TFA Farm Business Protector Commercial Legal Protection Insurance Application Form Covering you for the costs of arbitration and Tribunal hearings of tenancy disputes and other legal cases Revised 11/16 Tenant Farmers Association, 5 Brewery Court, Theale, Reading, RG7 5AJ Tel: 0118 930 6130 Fax: 0118 930 3424 www.tfa.org.uk Email: [email protected] Tenant Farmers Association, 5 Brewery Court, Theale, Reading, RG7 5AJ Tel: 0118 930 6130 Fax: 0118 930 3424 www.tfa.org.uk Email: [email protected] ✂ TFA Farm Business Protector Commercial Legal Protection Insurance TFA Farm Business Protector Commercial Legal Protection Insurance provides a suite of protection combining a broad range of cover for common, commercial legal disputes with specific cover for farm tenancy related disputes determined at arbitration or Tribunal. A summary of the cover available is provided below*. Application Form Please return this completed Application Form together with your chosen means of payment to: Membership Co-ordinator, FREEPOST RLYY-RJAA-YGSA, Tenant Farmers Association, 5 Brewery Court, Theale, Reading, RG7 5AJ. Arbitration and Tribunal Hearings Tenancy disputes can be both stressful and expensive when they proceed to arbitration or Tribunal. Where a landlord is threatening an arbitration or Tribunal hearing, you may be deterred from pressing your case. TFA Farm Business Protector Commercial Legal Protection Insurance will put you and your landlord on more equal terms so that where your landlord had previously had the upper hand you will be in a position to consider arbitration or a Tribunal hearing where you have a reasonable case without the risk that the costs involved will exceed the financial benefits to your farm business. TFA members with the insurance report that their landlords are more willing to come to an agreement more quickly than risk going to arbitration or Tribunal. Please complete in BLOCK capitals. Name of person completing the form Trading name of business (if different from above)* Tax Protection A major and growing issue of concern to many farm businesses is the cost of dealing with tax investigations by HMRC. TFA Farm Business Protector Commercial Legal Protection Insurance will provide cover for full enquiries, aspect enquiries, cross tax enquiries, employer compliance disputes and VAT disputes. Address ....................................................................................................................................................................................................................................................... ............................................................................................................................................................................................................................................................................................ ......................................................................................................................................................................................................................................................................................................................................................... .......................................................................................................................................................................................................................................................................................................................................................................................... Employment Disputes and Compensation Awards Employment law is changing all the time and even if you are employing labour only on a casual basis you may find you end up in a dispute. Being unaware of the law is no defence if a legitimate claim is made against you. TFA Farm Business Protector Commercial Legal Protection Insurance combined with a free 24 hour legal helpline will help you stay on the right side of the law. If a dispute does occur you will be provided with someone to negotiate on your behalf and provide your defence at an employment Tribunal. Not only will the insurance cover your costs but, providing you follow the advice of the insurers, where an award is made against you, the insurance will cover it. County ........................................................................................................................................................................................................... Postcode ............................................................................................................. Tel No .............................................................................................................................................................................................................. Mobile No Legal Defence Rules and regulations can be a burden to farm businesses. Businesses, individual directors or employees can face prosecution where these rules are breached. TFA Farm Business Protector Commercial Legal Protection Insurance will provide cover for pre-proceedings and ongoing representation when dealing with the Police, Health and Safety Executive, Local Authority Health and Safety Enforcement Office, Trading Standards and the Environment Agency. ............................................................................................................................................................ Fax No Membership No (if existing member) ...................................................................................... ............................................................................................................................................................ Email Address ...................................................................................................................................................................................................................................................................................................................................... If you have other legal insuarnce you may need to contact your insurer to check whether there is any duplication within your policy and discuss a possible rebate with them if necessary. (*This will be the policyholder) Statutory License Protection With capital employed, customers to supply and a reputation to maintain you will want to keep your business operational without hindrance. TFA Farm Business Protector Commercial Legal Protection Insurance will cover disputes relating to suspension, alteration, refusal or cancellation of your statutory license and aim to minimise disruption to your business. Payment Options Property Protection and Personal Injury Please note that cover will commence from the date payment is received. The cost of the insurance is £379 (£344.55 plus Insurance Premium Tax) per annum. Your farm is your livelihood. Unwanted persons can cause damage to livestock, crops and equipment. TFA Farm Business Protector Commercial Legal Protection Insurance will allow you to take action against persons causing physical damage, trespass or nuisance. Also, where you or a family member are involved in an accident which leads to death or personal injury TFA Farm Business Protector Commercial Legal Protection Insurance will pursue a claim for compensation on your behalf. a) Cheque: Made payable to Tenant Farmers Association b) Credit/Debit Card: Visa / Mastercard / Switch / Maestro Cover and Cost For farm tenancy claims you will be covered for up to £50,000 in legal costs per claim. There is no limit on the number of claims. TFA Farm Business Protector Commercial Legal Protection Insurance will take legal action on your behalf, where necessary appointing professionals to forward your case. Name on Card .......................................................................................................................................................................................................................................................................................................................................... Card No ...................................................................................................................................................................................................... Expiry Date ............................................................................................................... The policy costs £379.00 per annum (£344.55 plus Insurance Premium Tax) and if you are not already a member of the TFA, you can join and take out the policy at the same time. Valid from Date (if applicable) .................................................................................... Issue No (if applicable) ............................................................... Security Code (last three digits on signature strip) ..................................................................................................................................................................... * This information is intended for guidance only and does not in any way constitute any part of a contract. For full details of all policy conditions please ask for a copy of the full policy document. Signed The Tenant Farmers Association is regulated by the ✂ Financial Conduct Authority ...................................................................................................................................................................... Dated .......................................................................................
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