TO BE PRESTIGE IS TO
HAVE DISTINCTIVE
SOLUTIONS
PROGRAMA PRESTIGE
INTEGRATED SOLUTIONS FOR
BANKING AND FINANCIAL SERVICES AND PRODUCTS
MILLENNIUM. É PARA AVANÇAR.
707 50 24 24
24-hour personalised customer service.
From a landline, the maximum cost per call will be €0.10 per minute;
from a mobile phone, the maximum cost per call will be €0.25 per minute.
VAT is in addition to these amounts.
www.millenniumbcp.pt
PROGRAMA PRESTIGE
TO BE PART OF THE PROGRAMA PRESTIGE IS TO HAVE AN EXCLUSIVE
AND PERSONALISED MONITORING IN YOUR DAILY LIFE; A SERIES OF
DISTINCTIVE PRODUCTS, THAT HAVE YOU AND YOUR FAMILY IN MIND,
AND EXCLUSIVE SERVICES FOR THE MANAGEMENT OF YOUR ASSETS.
A PERSONAL MANAGER A RELIABLE
PROFESSIONAL DEDICATED AND
ALWAYS AVAILABLE
The Programa Prestige places at your disposal a professional
representative who favours personalised monitoring: a Manager that
knows you well and can ensure the management of your banking
relationship with Millennium bcp.
This professional carries out your investment decisions, making the
management of your assets easier and more efficient.
DOSSIER PRESTIGE, A FINANCIAL
CHECKUP FOR THE MANAGEMENT
OF YOUR ASSETS
The Dossier Prestige allows you to have detailed access to information
regarding your current deposit account and related products,
including, if applicable, information on your investment portfolio,
distribution of investments by class of assets and maturity dates. This
tool provides you with an integrated view of your assets and helps you
plan your future investments.
PRESTIGE CARDS
A UNIQUE LIFESTYLE
We offer distinctive debit and credit cards, with a series of advantages
and benefits at exclusive and carefully chosen partners:
18.1% Annual Percentage Rate of Change (APRC)
Two Prestige Debit Cards exempt from annuity fee payments, in the
amounts of €20 for the primary cardholder and €20 for additional
cardholders.
Two credit cards Prestige Gémeos e (1 Prestige Visa + 1 Prestige
Black by American Express®, 18.1% APRC) per two holders of the
same card account, holders of the current account.
Credit Card Prestige Gémeos: 18.1% APRC and 13.300% EAR for €2,500 credit limit payable in 12 equal monthly installments plus
interest and charges. The attribution of any credit card is subject to a case-by-case credit risk assessment.
PROGRAMA PRESTIGE
PRESTIGE INSURANCE PROTECTION PLAN FOR YOU AND YOUR FAMILY
Ensuring that you and your family are protected is also one of the priorities of the Programa Prestige. As such, this integrated solution includes four
insurance plans in order to guarantee the security of what you value the most.
LIABILITY INSURANCE FOR THE FAMILY
Free yourself from unexpected expenses. This insurance covers the costs with
compensation for pecuniary and non-pecuniary damage caused to third
parties, by any of your household members. The indemnity limit is €150,000 per
annum, with a sub-limit of €25,000 per victim.
LAPTOP THEFT INSURANCE
Protect yourself against unwanted surprises. In the event of theft of your
laptop, this insurance guarantees you an indemnity limit of up to €600 per
annum (for the primary holder of the current deposit account linked to the
Programa Prestige).
MEDICAL EMERGENCY AT HOME INSURANCE
Because one’s health is above all else, this insurance extends to your
household members, valid throughout national territory (with exception to
the Azores, where cover is limited to the Island of São Miguel).
Its use entails the co-payment of €10 per appointment. The medical
emergency support service can be requested by phone 210 347 933 (on
weekdays, from 20h to 7h; on Saturdays, Sundays and holidays, 24 hours).
ALL RISKS INSURANCE FOR ELECTRONIC DATA PROCESSING EQUIPMENT
Because the unexpected may occur. With this insurance, the primary holder
of the Programa Prestige is covered against damage caused to electronic
equipment, as a result of fire, storm, short circuit, among other accidents, up to
a limit of indemnity of €600 per annum and with a deductible of €50 per claim.
ADDITIONAL BENEFITS
THE SOLUTION THAT MAKES YOUR DAILY LIFE EASIER
Being part of the Programa Prestige also means having access to a series of additional benefits that help you manage your daily life.
CHEQUES
Exemption from payment of expenses related to the issuance of 1 series of a set of 5 cheques
(deposit-cheques only), for one month, when issued by an ATM machine on the internal self-banking network
of Millennium bcp. Stamp duty paid in addition for each cheque issued, currently fixed at €0.05.
PRE-PAID CARD
Ask for a Free Web card or a Free Junior card and benefit from zero annuity fee payment, in the amount of €7 and €5,
respectively, provided that the card is linked to a current deposit account on the Programa Prestige.
AGGREGATED
ACCOUNTS
The holder of the Programa Prestige may aggregate to its account up to three non-business accounts, of which
he or she may or may not be the holder. These accounts benefit from:
• Commission-free Standard Account Maintenance corresponding to a maximum of €5.20/month (except for
aggregated accounts classified as Minimum Banking Services Accounts, Personal Contents Account or accounts
that are part of the Programa Prestige).
• Internal transfers between the Programa Prestige current deposit account and the aggregated accounts are
exempt from paying commission as included in the price list, regardless of the channel used. Exclusive for Euro
accounts.
RENTAL OF SAFETY
DEPOSIT BOXES
INSURANCE
20% reduction in the amount of commission for an annual rental fee (corresponding to a maximum of €250
per year).
Special conditions when subscribing to a series of other insurances:
• Médis Health Plan - Options 1, 2 and 3 as well as Vintage and Vintage Plus Options: 7% discount on the
first annual premium Special conditions in Option 3 for Check-Ups (Navarra).
• HomIN (basic Buildings cover, which may or may not include contents cover): 7% discount on the first
annual premium.
• Personal Protection and Golfing, Personal Protection in the Home, Guns and Hunting Insurance,
Recreational Boating Insurance (subject to minimum premium of €68.25 on the first annual premium):
7% discount on the premium for the entire duration of the contract
The conditions apply to new insurance policies contracted by 31st December 2016.
TRANSFERS
Exempt from the payment of commission on (non-urgent) transfers in the following currencies: EURO, SEK, RON, for
the use of countries that have joined SEPA (28 EU countries plus Iceland, Liechtenstein, Monaco, Norway, San Marino
and Switzerland), provided that these have been requested with indication of NIB, IBAN and/or BICSWIFT (depending
on the destination of the transfer), and performed via automatic channels (ATM machines on the internal
self-banking network of Millennium bcp, automated telephone service (VRS), mobile phone and/or at
www.millenniumbcp.pt), by direct debit, in unlimited number, subject to the specific limits of each channel and up to
a maximum of €50,000 per transaction (or equivalent amount in Swedish krona or Romanian Leu).
PROGRAMA PRESTIGE
CHOOSE TO BE PRESTIGE VIA FINANCIAL ASSETS OR VIA SALARY.
TO PAY ONLY 4.5€/MONTH FOR YOUR PROGRAMA PRESTIGE YOU ONLY NEED TO HAVE ASSOCIATED FINANCIAL ASSETS
(MONTHLY AVERAGE) WORTH €50,000 OR MORE, OR €20,000 OR MORE IF UNDER 33, AND, IN ADDITION, RECEIVE
A MONTHLY SALARY, SUBSIDY OR RETIREMENT PENSION OF €500 OR MORE OR MONTHLY CHARGES TO A DEBIT OR
CREDIT CARD OF €500 OR MORE.
TO PAY ONLY 6€/MONTH FOR YOUR PROGRAMA PRESTIGE YOU ONLY NEED TO HAVE ASSOCIATED FINANCIAL ASSETS
(MONTHLY AVERAGE) WORTH €50,000 OR MORE, OR €20,000 OR MORE IF UNDER 33, OR RECEIVE A MONTHLY SALARY,
SUBSIDY OR RETIREMENT PENSION OF €2,500 OR MORE, OR €1,500 IF UNDER 33.
OTHERWISE, YOU WILL HAVE TO PAY A €15 MONTHLY MANAGEMENT FEE.
YOUR BANK IS EVEN CLOSER TO YOU
THROUGH THE MILLENNIUM APP AND THE
MBOLSA APP; ACCESS YOUR BANK USING
YOUR MOBILE PHONE
Manage your accounts with the Millennium App and don't miss out
on investment opportunities with the MBolsa App.
• The Millennium App has a new version available for AndroidTM
and Apple devices. Updated and full of new features, it is even
more simple and intuitive.
Now better tailored with more features and new ways to save.
Learn more at the Mobile area of www.millenniumbcp.pt
• The App MBolsa allows you to access your account portfolio,
manage stock exchange buying and selling operations and check
out major news headlines and research; You can also simulate
the management operations of a fictitious portfolio, allowing you
to test your abilities as an investor, through the Virtual Wallet.
If you have an Apple or AndroidTM device, download the
Millennium App and the MBolsa App, now, from Google Play or App
Store.
Downloading apps is free.
To access the Millennium App service and MBolsa App you must
be registered at the Millennium bcp website.
For the Mbolsa App, you must also be approved for the transaction
of financial instruments.
All commissions referred to in this document exclude Stamp Duty.
The information on the aforementioned insurance, does not waive the consultation of legally required pre-contractual and contractual information.
Apple, iPhone, iPad, iPod Touch and iTunes are all registered trademarks of Apple Inc. in the United States and other countries. Android, Google and
Google Play are all registered trademarks of Google Inc.
Windows® Phone Store and Windows® Phone 7 are both registered trademarks or brands of Microsoft Corporation in the United States and/or other
countries. BlackBerry®, RIM®, Research In Motion® and the commercial trademarks and any related names and logos are the property of Research In
Motion Limited and are registered and/or used in the United States and in other countries of the world. Used under licence of Research In Motion
Limited. Java is an IT platform developed by Oracle Corporation.
Banco Comercial Português, S.A., a publicly traded company. Headquarters: Praça D. João I, 28, 4000-295 Porto - Share Capital EUR 4,094,235,361.88
Sole registration and VAT identification number 501525882. Linked Insurance Mediator no. 207074605 - Date of Registration: 26/06/2007.
Authorisation for the mediation of life and non-life insurances of Ocidental - Companhia Portuguesa de Seguros de Vida, S.A., Ocidental - Companhia
Portuguesa de Seguros, S.A. and Médis - Companhia Portuguesa de Seguros de Saúde, S.A. and also Ocidental – Sociedade Gestora de Fundos de
Pensões, S.A.. Information, and other details of the registration are available at www.asf.com.pt. The Mediator is not authorised to enter into any
insurance contracts on behalf of the Insurer, nor are they allowed to receive insurance premium payments, handed over in order to be delivered at
the Insurer. The Mediator is not liable for covering the risks of the insurance policy, which remain the sole liability of the Insurer.
Ocidental - Companhia Portuguesa de Seguros, S.A. - Av. Dr. Mário Soares, Edif. 10 - Tagus Park - 2744-002 Porto
Salvo. Legal person no. 501836918, registered under this number at the Lisbon Commercial Registry Office. Share
Capital Eur 12,500,000.
ME PP1601
707 50 24 24
24-hour personalised customer service.
www.millenniumbcp.pt
From a landline, the maximum cost per call will be €0.10 per minute;
from a mobile phone, the maximum cost per call will be €0.25 per minute
VAT is in addition to these amounts.