Kaiser Permanente: KP Select CO Silver 2000/30 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: Beginning on or after 01/01/2017 Coverage for: Individual/Family | Plan Type: HMO This is only a summary. If you Kaiser Permanente: KP Select CO Silver 2000/30 want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.kp.org/plandocuments or by calling 1-855-249-5005. Coverage Period: Beginning on or after 01/01/2017 Important Questions Answers $2,000 person/$4,000 family Summary of Benefits and Coverage: What this plan covers and what it costs. Coverage for: Individual/Family Why this Matters: You must pay all the costs up to the deductible amount before this plan begins to pay for covered services you use. Check your policy or plan document to see when the deductible starts over (usually, but not always, January 1st). See the chart starting on page 2 for how much you pay for covered services after you meet the deductible. deductible? Plan type: HMO What is the overall Does not apply to Preventive services and prescription drugs do not count toward the deductible. Are there other deductibles for specific services? Yes. Prescription Drugs: $500 person in network. Pediatric Dental: $50 person in network. There are no other specific deductibles. You must pay all of the costs for these services up to the specific deductible amount before this plan begins to pay for these services. Is there an out–of– pocket limit on my expenses? Yes. For Plan Provider $7,150 person / $14,300 family The out-of-pocket limit is the most you could pay during a coverage period (usually one year) for your share of the cost of covered services. This limit helps you plan for health care expenses. What is not included in Premiums, balanced-billed charges and the out–of–pocket health care this plan doesn't cover. limit? Even though you pay these expenses, they don't count toward the out-of-pocket limit. Is there an overall annual limit on what the plan pays? No. The chart starting on page 2 describes any limits on what the plan will pay for specific covered services, such as office visits. Does this plan use a network of providers? Yes. For a list of preferred providers, see www.kp.org or call 1-855-249-5005. If you use an in-network doctor or other health care provider, this plan will pay some or all of the costs of covered services. Be aware, your in-network doctor or hospital may use an out-of-network provider for some services. Plans use the term in-network, preferred, or participating for providers in their network. See the chart starting on page 2 for how this plan pays different kinds of providers. Do I need a referral to see a specialist? No. You can see the specialist you choose without permission from this plan. Are there services this plan doesn’t cover? Yes. Some of the services this plan doesn’t cover are listed on page 6. See your policy or plan document for additional information about excluded services. Questions: Call 1-855-249-5005 or Colorado Springs: 711 Denver/Boulder: 711 (TTY) or visit us at www.kp.org. If you aren’t clear about any of the underlined terms used in this form, see the Glossary. You can view the Glossary at www.dol.gov/ebsa/pdf/SBCUniformGlossary.pdf or call 1-855-249-5005 or Colorado Springs: 711 Denver/Boulder: 711 (TTY) to request a copy. 1 of 9 ● Copayments are fixed dollar amounts (for example, $15) you pay for covered health care, usually when you receive the service. ● Coinsurance is your share of the costs of a covered service, calculated as a percent of the allowed amount for the service. For example, if the plan’s allowed amount for an overnight hospital stay is $1,000, your coinsurance payment of 20% would be $200. This may change if you haven’t met your deductible. ● The amount the plan pays for covered services is based on the allowed amount. If an out-of-network provider charges more than the allowed amount, you may have to pay the difference. For example, if an out-of-network hospital charges $1,500 for an overnight stay and the allowed amount is $1,000, you may have to pay the $500 difference. (This is called balance billing.) ● This plan may encourage you to use preferred providers by charging you lower deductibles, copayments and coinsurance amounts. Common Medical Event cost if you use a Your cost if you use a Services You May Need YourPlan Provider Non-Plan Provider Visit 1 No Charge. Visit 2 thereafter $30 copay Primary care visit to treat an and per visit. (30% coinsurance Not Covered injury or illness for covered services received during a visit) If you visit a health Specialist visit care provider’s office or clinic If you have a test $50 Copay (30% coinsurance for covered services received during a visit.) Limitations & Exceptions Visit 1 (can be Primary Care, Mental Health or Substance Abuse Disorder) not subject to the deductible. Visit 2 and thereafter, copay not subject to the deductible. Not Covered Copay not subject to the deductible. Other practitioner office visit $30 Copay Not Covered Coverage is limited to 20 visits per year for chiropractic care. Copay not subject to the deductible. Preventive care/screening/ immunization No Charge Not Covered Not subject to the deductible. Diagnostic test (x-ray, blood work) 30% Coinsurance Not Covered –––––––––––none––––––––––– Imaging (CT/PET scans, MRIs) 30% Coinsurance Not Covered –––––––––––none––––––––––– 2 of 9 Common Medical Event cost if you use a Services You May Need YourPlan Provider If you need drugs to treat your illness Generic drugs or condition More information about prescription drug coverage is available at www.kp.org/ formulary . Preferred brand drugs Retail: $55 Copay; Mail Order: $110 Copay Not Covered Subject to formulary guidelines. Non-preferred brand drugs 30% Coinsurance Not Covered Must be authorized through the nonpreferred drug process. Specialty drugs 30% Coinsurance Not Covered Not subject to the "overall" deductible. Subject to formulary guidelines. 30% Coinsurance Not Covered –––––––––––none––––––––––– 30% Coinsurance Not Covered –––––––––––none––––––––––– 30% Coinsurance 30% Coinsurance –––––––––––none––––––––––– 30% Coinsurance 30% Coinsurance –––––––––––none––––––––––– $75 Copay (30% coinsurance for covered services received during a visit.) $75 Copay (30% coinsurance for covered services received during a visit.) Non-Plan Providers: only covered if you are out of the service area. Copay not subject to the deductible. Facility fee (e.g., hospital room) 30% Coinsurance Not Covered –––––––––––none––––––––––– Physician/surgeon fee 30% Coinsurance Not Covered –––––––––––none––––––––––– Facility fee (e.g., ambulatory If you have surgery center) outpatient surgery Physician/surgeon fees Emergency room services Emergency medical If you need transportation immediate medical attention Urgent care If you have a hospital stay Retail: $15 Copay; Mail Order: $30 Copay Your cost if you use a Limitations & Exceptions Non-Plan Provider Subject to formulary guidelines. Federally mandated over the counter items are covered with a prescription when filled at a Kaiser Permanente pharmacy. For Southern Colorado members: Prescriptions for second Not Covered and on-going maintenance medications must be filled at a Pharmacy in a Kaiser Permanente medical office or through Kaiser Permanente mail order. Not subject to pharmacy deductible. 3 of 9 Common Medical Event cost if you use a Your cost if you use a Services You May Need YourPlan Provider Non-Plan Provider Visit 1 No Charge. Visit 2 and thereafter $30 per visit. Mental/Behavioral health (30% coinsurance for Not Covered outpatient services covered services received during a visit) If you have mental Mental/Behavioral health health, behavioral inpatient services health, or substance abuse needs Substance use disorder outpatient services 30% Coinsurance Not Covered Limitations & Exceptions Visit 1 (can be Primary Care, Mental Health or Substance Abuse Disorder) not subject to the deductible. Visit 2 and thereafter, copay not subject to the deductible. Group visit 50% of individual visit copay. –––––––––––none––––––––––– Visit 1 No Charge. Visit 2 and thereafter $30 per visit. (30% coinsurance for Not Covered covered services received during a visit) Visit 1 (can be Primary Care, Mental Health or Substance Abuse Disorder) not subject to the deductible. Visit 2 and thereafter, copay not subject to the deductible. Group visit 50% of individual visit copay Substance use disorder inpatient services 30% Coinsurance Not Covered –––––––––––none––––––––––– Prenatal and postnatal care 30% Coinsurance Not Covered After confirmation of pregnancy, for the normal series of regularly scheduled routine visits. Delivery and all inpatient services 30% Coinsurance Not Covered –––––––––––none––––––––––– If you are pregnant 4 of 9 Common Medical Event cost if you use a Services You May Need YourPlan Provider Home health care Rehabilitation services If you need help recovering or have other special Habilitation services health needs Skilled nursing care 30% Coinsurance Your cost if you use a Limitations & Exceptions Non-Plan Provider Limited to less than 8 hours per day and 28 Not Covered hours per week. Not Covered Inpatient: Multi-disciplinary facility limited to 60 days per condition per year ; Outpatient: Outpatient visits limited to 20 visits per therapy per year (autism spectrum disorders are not subject to the visit limit); copay not subject to the deductible. $30 Copay Not Covered Outpatient visits limited to 20 visits per therapy per year (autism spectrum disorders are not subject to the visit limit); copay not subject to the deductible. 30% Coinsurance Not Covered Limited to 100 days per year. Inpatient: 30% Coinsurance; Outpatient: $30 Copay Durable medical equipment 30% Coinsurance Not Covered Prosthetic arms and legs at 20% coinsurance; not subject to the deductible. Coverage is limited to items on our DME formulary. Hospice service No Charge Not Covered Not subject to deductible Eye exam $30 Copay (30% coinsurance for covered services received during a visit.) Not Covered Limited to members up to the end of the month the member turns 19. Copay not subject to the deductible. For services with an ophthalmologist see "Specialist visit". Not Covered 1 pair of glasses & lenses every 2 years or 2 year supply of contact lenses; not subject to the deductible. Limited to members up to the end of the month in which the member turns 19. If your child needs Glasses dental or eye care Dental check-up 50% Coinsurance No Charge for preventive/ diagnostic services. 50% Not Covered coinsurance for basic/ major services. Limited to members up to the end of the month the member turns 19; limited coverage for diagnostic and preventive services, minor restorative (fillings), simple extractions and crowns. 5 of 9 Excluded Services & Other Covered Services: Services Your Plan Does NOT Cover (This isn’t a complete list. Check your policy or plan document for other excluded services.) ● Acupuncture ● Cosmetic Surgery ● Long-Term/Custodial Nursing Home Care ● Non-Emergency Care when Traveling Outside the U.S. ● Routine Dental Services (Adult) ● Routine Eye Exam (Adult) ● Routine Foot Care ● Weight Loss Programs Other Covered Services (This isn’t a complete list. Check your policy or plan document for other covered services and your costs for these services.) ● Bariatric Surgery ● Chiropractic Care ● Hearing Aids with limits ● Infertility Treatment ● Private-Duty Nursing ● Routine Hearing Tests ● Voluntary Termination of Pregnancy Your Rights to Continue Coverage: Federal and State laws may provide protections that allow you to keep this health insurance coverage as long as you pay your premium. There are exceptions, however, such as if: ● You commit fraud ● The insurer stops offering services in the State ● You move outside the coverage area For more information on your rights to continue coverage, contact the insurer at 1-855-249-5005. You may also contact your state insurance department at 303-894-7490 (in-state, toll-free: 1-800-930-3745. Your Grievance and Appeals Rights: If you have a complaint or are dissatisfied with a denial of coverage for claims under your plan, you may be able to appeal or file a grievance. For questions about your rights, this notice, or assistance, you can contact: 1-855-249-5005 Does this Coverage Provide Minimum Essential Coverage? The Affordable Care Act requires most people to have health care coverage that qualifies as “minimum essential coverage.” This plan or policy does provide minimum essential coverage. Does this Coverage Meet the Minimum Value Standard? The Affordable Care Act establishes a minimum value standard of benefits of a health plan. The minimum value standard is 60% (actuarial value). This health coverage does meet the minimum value standard for the benefits it provides. 6 of 9 Language Access Services: SPANISH (Español): Para obtener asistencia en Español, llame al 1-855-249-5005 or TTY/TDD Colorado Springs: 711 Denver/Boulder: 711. TAGALOG (Tagalog): Kung kailangan ninyo ang tulong sa Tagalog tumawag sa 1-855-249-5005 or TTY/TDD Colorado Springs: 711 Denver/Boulder: 711. CHINESE (中文): 如果需要中文的帮助,请拨打这个号码 1-855-249-5005 or TTY/TDD Colorado Springs: 711 Denver/Boulder: 711. NAVAJO (Dine): Dinek'ehgo shika at'ohwol ninisingo, kwiijigo holne' 1-855-249-5005 or TTY/TDD Colorado Springs: 711 Denver/Boulder: 711. ––––––––––––––––––––––To see examples of how this plan might cover costs for a sample medical situation, see the next page.–––––––––––––––––––––– 7 of 9 About these Coverage Examples: These examples show how this plan might cover medical care in given situations. Use these examples to see, in general, how much financial protection a sample patient might get if they are covered under different plans. This is not a cost estimator. Don’t use these examples to estimate your actual costs under this plan. The actual care you receive will be different from these examples, and the cost of that care will also be different. See the next page for important information about these examples. Having a baby Managing type 2 diabetes (normal delivery) (routine maintenance of a well-controlled condition) Amount owed to providers: $7,540 Plan pays $3,720 Patient pays $3,820 Amount owed to providers: $5,400 Plan pays $4,060 Patient pays $1,340 Sample care costs: Hospital charges (mother) Routine obstetric care Hospital charges (baby) Anesthesia Laboratory tests Prescriptions Radiology Vaccines, other preventive Total $2,700 $2,100 $900 $900 $500 $200 $200 $40 $7,540 Patient Pays: Deductibles Copays Coinsurance Limits or exclusions Total $2000 $20 $1600 $200 $3,820 Sample care costs: Prescriptions Medical Equipment and Supplies Office Visits and Procedures Education Laboratory tests Vaccines, other preventive Total $2,900 $1,300 $700 $300 $100 $100 $5,400 Patient Pays: Deductibles $100 Copays $900 Coinsurance $300 Limits or exclusions $40 Total $1,340 Note: These numbers assume the patient is participating in our diabetes wellness program. If you have diabetes and do not participate in the wellness program, your costs may be higher. For more information about the diabetes wellness program, please contact 1-855-249-5005, TTY/TDD Colorado Springs: 711 Denver/ Boulder: 711. 8 of 9 Questions and answers about the Coverage Examples: What are some of the assumptions behind the Coverage Examples? ● Costs don’t include premiums. ● Sample care costs are based on national averages supplied by the U.S. Department of Health and Human Services, and aren’t specific to a particular geographic area or health plan. ● The patient’s condition was not an excluded or preexisting condition. ● All services and treatments started and ended in the same coverage period. ● There are no other medical expenses for any member covered under this plan. ● Out-of-pocket expenses are based only on treating the condition in the example. ● The patient received all care from innetwork providers. If the patient had received care from out-of-network providers, costs would have been higher. What does a Coverage Example show? For each treatment situation, the Coverage Example helps you see how deductibles, copayments, and coinsurance can add up. It also helps you see what expenses might be left up to you to pay because the service or treatment isn’t covered or payment is limited. Does the Coverage Example predict my own care needs? No. Treatments shown are just examples. The care you would receive for this condition could be different based on your doctor’s advice, your age, how serious your condition is, and many other factors. Does the Coverage Example predict my future expenses? No. Coverage Examples are not cost estimators. You can’t use the examples to estimate costs for an actual condition. They are for comparative purposes only. Your own costs will be different depending on the care you receive, the prices your providers charge, and the reimbursement your health plan allows. Can I use Coverage Examples to compare plans? Yes. When you look at the Summary of Benefits and Coverage for other plans, you’ll find the same Coverage Examples. When you compare plans, check the “Patient Pays” box in each example. The smaller that number, the more coverage the plan provides. Are there other costs I should consider when comparing plans? Yes. An important cost is the premium you pay. Generally, the lower your premium, the more you’ll pay in out-of-pocket costs, such as copayments, deductibles, and coinsurance. You should also consider contributions to accounts such as health savings accounts (HSAs), flexible spending arrangements (FSAs) or health reimbursement accounts (HRAs) that help you pay out-of-pocket expenses. Questions: Call 1-855-249-5005 or Colorado Springs: 711 Denver/Boulder: 711 (TTY), or visit us at www.kp.org. If you aren’t clear about any of the Questions: Call 1-855-249-5005 or (TTY) or visit us at www.kp.org. If you aren’t clear about any of the underlined terms used in this form, see the Glossary. You can underlined terms used in this form, see the Glossary. You can view the Glossary at www.dol.gov/ebsa/pdf/SBCUniformGlossary.pdf or call view the Glossary at www.dol.gov/ebsa/pdf/SBCUniformGlossary.pdf, or call 1-855-249-5005 or (TTY) to request a copy. 1-855-249-5005 or Colorado Springs: 711 Denver/Boulder: 711 (TTY) to request a copy. 9 of 9 of Colorado Supplement to the Summary of Benefits and Coverage Form Kaiser Foundation Health Plan of Colorado Name of Carrier KP Select CO Silver 2000/30 Name of Plan Individual Policy Policy Type TYPE OF COVERAGE 1. Type of plan. ₁ Health maintenance organization (HMO) 2. Out-of-network care covered? Only for emergency care 3. Areas of Colorado where plan is available. Plan is available only in the following counties as determined by zip code: 1. For Denver/Boulder service area: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Larimer, Park and Weld; 2. For Southern Colorado: Crowley, Custer, Douglas, El Paso, Elbert, Fremont, Huerfano, Las Animas, Lincoln, Otero, Park, Pueblo and Teller; 3. For Southern Colorado KP Select Plan: Douglas, El Paso, Elbert, Fremont, Lincoln, Park, Pueblo and Teller; 4. For Northern Colorado: Adams, Larimer, Morgan, and Weld; 5. For Mountain Colorado: Eagle, Summit, Garfield, Grand and Routt. SUPPLEMENTAL INFORMATION REGARDING BENEFITS Important Note: The contents of this form are subject to the provisions of the policy, which contains all terms, covenants and conditions of coverage. It provides additional information meant to supplement the Summary of Benefits of Coverage you have received for this plan. This plan may exclude coverage for certain treatments, diagnoses, or services not specifically noted. Consult the actual policy to determine the exact terms and conditions of coverage. Description What this means. 4. Deductible Period 5. Annual Deductible Type 6. What cancer screenings are covered? Calendar year Calendar year deductibles restart each January 1. Single Coverage / Non-single Coverage “Single” means the deductible amount you will have to pay for allowable covered expenses when you are the only individual covered by the plan. “Non-single” is the deductible amount that must be met by one or more family members before any covered expenses are paid. It may be an aggregated amount (e.g., “$3,000 per family”) or specified as the number of individual deductibles that must be met (e.g., “3 deductibles per family”). Breast Cancer (clinical breast exam, mammogram, genetic testing for inherited susceptibility for breast cancer); Colon and Rectal Cancer (fecal occult blood test (FIT), flexible sigmoidoscopy, barium enema, colonoscopy); Cervical Cancer (pap test); Prostate Cancer (digital rectal exam, serum prostatic specific antigen (PSA) LIMITATIONS AND EXCLUSIONS 7. Period during which pre-existing conditions are not covered for covered persons age 19 and older. ₂ 8. How does the policy define a “preexisting condition”? Not applicable; plan does not impose limitation periods for pre-existing conditions. Not applicable. Plan does not exclude coverage for pre-existing conditions. 9. Exclusionary Riders. Can an individual’s specific, pre-existing condition be entirely excluded from the policy? No USING THE PLAN IN-NETWORK OUT-OF-NETWORK No Yes, members are responsible for any amounts over usual, reasonable and customary charges when receiving Emergency Services and Non-Emergency, Non-Routine Care. 10. If the provider charges more for a covered service than the plan normally pays, does the enrollee have to pay the difference? 11. Does the plan have a binding arbitration clause? Yes Asistencia en español Para obtener esta información escrita en español o para servicios de interpretación, llame al 1-855-249-5005; para TTY/TDD Colorado Springs: 711; Denver/Boulder: 1- 303-338-3820 or 711 Questions: Call 1-855-249-5005 (TTY 711) or visit us at www.kp.org. If you are not satisfied with the resolution of your complaint or grievance, contact: Colorado Division of Insurance Consumer Affairs Section 1560 Broadway, Suite 850, Denver, CO 80202 Call: 303-894-7490 (in-state, toll-free: 800-930-3745) Email: [email protected] Endnotes 1. “Network” refers to a specified group of physicians, hospitals, medical clinics and other health care providers that this pla n may require you to use in order for you to get any coverage at all under the plan, or that the plan may encourage you to use because it may pay more of your bill if you use their network providers (i.e., go in-network) than if you don’t (i.e., go out-of-network). 2. Waiver of pre-existing condition exclusions. State law requires carriers to waive some or all of the pre-existing condition exclusion period based on other coverage you recently may have had. Ask your carrier or plan sponsor (e.g., employer) for details. Kaiser Foundation Health Plan of Colorado (Kaiser Health Plan) complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Kaiser Health Plan does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. We also: x Provide no cost aids and services to people with disabilities to communicate effectively with us, such as: o Qualified sign language interpreters o Written information in other formats, such as large print, audio, and accessible electronic formats x Provide no cost language services to people whose primary language is not English, such as: o Qualified interpreters o Information written in other languages If you need these services, call the number provided below. Colorado 1-800-632-9700 TTY 711 If you believe that Kaiser Health Plan has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with the Kaiser Civil Rights Coordinator, 2500 South Havana, Aurora, CO 80014, telephone number: 1-800-632-9700. You can file a grievance by mail or phone. If you need help filing a grievance, the Kaiser Civil Rights Coordinator is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW., Room 509F, HHH Building, Washington, DC 20201, 1-800-68-1019, 1-800-537-7697 (TDD). Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html. Help in your Language English: You have the right to get help in your language at no cost. If you have questions about your application or coverage through Kaiser Permanente, or this notice requires you to take action by a specific date, call the number provided for your state or region to talk to an interpreter. አማርኛ (Amharic): ያለምንም ክፍያ በራስዎ ቋንቋ እገዛ የማግኘት መብት አለዎት። ስለ ማመልከቻዎ ወይም ከኬሰር ፐርማነንቴ Kaiser Permanente ስለሚያገኙት ሽፋን ማንኛውም ጥያቄዎች ካሉዎት፣ ወይም ይህ ማሳወቂያ በግልፅ በተጠቀሰ ቀን ማድረግ ያለብዎ ነገር እንዳለ የሚያስገድድዎ ከሆነ፣ በተጠቀሰው የስልክ ቁጥር ለስቴትዎ ወይም ለክልልዎ ደውለው ከአስተርጓሚ ጋር ይነጋገሩ። Colorado 1-800-632-9700 (TTY 711) لك الحق في الحصول على المساعدة بلغتك:)Arabic( العربية إذا كانت لديك استفسارات بشأن طلبك أو.دون تحمل أي تكاليف أو يتطلب هذا،Kaiser Permanente تغطيتك التي تقدمها يُرجى االتصال بالرقم،اإلشعار منك اتخاذ إجراء خالل تاريخ محدد .المخصص لواليتك أو منطقتك للتحدث إلى مترجم فوري Colorado 1-800-632-9700 (TTY 711) Ɓǎsɔ́ɔ̀ Wùɖù (Bassa): M̀ ɓéɖé dyi-́ ɓɛ̀ɖɛ̀in ̀ -ɖɛ̀ɔ̀ ɓɛ́ m̀ ké gbo-kpá-kpá dyé ɖé m̀ ɓiɖ i wùɖùǔn ɓó pid ́ ́ ́ yi. Ɔ jǔ ké m̀ dyi dyi-dieǹ-ɖɛ̀ ɓě ɓéɖé ɓá nì ɖɛ-mɔ́ɖif̀ èɖèɔ̀ dyi,́ mɔɔ ɓá nì kũùn kpɔ̃ jè dyí dyiì n ̀ ɖé Kaiser Permanente mú, mɔɔ ɔ jǔ ké bɔ̌ i-po-po nià ̃ ̀ kɛ dyi nií ń m̀ mɛ nyùin ɖɛ ɖò wé jɛ ɛ ɖò kɔ ɛ ni , ni ̀ ́ ́ ̃ ̀ ì ,́ ɖá nɔ̀ɓà ɓɛ́ wa tòà ɓó nì gbɛ̌ɛ̀ vɛ̀nɛ̀ mɔɔ nì gbɛ̌ɛ̀ dyùɔ̀ jèɛ ɓɛ́ m̀ ké wuɖu-ziì ̃ n ̀ -nyɔ̀ ɖò gbo wùɖù. Colorado 1-800-632-9700 (TTY 711) 中文 (Chinese): 您有權免費以您的語言獲得幫助。 如果您對您的Kaiser Permanente申請或承保有 任何疑問,或者本通知要求您在具體日期之前採 取措施,請致電您所在的州或地區的電話,與口 譯員進行溝通。 Colorado 1-800-632-9700 (TTY 711) Français (French): Une assistance gratuite dans votre langue est à votre disposition. Si vous avez des questions à propos de votre demande d’inscription ou de la couverture par Kaiser Permanente, ou si cet avis vous demande de prendre des mesures à une date précise, appelez le numéro indiqué pour votre Etat ou votre région pour parler à un interprète. Colorado 1-800-632-9700 (TTY 711) Deutsch (German): Sie haben das Recht, kostenlose Hilfe in Ihrer Sprache zu erhalten. Falls Sie Fragen bezüglich Ihres Antrags oder Ihres Krankenversicherungsschutzes durch Kaiser Permanente haben oder falls Sie aufgrund dieser Benachrichtigung bis zu bestimmten Stichtagen handeln müssen, rufen Sie die für Ihren Bundesstaat oder Ihre Region aufgeführte Nummer an, um mit einem Dolmetscher zu sprechen. Colorado 1-800-632-9700 (TTY 711) Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852 • Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232 60436922 National 2016 Igbo (Igbo): Ị nwere ikike ịnweta enyemaka n’asụsụ gị na akwụghị ụgwọ ọ bụla. Ọ bụrụ na ị nwere ajụjụ gbasara akwụkwọ anamachọihe gị ma ọ bụ mkpuchi si na Kaiser Permanente, ma ọ bụ na ọkwa a chọrọ ka ị mee ihe tupu otu ụbọchị, kpọọ nọmba enyere maka steeti ma ọ bụ mpaghara gị iji kwukọrịta okwu n’etiti onye ọkọwa okwu. Colorado 1-800-632-9700 (TTY 711) 日本語 (Japanese): あなたは、費用負担なしで ご使用の言語で支援を受ける権利を保持してい ます。お申し込みまたはKaiser Permanenteの 担保範囲に関してご質問があるか、または本通 知により、あなたが特定の日付までに行動を起 こすよう依頼されている場合、お住まいの州ま たは地域に対して提供された電話番号に電話し て、通訳と,お話ください。 Colorado 1-800-632-9700 (TTY 711) 한국어 (Korean): 귀하에게는 한국어 통역서비스를 무료로 받으실 수 있는 권리가 있습니다. Kaiser Permanente를 통한 귀하의 보험 신청서나 보험 보장 범위에 관해 질문이 있을 경우 또는 이 통지서의 요구대로 일정 날짜까지 조취를 취해야 하는 경우, 귀하의 주 및 지역의 제공된 전화번호로 연락해 통역사와 통화하십시오. Colorado 1-800-632-9700 (TTY 711) Naabeehó (Navajo): T’11 ni nizaad bee n7k1 i’doolwo[ doo bik’4 as7n7[11g00 47 bee n1haz’3. Kaiser Permanente 1k1 an1’1lwo’ n1 bik’4 azl1adoo y7n7keedgo naaltsoos hadinilaa, 47 b7na’7d7[kid doogo, 47 doodago d77 naaltsoos haa’7da yoo[k1a[go hait’1oda 7’d77l77[ ni[n7igo 47 nitsaa hahoodzoj7 47 doodago t’11 aadi nahós’a’di ata’ dahalne’7g77 bich’8’ h0lne’go bee bi[ ahi[ hod77lnih. Colorado 1-800-632-9700 (TTY 711) नेपाली (Nepali): तपाईंसगं कुनै शुल्क नदिइ आफ्नो भाषामा सहायता पाउने अधिकार छ । तपाईँसंग आफ्नो आवेदन बारे वा Kaiser Permanente मार्फत कवरे ज बारे मा कुनै प्रश्नहरू भए, वा यो नोटिस अनुसार तपाईँले कुनै निर्धारित मितिमा कुनै कार्यवाही गर्नुपरे मा, दोभाषेसंग कुराकानी गर्न तपाईँको राज्य वा क्षेत्रका लागि दिइएको नम्वरमा कल गर्नुहोस ् । Colorado 1-800-632-9700 (TTY 711) Afaan Oromoo (Oromo): Baasii malee afaan keetiin gargaarsa argachuudhaaf mirga qabda. Waa’ee iyyata keetii yookaan tajaajila Kaiser Permanente hammatu ilaalchisee gaaffii yoo qabaatte, yookaan beeksisi Kun guyyaa murtaa’e irratti tarkaanfii akka ati fudhattu kan gaafatu yoo ta’e, lakkoofsa bilbilaa naannoo yookaan goodina keetiif kenname bibiluudhaan turjumaana haasofisiisi. Colorado 1-800-632-9700 (TTY 711) شما حق دارید که بدون هیچ هزینه ای به:)Persian( فارسی اگر درباره درخواست یا پوشش.زبان خود کمک دریافت کنید سؤالی داشته یا بر اساس اینKaiser Permanente خود در برای صحبت،اعالمیه باید تا تاریخ مشخصی اقدامی بعمل آورید با یک مترجم شفاهی با شماره تلفن ارائه شده برای ایالت یا منطقه .خود تماس بگیرید Colorado 1-800-632-9700 (TTY 711) Pусский (Russian): У вас есть право получить бесплатную помощь на своем языке. Если у вас имеются вопросы относительно вашего заявления или медицинского страхования в Kaiser Permanente, либо данное уведомление требует от вас каких-либо действий к определенной дате, позвоните по номеру телефона для своего штата или региона, чтобы поговорить с переводчиком. Colorado 1-800-632-9700 (TTY 711) Tiếng Việt (Vietnamese): Quý vị có quyền được nhận trợ giúp miễn phí bằng ngôn ngữ của mình. Nếu quý vị có các câu hỏi về mẫu đơn hoặc mức bảo hiểm của mình thông qua Kaiser Permanente, hoặc thông báo này yêu cầu quý vị thực hiện vào một ngày cụ thể, hãy gọi đến số điện thoại được cung cấp cho bang hoặc khu vực của quý vị để trò chuyện với phiên dịch viên. Colorado 1-800-632-9700 (TTY 711) Español (Spanish): Usted tiene derecho a obtener ayuda en su idioma sin costo alguno. Si tiene preguntas acerca de su solicitud o cobertura a través de Kaiser Permanente, o este aviso requiere que usted tome alguna medida antes de una fecha determinada, llame al número de teléfono que se proporciona para su estado o región para hablar con un intérprete. Colorado 1-800-632-9700 (TTY 711) Yorùbá (Yoruba): O ní ẹ̀tọ́ láti rí ìrànlọ́wọ́ gbà nípa èdè rẹ láìsan owó. Bí o bá ní ìbéèrè nípa ìṣàfilọ́lẹ̀ tàbí ìṣedéédé nípaṣẹ̀ Kaiser Permanente, tàbí ìfitọnilétí yìí fẹ́ kí gbé ìgbésẹ̀ kan ní ọjọ́ kan patọ́, pé nọ́mbà tí a pèsè fún ìpínlẹ̀ tàbí agbègbè rẹ láti bá òǹgbifọ̀ kan sọ̀rọ̀. Colorado 1-800-632-9700 (TTY 711) Tagalog (Tagalog): Mayroon kang karapatan na kumuha ng tulong sa iyong wika nang walang bayad. Kung mayroon kang mga katanungan tungkol sa iyong aplikasyon o coverage sa pamamagitan ng Kaiser Permanente, o ang abisong ito ay nangangailangan ng iyong aksyon sa tiyak na petsa, tumawag sa numerong ibinigay para sa iyong estado o rehiyon para makipag-usap usap sa tagapagsalin. Colorado 1-800-632-9700 (TTY 711) 60436922 National 2016
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