicinal Faculty. What isa IDA? A) B) Indiana Domestic Airlines; International Development Association; Education MONITOR C) Indian Data Association; D) Irrevocable Dark Ages. Test Your General Knowledge 96 13. What is the full form of WTO? A) World Tennis Organization; C) Women’s Travel Organization; B) Wordsworth Teaching Origin; D) World Trade Organization. 14. What is ADB? A) Asian Deutch Bank; B) Arabian Development Bank; B) Adventurer’s Docking Base; D) Asian Development Bank. 15. State Financial Corporations A) take care of the loans people are not able to repay; B) offer financial assistance for the growth of small and medium enterprises in the concerned states; C) cater to the financial needs of heavy industries in the respective states; D) are agencies that come to the rescue of industries that have met with financial losses. 16. What are the types of Direct Taxes? A) Income Tax, Corporation Tax, Property Tax, Inheritance Tax, Gift Tax; B) Sales Tax and Value Added Tax; C) Luxury Tax and Entertainment Tax; D) Excise Duty and Road Tax. 17. What is endorsement? A) It is signing a negotiable instrument for the purpose of negotiation. B) It is writing on the back of an instrument. C) Writing of one’s name on the back of an instrument or any paper affixed to it with the intent of transferring the rights within. D) All the above. Education MONITOR Test Your General Knowledge 97 18. What is called Market Segmentation Theory? A) It is the mechanisms or means for determining price of the traded item; B) It is all about separating the market into smaller groups of consumers and then marketing your product only to the group of people that are your potential buyers; C) It is an attempt to provide accurate information that reflects a true state of affairs; D) It is about divided market segments that are fighting to grab a slice of the market. 19. What is theory of distribution? A) The theory of distribution is that incomes are earned in the production of goods and services and that the value of the productive factor reflects its contribution to the total product. B) It refers to the way total output, income, or wealth is distributed among individuals or among the factors of production such as labour, land, and capital. C) It is the systematic attempt to account for the sharing of the national income among the owners of the factors of production i.e., land, labour, and capital. D) All the above. 20. What is El Nino and La Nina? A) El Nino refers to the warm phase of ENSO and La Nina refers to the cool phase. B) Warming and cooling of certain areas on earth that affect the weather condition of various countries. C) Periodic warm weather condition on the coast of northern Peru and Ecuador and cool weather in the central and eastern Pacific Ocean. D)All the above. Education MONITOR 98 Quiz Facts Answers to Test Your General Knowledge 1. D: There are various concepts of National Income such as Gross Domestic Product (GDP), Gross National Product (GNP), Net National Product (NNP), National Income (NI), Personal Income (PI), Disposable Income (DI) and Per Capita Income (PCI) which explain the facts of economic activities. GDP is money value of all goods and services produced within the domestic domain with the available resources during a year. GNP is market value of final goods and services produced in a year by the residents of the country within the domestic territory as well as abroad. GNP is the value of goods and services that the country’s citizens produce regardless of their location. NNP is market value of net output of final goods and services produced by an economy during a year and net factor income from abroad. NI is National Income at factor cost which means total income earned by resources for their contribution of land, labour, capital and organisational ability. Hence, the sum of the income received by factors of production in the form of rent, wages, interest and profit is called National Income. Education MONITOR Answers to Test Your General Knowledge 99 PI is the total money income received by individuals and households of a country from all possible sources before direct taxes. DI is the income left with the individuals after the payment of direct taxes from personal income. It is the actual income left for disposal or that can be spent for consumption by individuals. PCI is calculated by dividing the national income of the country by the total population of a country. 2. A: National energy conservation day is observed by India every year on 14th of December. The Energy Conservation Act in India was implemented by the Bureau of Energy Efficiency (BEE) in 2001. The Bureau of Energy Efficiency is a legal organization which serves under the Government of India and assists in the improvement of policies and strategies so as to lessen the utilization of energy. The Energy Conservation Act in India desires to utilize the expert, specialized and optimistic managers and auditors who are qualified in running the energy, projects, policy study, finance or executing the energy competence projects. 3. C: A mineral is mostly a compound that is usually crystalline in nature and is a result of geological progressions. Its ancient use comes from the Linnaean taxonomy where everything can be assigned to vegetable, animal and mineral kingdoms. The study of minerals is called mineralogy. There are about 4500 known minerals and each possesses an exclusive set of physical and chemical properties. Minerals are distributed in earth’s crust in small amount however whenever these are found in bulk amount these form minerals deposits which are economically very useful. To be categorised as mineral, a substance must qualify the following parameters: • Inorganic: means it is not prepared by an organism. • Naturally occurring: means people did not make it. • Sequenced internal structure: means its atoms are in an orderly and repeating prototype. Education MONITOR Answers to Test Your General Knowledge 100 · Solid: means it is not a gas or a liquid at STP. · Specific chemical composition: means chemical composition of specific mineral ranges within precise limit. All of us use products made up of minerals every day. Minerals are used in industries, construction, manufacturing, agriculture, technology and cosmetics. A number of minerals are used to produce a wooden pencil or a cell phone. Minerals are used to make roads, vehicles, houses etc. The salt that we eat is the mineral halite. 4.D: Infrastructure is defined to include electricity, including non-conventional energy, telecommunications, roads and bridges, railways, ports, airports, irrigation, water supply and sanitation, storage and gas distribution sectors. The rapid growth of the Indian economy in recent years has placed increasing stress on physical infrastructure i.e. electricity, railways, roads, ports, irrigation, water supply and sanitation, all of which already suffer from deficit in terms of capacities as well as efficiencies. In a developing country like India, cooperation and support of State Governments is essential for development of world class infrastructure. The State Governments’ support in maintenance of law and order, land acquisition, rehabilitation and settlement of displaced persons, shifting of utilities and obtaining environmental clearances is necessary. Many State Governments have also initiated several major projects to improve infrastructure. 5. C: Foreign trade is all about imports and exports. The backbone of any trade between nations is those products and services which are being traded to some other location outside a particular country’s borders. Some nations are adept at producing certain products at a cost- effective price. Perhaps it is because they have the labour supply or abundant natural resources which make up the raw materials needed. No matter what the reason, the ability of some nations to produce what other nations want is what makes international trade work. Education MONITOR Answers to Test Your General Knowledge 101 Over the years, India’s foreign trade has come to occupy a pivotal position in the economic scenario and prosperity of the country. India exports a huge number of products and imports equally a good number of required products. Major export of products of India is to countries such as USA, UK, UAE, Hong Kong, China, Germany, Singapore, Belgium, Japan etc. India’s major import of product is from countries such as USA, UK, Germany, China, Belgium, Japan, Switzerland etc. 6. A: The structure of earth is in spherical form and is composed of four layers, three solid and one liquid which is in the form of molten metal, and is hot as the surface of the sun. In 1692, Edmund Halley brought forward the idea that the Earth’s structure is hollow shell approximately of 500 miles. Earth’s Layer Kilometre 2. Crust Mantle 0-35 35-2,890 3. Inner core 2,890-5,150 4. Outer core 5,150-6,360 1. Earth’s Crust There are 2 types of crusts made up of different types of rock: i. Thin oceanic crust that’s behind the ocean basins composed primarily of basalt ii. Thick continental crust that lie beneath the continents composed primarily of granite. It has low density which allows it to float on mantle which has much higher density. Education MONITOR Answers to Test Your General Knowledge 102 Earth’s Mantle Earth’s mantle is mainly made up of olivine-rich rocks. It has varying temperatures at different depths. The maximum temperature is where mantle is in touch with the heat-generating core. The increase of temperature is acknowledged as the geothermal gradient which is accountable for different behaviours of rock. These behaviours separate the mantle into 2 zones. Upper mantle rocks are cool and fragile which are fragile enough to fracture under pressure and generate earthquakes, whereas lower mantle rocks are hot and soft. However, rocks in the lower mantle are supple and in liquid form. The lower limit of this frail behaviour is the edge amid the upper and lower mantle. Earth’s Core It is thought that earth’s core is mainly composed of an iron and nickel alloy. This presumption is made on the basis of its density and on the information that several meteorites are iron-nickel alloys and which are considered to be part of earth’s interior. The core contains radioactive materials that release heat on its break down. The core is divided into 2 different zones: i. The outer core is liquid because the high temperatures melt the iron-nickel alloy. ii. The inner core is a solid although its temperature is more than the outer core because the pressure generated by the overlying rocks is remarkably high and it keeps the atoms tightly packed together 7. D: A drainage system can be defined as the pattern formed by the rivers, streams and lakes in a particular drainage basin. They are governed by the topography of the land, whether a particular region is governed by hard or soft rocks, and the slope of the land. Drainage pattern is an important geographic factor for river basin. Five patterns are classified: dendritic, parallel, trellis, rectangular and reticulate patterns. The method is based on geometric Education MONITOR Answers to Test Your General Knowledge 103 indicators, such as the average angle, average sinuosity, and catchment elongation to classify the patterns automatically. The method was applied on a case study, the Russian river basin, and the results were discussed. The advantage of this work is that proposed geometric quantitative indicators are easy to obtain and calculate. Except the river network data itself, no other information about the terrain is needed. Validation of the results is based on assessments done on case studies. One limitation is that the qualitative description of the patterns relies on quantitative variables and depends on threshold values set by the users. A first direction for further work may be to introduce fuzzy logic in the classification. Fuzzy logic can provide indication about the likelihood of a network to belong to a pattern. 8. A: Balance of Payments (BoP) is the record of all economic transactions between the residents of a country and the rest of the world during a given period of time. These transactions are made by individuals, firms and government bodies and include payments for the country’s exports and imports of goods, services, financial capital, and financial transfers. It represents a sum total of country’s current demand and supply of the claims on foreign currencies and of foreign claims on its currency and are prepared in a single currency, typically the domestic currency for the country concerned. 9. D: An artesian basin is a low-lying region where groundwater is cramped under pressure from surrounding layers of rock. These basins are usually found where an aquifer is present in a syncline, by impenetrable layers above as well as below. Whenever a fissure breaks the surface, the underground water blows up. This results in the rising of the water level to a point where hydrostatic equilibrium has been achieved. A well drilled into this aquifer is known as an artesian well. If the water reaches the ground surface pressurized naturally by the aquifer, the well is known as a flowing artesian well. For an aquifer to be artesian, the water table must reach the surface. The name artesian wells comes from the former province of Artois in France, where Carthusian monks had drilled many artesian wells. Education MONITOR Answers to Test Your General Knowledge 104 The Great Artesian Basin (GAB) The Great Artesian Basin is the largest and deepest artesian basin in the world. It is located within Australia, stretching over 1,700,000 square kilometres, and is huge enough to fill Sydney Harbour 130,000 times. The temperatures range from 30-100 °C. This artesian basin is the only dependable and safe source of fresh water for the rural communities. It holds 23% of the continent, and is 3,000 metres deep, consisting of 64,900 cubic kilometres of groundwater. Geology of the Great Artesian Basin During the Triassic, Jurassic, and early Cretaceous periods, the water of the GAB was retained in a sandstone layer placed by continental erosion of higher ground. Going back to the time when much of the present day inland Australia was below sea level, the sandstone was covered by a layer of marine sedimentary rock, which formed a confining layer, thus grasping water in the sandstone aquifer. When the Great Dividing Range developed, the eastern edge of the basin was elevated. The landforms of the Central Eastern Lowlands and the Great Western Plateau created the other side of the basin. 10. B: Multilateral Investment Guarantee Agency (MIGA) is a member of World Bank Group. The mission of Multilateral Investment Guarantee Agency is to encourage foreign direct investment (FDI) into developing countries to help sustain economic growth, improve lives of people and lessen poverty. The operational strategy of Multilateral Investment Guarantee Agency plays to our foremost power in the market place drawing private insurers and investors into complicated operating environments. It focuses on indemnifying investments in the regions where it can make the maximum difference. The Agency offers comparative advantages in all of these regions – from our unique package of products & skill to reinstate the confidence of business community, to our enduring collaboration with the private and public insurance market to augment the amount of insurance available to investors. Education MONITOR Answers to Test Your General Knowledge 105 The Board of Directors and Council of Governors representing its member countries direct the activities and programs of Multilateral Investment Guarantee Agency. The corporate powers of Multilateral Investment Guarantee Agency are vested in the Council of Governors, which allots most of its powers to the Board of Directors. 11. B: The International Monetary Fund works to promote economic stability and global growth. It provides financing and policy advice to members in economic complexities and also works with developing nations to assist them attain macro-economic stability and decrease poverty. The International Monetary Fund endorses exchange rate stability, international monetary cooperation, assists the balanced growth of international trade, and proffers resources to assist members in balance of payments difficulties or to help with poverty diminution. The International Monetary Fund has 188 member countries. It is a focused agency of the UN but has its own charter, finances and governing structure. Its members are symbolized through a quota system generally based on their comparative size in global economy. 12. B: The International Development Association (IDA) is the part of the World Bank that seeks to help the poorest countries of the world. International Development Association was established in the year 1960. It aims to trim down poverty by providing loans and grants for various programs that enhance economic growth, improve living conditions of people and reduce inequalities. International Development Association complements the original lending arm of the World Bank -the International Bank for Reconstruction and Development (IBRD).International Bank for Reconstruction and Development was recognized to function as a self-sustaining business and provides loans and guidance to credit-worthy and middle-income poor countries.Same staff and headquarters are shared by IBRD and IDA.They assess projects with the same meticulous standards. Education MONITOR Answers to Test Your General Knowledge 106 The poorest countries of the world are frequently not capable to draw adequate capital to sustain their vital development needs and therefore rely on official aid flows as a critical source of funding. IDA is a multi-issue institution, sustaining a range of development activities, for instance basic health services, primary education, clean water and sanitation, agriculture, environmental safeguards, business climate improvements, institutional reforms and infrastructure. These projects pave the way toward economic growth, equality, job creation, better living conditions and higher incomes. 13.D: The World Trade Organization (WTO) is the only global international organization that deals with the set of laws of trade between nations. It holds the WTO agreements that are negotiated and signed by the bulk of trading nations of the world and ratified in their parliaments. The aim is to facilitate producers of goods and services, importers and exporters to carry out their business. It is an association for trade opening. It is a medium for governments to discuss trade agreements. It is a podium for them to resolve trade disputes. It functions according to a system of trade rules. Fundamentally, the World Trade Organization is a place where member governments attempt to sort out the trade problems they face with each other. World Trade Organization is run by its member governments. All main decisions are made by the membership as a whole, by ministers or by their delegates or ambassadors. 14. D: Asian Development Bank was envisioned in the course of the post war rehabilitation and reconstruction efforts of early 1960s. The vision was of a financial institution that would be Asian in character and promote economic growth and cooperation in the area - then one of the poorest in the world. A resolution was passed at the 1st Ministerial Conference on Asian Economic Cooperation held by United Nations Economic Commission for Asia and the Far East in the year 1963 that set that vision on the way to becoming reality. Since its origin in 1966, Asian Development Bank has been driven by a dedication and inspiration to improving lives of people in Asia and the Pacific. Education MONITOR Answers to Test Your General Knowledge 107 By targeting our investments shrewdly, in joint venture with our developing member countries and stakeholders, we can assuage poverty and help create a world in which everybody can share in the benefits of inclusive and sustained growth. 15. B: State Financial Corporations (SFCs) are the State level financial institutions which play a vital role in the growth of small and medium enterprises in the concerned States. They offer financial assistance in the form of direct subscription to debentures/equity, term loans, guarantees, discounting of bills of exchange and seed/special capital, etc. SFCs have been set up with the purpose of catalyzing higher investment, engendering greater employment and extending the ownership base of industries. They have also started offering assistance to newer types of business activities like tissue culture, floriculture, poultry farming, services related to engineering, marketing and commercial complexes. In India, there are 18 State Financial Corporations (SFCs). 16. A: A Direct tax can be defined as a kind of charge, which is enforced directly on the tax- payer and paid directly to the government by persons (juristic or natural) on whom it is insisted upon. A direct tax is one that can’t be transferred by the tax-payer to someone else. Some significant direct taxes enforced in India are as follows: Income Tax: As per the Income Tax Act, 1961, tax is imposed on the income of the individuals or firms or Hindu undivided families or co-operative societies as well as trusts or every artificial juridical person. The addition of a particular income in total incomes of a person for income tax in India is solely based on his residential status. There are 3 residential status, they are: (i) Resident and Ordinary Residents (ii) Resident but not Ordinary Residents (iii) Non Residents Education MONITOR Answers to Test Your General Knowledge 108 A corporation is considered to be resident in India if it is incorporated in India or if it’s management and control is placed wholly in India. In case of non-resident corporations, tax is imposed on the income which is earned from their business transactions in India or Indian sources depending on the bilateral agreement of that country. Property Tax: House tax or Property tax is a local tax on buildings, together with appurtenant land, and it is imposed on owners. The tax power is vested in the states and is delegated by law to the local bodies, indicating the valuation method, collection procedures and rate band. Inheritance (Estate) Tax: An inheritance tax can be defined as a tax which comes up on the death of an individual. It is a tax on the estate. Or it is the total value of money and property, of a person who has died. Gift Tax: In India, Gift tax is regulated by the Gift Tax Act. The Gift Tax Act was constituted on April 1, 1958. It came into effect in most places in India except Jammu and Kashmir. As per the Gift Act 1958, all gifts in exceeding Rs. 25,000, in the form of draft, cash, cheque or others, received from one person who does not have blood relations with the recipient, were taxable. However, with effect from October 1, 1998, gift tax got pulled down and all gifts made on or after the date were free from tax. However in the year 2004, the Gift act was again revived partially. A new provision was pioneered in the Income Tax Act 1961 under section 56 (2). As per the provision, the gifts received by any individual or Hindu Undivided Family (HUF) exceeding of Rs. 50,000 in a year would be taxable. 17. D: In literal sense, the word ‘endorsement’ means, writing on back of an instrument. However under Negotiable Instruments Act 1881, it means, writing of one’s name on the back of instrument or any paper affixed to it with the intent of transferring the rights within. Consequently, endorsement is signing a negotiable instrument for the purpose of negotiation. The person who results an endorsement is known as ‘endorser’, and the person to whom negotiable instrument is transferred by an endorsement is known as the ‘endorsee’. Education MONITOR Answers to Test Your General Knowledge 109 18. B: A market segmentation theory is a modern theory that tries to explain the relation of yield of a debt instrument with its maturity period. This theory brings together potential buyers into segments with common needs. There is no point in spending money for marketing of your product to certain people, if these people will not buy the product. This is market segmentation. To summarize, market segmentation theory is all about separating the market into smaller groups of consumers and then marketing your product only to the group of people that are your potential buyers. The aim of marketing in profit-oriented organizations is to meet needs profitably. Companies must therefore first define which needs and whose needs they can satisfy. For example, the personal transportation market consists of people who put different values on an automobile’s cost, speed, safety, status, and styling. No single automobile can satisfy all these needs in a superior fashion; compromises have to be made. Because of such variables, an automobile company must identify the different preference groups, or segments, of customers and decide which group they can target profitably. 19. D: Economists have studied how the costs of the factors i.e., rent, wages, and profits and the size of their return are fixed. The great advantages of the theory of distribution is that • it treats wages, interest, and land rents in the same way. • is its integration with the theory of production. • it lends itself to a relatively simple mathematical statement. The aspects of distribution can be as follows: Personal distribution is primarily a matter of statistics and the conclusions that can be drawn from them. The inequality seems to be greatest in poor countries and diminishes somewhat in the course of economic development.Some authorities point to the natural inequality of human beings (differences in intelligence and ability), others to the effects of social Education MONITOR Answers to Test Your General Knowledge 110 institutions (including education); some emphasize economic factors such as scarcity; others invoke political concepts such as power, exploitation, or the structure of society. The theory of functional distribution, which attempts to explain the prices of land, labour, and capital, is a standard subject in economics. It sees the demand for land, labour, and capital as derived demand, stemming from the demand for final goods. Behind this lies the idea that a businessman demands inputs of land, labour, and capital because he needs them in the production of goods that he sells. The theory of distribution is thus related to the theory of production, one of the well-developed subjects of economics. The Theory of Marginal Productivity or Theory of Distribution explains how the prices of the various factors of production would be determined under conditions of perfect competition and full employment. According to the Marginal Productivity Theory, the price of any factor will be equal to the value of its marginal product. For example, we know that a consumer will demand a commodity up to the point at which its marginal utility is proportional to the price he pays for it. Similarly, a firm will go on employing more and more units of a factor until the price of the factor is equal to the value of the marginal product. This is equal to the value of the additional product, which an employer gets when he employs an additional unit of that factor, the supply of all other factors remaining constant. In many traditional economies, community interests take precedence over the individual. Individuals may be expected to combine their efforts and share equally in the proceeds of labour. In other traditional economies, some sort of private property is respected, but it is restrained by a strong set of obligations that individuals owe to their community. 20. D: El Nino refers to the warm phase of the El Nino Southern Oscillation which is called ENSO, that is, El Nino Southern Oscillation which is called ENSO, that is, Education MONITOR Answers to Test Your General Knowledge 111 El Nino Southern Oscillation is the cycle of warm and cold temperatures measured on the basis of sea surface temperature of the tropical central and eastern Pacific Ocean. It is associated with a band of warm ocean water that develops in the central and east-central equatorial Pacific between the International Date Line and 120°W. It also occurs off the Pacific coast of South America. ENSO cycle · The ENSO cycle includes El Nino and La Nina and is the major cause of global changes in both temperatures and rainfall. · El Nino is accompanied by high air pressure in the western Pacific and low air pressure in the eastern Pacific. La Nina - the Cool Phase · The cool phase of ENSO is called “La Nina” with sea surface temperature in the eastern Pacific below average and air pressures high in the eastern and low in western Pacific. El Nino is defined by prolonged warming in the Pacific Ocean sea surface temperatures when compared with the average value. El Nino conditions and El Nino episode · The average period length is five years. When this warming occurs for seven to nine months, it is classified as El Nino “conditions”; when its duration is longer, it is called El Nino “episode”. Effects of El Nino El Nino’s warm rush of nutrient-poor water heated by its eastward passage in the Equatorial Current, replaces the cold, nutrient-rich surface water of the Humboldt Current. Education MONITOR Answers to Test Your General Knowledge 112 · When El Nino conditions last for many months, extensive ocean warming and the reduction in easterly trade winds limits upwelling of cold nutrient-rich deep water, and its economic impact to local fishing for an international market can be serious. · El Nino can affect commodity prices and the macro-economy of different countries - and not always for the worst. It can constrain the supply of rain-driven agricultural commodities; reduce agricultural output, construction, and services activities; create food-price and generalised inflation; and may trigger social unrest in commodity-dependent poor countries that primarily rely on imported food. A University of Cambridge Working Paper reveals that while Australia, Chile, Indonesia, India, Japan, New Zealand and South Africa face a short-lived fall in economic activity in response to an El Nino shock, other countries may actually benefit from an El Nino weather shock, for instance, Argentina, Canada, Mexico and the United States either directly or indirectly through positive spillovers from major trading partners. Education MONITOR
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