– SABINE FEDERAL CREDIT UNION –
MONEY SENSE
February 2013
Take Advantage of Low Rates & Great Extras!
Whatever your needs, Sabine FCU has a MasterCard to suit you.
With no annual fees, no hidden charges and money-saving
benefits, you’ll see why it pays to be a Sabine FCU member!
You’ll enjoy:
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Low annual percentage rates
Generous credit limits
Low minimum payment
25-day grace period on purchases
Convenient cash advances through ATMs worldwide
Emergency card replacement
Transfer balances from other high-interest cards to
our low-interest card
> Earn rewards points on every purchase
with a Sabine FCU Platinum MasterCard
For more information on our credit cards or to
apply, visit www.sabinefcu.org or give
us a call at 888-319-7328.
Recreational Vehicle Loans
As low as 5.00% APR*
Monthly payment amount approximately $18.42 on $1,000 for 60 months at 4.00% APR.
*APR = Annual Percentage Rate. Rates and terms may vary based on an
individual’s credit worthiness and credit union underwriting guidelines.
Important Tip:
Routing Number
If you are signing up for direct deposit
or are planning to have your tax refund
For information,
give us a call at
888.319.7328.
submitted electronically, you will need our
routing number. It is shown below:
Routing Number: 313186938
When writing your account number on
these forms, do not include 00, 99, or any
dashes. For future use, our routing number
CHRISTMAS
Club Account
can also be found on the bottom of every
page of our website, next to our contact
information. If you have any questions
about direct deposit, please contact us at
888.319.7328.
Interest Forms
The 1098 and 1099 interest reporting forms
will be mailed to Credit Union members by
January 31, 2013. Also, on the December
savings statements will be the required
Save
Now
for St. Nick
The cookies have
been eaten, the tree has
been packed away, and you’ve
just vacuumed the last bit of tinsel
up from the carpet. But you’re still
thinking about Christmas - in 2013!
With a Christmas Club Savings Account,
you can set aside money all year long
to make the next holiday season even
brighter. It’s simple to open and
you’ll earn dividends on your
balance each day.
Later!
reporting of the fair market value for an
IRA. There will not be a separate mailing
of this valuation. We strongly urge our
members to keep the December 31, 2012,
savings statements to provide assistance in
preparing tax returns.
For our members with IRA’s, please note
that you have until April 15, 2013, to make
deposits for tax year 2012.
For any questions regarding your IRA,
please contact Donna Padgett
at 409.988.1323.
Is Your Beneficiary
Information Up-to-Date?
It’s not something you think of very often,
but it can be one of the most important
decisions you make - who you’ve named
Drive-Thru Hours
For the convenience of our members, our drive-thru
opens at 8:00 a.m. every day!
as your beneficiary on your IRA or savings
account. To make sure this information is
up-to-date, give us a call at 888.319.7328.
We’re happy to assist you.
Fun Financial Fact
According to legend, Martha Washington donated her own
silverware to make America’s first currency!
Save the Date
Sabine FCU Annual Meeting
Come join us for dinner, door prizes, and information on how the credit union has performed.
WHEN
Monday, March 4th, 6:30 p.m.
WHERE
V.F.W. Hall on Highway 87 in Orange
TICKETS
$3 each: Available at both branch locations
CUT$ College Planning Seminar
Refreshments will be provided and door prizes will be available for both teens and parents.
Please RSVP by March 1st by calling 409.988.1358 or emailing [email protected].
WHEN
Tuesday, March 5th, 2013
WHERE
Sabine FCU, Strickland Drive Office
TIME
6:00 p.m. - 7:30 p.m.
Member Discounts from TurboTax & Jackson Hewitt
TurboTax puts the power in your hands to help you keep more of your hard-earned money.
Customized to your needs, TurboTax searches for the latest deductions and credits so that
you get every penny you deserve. Sabine members get $5 off TurboTax Federal Deluxe. To
begin, simply visit www.sabinefcu.org and click on the TurboTax & Jackson Hewitt article in
the News & Events section.
Jackson Hewitt offers two ways to save big on tax prep. Sabine FCU members are entitled to save either
$30 on their individual income tax preparation at participating Jackson Hewitt locations nationwide or pay
$50 less than last year* when switching to Jackson Hewitt from a competing tax preparer. Jackson Hewitt
invites members to meet with a tax professional today. No appointment necessary. To print your Jackson
Hewitt coupon or locate an office near you, visit www.sabinefcu.org and click on the TurboTax & Jackson
Hewitt article in the News & Events section.
Our Community
As a credit union, we’re not only supporters of the
community, we’re owned and operated by the members
of the communities we serve.We’re proud to be a part
of such a great place to live.
Bridge Cit y
Christma s
Parade
Bridge City
Christmas Parade
” at the
“Sav ing Sam
val
arecrow Festi
Shangr i-L a Sc
Sabine FCU
Employee
Spotlight
Congratulations to
the following employees
for reaching these
service milestones.
Thank you for your hard
work and dedication!
5 Years
Sandra Williams
Michele Block
Ann Ellis
10 Years
Susan Gilbeaux
Coy Hammett
Orange de
as Para
Ch r i s t m
Oran
Chr istm ge
as Parad
e
20 Years
Scott Hebert
Darlene Johnson
Sandra Zylks
25 Years
Lynda Granger
30 Years
Donna Padgett
Credit Union Day
Credit U
nion Da
y
Credit U
nion Da
y
Shopping For A New Car?
Our Rates are Better than EVER!
New or Used Autos
(New Money Only)
36 months or less:
As low as 2.49% APR*
60 months or less:
As low as 2.99% APR*
72 months or less:
As low as 3.25% APR*
New Autos
84 months or less:
As low as 3.75% APR*
Older Used Autos
60 months or less:
As low as 2.99% APR*
Classic Used Autos
72 months or less:
As low as 8.25% APR*
For more
informatio
n
on our au
to loans
or to apply
, visit
www.sab
inefcu.or
or call us
g
at 888.319
.7328!
*APR = Annual Percentage Rate. Rates and terms may vary based on an
individual’s credit worthiness and credit union underwriting guidelines.
Attention Graduating Seniors
2013 Scholarships Now Available
Sabine FCU is proud to give away a $1,000 scholarship to each high
school in Orange County. Applications can be picked up at each school’s
counselor’s office and need to be returned back to the counselor by the
specified date on the application. We also give away two $500 scholarships
to our CUT$ club members. Applications are available at both locations or
at www.sabinefcu.org. Completed applications for the CUT$ scholarship
must be turned in to Sabine FCU no later than March 29th. To be eligible
for either scholarship the applicant must be a member in good standing
of Sabine FCU.
PRSRT STD
U.S. Postage
PAID
Permit No. 10
Beaumont, TX
P.O. Box 3000 | Orange, TX 77631-3000
President’s Day - Monday, Feb. 18th
Labor Day - Monday, Sept. 2nd
Christmas Eve - Tuesday, Dec. 24th
Good Friday - Friday, Mar. 29th
Veterans Day - Monday, Nov. 11th
Christmas Day - Wednesday, Dec. 25th
Memorial Day - Monday, May 27th
Thanksgiving Day - Thursday, Nov. 28th
Independence Day - Thursday, July 4th
Day after Thanksgiving - Friday, Nov. 29th
Featured Rates
Autos
Boat
Motorcycle
MasterCard
Update to Fee Schedule as of March 1, 2013:
ACH
As low as 2.49%
As low as 4.00%
As low as 4.00%
As low as 8.90%
One-time ACH origination
Recurring ACH origination
Returned ACH Item
We’ve got some of the best rates in town!
For a complete list of rates, visit www.sabinefcu.org.
Other
Levy, Garnishment, Freeze, etc.
Physical Address:
1939 Strickland Dr.
Orange, TX 77630
409.988.1300
Lobby Hours
Monday - Friday: 8:30 a.m. - 5:00 p.m.
Thursday: 8:30 a.m. - 6:00 p.m.
$8.00
No Charge
$10.00
$10.00
Mailing Address:
P.O. Box 3000
Orange, Texas 77631
1.888.319.SFCU
Drive-Thru Hours
Monday - Friday: 8:00 a.m. - 5:00 p.m.
Thursday: 8:00 a.m. - 6:00 p.m.
QUESTIONS?
Contact us at
888.319.7328 or
www.sabinefcu.org
Downtown Branch:
123 South Sixth
Orange, TX 77630
409.882.7813
Lobby Hours (Downtown Office)
Monday - Friday: 8:30 a.m. - 4:45 p.m.
Closed for lunch 12:00 p.m. - 1:00 p.m.
Check us out
on our page!