PRSRT STD
U.S. POSTAGE
PAID
OTTAWA OH
45875
PERMIT #64
P.O. Box 364 Ottawa, OH 45875
614 N. Perry, St. Rt. 65
419-523-4500 800-686-4500
www.FortmanIns.com
RETURN SERVICE REQUESTED
News and Information Bulletin
Spring 2013
Inside this Issue:
re
For Mo n
tio
Informa
11 Licensed Agents
Our Staff is Here to Serve You!
HEALTH DEPT. - Jonathan Fortman, Catherine Fortman, Branden Fortman
Laurie Basinger, Kathy Green, Sam Brauen
AUTO/PROPERTY DEPT. - John Fortman, Zack Fortman, Amy Baker,
Pam Eickholt, Dale Metzger
CUSTOMER SERVICE - Laura Kuhlman, Lauren Hermiller
COMMUNITY EVENTS
cations
Two Lo d Agents
nse
11 Lice
“BATTLE of the BUSINESSES”
CORNHOLE TOURNAMENT
ASI-Flood Insurance
Community Events
Health Indicators
Homeowners’s Insurance
How a Health Plan Works
Key Changes for
Health Plans
Medicare Eligible
Ohio’s Distracted Driving
Planning a Wedding?
Reminder
Safety Tip
Silver Sneakers
That Time of Year Again
Ways to Save
Websites to Help You
Understand
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$40 per team - contact us today
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TWO LOCATIONS:
614 N. Perry, St. Rt. 65
419-523-4500
800-686-4500
Fax: 419-523-0045
2013 Relay for Life
Come Join Us!
May 31, 2013
coverage. Those who don’t, may have to pay a fine. There are some excep!ons.
♦ People who don’t get health insurance at work will be able to shop for it through an
exchange or they may have coverage op!ons available off of the exchange.
♦ All plans will cover certain essen!al health benefits. There won’t be an annual dollar
limit on these benefits.
♦ New pricing rules take effect.
“Your Partners in Healthcare Reform”
Websites to help you understand
http://www.healthcarereformforyou.com/
http://www.kff.org/healthreform/upload/8061.pdf
We now offer Home
and Flood Insurance
through
Website to give you an estimation on eligibility for premium
subsidy (this is just an estimation, not actual 2014 rates)
That Time of Year Again!
Fortman Insurance will be located at the East end of the
O-G High School track. Stop by our tent!
Bluffton University
Football/Track & Field Stadium
may be required “open enrollment” periods.
http://youngforaffordability.org
of Putnam County
Bluffton Relay for Life
Come Join Us!
June 2121-22, 2013
♦ Regardless of health history, everyone will be eligible to apply for coverage. There
website from The Henry J. Kaiser Family Foundation
Ottawa:
American Cancer Society
(does not include Medicare eligible)
♦ There will be a requirement to have a minimum amount of health insurance
to benefit Putnam County UNITED WAY
Friday, May 17, 2013 - 6:00 p.m.
Key Changes for Individual Health Plans
Effecve in 2014
Bluffton: 115 N. Main St.
419-358-4600
Fax: 419-358-0046
A Partner of
Progressive Insurance
Reminder: Make sure your Motorcycles,
Boats, Campers, ATV’s and
other Recreational Vehicles are
Insured properly!
www.FortmanIns.com
MISSION: With the utmost integrity, Fortman Insurance Services provides
Clients quality products at the best value to meet their specific needs.
Page 2
Fall seven times,
stand up eight.
Fortman Insurance Services, Inc.
Homeowner’s Insurance
Do you have the right type &
right amount?
What to look for on your policy:
1.
We’re always
trying to move out
of the darkness,
when all we have
to do is turn
on the light.
Steve Potter
2.
3.
4.
There is always
one unexpected
moment in life
when a door
opens to let the
future in.
Graham Greene
Building/Dwelling, Separate Structures,
Personal Property, Loss of Use, Medical and
Extended replacement AND Corresponding
Amounts of Maximum Coverage which tells
you how much coverage you have in case of
loss.
Deductible: what makes sense for you?
Specialty Items: Expensive “other” items are
not normally covered under a policy. You may
need to add additional coverage.
Liability Coverage: for such things as dog
bites or someone
slipping on your
property.
BUT…
WILL YOUR
LIABILITY
COVERAGE
STILL BE
ENOUGH???
Wedding
this Year?
We know that your special day is all you
have been dreaming about — and all that
you can't stop worrying about. Put your mind
at ease as Travelers helps you protect against
the unanticipated: What if your venue suddenly
goes out of business? What if the bridal salon loses
your dress? What if your caterer backs out?
Don't worry, for as little as $160, Travelers can help
safeguard your wedding with the
Wedding Protector Plan®.
Travelers Wedding Protector Plan® can cover:
• Cancellation or postponement
• Additional expenses
• Wedding photographs/video
• Wedding gifts
• Special jewelry
• Lost deposits
• Liability insurance (optional coverage)
• Liquor liability insurance (optional coverage)
Contact Pam Eickholt, Amy Baker, Zack Fortman
Fortman Insurance Service , Inc.
If you are eating right and exercising regularly,
you might think that you don't need to worry
about health problems. Many problems, such as
diabetes and cancer aren't always caused by poor
health habits. Fortunately, you can detect some
of these issues early by listening to your body
and paying attention to health indicators.
Routine lab tests, including blood sugar and
cholesterol, can often detect potential
health problems.
MEDICARE ELIGIBLE?
Turning 65? Losing Employer Group
Coverage? Eligible for Low Income Subsidy?
UMBRELLA POLICY (excess liability)
could save you from significant financial
consequences should that major claim
happen to you. If you don’t have an Umbrella
Policy contact our agency - JOHN, ZACK, AMY
or PAM in our Ottawa Office; DALE or SAM in
our Bluffton Office.
Prevent Dryer Fires
CLEAN LINT TRAPS, VENTS &
OTHER AREAS of DRYER
Clothes dryer fires result in five deaths, 100
injuries, and $35 million in property losses
each year. Failure to clean equals 34% of
clothes dryer fires.
Don’t run dryers when asleep
or away from home.
Contact Us
with any
Updates you
have had
completed in
recent years.
It could
reduce your
premium.
• Deductible - the higher the deductible, the lower your
premium. But make sure you can afford to pay the
higher deductible out of pocket if something should
happen.
• Good Credit – insurance companies are placing more
weight on credit scores. Having excellent credit may
give you a more preferred rating.
• Losses - rates are based on statistics. No losses in last 5
years will most likely give better ratings.
• Alarm Credits - Improve security and safety - Burglar
and/or fire alarms may provide premium discounts.
• Multi-Policy Credits - most insurance companies offer
discounts for more than one policy. Try to package auto
and home insurance together to obtain the best rate.
• Updates - keeping your home updated mechanically
can help reduce your insurance premium. Updating the
roof, plumbing, heating and electrical systems will offer a
premium normally in line with their most preferred rates.
• Independent Insurance Agent – As an independent
agent, we can check with all our companies to provide
you the most competitive rates.
AUTO HOME FARM COMMERCIAL
NEARBY LOCATIONS
Putnam County YMCA - Ottawa
Northwest Fitness Club - Ottawa
Bluffton Family Recreation - Bluffton
Peak 24 HR Fitness - Delphos
Anytime Fitness - Lima
Lima Family YMCA - Lima
Trinity Lutheran Church - Findlay
Hancock County Agency on Aging - Findlay
Defiance Area YMCA - Defiance
Defiance Area YMCA Smart Fitness Center -Defiance
Anytime Fitness - Defiance
To search in your area visit www.silversneakers.com
HOW a HEALTH
PLAN WORKS
♦ In return for paying
a premium, you gain
protection from the
potentially high cost
of medical care.
♦ The cost of paying for health
benefits can be far less than
paying for medical care on
your own.
♦ Plus, having a health plan
opens the door to a network
of medical providers who
Not Sure What Your Options Are?
Let Fortman Insurance HELP YOU!
Ottawa: 419-523-4500
Bluffton: 419-358-4600
Just because your Garage is insured,
does NOT mean the motorized vehicles
that are stored in it are.
You MUST have separate insurance
on these vehicles.
They are NOT covered as garage contents.
Page 3
SILVER SNEAKERS
HEALTH INDICATORS
WAYS to SAVE on
HOME INSURANCE
A laugh is a
smile that bursts.
Mary H. Waldrip
Light tomorrow
with today.
Elizabeth Barrett
Browning
Planning a
Spring 2013
or John fortman at 419-523-4500
Dale Metzger or Sam Brauen at
419-358-4600 for more information!
That’s where an
Respect is what
we owe.
Love is what we give.
Philip James Bailey
Spring 2013
agree to accept
lower rates
negotiated by
the health plan.
♦ A health plan
offers a wealth
of information
to help you
make the best decisions about
you and your family’s health.
♦ Tools provided by your plan
can help you choose a doctor,
and programs can offer ways
to help you work toward
achieving your health goals.
Health plans have a lot of specific information
you can access on their Web sites,
or you can call your plan’s customer
service department with specific questions.
OHIO’S DISTRACTED
DRIVING LAW
THE GRACE PERIOD
IS OVER!
March 1, 2013,
tickets will be issued.
REMINDER
Notify us as soon as you
begin any New Construction,
Home Additions or
New Buildings
(garages, barns, bins, etc).
We can help you with all Lines of Insurance: Auto, Home, Commercial, Farm,
Medical, Life, Long Term Care, Disability Income, Dental, Vision, etc.
Contact one of our offices today — Stop By, Call or E-mail
MEDICAL INDIVIDUAL & GROUP BENEFITS LIFE ANNUITY IRA
An open mind
collects more
riches than an
open purse.
Unknown
Whenever I fill
out an application,
in the part
that says “In case
of emergency,
Notify...” I put
“DOCTOR”.
What’s my mother
going to do?
Unknown
All life is an
experiment. The
more experiments
you make the
better.
Ralph Waldo
Emerson
If we don’t
change, we don't’
grow. If we don’t
grow, we aren’t
really living.
Gail Sheehy
A friend is
someone who gives
you total freedom
to be yourself.
Jim Morrison