MONEYWISE
LOCATIONS
CALIFORNIA
ALAMEDA
1620 South Loop Rd.
AUBURN
2540 Bell Rd.
BURLINGAME
828 Mahler Rd., Ste. A
DUBLIN
7300 Amador Plaza Rd., Ste. A
EUREKA
840 E St., Ste. 15
FAIRFIELD
2540 N. Watney Way
FRESNO
4860 N. Cedar Ave.
You are responsible for stopping any automatic payment(s) from an outside institution, or funds received will remain in your OE Federal Savings or
Checking Account. The following loan types are not eligible for SKIP-A-PAY: Visa Credit Cards, Mortgages, Home Equity Loans, Certificate Secured
Loans, Mobile Home, Annuity, or Work Out Loan types. Outstanding loan balance must be less than $35,000. Loan must be funded prior to October
15, 2015. In addition, all OE Federal loans must be current and November 2015 payment must be made in order to qualify for SKIP-A-PAY. SKIP-APAY applies to December 2015 payment only. Other terms and restrictions may apply.
*
*NEW MARTINEZ BRANCH*
1875 Arnold Dr., Ste. 101
MODESTO
538 McHenry Ave.
MORGAN HILL
325 Digital Dr., Ste. B
REDDING
20308 Engineers Lane
ROHNERT PARK
6225 State Farm Dr., Ste. 102
SACRAMENTO
3920 Lennane Dr., Ste. 110 (I-80)
9500 Micron Ave., Ste. 124 (HWY 50)
SAN JOSE
798 North First Street
STOCKTON
1916 North Broadway (HWY 99)
TRACY
3290 W. Grant Line Road
YUBA CITY
468 Century Park Dr., Ste. B
OREGON
GLADSTONE
805 E. Berkeley St.
NEVADA
ELKO
1720 Mountain City Hwy.
CREDIT BUILD/REBUILD PROGRAM
Credit is a tricky subject. It’s hard to build
credit for the first time because you don’t have
any credit history, but to build credit history
someone has to give you a chance. It’s also
difficult if you have gone through tough times
and are looking to rebuild your current credit
score. At OE Federal, we believe actions speak
louder than words. That’s why we created our
Credit Build/Rebuild Program.
Our Credit Build/ReBuild Program was created
exclusively for our members looking to build
or rebuild their credit. With the program, you
can get an Auto Loan or Visa STEEL/Visa STEEL
Rewards Credit Card to help create credit
history or rebuild your credit.
Not only do we give you a chance to build/
rebuild your credit, we also give you a chance
to reduce your Auto Loan interest rate and
increase your Visa credit limit, as you complete
the program.
RENO
1290 Corporate Blvd.
COLORADO
DENVER
990 Kalamath St.
HAWAII
KAPOLEI
2181 Lauwiliwili St., Ste. 120
• With our Visa Credit Build/ReBuild
Program, after 12 months of consistent
on-time payments on your Visa STEEL or
STEEL Rewards Card, we will automatically
increase your credit limit.
Whether this is your first or second chance, the
Credit Build/Rebuild Program could be perfect
for you. You deserve a chance, so try it today.
2015
IN THIS ISSUE:
Bank Your Way P1
Pre-Owned Auto Sale P2
Giving Back P2
Labor Day P3
Things For You To Know P3
Credit Build/Rebuild Program P4
For more information on any of these access
channels, please contact us at (800) 877-4444 or visit
our website at www.oefcu.org.
•
Second, and on a much more positive note, we
have added an additional OE Federal branch office
in Martinez, CA. This new branch, is conveniently
located off of Highway 4 (west of Interstate 680) at
1875 Arnold Drive #101 (between the Morello Ave.
and Pacheco Blvd. exits). The branch is located within
the IBEW 302 building and is a result of OE Federal
merging in the IBEW Members + Credit Union,
effective October 1st. We are excited that IBEW
Members + CU, also a 100% Union organization,
chose OE Federal to continue servicing the members
of IBEW Local 302, UA Local 159, and their families.
Strength in numbers.
•
Payments must be received within 10 days of your due date to avoid being
removed from the Credit Build Program and being charged a late fee.
•
TELEPHONE:
(925) 454-4000
(800) 877-4444
TELEPHONE BANKING:
(925) 454-4040
(800) 499-6328
MOBILE APP:
Android: Google Play
Apple: iTunes
WEB ADDRESS:
oefcu.org
ONLINE BANKING:
oefcu.org
TEXT BANKING:
Text 40293
MOBILE BANKING:
oefcu.mobi
Find a CO-OP ATM:
co-opatm.org
(888) 748-3266
Find a Shared Branch:
co-opsharedbranch.org
(888) 748-3266
•
WORK HARD,
PLAY HARDER
As for the two changes I spoke of…
The first is with the Shared Branching Network. You
may be aware that recently some of these shared
branch locations are no longer allowing you into
their office to conduct business. These are business
decisions made by those individual credit unions.
In many cases, those credit unions have added
Recently, there have been some changes to two of
additional, and/or increased functionality ATMs,
the services we make available to you. Before I go
referred to as NextGen ATMs. We will keep our
into those changes, I’d like to remind you of the many website up-to-date with those locations that welcome
choices you have as a member of OE Federal:
you inside.
*
MAILING ADDRESS:
P.O. Box 5073
Livermore, CA 94551
Find a Allpoint ATM:
allpointnetwork.com
(800) 976-4917
OE Federal Credit Union will always be committed to
providing quality and convenient financial services
to our membership. But what does convenient
service mean to you? Is it the personal experience
you receive in any of our 24 branch locations, or is
it the 24/7 electronic access on your smartphone or
computer/tablet? If you’re like me, it’s both…and
everything in between…my choice. That’s exactly
what you get from OE Federal…choice. However you
wish to conduct your financial business, OE Federal
has the solution, or solutions that works best for you.
•
To find out more information about OE
Federal’s Credit Build/Rebuild Program please
call us at (800) 877-4444 or visit us online at
www.oefcu.org.
HOW TO REACH US
UTAH
SANDY
8805 S. Sandy Pkwy.
• With our Auto Credit Build/ReBuild
Program, we will automatically lower your
interest rate after 12 months of consistent
on-time payments, and again after an
additional 12 months of consistent on-time
payments.
OCTOBER
BANK YOUR WAY
•
•
Access to over 60,000 surcharge-free ATMs
across the country, many of which also offer
deposit taking, and account transfer capabilities.
Ability to deposit checks anywhere, anytime
utilizing our Mobile Deposit service through our
Mobile App with your smartphone or tablet.
Our internet Online Banking allows you
to manage your accounts, transfer funds
between OE Federal accounts or other financial
institutions, pay your bills, budget your expenses,
and review your account history all through your
computer.
As mentioned earlier, the personal service
received at one of our 24 OE Federal branch
offices.
Access to over 5,000 Shared Branches through
a partnership where participating credit union
locations allow members to transact OE Federal
business in their branch office.
Our friendly and efficient Call Center located in
Livermore, CA.
And, our Phone Activated Teller (P.A.T.) system is
accessible from any phone, whether that phone is
smart, not-smart, or connected to the wall.
Finally, with the holiday season upon us, I’d like to
personally wish you and your family a safe and happy
holiday season. It is our pleasure to serve you and
your family’s financial needs.
Mike Donohue
President/CEO
WERE YOU AT OUR PRE-OWNED AUTO SALE?
HOLIDAY
CLOSURES
Columbus Day
October 12, 2015
Veterans Day
November 11, 2015
Thanksgiving Day
November 26, 2015
Day After Thanksgiving
November 27, 2015
OE Federal Credit Union’s Pre-Owned Auto Sale
was held on July 18th-19th, 2015 in Livermore,
CA. We were joined by many of our members
who enjoyed taking part in the food, games,
raffle to win a vacation package, and to shop
the 200 pre-owned vehicles we had on site.
Briana Kaslin - Ready to drive off in her new car.
Thank you to all of our members and their
families for attending this event. We also would
like to thank our partners and volunteers:
Cars-Net, AutoNation, IBEW Members + Credit
Union, and the OE Federal staff.
Make sure to look for our announcement of
next year’s Pre-Owned Auto Sale date in future
MoneyWise newsletters.
OE FEDERAL CELEBRATES LABOR DAY
On September 7, 2015, OE Federal Credit Union was at the 15th Annual Labor Day Picnic in
Magna, Utah. OE Federal was out to support its Union family and the Union movement!
Dillon Robinson and Family with Yvette (OE
Federal Modesto Branch Manager) - Dillon says, "I
got my first car all because of OE Federal and Yvette."
Christmas Eve
(Close at 12 p.m.)
December 24, 2015
Christmas Day
December 25, 2015
New Year’s Day
January 1, 2016
THINGS FOR YOU TO KNOW...
Manuel Morales and Family - The Morales family
enjoying the Pre-Owned Auto Sale.
MacArthur Family - Posing in front of their new car.
OPERATING ENGINEERS LOCAL 3
2015 ACADEMIC SCHOLARSHIP WINNERS
GIVING BACK TO OUR UNION FAMILY
Good News! OE Federal is opening a new
branch in Martinez, CA on October 1, 2015!
Perfect for members traveling on Interstate 680
or Highway 4, this branch location will allow us
the opportunity to better serve you.
OE Federal Credit Union continues to support its
Union brothers and sisters by visiting jobsites
to provide ‘free lunch’ to members. In August
2015, we visited Papich Construction in Dinuba,
CA where they are currently working to expand
the highway.
Again, the Credit Union would like to thank OE3
and Papich Construction for their assistance in
coordinating the event.
MARTINEZ, CA BRANCH
OPENING OCTOBER 1, 2015
Martinez, CA Location:
1875 Arnold Dr., Ste. 101
Martinez, CA 94553
OE Federal member Jerry Couch, looking
good in his newly washed truck.
DID YOU KNOW?
As an OE Federal Credit Union
member, you get great discounts
and benefits through Love My
Credit Union Rewards.
Congrats to Jeannine Stroup for being one of
the recipients of an Operating Engineers Local
3, 2015 Academic Scholarship. Pictured above,
Jeannine, proudly attended our Pre-Owned
Auto Sale in July 2015.
© 2015 Google
We would also like to congratulate the 5 other
scholarship recipients:
• Robert Yu
• Tia Wilson
• Jorge Alvarez
• Kristina Garcia
• John Jordan
REDDING BRANCH
CLOSING FOR LUNCH
Starting January 1, 2016, our Redding, CA
branch will be closed from 1 p.m. to 2 p.m. for
lunch. Thank you for your cooperation.
Visit LoveMyCreditUnion.org
to learn more.
WERE YOU AT OUR PRE-OWNED AUTO SALE?
HOLIDAY
CLOSURES
Columbus Day
October 12, 2015
Veterans Day
November 11, 2015
Thanksgiving Day
November 26, 2015
Day After Thanksgiving
November 27, 2015
OE Federal Credit Union’s Pre-Owned Auto Sale
was held on July 18th-19th, 2015 in Livermore,
CA. We were joined by many of our members
who enjoyed taking part in the food, games,
raffle to win a vacation package, and to shop
the 200 pre-owned vehicles we had on site.
Briana Kaslin - Ready to drive off in her new car.
Thank you to all of our members and their
families for attending this event. We also would
like to thank our partners and volunteers:
Cars-Net, AutoNation, IBEW Members + Credit
Union, and the OE Federal staff.
Make sure to look for our announcement of
next year’s Pre-Owned Auto Sale date in future
MoneyWise newsletters.
OE FEDERAL CELEBRATES LABOR DAY
On September 7, 2015, OE Federal Credit Union was at the 15th Annual Labor Day Picnic in
Magna, Utah. OE Federal was out to support its Union family and the Union movement!
Dillon Robinson and Family with Yvette (OE
Federal Modesto Branch Manager) - Dillon says, "I
got my first car all because of OE Federal and Yvette."
Christmas Eve
(Close at 12 p.m.)
December 24, 2015
Christmas Day
December 25, 2015
New Year’s Day
January 1, 2016
THINGS FOR YOU TO KNOW...
Manuel Morales and Family - The Morales family
enjoying the Pre-Owned Auto Sale.
MacArthur Family - Posing in front of their new car.
OPERATING ENGINEERS LOCAL 3
2015 ACADEMIC SCHOLARSHIP WINNERS
GIVING BACK TO OUR UNION FAMILY
Good News! OE Federal is opening a new
branch in Martinez, CA on October 1, 2015!
Perfect for members traveling on Interstate 680
or Highway 4, this branch location will allow us
the opportunity to better serve you.
OE Federal Credit Union continues to support its
Union brothers and sisters by visiting jobsites
to provide ‘free lunch’ to members. In August
2015, we visited Papich Construction in Dinuba,
CA where they are currently working to expand
the highway.
Again, the Credit Union would like to thank OE3
and Papich Construction for their assistance in
coordinating the event.
MARTINEZ, CA BRANCH
OPENING OCTOBER 1, 2015
Martinez, CA Location:
1875 Arnold Dr., Ste. 101
Martinez, CA 94553
OE Federal member Jerry Couch, looking
good in his newly washed truck.
DID YOU KNOW?
As an OE Federal Credit Union
member, you get great discounts
and benefits through Love My
Credit Union Rewards.
Congrats to Jeannine Stroup for being one of
the recipients of an Operating Engineers Local
3, 2015 Academic Scholarship. Pictured above,
Jeannine, proudly attended our Pre-Owned
Auto Sale in July 2015.
© 2015 Google
We would also like to congratulate the 5 other
scholarship recipients:
• Robert Yu
• Tia Wilson
• Jorge Alvarez
• Kristina Garcia
• John Jordan
REDDING BRANCH
CLOSING FOR LUNCH
Starting January 1, 2016, our Redding, CA
branch will be closed from 1 p.m. to 2 p.m. for
lunch. Thank you for your cooperation.
Visit LoveMyCreditUnion.org
to learn more.
MONEYWISE
LOCATIONS
CALIFORNIA
ALAMEDA
1620 South Loop Rd.
AUBURN
2540 Bell Rd.
BURLINGAME
828 Mahler Rd., Ste. A
DUBLIN
7300 Amador Plaza Rd., Ste. A
EUREKA
840 E St., Ste. 15
FAIRFIELD
2540 N. Watney Way
FRESNO
4860 N. Cedar Ave.
You are responsible for stopping any automatic payment(s) from an outside institution, or funds received will remain in your OE Federal Savings or
Checking Account. The following loan types are not eligible for SKIP-A-PAY: Visa Credit Cards, Mortgages, Home Equity Loans, Certificate Secured
Loans, Mobile Home, Annuity, or Work Out Loan types. Outstanding loan balance must be less than $35,000. Loan must be funded prior to October
15, 2015. In addition, all OE Federal loans must be current and November 2015 payment must be made in order to qualify for SKIP-A-PAY. SKIP-APAY applies to December 2015 payment only. Other terms and restrictions may apply.
*
*NEW MARTINEZ BRANCH*
1875 Arnold Dr., Ste. 101
MODESTO
538 McHenry Ave.
MORGAN HILL
325 Digital Dr., Ste. B
REDDING
20308 Engineers Lane
ROHNERT PARK
6225 State Farm Dr., Ste. 102
SACRAMENTO
3920 Lennane Dr., Ste. 110 (I-80)
9500 Micron Ave., Ste. 124 (HWY 50)
SAN JOSE
798 North First Street
STOCKTON
1916 North Broadway (HWY 99)
TRACY
3290 W. Grant Line Road
YUBA CITY
468 Century Park Dr., Ste. B
OREGON
GLADSTONE
805 E. Berkeley St.
NEVADA
ELKO
1720 Mountain City Hwy.
CREDIT BUILD/REBUILD PROGRAM
Credit is a tricky subject. It’s hard to build
credit for the first time because you don’t have
any credit history, but to build credit history
someone has to give you a chance. It’s also
difficult if you have gone through tough times
and are looking to rebuild your current credit
score. At OE Federal, we believe actions speak
louder than words. That’s why we created our
Credit Build/Rebuild Program.
Our Credit Build/ReBuild Program was created
exclusively for our members looking to build
or rebuild their credit. With the program, you
can get an Auto Loan or Visa STEEL/Visa STEEL
Rewards Credit Card to help create credit
history or rebuild your credit.
Not only do we give you a chance to build/
rebuild your credit, we also give you a chance
to reduce your Auto Loan interest rate and
increase your Visa credit limit, as you complete
the program.
RENO
1290 Corporate Blvd.
COLORADO
DENVER
990 Kalamath St.
HAWAII
KAPOLEI
2181 Lauwiliwili St., Ste. 120
• With our Visa Credit Build/ReBuild
Program, after 12 months of consistent
on-time payments on your Visa STEEL or
STEEL Rewards Card, we will automatically
increase your credit limit.
Whether this is your first or second chance, the
Credit Build/Rebuild Program could be perfect
for you. You deserve a chance, so try it today.
2015
IN THIS ISSUE:
Bank Your Way P1
Pre-Owned Auto Sale P2
Giving Back P2
Labor Day P3
Things For You To Know P3
Credit Build/Rebuild Program P4
For more information on any of these access
channels, please contact us at (800) 877-4444 or visit
our website at www.oefcu.org.
•
Second, and on a much more positive note, we
have added an additional OE Federal branch office
in Martinez, CA. This new branch, is conveniently
located off of Highway 4 (west of Interstate 680) at
1875 Arnold Drive #101 (between the Morello Ave.
and Pacheco Blvd. exits). The branch is located within
the IBEW 302 building and is a result of OE Federal
merging in the IBEW Members + Credit Union,
effective October 1st. We are excited that IBEW
Members + CU, also a 100% Union organization,
chose OE Federal to continue servicing the members
of IBEW Local 302, UA Local 159, and their families.
Strength in numbers.
•
Payments must be received within 10 days of your due date to avoid being
removed from the Credit Build Program and being charged a late fee.
•
TELEPHONE:
(925) 454-4000
(800) 877-4444
TELEPHONE BANKING:
(925) 454-4040
(800) 499-6328
MOBILE APP:
Android: Google Play
Apple: iTunes
WEB ADDRESS:
oefcu.org
ONLINE BANKING:
oefcu.org
TEXT BANKING:
Text 40293
MOBILE BANKING:
oefcu.mobi
Find a CO-OP ATM:
co-opatm.org
(888) 748-3266
Find a Shared Branch:
co-opsharedbranch.org
(888) 748-3266
•
WORK HARD,
PLAY HARDER
As for the two changes I spoke of…
The first is with the Shared Branching Network. You
may be aware that recently some of these shared
branch locations are no longer allowing you into
their office to conduct business. These are business
decisions made by those individual credit unions.
In many cases, those credit unions have added
Recently, there have been some changes to two of
additional, and/or increased functionality ATMs,
the services we make available to you. Before I go
referred to as NextGen ATMs. We will keep our
into those changes, I’d like to remind you of the many website up-to-date with those locations that welcome
choices you have as a member of OE Federal:
you inside.
*
MAILING ADDRESS:
P.O. Box 5073
Livermore, CA 94551
Find a Allpoint ATM:
allpointnetwork.com
(800) 976-4917
OE Federal Credit Union will always be committed to
providing quality and convenient financial services
to our membership. But what does convenient
service mean to you? Is it the personal experience
you receive in any of our 24 branch locations, or is
it the 24/7 electronic access on your smartphone or
computer/tablet? If you’re like me, it’s both…and
everything in between…my choice. That’s exactly
what you get from OE Federal…choice. However you
wish to conduct your financial business, OE Federal
has the solution, or solutions that works best for you.
•
To find out more information about OE
Federal’s Credit Build/Rebuild Program please
call us at (800) 877-4444 or visit us online at
www.oefcu.org.
HOW TO REACH US
UTAH
SANDY
8805 S. Sandy Pkwy.
• With our Auto Credit Build/ReBuild
Program, we will automatically lower your
interest rate after 12 months of consistent
on-time payments, and again after an
additional 12 months of consistent on-time
payments.
OCTOBER
BANK YOUR WAY
•
•
Access to over 60,000 surcharge-free ATMs
across the country, many of which also offer
deposit taking, and account transfer capabilities.
Ability to deposit checks anywhere, anytime
utilizing our Mobile Deposit service through our
Mobile App with your smartphone or tablet.
Our internet Online Banking allows you
to manage your accounts, transfer funds
between OE Federal accounts or other financial
institutions, pay your bills, budget your expenses,
and review your account history all through your
computer.
As mentioned earlier, the personal service
received at one of our 24 OE Federal branch
offices.
Access to over 5,000 Shared Branches through
a partnership where participating credit union
locations allow members to transact OE Federal
business in their branch office.
Our friendly and efficient Call Center located in
Livermore, CA.
And, our Phone Activated Teller (P.A.T.) system is
accessible from any phone, whether that phone is
smart, not-smart, or connected to the wall.
Finally, with the holiday season upon us, I’d like to
personally wish you and your family a safe and happy
holiday season. It is our pleasure to serve you and
your family’s financial needs.
Mike Donohue
President/CEO