OLD MUTUAL UNIT TRUSTS SELLING FORM
IMPORTANT INFORMATION
1. Please complete all the relevant sections and sign section 10.
We require all Investor and Tax Residence information for this transaction to be processed. If you have not provided us with your Tax Residence information
before, or your details have changed, you will need to provide us with the updated information, as well as the instruction that the transaction can be processed.
Individual Investors may complete the foreign tax residence detail in section 2 on this form.
Entity and Institutional Investors are required to complete the Tax Residency Section 14 and Annexure A of the Old Mutual Entity Buying Form.
2. Investors in Shari’ah-compliant unit trusts must sign section 5 as well.
3. The completed form and supporting documentation (see below) can be scanned and emailed to [email protected] or faxed to +27 (0) 21 509 7100.
Illegible and incomplete forms may lead to delays. Contact our Service Centre at 0860 234 234 if you have any queries.
4. Your transaction will be actioned once we receive the fully completed form and any required supporting documentation.
5. In the event that the proceeds are to be credited to a bank account outside of South Africa we require the appropriate permission from the South African Reserve
Bank (SARB). Units will be sold once we have received SARB approval, at the price applicable at that time.
6. You can register via www.omut.co.za to view and/or transact on your portfolio.
7. It is important to provide a cellphone number, as transaction notifications are only sent via SMS.
SUPPORTING DOCUMENTATION REQUIREMENTS
Buying and selling requests require at least proof of identity (e.g. bar-coded ID/passport) and residential address (e.g. utility bill), unless we have your current documents
on record. Please refer to the document entitled “Supporting Document Requirements” (available on our website) for further information. The Financial Intelligence Centre
Act (FICA) requires that documents have to be provided for every individual listed, including individuals acting on behalf of others. Institutional investors must also supply
“Self-certification of Exchange Control Compliance” documentation, if applicable. We cannot process your application without the relevant information.
PROCESSING TIMES
The same day’s price is applied to transaction requests submitted (with all requirements met) by 15h00 (13h00 for all transactions involving money market funds). Transaction
requests received after these times will be processed the next available working day, once all requirements have been met, with the same cut-off times applying.
Please complete this form using block letters and tick (
) where appropriate.
APPLICATION TO SELL UNITS
I hereby apply for Old Mutual Unit Trust Managers to buy units from me as indicated below at the price applicable when all requirements are met. I hereby cede, assign all
my rights, title and interest in and to the said units to Old Mutual Unit Trust Managers (RF) (Pty) Ltd. All transactions are subject to the conditions of the relevant Trust Deed(s).
Unit trust number
Does this application to sell units include a Money Market Unit Trust Fund?
No
Yes
1. INVESTOR’S DETAILS
INDIVIDUAL IN WHOSE NAME THIS INVESTMENT IS HELD
Title and surname
Full first names
Gender: Male
Female
Marital status: Married
Single
Occupation:
Proof of Identity:
Please provide copy(s) of identification document(s) with this form
Type of Identification
(ID or Passport)
Other
Country of issue
(ID or passport)
ID/Passport number
Expiry date of passport
State type eg. Social security number
Country of
birth:
Are you registered for Tax purposes in South Africa?
22052017
Issue date
Country of
residence:
Yes
Country of
nationality:
South African Income
tax number
Page 1 of 13
OLD MUTUAL UNIT TRUSTS SELLING FORM CONTINUED
1. INVESTOR’S DETAILS CONTINUED
Cellphone Country dialling code
No.
(For eg. South Africa +27)
Telephone (Home)
Country dialling code
No.
(For eg. South Africa +27)
Telephone (Work)
Country dialling code
No.
(For eg. South Africa +27)
E-mail Address
Old Mutual Unit Trusts’ preferred method of communication is e-mail
Preferred method of communication
E-mail
Post
Residential address
My address
OR
Care of (c/o)* address
Care of (c/o)* Name
* Care of: If you do not have a residential address of your own and require for your post to be directed to the care of this person
Address
Postal code
Country
FULL NAME(S) OF THE LEGAL ENTITY IN WHICH NAME THE INVESTMENT IS HELD
Company/entity name
Full name of authorised
representative
Country of Incorporation
(if a legal entity)
Company
Registration Number
Country of Tax
Residency
Tax Number
VAT Number
D
D
M
M
C
C
Y
Y
VAT Registration Date
2. TAX RESIDENCY DETAIL
As a financial institution we are obliged to comply with international agreements signed by our government aimed at combatting tax evasion. In terms of these agreements,
we are required to collect information regarding where you are resident for tax purposes including the related tax reference numbers. If you are resident for tax purposes
in a country other than South Africa, certain of your information will be reported to SARS who will automatically share this information with the participating countries
where required.
Each country has its own rules for whether a person is resident for tax purposes or not. It is possible to be resident for tax purposes in more than one country. Depending
on the rules of the country, tax residency may be determined by factors such as where you permanently live, where you were born, or if you live and work in the country
for more than half the year. If you are a US citizen or hold a US passport or green card, you will also be considered resident for tax purposes in the US even if you live
outside the US, unless you have given up your citizenship.
Please answer the following questions and complete your tax reference number(s) in the table below, along with details of your identifications and any other nationality or
citizenship, providing identification for each country for which you are a resident for tax purposes.
Income tax reference
number (TIN)
Yes
No
Country of tax
residence
(* mandatory - If you do not have
an Income Tax reference number
please select reason code (A/B/C)
in table below)
Foreign ID/
passport of country ID type
Are you a citizen and/or tax resident of the United States of
America? If “Yes”, please provide the following information
Are you a resident for tax purposes in any other country?
If “Yes”, please provide the following information
Country 1
Country 2
Country 3
22052017
Page 2 of 13
OLD MUTUAL UNIT TRUSTS SELLING FORM CONTINUED
2. TAX RESIDENCY DETAIL CONTINUED
TIN reason code table
Reason
Description
Please tick (
A
The country/jurisdiction does not issue TINs to its residents
B
The Account Holder is otherwise unable to obtain a TIN or
equivalent number (Please explain why you are unable to obtain a
TIN if you have selected this reason)
C
No TIN is required. (Note. Only select this reason if the domestic
law of the relevant jurisdiction does not require the collection of the
TIN issued by such jurisdiction)
I (Full Name)
)
Why is TIN unobtainable
, ID/Passport number
certify that the information provided above is correct. If I am a tax resident of any country other than or in addition to South Africa, I have stated this above. I undertake
to advise Old Mutual Unit Trust Managers (RF) (PTY) Ltd within 30 days should information contained in this form change
Signature
Date
D
D
M
M
C
C
Y
Y
3. SELLING INSTRUCTIONS
Monthly debit orders remain uncleared for 10 days and payment thereof will not be included with this transaction.
UT Account number
Please sell*: All units
unit trust name
OR
specify number of units
OR units to the value of
R
* Please select one sell option.
UT Account number
Please sell*: All units
unit trust name
OR
specify number of units
OR units to the value of
R
* Please select one sell option.
UT Account number
Please sell*: All units
unit trust name
OR
specify number of units
OR units to the value of
R
* Please select one sell option.
4. YOUR BANK DETAILS
Payments can only be made to Investor’s own bank account
Surname of account holder
Initials
Bank and branch
Branch code and account number
Account type:
22052017
Current
Savings
Page 3 of 13
OLD MUTUAL UNIT TRUSTS SELLING FORM CONTINUED
5. CHANGES TO MONTHLY INVESTMENT PLANS
Distributions will be reinvested automatically if no selection is made. Unit trust minimums apply for new investments.
Cancel existing debit order
ACCOUNT NUMBER
(if existing)
UNIT TRUST NAME
Amend existing debit order
UNIT TRUST NAME
(Current monthly investment)
Transfer TO
(unit trust name)
INVESTMENT NAME**
NEW MONTHLY
INVESTMENT AMOUNT
DISTRIBUTIONS (
Pay out
 to action)
Reinvest*
TOTAL DEBIT ORDER AMOUNT
** Name the investment goal for each unit trust. Each goal will reflect on your statement.
You can increase your debit order on the anniversary date to counteract the effects of inflation on your investment.
Please select one of the below.
5%
10%
15%
or
%
or
R
6. SHARI’AH-COMPLIANT UNIT TRUSTS (Old Mutual Albaraka Equity Fund and Old Mutual Albaraka Balanced Fund)
I acknowledge that I have opted to invest into a Shari’ah-compliant unit trust, which means that it will be managed in accordance with the guidelines of the Shari’ah Supervisory
Board and having regard to the Shari’ah Standards of the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI). I agree that any income deemed to
be non-permissible by the Shari’ah Supervisory Board will be paid to the charitable trust elected by the Shari’ah Supervisory Board in line with the principles of Shari’ah and the
supplemental deed of the unit trust. I acknowledge that this does not form part of my income and will not reflect on my tax certificate. I take note that in some instances, income may
be reflected as “interest income” in line with current tax practices on my tax certificate, but accept that such income is fully Shari’ah compliant and has been approved as such by
the Shari’ah Supervisory Board.
D
D
M
M
Date
C
C
Y
Y
Signature of investor
7. ACCEPTANCE OF ADVICE
A
I acknowledge that no intermediary (adviser or broker) was involved in dispensing advice with regard to this investment.
OR
B
I hereby confirm that, where applicable, the relevant intermediary has satisfied me that he/she is authorised to render financial services in respect of this product.
Do you want to appoint this intermediary as your Preferred Servicing Intermediary (PSI) for all your future Old Mutual financial services needs?
YES, I appoint and give the PSI access to information on all my existing Old Mutual financial services products.
NO, I will complete an Intermediary Appointment Note (IAN) selecting my servicing intermediary of preference per category of Old Mutual financial
services product.
22052017
Page 4 of 13
OLD MUTUAL UNIT TRUSTS SELLING FORM CONTINUED
8. DECLARATION BY ADVISER/BROKER
I, the undersigned, hereby declare and warrant that I am duly authorised to render financial services in respect of this product. All parties concerned have been identified
and verified and all relevant documentation has been obtained and appropriate procedures have been applied in accordance with FICA (Act 38 of 2001).
Name of introducer
Introducer’s email address
Branch
Intermediary/Broker code
Tel. no.
Signature of introducer
9. PROTECTION OF PERSONAL INFORMATION
Old Mutual would like to offer you ongoing financial services and may use your personal information to provide you with information about product or services that may
be suitable for your financial needs.
Please indicate here if you do not wish to receive this.
We may use your information or obtain information about you for the following purposes:
• Fraud prevention and detection
• Market research and statistical analysis
• Audit & record keeping purposes
• Compliance with legal & regulatory requirements
• Verifying your identity
• Sharing information with service providers we engage to process such information on our behalf or who renders services to us.
You may access the personal information that we hold and request us to correct any errors or to delete this information. To view our full privacy notice and to exercise
preferences, visit our website on www.oldmutual.co.za.
10. STATUTORY INFORMATION
We aim to treat our clients fairly by giving you the information you need in as simple a way as possible to enable you to make informed decisions about your investments.
• We believe in the value of sound advice and so recommend that you consult a financial adviser before buying or selling unit trusts. You may however, buy and sell without
the help of a financial adviser. If you do use a financial adviser, we remind you that they are entitled to certain negotiable adviser fees or commissions.
• You should ideally see unit trusts as a medium to long term investment. The fluctuations of particular investment strategies affect how a fund performs. Your fund value may
go up or down. Therefore, we cannot guarantee the investment capital or return of your investment. How a fund has performed in the past does not necessarily indicate
how it will perform in the future.
• Our cut-off time for client instructions (e.g. buying and selling) is at 15:00 each working day for all funds, except the Money Market Funds, which is at 13:00. These are
also the times we value our funds to determine the daily ruling price (other than at month-end when we value the Old Mutual Index Funds and Old Mutual Multi-Managers
Fund of Funds ranges at 17:00 close). Daily prices are available on our public website (www.omut.co.za) and in the media.
• The daily ruling price is based on the current market value of the fund’s assets plus income minus expenses (NAV of the portfolio) divided by the number of units in issue.
• The fund fees and costs that we charge for managing your investment is accessible on the relevant fund’s minimum disclosure document (MDD) or Table of fees and charges,
both available on our public website (www.omut.co.za), or from our contact centre (0860 234 234).
• Additional information on this proposed investment can be obtained, free of charge, from our public website or our contact centre.
• Funds may borrow to pay client disinvestments and may engage in scrip lending. A process of ring-fencing of withdrawal instructions and managed pay-outs over time may
be followed should excessive withdrawals from a fund place the fund under liquidity pressures.
• Old Mutual Unit Trusts has the right to close a portfolio to new investors in order to manage it more efficiently in accordance with its mandate.
• Old Mutual Unit Trust Managers (RF) (Pty) Ltd is a registered manager in terms of the Collective Investment Schemes Control Act 45 of 2002.
• Old Mutual is a member of the Association for Savings & Investment South Africa (ASISA).
Money Market Funds:
A Money Market Fund is not a bank deposit account. Its unit price aims to be constant but investment capital is not guaranteed. The total return is primarily made up of interest
(declared daily at 13:00) but may also include any gain/loss on any particular instrument. In most cases this will merely have the effect of increasing or decreasing the daily
yield, but in the case of abnormal losses, it can have the effect of reducing the capital value of the fund. The published yield is calculated using the average of the fund’s previous
seven days’ net income (and assumes all income was reinvested). This figure is then annualised, which is the weighted average compound growth rate.
Income Funds:
Income funds derive their income primarily from interest-bearing instruments as defined. The published yield is a current yield and is calculated daily. The value of underlying
assets of Income funds are marked to market on a daily basis.
Fund of Funds:
A fund of funds is a portfolio that invests in other funds in order to meet the investment objective of the fund of funds. Fund of funds can invest in local, foreign or offshore funds
which levy their own charges, and may result in a higher fee structure.
Feeder Funds:
A feeder fund is a portfolio that invests all of its capital in a single underlying fund. This underlying fund can be a local, foreign or offshore fund and levy its own charges which
may result in a higher fee structure.
Third-Party Named Funds (co-branded):
Old Mutual Unit Trust Managers (RF) (Pty) Ltd is the manager of Adviceworx and Old Mutual Multi-Managers suites of co-branded funds and retains full legal accountability.
Funds holding foreign assets:
Some funds hold assets in foreign countries and therefore may have risks, in these countries, regarding liquidity, the repatriation of funds, political and macro-economic
situations, foreign exchange, tax, settlement and the availability of information.
22052017
Page 5 of 13
OLD MUTUAL UNIT TRUSTS SELLING FORM CONTINUED
11.DECLARATION
Signed by Investor or appointed person acting on behalf of the Investor as completed on Page 2 of this form.
•
I agree to accept the number of units sold to me by virtue of this application and I warrant that I have full power and authority to enter into and conclude this transaction,
with the necessary assistance where such assistance is a legal requirement.
•
I am aware that this product offers no cooling-off rights.
•
I know that the cost of buying units may include an initial charge plus VAT, depending on the amount invested and whether or not I use an intermediary, and that there
are no guarantees on my capital.
•
I acknowledge that there are further allowable deductions from the unit trust/s (e.g. an annual service fee) that impact on the value of my investment. I am satisfied
that the facts provided are accurate and complete. I am aware of the unit trust’s/unit trusts’ objectives, risk factors, the charges and income distributions, as set out in
the unit trust fund fact sheet/s.
•
I acknowledge that Old Mutual Unit Trust Managers (RF) (Pty) Ltd may borrow up to 10% of the portfolio to bridge insufficient liquidity.
•
I have read and fully understood all the pages of this application form.
•
I hereby authorise Old Mutual Unit Trust Managers (RF) (Pty) Ltd to debit the account mentioned above with the monthly amount/lump sum specified.
•
I further authorise Old Mutual to accept instructions from me via facsimile (please delete if not applicable).
We aim to treat our clients fairly by giving you the information you need in as simple a way as possible to enable you to make informed decisions about your investments.
•
• I am aware that I may view the Effective Annual Cost (EAC) of my investment on www.omut.co.za. Once my investment has been processed, Old Mutual Unit Trust
Managers (RF) (Pty) Ltd will confirm the EAC to me in writing.
• I have read and am aware of the unit trust’s/unit trusts’ objectives, risk factors, the charges and income distributions, as set out in the unit trust fund fact sheet/s
(Minimum Disclosure Document).
• I warrant that all the information given in this form, and in the additional documentation specifically requested by Old Mutual Unit Trust Managers (RF) (Pty) Ltd, as well
as in any documentation which will be or has been supplied and signed by me in connection with this form, is true and correct and as per my instructions, whether
in my handwriting or not.
• I undertake to advise Old Mutual Unit Trust Managers (RF) (Pty) Ltd within 30 days should information contained in this form change.
• I understand that Old Mutual Unit Trust Managers (RF) (Pty) Ltd may be legally obliged to disclose information in this form and in any other documentation supplied in
connection with this contract to the South African Revenue Services and other legal authorities.
on (date)
Signed at (place)
D
D
M
M
C
C
Signature of contracting party
Signature of contracting party
Signature of legal guardian/parent (if applicable) of contracting party
Signature of authorised person (on behalf of contracting party)
Y
Y
CONTACT DETAILS
Old Mutual Unit Trust Managers (RF) (Pty) Ltd
Old Mutual Investment Administrators (Pty) Ltd
(Registration no. 65/08471/07)
(Registration no. 1988/003478/07)
Mutualpark, Jan Smuts Drive, Pinelands 7405, South Africa
Mutualpark, Jan Smuts Drive, Pinelands 7405, South Africa
PO Box 207, Cape Town 8000, South Africa
PO Box 5408, Cape Town 8000, South Africa
Telephone no.: +27(0)21 503 1770
Telephone no.: +27(0)21 503 1770
Helpline: 0860 234 234
Fax no.: +27(0)21 509 7100
Fax no.: +27(0)21 509 7100
Compliance Department: +27(0)21 503 1770
Internet address: www.omut.co.za
Email: [email protected]
Complaints: Write to our Client Services Manager at the above
address or call 0860 234 234.
Compliance Department: +27(0)21 503 1770
Professional indemnity cover and fidelity insurance cover are in place.
Old Mutual Investment Administrators (Pty) Ltd is a third party
administration and service provider to Old Mutual Unit Trust
Managers (RF) (Pty) Limited and is a licensed financial services
provider.
Visit www.omut.co.za for unit trust information, prices and news. Log in to view your portfolio online.
Clients who select email as their preferred correspondence method benefit from an enhanced communication offering.
22052017
Page 6 of 13
UNIT TRUST FUNDS
ANNUALISED SERVICE FEE
(included in TER)
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
Old Mutual
Albaraka
Balanced Fund A
#†
South African
– Multi-Asset
– Medium
Equity
INVESTMENT AIM
This Shari’ah-compliant fund aims to
offer investors steady, long-term capital
growth, as well as a moderate level of
income via a portfolio that diversifies
across asset classes.
Local
Assets
TOTAL EXPENSES AS AT 31 MARCH 2017
Performance
Related Fees
Offshore
Assets
Min
Max
Total Expense Ratio
(TER)
TER
Performance
Fee
Component
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
1.43%
-
-
-
1.47%
-
0.13%
1.60%
June,
December
Moderate
1.71%
-
-
-
1.74%
-
0.22%
1.96%
June,
December
Moderately
Aggressive
1.48%
1.68%
1.98%
-
-
1.79%
0.12%
1.91%
June,
December
Moderate
0.86%
-
-
-
0.89%
0.02%
0.91%
June,
December
Moderate
1.37%
-
-
-
1.53%
0.04%
1.57%
June,
December
Moderately
Conservative
0.68%
-
-
-
0.75%
0.04%
0.79%
June,
December
Moderately
Conservative
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R5 000
Old Mutual
Albaraka Equity
Fund A †
South African
– Equity –
General
This Shari’ah-compliant fund invests in
a broad spectrum of shares that are
not associated with alcohol, gambling
and non-halaal food stuffs and do not
generate interest income.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R5 000
Old Mutual
South African
Balanced Fund A – Multi-Asset –
#נ*
High Equity
The fund aims to offer investors longterm capital growth. It invests across
shares, bonds and cash, with a bias
towards shares. The fund conforms to
Retirement Fund legislation.
0.29%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Bond Fund R #
South African
– Interest
Bearing –
Variable Term
The fund aims to offer a combination
of capital growth and high income
yields. It invests in public and private
sector bonds and deposits, with at
least 50 invested in bonds.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Capital Builder
Fund A # *
South African
– Multi-Asset –
Low Equity
The fund aims to produce cash + 2
a year (gross of fees), over rolling
three-year periods, while limiting
the possibility of capital loss over
any quarter in all market conditions.
The fund conforms to the legislation
governing retirement funds. The fund’s
performance target is managed on tax
quarters and not calendar quarters.
Although positive returns are targeted,
this is not guaranteed.
0.21%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual Core
Conservative
Fund # †
South African
– Multi-Asset –
Low Equity
The fund is exposed to all sectors of
the market (shares, bonds, property
and cash) with a maximum of 40%
exposure to equities and may invest
up to 25% of its portfolio offshore in
line with Treasury guidelines. The fund
will have a minimum of 50% exposure
to passively managed underlying
securities. Derivatives may be used
for risk management purposes.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 7 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Performance
Related Fees
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
Old Mutual Core South African
INVESTMENT AIM
Local
Assets
The fund is exposed to all sectors of
0.68%
Diversified Fund
– Multi-Asset –
the market (shares, bonds, property
#†
High Equity
and cash) with a maximum exposure
Offshore
Assets
-
TOTAL EXPENSES AS AT 31 MARCH 2017
Min
-
Max
-
Total Expense Ratio
(TER)
TER
0.85%
Performance
Fee
Component
-
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
0.07%
0.92%
June,
Moderate
December
of 75 to equities and may invest up
to 25 of its portfolio offshore, in line
with Treasury guidelines. The fund will
have exposure to passively managed
underlying securities. Derivatives may
be used for risk management purposes.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
South African
The fund strives for long-term capital
Dynamic Floor
– Multi-Asset
growth as well as offering a level of
Fund A # † *
– Medium
capital protection (aiming to protect at
Equity
least 90 of your net investment over
1.54%
-
-
-
1.61%
0.17%
0.07%
1.68%
June,
Moderate
December
a 12-month period). The fund invests
across shares, bonds and cash.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
South African
The fund aims to offer superior returns
Financial
– Equity –
over the medium to longer term. It
Services Fund A
Financial
selectively invests in companies and
1.43%
-
-
-
1.46%
-
0.23%
1.69%
June,
Aggressive
December
financial services sectors.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
South African
The fund aims to maximise returns
Flexible Fund A
– Multi-Asset –
over the longer term. It invests across
-
נ*
Flexible
shares, bonds and cash, actively taking
1.98%
1.48%
1.68%
-
-
1.81%
0.31%
0.19%
2.00%
June,
Moderately
December
Aggressive
December
Moderately
advantage of changing economic and
market conditions.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual FTSE
Global
The fund aims to provide long-term
RAFI® All World
– Equity –
capital growth by gaining exposure to
Index Feeder
General
the FTSE RAFI® All World 3000 Index.
0.80%
-
-
-
1.21%
-
0.03%
1.24%
Aggressive
Fund A
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Global
The fund aims to offer a combination of
Global Bond
– Interest
capital growth and high income yields,
Feeder Fund A
Bearing –
without putting the investor’s money at
Variable Term
undue risk. This rand-denominated fund
1.14%
-
-
-
1.80%
-
0.04%
1.84%
June,
Moderately
December
Conservative
invests in interest-bearing investments
selected from bond markets across
the world.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 8 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
Old Mutual Global Global
TOTAL EXPENSES AS AT 31 MARCH 2017
Performance
Related Fees
INVESTMENT AIM
Local
Assets
The fund aims to maximise total return
0.86%
-
-
-
0.87%
1.71%
-
1.71%
3.42%
2.76%
2.00%
-
-
-
2.09%
1.71%
-
-
-
1.76%
1.54%
-
-
-
1.24%
1.43%
-
-
-
1.45%
Currency Feeder
– Interest
to investors through full exposure to
Fund A
Bearing –
a basket of major foreign currencies
Short Term
by investing in a foreign collective
Offshore
Assets
Total Expense Ratio
(TER)
Min
Max
TER
Performance
Fee
Component
-
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
0.02%
0.89%
December
Conservative
0.29%
3.05%
December
Aggressive
-
0.18%
2.27%
June,
December
Moderately
Aggressive
-
0.44%
2.20%
June,
December
Aggressive
0.35%
1.59%
June,
December
Moderately
Aggressive
0.22%
1.67%
June,
December
Moderately
Aggressive
investment scheme focusing on global
currencies. Any income earned will be
of an incidental nature.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Global
Global Emerging – Equity –
Market
General
Fund A
The fund aims to deliver long-term capital
growth by investing in a diversified
portfolio of shares of companies either
listed on emerging market exchanges
or with a significant stake in emerging
market countries.
0.93%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Global Equity
Fund A
Global
– Equity –
General
The fund aims to offer superior returns
over the medium to longer term. This
rand-denominated fund invests in
quality shares from around the world.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual Gold Worldwide
– Equity –
Fund A †
Unclassified*
The fund aims to offer superior returns
over the medium to longer term through
investment in the shares of companies
involved in gold and other precious
metals.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Growth Fund A
† **
South African
– Equity –
General
The fund aims to offer superior returns
over the medium to longer term. It
invests primarily in listed companies
showing above average growth
potential, an entrepreneurial attitude
and the potential to increase market
share.
0.18%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
High Yield
Opportunity
Fund A
South African
– Equity –
General
The fund aims to provide a high level of
dividend income coupled with capital
growth. It seeks fundamentally sound
companies that have high dividend
yields and good prospects for mediumterm growth.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 9 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Flat Fees
UNIT TRUST
Old Mutual
Income Fund R
UNIT TRUST
CATEGORY
South African
– Interest
Bearing –
Short Term
INVESTMENT AIM
The fund aims to offer a high level of
income, without putting the investor’s
money at undue risk. The fund invests
in local interest-bearing investments
(bonds, fixed deposits and other high
income earning securities).
Local
Assets
TOTAL EXPENSES AS AT 31 MARCH 2017
Performance
Related Fees
Offshore
Assets
Min
Max
Total Expense Ratio
(TER)
TER
Performance
Fee
Component
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
0.86%
-
-
-
0.88%
-
0.01%
0.89%
March, June, Conservative
September,
December
1.43%
-
-
-
1.46%
-
0.11%
1.57%
June,
December
Aggressive
0.63%
-
-
-
0.65%
-
-
0.65%
Monthly
Conservative
2.00%
-
-
-
2.63%
-
-
2.63%
June
December
Moderately
aggressive
1.54%
-
-
-
1.47%
0.55%
0.33%
1.80%
June
December
Moderately
aggressive
1.54%
-
-
-
1.44%
0.48%
0.26%
1.70%
June
December
Moderately
aggressive
1.48%
1.68%
1.98%
-
-
1.81%
0.11%
1.92%
December
Moderately
aggressive
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Industrial Fund
A
South African
– Equity –
Industrial
The fund aims to offer superior returns
over the medium to longer term. It
invests in a focused portfolio of listed
industrial companies.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Interest Plus
Fund A
South African
– Interest
Bearing –
Short Term
The fund aims to deliver returns in
excess of those offered by money
market funds and similar levels of
liquidity, without significantly increasing
risk.
Minimum Monthly Investment: R1 000
Minimum Lump Sum Investment: R10 000
Old Mutual
International
Growth Fund of
Funds A ◊ †
Global –
Multi-Asset –
Flexible
The fund aims to offer higher than
average capital growth over the
medium to long term. This randdenominated fund invests in a spread of
international equity, bond and money
market unit trusts.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Investors’ Fund
A **
South African
– Equity –
General
The fund aims to offer superior returns
over the medium to longer term. It
invests in shares across all sectors of the
stock market, focusing predominantly
on the Top 100 shares.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
South African
Managed Alpha – Equity –
Equity Fund A ** General
The fund aims to achieve steady capital
growth in excess of the long-term
general equity sector average. It invests
predominantly in SA equities using a
quantitative investment process.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Maximum
Return Fund of
Funds A ◊ †
Worldwide
– Multi-Asset –
Flexible
The fund aims to generate the maximum
possible investment return over a longterm investment horizon. While the
primary focus is on shares, nothing
prevents the fund manager from gaining
exposure to bonds, listed property,
cash or other asset classes in order
to maximise long-term growth.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 10 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
Old Mutual Mid
& Small-Cap
Fund A
South African
– Equity – Mid
& Small Cap
INVESTMENT AIM
The fund aims to offer superior
returns over the medium to longer
term. It invests in mid- and small-sized
companies falling outside the FTSE/
JSE Top 40 Index.
Local
Assets
TOTAL EXPENSES AS AT 31 MARCH 2017
Performance
Related Fees
Offshore
Assets
Min
Max
Total Expense Ratio
(TER)
TER
Performance
Fee
Component
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
1.71%
-
-
-
1.74%
-
0.17%
1.91%
June
December
Aggressive
1.43%
-
-
-
1.45%
-
0.40%
1.85%
June
December
Aggressive
1.48%
1.68%
1.98%
-
-
1.97%
-
0.27%
2.24%
June
December
Moderate
0.57%
-
-
-
0.58%
-
0.58%
Monthly
Conservative
0.86%
-
-
-
0.90%
-
0.13%
1.03%
June
December
Moderately
aggressive
1.37%
-
-
-
1.42%
-
0.08%
1.50%
March
June
September
December
Conservative
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Mining and
Resources Fund
A†
South African
– Equity –
Resources
The fund aims to offer superior returns
over the medium to longer term. It
invests in mining and resources
companies showing above average
prospects for growth.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Moderate
Balanced Fund A
#נ
South African–
Multi-Asset
– Medium
Equity
The fund aims to achieve long-term
inflation-beating growth from an actively
managed investment portfolio with a
moderate balanced nature. The equity
exposure will be commensurate with
the exposure typically displayed by
multi-asset medium equity portfolios.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Money Market
Fund A #
South African
– Interest
Bearing –
Money Market
The fund aims to preserve investors’
capital while offering high levels of
income. It invests in money market
securities with a maturity of less than
12 months.
-
Minimum Monthly Investment: R1 000
Minimum Lump Sum Investment: R10 000
Old Mutual
RAFI® 40 Index
Fund A
South African
– Equity –
General
The fund’s primary objective is to
provide long-term capital growth, with
a secondary objective of delivering
a reasonable income over time. It
achieves this by tracking the FTSE/
JSE RAFI® 40 Index.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual Real
Income Fund A
#†
South African
– Multi-Asset –
Low Equity
The fund aims to provide an income
that grows in line with inflation, while
sustaining the level of capital over
time and minimising any losses over a
12-month period. The portfolio manager
actively manages asset allocation to
take advantage of changing market
conditions.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 11 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Performance
Related Fees
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
INVESTMENT AIM
Old Mutual SA
South African The fund aims to generate sustainable
Quoted Property – Real Estate – pre-tax income whilst growing the
original capital invested. It invests in
Fund A
General
a selection of listed commercial and
industrial property shares.
Local
Assets
TOTAL EXPENSES AS AT 31 MARCH 2017
Offshore
Assets
Min
Max
Total Expense Ratio
(TER)
TER
1.43%
-
-
-
1.45%
1.48%
1.68%
1.98%
-
-
1.65%
0.68%
-
-
-
0.74%
1.54%
-
-
1.11%
1.71%
-
-
-
2.91%
1.71%
-
-
-
2.08%
Performance
Fee
Component
-
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
0.03%
1.48%
March
June
September
December
Moderately
aggressive
0.07%
1.72%
June
December
Moderately
conservative
0.21%
0.95%
March
June
September
December
Moderately
aggressive
0.34%
1.45%
June
December
Moderately
aggressive
-
0.17%
3.08%
June
December
Moderately
aggressive
-
0.13%
2.21%
March
June
September
December
Moderate
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Stable Growth
Fund A # ◊ † *
South African
– Multi-Asset –
Low Equity
The fund aims to achieve real returns of
CPI + 2 over rolling 3-year periods. It
also aims to minimise the risk of capital
loss over 18 months. The fund conforms
to Retirement Fund legislation.
0.13%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Top 40 Index
Fund A
South African
– Equity –
Large Cap
The fund aims to provide long-term
capital growth by tracking the
performance of the FTSE/JSE Top
40 Index.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual Top
South African
Companies Fund – Equity –
A **
General
The fund aims to offer superior returns
over the medium to longer term. It
invests in a highly concentrated portfolio
of shares across all sectors of the South
African stock market.
-
0.17%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
OLD MUTUAL MULTI-MANAGERS
Old Mutual
Multi-Managers
Aggressive
Balanced Fund
of Funds A
South African
– Multi-Asset –
High Equity
This multi-managed fund of funds aims
to produce significant inflation-beating
returns over the long term through a
strategy of flexible asset allocation
to some of the best managers in the
industry. The fund is ideal for long-term
investors who do not want to manage
their own asset allocation and believe
in the benefit of investing with more
than one manager.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Multi-Managers
Balanced Fund
of Funds A # †
South African
– Multi-Asset –
High Equity
This is a multi-managed flexible asset
allocation fund aimed at long-term
capital growth with a bias towards
absolute returns over the medium term.
Over the longer term the fund aims to
produce significant inflation-beating
returns through a strategy of flexible
asset allocation to some of the best
managers in the industry.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 12 of 13
UNIT TRUST FUNDS
CONTINUED
ANNUALISED SERVICE FEE
(included in TER)
Performance
Related Fees
Flat Fees
UNIT TRUST
UNIT TRUST
CATEGORY
Old Mutual
South African
Multi-Managers – Multi-Asset –
Cautious Fund of Low Equity
Funds A # †
INVESTMENT AIM
This fund is a low volatility flexible
asset allocation fund likely to avoid
capital losses over the medium term
while providing the potential for cashbeating returns over the long term.
Although the majority of the fund
will be invested in income-enhancing
assets, it will have limited exposure to
equities in order to achieve moderate
capital and income growth.
Local
Assets
TOTAL EXPENSES AS AT 31 MARCH 2017
Offshore
Assets
Min
Max
Total Expense Ratio
(TER)
TER
Performance
Fee
Component
Total
Transaction Investment DISTRIBUTION
RISK
Cost (TC)
Charges DATES
1.54%
-
-
-
1.72%
-
0.06%
1.78%
March
June
September
December
Moderately
conservative
1.71%
-
-
-
2.01%
-
0.10%
2.11%
March
June
September
December
Moderately
conservative
1.14%
-
-
-
1.29%
-
1.29%
March
June
September
December
Moderately
conservative
1.54%
-
-
-
1.62%
-
1.83%
December
Moderately
aggressive
1.71%
-
-
-
3.44%
-
3.61%
June
December
Moderately
aggressive
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Multi-Managers
Defensive Fund
of Funds A # †
South African
– Multi-Asset
– Medium
Equity
This is a multi-managed flexible asset
allocation fund aimed at long-term
capital growth with a bias towards
absolute returns over the medium term.
Over the longer term the fund aims to
produce moderate inflation-beating
returns through a strategy of flexible
asset allocation to some of the best
managers in the industry.
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Multi-Managers
Enhanced
Income Fund of
Funds A
South African
– Multi-Asset –
Income
The fund aims to offer a relatively
high sustainable level of income and
seeks opportunities to maximise capital
gains. The fund invests across cash,
bonds, property shares and other
income-producing assets.
-
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Multi-Managers
Equity Fund of
Funds A
South African
– Equity –
General
The fund aims to achieve superior
long-term returns, investing in shares
across all sectors of the stock market.
It aims to outperform its peer group
in the long term.
0.21%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
Old Mutual
Worldwide
Multi-Managers – Multi-Asset –
Maximum Return Flexible
Fund of Funds A
This multi-managed fund of funds aims
to generate the maximum possible
investment return over a long-term
investment horizon. The fund is suitable
for investors requiring long-term growth
who appreciate the nature of this
worldwide flexible fund of funds and
are able to accept the return volatility
likely to be associated with its objective
of maximising returns.
0.17%
Minimum Monthly Investment: R500
Minimum Lump Sum Investment: R10 000
†
◊
#
*
These local unit trusts may offer investors offshore exposure when appropriate/in line with regulation
Additional fee on offshore assets. See fact sheet for details.
These funds comply with Regulation 28 of the Pension Funds Act.
The Class A Fund ceased charging performance-related service fees with effect from 1 January 2015. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
** The Class A Fund ceased charging performance-related service fees with effect from 1 January 2017. As TERs are calculated over rolling 36-month periods, a portion of performance fees earned during 2015 and
2016 will be included in the calculation of the class’s TER in 2017.
The Total Expense Ratio (TER) is a historic measure of the impact the deduction of management and operating costs has on a fund’s value. A higher TER does not necessarily imply a poor return, nor does a low TER imply
a good return. The current TER, which includes the annual service fee, may not necessarily be an accurate indication of future TER’s.
Transaction Cost (TC) is a necessary cost in administering the fund and impacts fund returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the
type of fund, the investment decisions of the investment manager and the TER.
The TER and TC cannot be determined accurately for the funds that are less than one year old. Calculations are based on actual data where possible and best estimates where actual data is not available.
The total investment change consists of the TER and TC.
You will receive confirmation of your Effective Annual Cost (EAC) in writing once your investment has been processed. Visit www.omut.co.za for more information and to access the EAC illustrator to view the EAC of your
investment selection.
22052017
Page 13 of 13