be aware of the ides of march

BE AWARE OF THE IDES OF MARCH
AND OTHER KEY HEALTH INSURANCE DATES
DATE
BADGERCARE PLUS
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January 1 ,
2014
Some changes put into place, including:
 Former foster care youths now eligible up to age
26 (up from age 21)
 Pregnancy verification no longer needed
 Restrictive Reenrollment Period (RRP) will now be
3 months for kids who fail to pay a premium
 Some changes to residency and citizenship
verification policies
 More on this available in a WCCF blog post.
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 This is the date by which the WI Dept. of Health
Services wants to have all BadgerCare Tax Filer
Information Amendment Forms returned. This is
particularly relevant for those being moved off of
BadgerCare who receive child support payments.
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 This is the last day that parents and caretakers
from 100% - 200% FPL can apply for BadgerCare
coverage (which ends for all parents in that
income range in April).
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 Kids in BadgerCare Plus (BC+) over 200% FPL will
be moved to the Standard Plan, which includes
more comprehensive benefits.
 The state begins using the federal income and
household definitions (MAGI) for new BC+
applications. Thus, this is the date when childless
adults can begin applying through the state for
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BC+ coverage (to begin April 1 ).
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 Beginning Feb 1 , newly applying parents and
caretakers above the poverty level are no longer
eligible for BadgerCare.
January 17 ,
2014
January 31 ,
2014
February 3 ,
2014
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March 15 ,
2014
 Parents & caretakers losing BadgerCare coverage
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on April 1 must sign up for insurance on the
Marketplace by this date to ensure no gaps in
coverage.
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 New BadgerCare income limits and eligibility
guidelines begin on this day. This means that
coverage for childless adults below 100% FPL is
available, and all parents, caretakers and childless
adults over 100% FPL will lose their BadgerCare
coverage. Benefit package improves for childless
adults currently in BadgerCare Core.
Emma Hynes and Jon Peacock
INDIVIDUAL MANDATE
 Marketplace coverage began  This is the first year that American
for those who applied for
citizens will be subject to a mandate to
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coverage by Dec 24 and paid
purchase health insurance coverage.
their first premium by Jan
However, there are a variety of
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10 .
exceptions to the mandate. Those who
do not qualify for an exception and who
do not purchase health insurance (minus
a 3 month disregard) will be subject to a
tax penalty when they file taxes.
 This is the last day to sign up
for Marketplace coverage
for an April 1 start date. This
is critical for those losing
BadgerCare Plus coverage.
 This is the last day of open
enrollment on the federally
facilitated Marketplace, &
last day to sign up for
coverage through the
Marketplace in order to
avoid the tax penalty for not
having coverage in 2014.
March 31 ,
2014
April 1 ,
2014
MARKETPLACE
 This is the date by which Americans
who are subject to the Individual
Mandate must have health insurance in
order to avoid the tax penalty for being
uninsured in 2014 (unless you’re signing
up for coverage on the Marketplace, in
which case you won’t face a penalty as
long as you sign up by this date).
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 Beginning April 1 ,
individuals will need to have
a ‘qualifying event’ in order
to sign up for coverage on
the Marketplace prior to the
next enrollment period in
Oct 2014.
January 13, 2014